MIRA INFORM REPORT

 

 

Report Date :

04.05.2012

 

IDENTIFICATION DETAILS

 

Name :

COMTEXTILE (H.K.) LTD.

 

 

Registered Office :

Flat P, 11/F., Kaiser Estate, Phase III, 11 Hok Yuen Street, Hunghom, Kowloon

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

30.10.1984

 

 

Com. Reg. No.:

09323910

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer and Exporter of Piecegoods, Garments, Etc.

 

 

No. of Employees :

30

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

Usually Correct

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Company name

 

COMTEXTILE (H.K.) LTD.

 

 

Company ADDRESS

 

Flat P, 11/F., Kaiser Estate, Phase III, 11 Hok Yuen Street, Hunghom, Kowloon, Hong Kong.

PHONE:2751 8622

FAX:     2751 8655

 

 

MANAGEMENT

 

Managing Director:  Mr. Babita Sunil Mahtani

 

 

SUMMARY

 

Incorporated on              :  30th October, 1984

 

Organization                  :  Private Limited Company.

 

Capital: Nominal            : HK$5,000,000.00

Issued                           : HK$1,000.00

 

Business Category         : Garment Trader

 

Group Turnover              :  US$800-820 million.

 

Employees                    :  30.

 

Main Dealing Banker      : Standard Chartered Bank (Hong Kong) Ltd., Hong Kong.

 

Banking Relation            : Good


Company ADDRESS

 

Registered Head Office:-

Flat P, 11/F., Kaiser Estate, Phase III, 11 Hok Yuen Street, Hunghom, Kowloon, Hong Kong.

 

Branch Offices:-

Bangladesh (Dhaka & Chittagong), China (Shanghai), Indonesia (Jakarta), Sri Lanka (Colombo), Vietnam (Ho Chi Minh City), etc.

 

Business Name:-

Fashion Garments, Hong Kong.  [BR No. 09323910-001]  (Same address)

 

Holding Companies:-

Auto Apparel Ltd., Hong Kong.

Grace Choice International Ltd., Hong Kong.

 

Affiliated Company:-

Community Textiles (Shenzhen) Corporation Ltd., China.

 

 

BUSINESS REGISTRATION NUMBER

 

09323910

 

 

COMPANY FILE NUMBER

 

0143055

 

 

MANAGEMENT

 

Managing Director:  Mr. Babita Sunil Mahtani

Contact Person:  Mr. Wan Kam Tai

 

 

CAPITAL

 

Nominal Share Capital: HK$5,000,000.00 (Divided into 5,000,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$1,000.00

 


SHAREHOLDERS

 

(As per registry dated 30-10-2011)

Name

 

No. of shares

Auto Apparel Ltd., Hong Kong.

 

500

Grace Choice International Ltd., Hong Kong.

 

500

 

 

–––––

 

Total:

1,000

====

 

 

DIRECTORS

 

(As per registry dated 30-10-2011)

Name

(Nationality)

 

Address

Babita Sunil MAHTANI

Flat D, 14/F., Wing On Court, 24 Ho Man Tin Hill Road, Kowloon, Hong Kong.

 

Anand SUBRAMANIAN

Suite 1-1601, Harbourview Horizon All-Suite Hotel, 21 Hung Lok Road, Hunghom Bay, Kowloon, Hong Kong.

 

 

SECRETARY

 

(As per registry dated 30-10-2011)

Name

Address

Co. No.

Fansway Secretaries Ltd.

Room 1009-1012, 10/F., K. Wah Centre, 191 Java Road, North Point, Hong Kong

0048960

 

 

HISTORY

 

The subject was incorporated on 30th October, 1984 as a private limited liability company under the Hong Kong Companies Ordinance.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities           : Importer and Exporter.

 

Lines                : Piecegoods, garments, etc.

 

Employees        : 30.

 

Commodities Imported    : Taiwan, China, South Korea, Vietnam, etc.

 

Markets                                    : US, Canada, Europe, Asian countries, etc.

 

Annual Turnover             : US$800-820 million.

 

Terms/Sales                  :  L/C or as per contracted.

 

Terms/Buying                :  As per contracted.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital: HK$5,000,000.00 (Divided into 5,000,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$1,000.00

 

Mortgage or Charge:-

 

Date of  Charge Over Deposits – CD 2(89):  12-05-1994

 

Amount: To secure the payment or discharge of all moneys, obligations and liabilities

Property:           1) By fixed charge: all the Company’s rights in respect of US$ Saving Passbook Account No.   340-200-4056-3

2) By assignment: all Deposits held with Standard Chartered Asia Ltd. or Standard Chartered Finance Ltd.

Mortgagee: Standard Chartered Bank, Hong Kong Branch.  [Business transferred to Standard Chartered Bank (Hong Kong) Ltd.]

 

Profit or Loss                 : Making a small profit every year.

 

Condition                       :  Keeping in an active and satisfactory manner.

 

Facilities                       :  Making active use of general banking facilities.

 

Payment                       :  Met trade commitments as required.

 

Commercial Morality      :  Satisfactory.

 

Banker                          :  Standard Chartered Bank (Hong Kong) Ltd., Hong Kong.

 

Standing                       :  Good.

 

 

GENERAL

 

Having issued 1,000 ordinary shares of HK$1.00 each, Comtextile (H.K.) Ltd. was equally held by two firms: Community Textiles Corporation Ltd.  [Community Textiles] and Auto Apparel Ltd. [Auto Apparel], both were Hong Kong-registered firms.  On 31st December, 2010, Community Textiles transferred all its shares to Givemefine Co. Ltd. which transferred to Grace Choice International Ltd. [Grace Choice], a Hong Kong-registered firm, on 18th January, 2011.  Now, the subject is equally held by Auto Apparel and Grace Choice.

 

The subject is a 100% foreign-owned company specialized in garments trading.  It is actually equally owned by LT Apparel Group which is a US‑based group, and Hirdaramani Group which is a Sri Lank-based group.  Community Textiles represents the US partner while Auto Apparel represents the Sri Lank partner.

 

LT Apparel Group is a family business founded in 1958 and is based in New York, the United States.  Formerly LT Apparel Group was known as Lollylogs Ltd., name changed to the present style in January 2007.

The Hirdaramani Group is a leading and pioneer apparel manufacturer and exporter in Sri Lanka.  This firm is specialized in knitwear and woven garments.

 

The subject’s business name is Fashion Garments.  Now, the subject has set up a representative office in Ho Chi Minh City, Vietnam for seven years.  The subject is responsible for sourcing garments from China, Taiwan, South Korea and Vietnam and shipping the products to North America, Europe and some of the Asian countries.

 

The subject has set up a branch in Shanghai known as Comtextile (H.K.) Ltd. Shanghai Branch.  In general the branch is known as Comtextile Shanghai which belongs to the Comtex Group controlled by the subject.

 

Comtextile Shanghai is engaged in designing and manufacturing all kinds of apparels for children, men and ladies.  Most of the garments bear the following brand names: “French Toast” and “Healthtex”.  Products are exported to some of the Asian countries, Europe, Canada, and the United States.  Comtextile Shanghai is also engaged in sourcing all kinds materials from all suppliers in China and it is capable of developing any type of Fabric/ACC.  It manufactures all type of garments for children, men, ladies and teenagers.

 

With a registered capital of US$2 million, Comtextile Shanghai has had an annual sales turnover ranges from US$55 to 60 million.  Overall business is active.  Currently, there are about 100 employees in Comtextile Shanghai.

 

Comtextile Shanghai is also engaged in sourcing garments, textiles and accessories from China on behalf of the US and European companies.  Comtextile Shanghai is also representing a number of famous brands both in Europe and the United States.

 

The combined turnover of the entire group exceeded US$800 million.  The combined fabric needs exceeded 210 million yards a year.

 

Besides Hong Kong and Shanghai, Comtex Group has had offices and associates in New York, London, Bangladesh, Thailand, Vietnam, Sri Lanka, Indonesia, India and Egypt.

 

The history of the subject in Hong Kong is over twenty-seven years and six months.

 

On the whole, consider it good for normal business engagements.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.23

UK Pound

1

Rs.86.14

Euro

1

Rs.69.98

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.