|
Report Date : |
05.05.2012 |
IDENTIFICATION DETAILS
|
Name : |
GARIONI NAVAL S.P.A. |
|
|
|
|
Registered Office : |
Viale Dei Caduti, 3 25030 - Castel Mella (BS) |
|
|
|
|
Country : |
|
|
|
|
|
Financials (as on) : |
31.12.2010 |
|
|
|
|
Date of Incorporation : |
02.12.1991 |
|
|
|
|
Com. Reg. No.: |
BS029-46984 since 19/02/1996 |
|
|
|
|
Legal Form : |
Joint Stock Company |
|
|
|
|
Line of Business : |
Manufacture of other builders' carpentry and joinery products |
|
|
|
|
No. of Employees : |
From 71 to 90 |
RATING & COMMENTS
|
MIRA’s Rating : |
B |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
Status : |
Moderate |
|
Payment Behaviour : |
No Complaints |
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail: infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – March 31st, 2012
|
Country Name |
Previous Rating (31.12.2011) |
Current Rating (31.03.2012) |
|
Italy |
A2 |
A2 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
Garioni Naval S.p.A.
Viale Dei Caduti, 3
25030 - Castel Mella (BS) -IT-
|
Fiscal Code |
: |
03148440179 |
|
Legal Form |
: |
Joint stock company |
|
start of Activities |
: |
02/12/1991 |
|
Equity |
: |
2.500.000 Eur |
|
Turnover Range |
: |
20.000.000/25.000.000 Eur |
|
Number of Employees |
: |
from 71 to 90 |
Manufacture of other builders' carpentry and joinery products
MANUFACTURE OF METAL PRODUCTS ( EXCEPT MACHINERY AND EQUIPMENT)
Manufacture of metal central heating radiators and boilers
Legal Form : Joint stock company
|
Fiscal Code : 03148440179 |
|
Foreign Trade Reg. no. : BS024940 since 02/01/1992 |
|
Foreign Trade Reg. no. : 24940 of Brescia since 02/01/1992 |
|
Foreign Trade Reg. no. : 024940 of Brescia since 02/01/1992 |
|
Chamber of Commerce no. : 332624 of Brescia since 02/08/1991 |
|
Firms' Register : BS029-46984 since 19/02/1996 |
|
V.A.T. Code : 03148440179 |
|
Foundation date |
: 13/06/1991 |
|
|
Establishment date |
: 13/06/1991 |
|
|
Start of Activities |
: 02/12/1991 |
|
|
Legal duration |
: 31/12/2050 |
|
|
Nominal Capital |
: 2.500.000 |
Eur |
|
Subscribed Capital |
: 2.000.000 |
Eur |
|
Paid up Capital |
: 2.000.000 |
Eur |
|
|
Garioni |
Luca |
|
|
|
Born in Milano |
(MI) |
on 04/07/1955 |
- Fiscal Code : GRNLCU55L04F205M |
|
|
|
Residence : |
Piazzetta |
San Giorgio |
, 2 |
- 25122 |
Brescia |
(BS) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
22/12/2011 |
|
|
|
Managing Director |
22/12/2011 |
|
|
|
|
No Protests registered |
|
|
Trombetta |
Andrea |
|
|
|
Born in Varese |
(VA) |
on 06/06/1964 |
- Fiscal Code : TRMNDR64H06L682U |
|
|
|
Residence : |
Via |
Tortona |
, 12 |
- 20144 |
Milano |
(MI) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
22/12/2011 |
|
|
|
Managing Director |
22/12/2011 |
|
|
|
|
No Protests registered |
|
|
Micheli |
Emmanuel |
|
|
|
Born in Lecco |
(CO) |
on 21/09/1970 |
- Fiscal Code : MCHMNL70P21E507G |
|
|
|
Residence : |
Via |
Undici Febbraio |
, 1/C |
- 22053 |
Lecco |
(LC) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
22/12/2011 |
|
|
|
Managing Director |
22/12/2011 |
|
|
|
Board Chairman |
22/12/2011 |
|
|
|
|
No Protests registered |
*checkings have been performed on a national scale.
In this module are listed the companies in which members hold or have
holded positions.
|
|
GARIONI |
LUCA |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
CARPENTERIA BESSI S.R.L. |
Castel Mella (BS) - IT - |
02534520982 |
Director |
Active |
Registered |
|
DEDO DI CAPPA D. E GARIONI L. S.D.F. |
Brescia (BS) - IT - |
03261350171 |
Partner |
Withdrawn |
Ceased |
|
EBS S.R.L. |
Milano (MI) - IT - |
06116200723 |
Director |
Active |
Registered |
|
EBS S.R.L. |
Milano (MI) - IT - |
06116200723 |
Managing
Director |
Active |
Registered |
|
ENERGIA FUTURA |
Brescia (BS) - IT - |
03349200984 |
Director |
Active |
Registered |
|
EUROPESUN SRL |
Brescia (BS) - IT - |
03074940986 |
Director |
Active |
Registered |
|
EUROPESUN SRL |
Brescia (BS) - IT - |
03074940986 |
Managing
Director |
Active |
Registered |
|
EUROPESUN SRL |
Brescia (BS) - IT - |
03074940986 |
Board Chairman |
Active |
Registered |
|
G.T.W. S.R.L. |
Castel Mella (BS) - IT - |
03033790175 |
Liquidator |
Withdrawn |
Ceased |
|
GARIONI MACCHINE TERMICHE S.R.L. |
Paitone (BS) - IT - |
02149150175 |
Managing
Director |
Withdrawn |
Ceased |
|
INES S.R.L. |
Brescia (BS) - IT - |
02727640985 |
Director |
Active |
Registered |
|
INES S.R.L. |
Brescia (BS) - IT - |
02727640985 |
Board Chairman |
Active |
Registered |
|
M.I.T. LEASING SRL |
Milano (MI) - IT - |
04867410153 |
Liquidator |
Withdrawn |
Registered |
|
MATILDA S.R.L. |
Brescia (BS) - IT - |
02385190984 |
Director |
Active |
Registered |
|
MATILDA S.R.L. |
Brescia (BS) - IT - |
02385190984 |
Board Chairman |
Active |
Registered |
|
NENA SRL |
Brescia (BS) - IT - |
03023380987 |
Sole Director |
Active |
Registered |
|
NEXT ENERGY S.R.L. |
Brescia (BS) - IT - |
02985410980 |
Director |
Active |
Registered |
|
NEXT ENERGY S.R.L. |
Brescia (BS) - IT - |
02985410980 |
Board Chairman |
Active |
Registered |
|
|
TROMBETTA |
ANDREA |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
EBS S.R.L. |
Milano (MI) - IT - |
06116200723 |
Director |
Active |
Registered |
|
INDA - INDUSTRIA NAZIONALE DEGLI ACCESSORI
- S.P.A. |
Caravate (VA) - IT - |
00201190121 |
General Director
|
Withdrawn |
Ceased |
|
INDA - INDUSTRIA NAZIONALE DEGLI ACCESSORI
- S.P.A. |
Caravate (VA) - IT - |
00201190121 |
Director |
Withdrawn |
Ceased |
|
INDA S.R.L. |
Caravate (VA) - IT - |
03868760962 |
Attorney with
special power |
Withdrawn |
Registered |
|
INITIUM S.P.A. |
Caravate (VA) - IT - |
08788320151 |
General Director
|
Withdrawn |
Registered |
|
L'ANACONDA COOPERATIVA SOCIALE |
Varese (VA) - IT - |
01202720122 |
Director |
Active |
Registered |
|
REGIA S.R.L. |
Muggio' (MB) - IT - |
09260740155 |
Director |
Withdrawn |
Registered |
|
|
MICHELI |
EMMANUEL |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
EBS S.R.L. |
Milano (MI) - IT - |
06116200723 |
Director |
Active |
Registered |
|
EBS S.R.L. |
Milano (MI) - IT - |
06116200723 |
Board Chairman |
Active |
Registered |
|
FINVETRO S.P.A. |
Milano (MI) - IT - |
05032030966 |
Director |
Active |
Registered |
|
G.F.M. INDUSTRIA - S.P.A. |
Faenza (RA) - IT - |
00819470394 |
Director |
Active |
Registered |
|
LUXY S.R.L. |
Montecchio Maggiore (VI) - IT - |
03354390969 |
Director |
Active |
Registered |
|
MINOTTI CUCINE S.R.L. |
Sant'Ambrogio di Valpolicella (VR) - IT - |
07049650968 |
Director |
Active |
Registered |
|
MINOTTI CUCINE S.R.L. |
Sant'Ambrogio di Valpolicella (VR) - IT - |
07049650968 |
Sole Director |
Withdrawn |
Registered |
|
MINOTTI CUCINE S.R.L. |
Sant'Ambrogio di Valpolicella (VR) - IT - |
07049650968 |
Board Chairman |
Active |
Registered |
|
OPERA PROJECT SRL |
Milano (MI) - IT - |
06128920961 |
Director |
Active |
Registered |
|
OPERA SOCIETA' DI GESTIONE DEL RISPARMIO S.P.A.
O, IN FORMA ABBRE VIATA OPERA SG |
Milano (MI) - IT - |
05262560963 |
Director |
Active |
Registered |
|
OPERA SOCIETA' DI GESTIONE DEL RISPARMIO
S.P.A. O, IN FORMA ABBRE VIATA OPERA SG |
Milano (MI) - IT - |
05262560963 |
Managing
Director |
Active |
Registered |
|
TIEFFE S.P.A. |
Cura Carpignano (PV) - IT - |
06256260966 |
Director |
Active |
Registered |
|
VETRERIE RIUNITE S.P.A. |
Colognola Ai Colli (VR) - IT - |
04126990961 |
Director |
Active |
Registered |
|
XTEL S.R.L. |
Argelato (BO) - IT - |
02612360988 |
Director |
Active |
Registered |
|
XTEL S.R.L. |
Argelato (BO) - IT - |
02612360988 |
Board Chairman |
Active |
Registered |
Shareholders' list as at date of data collection:
|
Firm's Style / Name |
Seat / Residence |
Fiscal Code |
Owned Shares |
% Ownership |
|
Mavi Srl |
Brescia - IT - |
02948000985 |
60.000 .Eur |
3,00 |
|
Ebs S.r.l. |
Milano - IT - |
06116200723 |
1.940.000 .Eur |
97,00 |
The Company under review has participations in the following Companies:
|
Firm's Style |
Seat |
Fiscal Code |
Owned Shares
Amount |
% Ownership |
since |
until |
Share Status |
|
Carpenteria Bessi S.r.l. |
Castel Mella - IT - |
02534520982 |
80.000 .Eur |
80,00 |
|
|
Active |
|
G.T.W. S.R.L. |
Castel Mella - IT - |
03033790175 |
51.129 .Eur |
100,00 |
|
|
Ceased |
In order to carry out its activities the firm uses the following
locations:
|
- |
Legal and operative seat |
(Workshop ) |
|
|
|
|
|
Viale |
Dei Caduti |
, 3 |
- 25030 |
- Castel Mella |
(BS) |
- IT - |
|
|
|
|
PHONE |
: 030/2681541 |
|
|
|
|
FAX |
: 030/2680910 |
|
|
|
|
Employees |
: 69 |
|
|
|
|
Assistants |
: 2 |
|
Fittings and Equipment for a value of 270.000 |
Eur |
|
Stocks for a value of 6.270.000 |
Eur |
The firm has a direct commercial organization
Sales are mainly addressed to Northern Italy
Transports are mainly done using own vehicles and third parties ones
|
|
Export represents up to 20% of the global turnover.
Products abroad are placed by :
|
- its own agents |
|
- direct orders from foreign companies |
Purchase terms: 60-90-120 days.
Subject mostly pays its suppliers by issueing of drafts and/or by
by bank transfers.
Export is mainly towards:
|
- Somalia |
|
- Irlanda |
CHANGES TO THE LEGAL FORM:
|
Former legal form |
New legal form |
Changement Date |
|
Limited liability company |
Joint stock company |
16/01/2006 |
|
Joint stock company with sole shareholder |
Joint stock company |
12/03/2007 |
EX-MEMBERS / EX-POSITIONS:
|
|
Ferretti |
Giulio |
|
|
|
Born in Brescia |
on 03/04/1938 |
- Fiscal Code : FRRGLI38D03B157E |
|
|
|
Residence : |
Porta |
Paganora |
, 15 |
- 25100 |
Brescia |
(BS) |
- IT - |
|
Ex-Postions |
|
|
|
Temporary Auditor |
|
|
Beltrami |
Renato |
|
|
|
Born in Storo |
on 07/12/1942 |
- Fiscal Code : BLTRNT42T07I964L |
|
|
|
Residence : |
Via |
Pernacchia |
, 4/A |
- 25064 |
Gussago |
(BS) |
- IT - |
|
Ex-Postions |
|
Chairman of the Board of Aud. |
|
|
Garioni |
Luca |
|
|
|
Born in Milano |
on 04/07/1955 |
- Fiscal Code : GRNLCU55L04F205M |
|
|
|
Residence : |
Piazzetta |
San Giorgio |
, 2 |
- 25122 |
Brescia |
(BS) |
- IT - |
|
Ex-Postions |
|
Managing Director |
|
Sole Director |
|
Board Chairman |
|
|
Nassini |
Damiano |
|
|
|
Born in Marcheno |
on 12/06/1951 |
- Fiscal Code : NSSDMN51H12E928L |
|
|
|
Residence : |
Via |
Marconi |
, 9 |
- 25062 |
Concesio |
(BS) |
- IT - |
|
Ex-Postions |
|
Chairman of the Board of Aud. |
|
|
Pozzi |
Federico |
|
|
|
Born in Brescia |
on 14/11/1958 |
- Fiscal Code : PZZFRC58S14B157C |
|
|
|
Residence : |
Via |
Quarto Dei Mille |
, 15 |
- 25100 |
Brescia |
(BS) |
- IT - |
|
Ex-Postions |
|
|
|
Permanent Auditor |
|
|
Masetti Zannini |
Alessandro |
|
|
|
Born in Brescia |
on 25/02/1965 |
- Fiscal Code : MSTLSN65B25B157O |
|
|
|
Residence : |
Corso |
Cavour |
, 23 |
- 25121 |
Brescia |
(BS) |
- IT - |
|
Ex-Postions |
|
|
|
Permanent Auditor |
|
|
Nulli |
Giovanni |
|
|
|
Born in Brescia |
on 26/07/1954 |
- Fiscal Code : NLLGNN54L26B157F |
|
|
|
Residence : |
Viale |
Bornata |
, 117 |
- 25100 |
Brescia |
(BS) |
- IT - |
|
Ex-Postions |
|
|
|
Temporary Auditor |
|
|
Bonomi |
Fausto |
|
|
|
Born in BRESCIA |
on 12/05/1948 |
- Fiscal Code : BNMFST48E12B157S |
|
|
|
Residence : |
Corso |
MAGENTA |
, 36 |
- 25100 |
Brescia |
(BS) |
- IT - |
|
Ex-Postions |
|
Director |
|
|
Codenotti |
Ezio |
|
|
|
Born in Paderno Franciacorta |
on 09/04/1959 |
- Fiscal Code : CDNZEI59D09G217T |
|
|
|
Residence : |
Via |
Trieste |
, 1/A |
- 25050 |
Paderno Franciacorta |
(BS) |
- IT - |
|
Ex-Postions |
|
Permanent Auditor |
|
|
Maroni |
Diego |
|
|
|
Born in Milano |
on 20/10/1961 |
- Fiscal Code : MRNDGI61R20F205B |
|
|
|
Residence : |
Via |
Ressi Adeodato |
, 22 |
- 20125 |
Milano |
(MI) |
- IT - |
|
Ex-Postions |
|
Temporary Auditor |
|
|
Verri |
Franco |
|
|
|
Born in Milano |
on 23/05/1958 |
- Fiscal Code : VRRFNC58E23F205U |
|
|
|
Residence : |
Via |
Part. Berto Solimano |
, 33/A |
- 16038 |
Santa Margherita Ligure |
(GE) |
- IT - |
|
Ex-Postions |
|
Director |
|
|
Morelli |
Alberto |
|
|
|
Born in Fermo |
on 26/08/1971 |
- Fiscal Code : MRLLRT71M26D542Z |
|
|
|
Residence : |
Via |
Varisco |
, 7/A |
- 25100 |
Brescia |
(BS) |
- IT - |
|
Ex-Postions |
|
Temporary Auditor |
|
|
Alloisio |
Riccardo |
|
|
|
Born in Verolanuova |
on 08/09/1968 |
- Fiscal Code : LLSRCR68P08L777H |
|
|
|
Residence : |
Via |
Isola Caprera |
, 2 |
- 25028 |
Verolanuova |
(BS) |
- IT - |
|
Ex-Postions |
|
Permanent Auditor |
|
|
Vismara |
Marco Andrea |
|
|
|
Born in Milano |
on 23/03/1965 |
- Fiscal Code : VSMMCN65C23F205D |
|
|
|
Residence : |
Via |
Dei Martinitt |
, 3 |
- 20146 |
Milano |
(MI) |
- IT - |
|
Ex-Postions |
|
Director |
|
|
ZUCCO |
FILIPPO FRANCESCODOMENICO |
|
|
|
Born in MILANO |
on 13/02/1954 |
- Fiscal Code : ZCCFPP54B13F205X |
|
|
|
Residence : |
Via |
MAZZINI |
, 22 |
- 25100 |
Brescia |
(BS) |
- IT - |
|
Ex-Postions |
|
Director |
|
|
Cascione |
Cesare |
|
|
|
Born in Copertino |
on 02/06/1981 |
- Fiscal Code : CSCCSR81H02C978U |
|
Ex-Postions |
|
Director |
|
|
Project of merging by taking over of |
|
|
|
EUROBOILERS S.R.L. |
|
|
|
, Brescia |
- IT - |
|
|
|
Fiscal Code: 02806500985 |
|
|
|
Date |
Merging/splitting-up project : |
27/10/2008 |
|
|
The firm absorbed by merging of |
|
|
|
EUROBOILERS S.R.L. |
|
|
|
, Brescia |
- IT - |
|
|
|
Fiscal Code: 02806500985 |
|
|
|
Date |
: |
12/02/2009 |
Protests checking on the subject firm has given a negative result.
Search performed on a National Scale
|
|
|
Prejudicial Events Search Result: NEGATIVE |
Search performed on a specialized data base.
None reported, standing to the latest received edition of the Official
Publications.
Subject is active since 1991
An eco-fin analysis has been made on the base od the b/s fo the years 2008,
2009 and 2010.
Unstable economic results mark the company's financial state of affairs.
with a negative economic result in the last financial year.
The operating result is negative.
The operating loss is equal to Eur. -682.553.
During the latest financial year the gross operating margin amounted to
Eur. 1.005.352 showing a drop (-50,19%).
The ratio between debts and total assets is fairly high, as it comes out
from the indebtedness (7,17) with an upward trend.
The management generated equity capital for an amount of Eur. 2.233.815
with a -48,93% fall.
During the last financial year total debts volume reached Eur.
21.193.954 (Eur. 4.385.921 were m/l term ones) on the same levels as the year
before.
Financial debts as well as debts to suppliers are rather high even in
comparison with the sector's.
Liquidity is good (1,1)
Trade credits average terms are slow, on average 121,18 days. , as it
normally happens in the sector.
The financial management generated a negative cash flow (Eur. -375.740).
In the last financial year labour cost was of Eur. 3.416.550, with a
14,85% incidence on total costs of production. , whereas the incidence of such
costs on sales revenues is equal to 16,44%.
Finacial chareges are high: the incidence on sales volume amounts to
-1,73%
|
|
|
Complete balance-sheet for the year |
31/12/2010 |
(in Eur |
x 1 ) |
|
Item Type |
Value |
|
Sales |
20.778.141 |
|
Profit (Loss) for the period |
-1.928.645 |
|
|
|
Complete balance-sheet for the year |
31/12/2009 |
(in Eur |
x 1 ) |
|
Item Type |
Value |
|
Sales |
19.577.679 |
|
Profit (Loss) for the period |
52.365 |
|
|
|
Complete balance-sheet for the year |
31/12/2008 |
(in Eur |
x 1 ) |
|
Item Type |
Value |
|
Sales |
26.523.370 |
|
Profit (Loss) for the period |
333.944 |
|
|
|
Complete balance-sheet for the year |
31/12/2007 |
(in Eur |
x 1 ) |
|
Item Type |
Value |
|
Sales |
23.849.961 |
|
Profit (Loss) for the period |
586.456 |
|
|
|
Complete balance-sheet for the year |
31/12/2006 |
(in Eur |
x 1 ) |
|
Item Type |
Value |
|
Sales |
18.598.369 |
|
Profit (Loss) for the period |
391.979 |
From our constant monitoring of the relevant Public Administration offices,
no more recent balance sheets result to have been filed.
|
- Balance Sheet as at 31/12/2010 - 12 Mesi - Currency: Eur - Amounts x
1 |
|
- Balance Sheet as at 31/12/2009 - 12 Mesi - Currency: Eur - Amounts x
1 |
|
- Balance Sheet as at 31/12/2008 - 12 Mesi - Currency: Eur - Amounts x
1 |
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
|
RATIOS |
Value Type |
as at 31/12/2010 |
as at 31/12/2009 |
as at 31/12/2008 |
Sector Average |
|
COMPOSITION ON
INVESTMENT |
|
|
|
|
|
|
Rigidity Ratio |
Units |
0,24 |
0,24 |
0,12 |
0,23 |
|
Elasticity Ratio |
Units |
0,75 |
0,75 |
0,88 |
0,73 |
|
Availability of stock |
Units |
0,25 |
0,22 |
0,21 |
0,18 |
|
Total Liquidity Ratio |
Units |
0,49 |
0,54 |
0,67 |
0,50 |
|
Quick Ratio |
Units |
0,03 |
0,07 |
0,24 |
0,03 |
|
COMPOSITION ON
SOURCE |
|
|
|
|
|
|
Net Short-term indebtedness |
Units |
7,17 |
2,60 |
2,48 |
2,39 |
|
Self Financing Ratio |
Units |
0,09 |
0,17 |
0,15 |
0,22 |
|
Capital protection Ratio |
Units |
0,97 |
0,53 |
0,46 |
0,72 |
|
Liabilities consolidation quotient |
Units |
0,32 |
0,60 |
0,36 |
0,23 |
|
Financing |
Units |
9,49 |
4,53 |
5,33 |
3,17 |
|
Permanent Indebtedness Ratio |
Units |
0,31 |
0,48 |
0,38 |
0,39 |
|
M/L term Debts Ratio |
Units |
0,22 |
0,31 |
0,22 |
0,13 |
|
Net Financial Indebtedness Ratio |
Units |
4,83 |
2,04 |
1,07 |
1,30 |
|
CORRELATION |
|
|
|
|
|
|
Fixed assets ratio |
Units |
1,31 |
2,00 |
3,18 |
1,56 |
|
Current ratio |
Units |
1,10 |
1,46 |
1,42 |
1,22 |
|
Acid Test Ratio-Liquidity Ratio |
Units |
0,73 |
1,04 |
1,09 |
0,87 |
|
Structure's primary quotient |
Units |
0,38 |
0,72 |
1,29 |
0,86 |
|
Treasury's primary quotient |
Units |
0,05 |
0,13 |
0,39 |
0,04 |
|
Rate of indebtedness ( Leverage ) |
% |
1.107,63 |
576,69 |
654,95 |
448,01 |
|
Current Capital ( net ) |
Value |
1.698.363 |
6.034.437 |
7.376.142 |
486.040 |
|
RETURN |
|
|
|
|
|
|
Return on Sales |
% |
- 1,81 |
6,66 |
5,66 |
3,43 |
|
Return on Equity - Net- ( R.O.E. ) |
% |
- 86,34 |
1,20 |
7,72 |
3,96 |
|
Return on Equity - Gross - ( R.O.E. ) |
% |
- 93,63 |
6,70 |
10,71 |
11,84 |
|
Return on Investment ( R.O.I. ) |
% |
- 2,76 |
3,04 |
1,74 |
4,25 |
|
Return/ Sales |
% |
- 3,28 |
3,91 |
1,86 |
4,11 |
|
Extra Management revenues/charges incid. |
% |
n.c. |
6,83 |
67,82 |
17,23 |
|
Cash Flow |
Value |
-375.740 |
1.304.523 |
1.500.979 |
187.008 |
|
Operating Profit |
Value |
-682.553 |
766.310 |
492.372 |
225.589 |
|
Gross Operating Margin |
Value |
1.005.352 |
2.018.468 |
1.659.407 |
370.750 |
|
MANAGEMENT |
|
|
|
|
|
|
Credits to clients average term |
Days |
121,18 |
133,44 |
108,30 |
119,80 |
|
Debts to suppliers average term |
Days |
143,80 |
179,52 |
163,21 |
120,31 |
|
Average stock waiting period |
Days |
108,57 |
101,52 |
79,65 |
63,58 |
|
Rate of capital employed return ( Turnover ) |
Units |
0,84 |
0,78 |
0,94 |
1,04 |
|
Rate of stock return |
Units |
3,32 |
3,55 |
4,52 |
5,63 |
|
Labour cost incidence |
% |
16,44 |
16,74 |
12,39 |
16,99 |
|
Net financial revenues/ charges incidence |
% |
- 1,73 |
- 1,94 |
- 1,54 |
- 1,67 |
|
Labour cost on purchasing expenses |
% |
14,85 |
16,98 |
12,51 |
17,79 |
|
Short-term financing charges |
% |
1,73 |
2,22 |
3,06 |
3,19 |
|
Capital on hand |
% |
119,08 |
128,85 |
106,76 |
95,87 |
|
Sales pro employee |
Value |
256.520 |
241.699 |
327.449 |
200.446 |
|
Labour cost pro employee |
Value |
42.179 |
40.461 |
40.562 |
34.557 |
|
Population living in the province |
: |
1.169.259 |
|
Population living in the region |
: |
9.393.092 |
|
Number of families in the region |
: |
3.858.736 |
Monthly family expences average in the region (in Eur.) :
|
- per food products |
: |
460 |
|
- per non food products |
: |
2.090 |
|
- per energy consume |
: |
114 |
The values are calculated on a base of 441 significant companies.
The companies cash their credits on an average of 119 dd.
The average duration of suppliers debts is about 120 dd.
The sector's profitability is on an average of 3,43%.
The labour cost affects the turnover in the measure of 16,99%.
Goods are held in stock in a range of 63 dd.
The difference between the sales volume and the resources used to
realize it is about 1,04.
The employees costs represent the 17,79% of the production costs.
The area is statistically considered moderately risky.
In the region 50.886 protested subjects are found; in the province they
count to 5.551.
The insolvency index for the region is 0,55, , while for the province it
is 0,48.
Total Bankrupt companies in the province : 3.452.
Total Bankrupt companies in the region : 39.612.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.53.72 |
|
|
1 |
Rs.86.98 |
|
Euro |
1 |
Rs.70.64 |
INFORMATION DETAILS
|
Report Prepared
by : |
PRL |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This score serves as a reference to assess SC’s credit risk and
to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.