MIRA INFORM REPORT

 

 

Report Date :

03.05.2012

 

IDENTIFICATION DETAILS

 

Name :

P.T. SB CON PRATAMA

 

 

Registered Office :

Jl. Depok No. 7 Semarang, Central Java

 

 

Country :

Indonesia

 

 

Date of Incorporation :

12.03.2010

 

 

Com. Reg. No.:

No. AHU-13806.AH.01.01.TH.2010

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Bricks and Pavers Manufacturing

 

 

No. of Employees :

40 persons      

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Name of Company

 

P.T. SB CON PRATAMA

 

 

Address

 

Head Office & Factory

Jl. Depok No. 7

Semarang, Central Java

Indonesia

Phones             - (62-24) 6581264

Fax                   - (62-24) 6581265

Building Area     - 32storey

Office Space      - 140 sq. meters

Region              - Commercial

Status               - Rent

 

Branch

Jl. Margorejo Indah B-107

Surabaya 60238

East Java

Indonesia

Phones             - (62-31) 8417691

Fax                   - (62-24) 8417692

Email                - hidayat@singabraga.com

 

 

Registration data

 

Date of Incorporation :

12 March 2010

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

  No. AHU-13806.AH.01.01.TH.2010

  Dated 18 March 2010

 

Company Status :

Private National Company

           

Permit by the Government Department :

The Department of Finance

NPWP – Not available

 

Related Companies:

a. P.T. SINGA BRAGA (Trading and Investment Holding)

b. P.T. IMASCO PACIFIC MINERALS (Trading of Coals)

c. Etc.

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital             - Rp. 40,000,000,000.-

Issued Capital                   - Rp. 10,000,000,000.-

Paid up Capital                 - Rp. 10,000,000,000.-

 

Shareholders/Owners :

a. P.T. SINGA BRAGA                         - Rp. 9,990,000,000.- (99.90%)

    Address : Jl. Margorejo Indah B-107

                    Surabaya, East Java

                    Indonesia                   

b. Mr. Adrian Sudharmanto Nafarin    - Rp.     10,000,000.- (  0.10%)

    Address : Jl. Pucang Anom Timur No. 23

                    Surabaya, East Java

                    Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Bricks and Pavers Manufacturing

 

Production Capacity :

Bricks and Pavers – 1.0 million tons p.a.

 

Total Investment :

Owned Capital   - Rp. 10.0 billion

 

Started Operation :

June 2011

 

Brand Name :

Wika Intinusa Niagatama

 

Technical Assistance :

None

 

Number of Employee :

40 persons                                     

 

Marketing Area :

Local    - 100%

Main Customers:

a. General Constructing Companies

b. Industrial Estate Management

c. Etc.

 

Market Situation :

Very Competitive

 

Main Competitors :

a. PT. Beton Elemindo Perkasa

b. PT. Karya Beton Sudira

c. PT. Jaya Beton Indonesia

d. PT. Surapati Cahaya Timur

e. Etc.

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r :

The Hongkong and Shanghai Banking Corp.

Surabaya Branch

Jl. Jend. Basuki Rakhmad No. 58-60

Surabaya, East Java

Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2010 – None

2011 – Rp. 22.5 billion

 

Net Profit (estimated) :

2010 – None

2011 – Rp. 110 million

 

Payment Manner :

Average

 


Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

President Director                            - Mr. Adriaan Sudharmanto Nafarin

Director                                           - Mr. Alfred Harioprasetio Hidayat

 

Board of Commissioners :

Commissioner                                 - Mr. Rusdianto Hidayat

 

Signatories :

President Director (Mr. Adriaan Sudharmanto Nafarin) or Director (Mr. Alfred Harioprasetio Hidayat) which must be approved by Board of Commissioner (Mr. Rusdianto Hidayat)

 

 

CAPABILITIES

 

Management Capability :

G o o d

 

Business Morality :

G o o d

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

Proposed Credit Limit :

Small amount – periodical review

 

 

OVERALL PERFORMANCE

 

P.T. SB CON PRATAMA (P.T. SBCP) was established in Semarang (Central Jawa) on March 12, 2010 with an authorized capital of Rp. 40,000,000,000.- of which Rp. 10,000,000,000.- was issued and fully paid up.  The founding shareholders of the company are P.T. SINGA BRAGA (99.90%) and Mr. Adriaan Sudharmanto Nafarin (0.10%), an Indonesian businessman of Chinese extraction. The Article of association was approved by the Ministry of Law and Human Right in its Decision Letter No. AHU-13806.AH.01.01.Tahun 2010 dated March 18, 2010.  No changes have been effected in term of its shareholding composition and capital structures to date.

 

Pursuant to the company’s notary deed, P.T. SBCP engaged to operate in industry and trading. The Company’s registered office located at Jl. Depok No. 7, Semarang, Central Java and the company can open branch offices or representative offices at home and abroad.

P.T. SBCP has been commercial operation since mid-2011 dealing with building material manufacturing such as bricks and pavers.  The company was only operating a unit of plant located at Jl. Depok No. 7, Semarang, Central Java.   The plants have annual production capacity of 1.0 million tons of bricks and pavers.   The products are directly marketed to its customers especially a number of Construction Companies, Industrial Estate Management and building materials dealer and shops in Semarang (Central Java) and Surabaya (East Java).   We observe that P.T. SBCP is a new company engaged in bricks and pavers manufacturing which has been operating since June 2011.

 

In overall we find the demand for bricks, pavers, concrete block and other building materials had been rising by the average 6% to 8% per year within the last five years in line with the growth of housing complex, roads, bridges, office building and others.  But since the global economic crisis and tight money policy being imposed by Bank Indonesia in October 2008 the demand was decreased within due to a poor economic condition, decreasing income per capita and a weak in public purchasing power. The demand was increasing in the early 2009 due to economic condition was gradually recovery in the country. The growth rate is now estimated at 5% to 7% per year. Market competition is very tight due to a large number of similar companies operating in the country.  We believed that P.T. SBCP is in position to thrive its business in the future.

 

      P.T. SBCP has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement. The management of P.T. SBCP is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total income/revenue of the company in the first operation in 2011 amounted to Rp 22.5 billion and projected to go on rising by at least 12% in 2012.  The company has yielded a net profit of Rp. 110 million in 2011 and the company has an estimated total assets of Rp. 40.0 billion.  So far we did not hear that the company registered with the black list of Bank of Indonesia (Central Bank) or involved in the civil case that settled through the country court.

 

According to its notary deed, the management of P.T. SBCP is headed by Mr. Adriaan Sudharmanto Nafarin (65), as President Director and Mr. Alfred Harioprasetio Hidayat AKA Alfred Hidayat (26) as Director and Mr. Rusdianto Hidayat (59) as Commissioner.  So far we have never heard that the company’s management involved in the business malpractices or detrimental cases that settled in the country. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia.

 

Considering P.T. SB CON PRATAMA is still relatively new operation, we recommend to treat prudently in extending new loan to the company.



 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.52.93

UK Pound

1

Rs.85.85

Euro

1

Rs.69.94

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.