MIRA INFORM REPORT

 

 

Report Date :

04.05.2012

 

IDENTIFICATION DETAILS

 

Name :

BIN DASMAL GENERAL TRADING CO LLC

 

 

Registered Office :

Khalifa Abdullah Dasmal Building Sheikh Zayed Road Al Quoz Industrial Area, Dubai Investment Park PO Box   5389 Dubai

 

 

Country :

United Arab Emirates

 

 

Financials (as on) :

31.12.2010

 

 

Date of Incorporation :

29.01.1980

 

 

Com. Reg. No.:

59809, Dubai

 

 

Legal Form :

Limited Liability Company - LLC

 

 

Line of Business :

Fabrication of aluminium and ductwork.

 

 

No. of Employees :

100

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

UAE

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


SUMMARY

 

Company Name                                     : BIN DASMAL GENERAL TRADING CO LLC

Country of Origin                                    : Dubai, United Arab Emirates

Legal Form                                            : Limited Liability Company - LLC

Registration Date                                   : 29th January 1980

Commercial Registration Number            : 59809, Dubai

Trade Licence Number                            : 206667

Chamber Membership Number                : 6322

Issued Capital                                        : UAE Dh 6,000,000

Paid up Capital                                      : UAE Dh 6,000,000

Total Workforce                                     : 100

Activities                                               : Fabrication of aluminium and ductwork.

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady


COMPANY NAME

 

BIN DASMAL GENERAL TRADING CO LLC

 

 

ADDRESS

 

Registered & Physical Address

 

Building             : Khalifa Abdullah Dasmal Building

Street               : Sheikh Zayed Road

Area                 : Al Quoz Industrial Area, Dubai Investment Park

 

PO Box             : 5389

 

Town                 : Dubai

Country             : United Arab Emirates

 

Telephone         : (971-4) 3380111 / 8067777

Facsimile          : (971-4) 3380115 / 8067788

Email                : karim@bindasmal.com / trading@bindasmal.com

 

Premises

 

Subject operates from a medium sized suite of offices and a factory that are rented and located in the Industrial Area of Dubai.

 

 

KEY PRINCIPALS

 

     Name                                                           Nationality                                 Position

 

·       Khalifa Abdulla Ahmad Dasmal                       Emirati                                      Managing Director

 

·       Amina Khalifa Abdulla Dasmal                        Emirati                                      Director

 

·       Laila Khalifa Abdulla Dasmal                          Emirati                                      Director

 

·       Lynn Joy Dasmal                                          British                                       Director

 

·       Mohamed Khalifa Abdulla Dasmal                   Emirati                                      Director

 

·       Salem Khalifa Abdulla Dasmal                        Emirati                                      Director

 

·       Karim Fares                                                       -                                          General Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 29th January 1980

 

Legal Form                  : Limited Liability Company - LLC

 

Commercial Reg. No.  : 59809, Dubai

 

Trade Licence No.       : 206667

 

Chamber Member No. : 6322

 

Issued Capital              : UAE Dh 6,000,000

 

Paid up Capital            : UAE Dh 6,000,000

 

Name of Shareholder (s)                                           Percentage

 

·       Khalifa Abdulla Ahmad Dasmal                                               30%     

 

·       Amina Khalifa Abdulla Dasmal                                                14%

 

·       Laila Khalifa Abdulla Dasmal                                                  14%

 

·       Lynn Joy Dasmal                                                                  14%

 

·       Mohamed Khalifa Abdulla Dasmal                                           14%

 

·       Salem Khalifa Abdulla Dasmal                                                14%

 

 

OPERATIONS

 

Activities: Engaged in the fabrication of aluminium and ductwork. Subject also deals in sundry items related to HVAC works, including PVC tape, Aluminium tape, duct connectors, canvas and glass cloth and threaded rods.

 

Import Countries: Europe and the Far East.

 

Operating Trend: Steady

 

Subject has a workforce of 100 employees.

 

 


FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: United Arab Emirates Dirham (UAE Dh)

 

                                                Year Ending 31/12/09:                Year Ending 31/12/10:

 

Total Sales                                UAE Dh 20,385,000                   UAE Dh 20,900,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       National Bank of Dubai

Baniyas Street

     PO Box: 777

     Dubai

     Tel: (971-4) 2222241

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.23

UK Pound

1

Rs.86.14

Euro

1

Rs.69.98

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.