MIRA INFORM REPORT

 

 

Report Date :

05.05.2012

 

IDENTIFICATION DETAILS

 

Name :

ORIENTAL INTERNATIONAL GENERAL TRADING CO WLL

 

 

Registered Office :

Al Sharq Area 786, Safat 13008

 

 

Country :

Kuwait

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

02.07.1985

 

 

Com. Reg. No.:

82742

 

 

Legal Form :

With Limited Liability - WLL

 

 

Line of Business :

Import and distribution of general foodstuff products etc

 

 

No. of Employees :

160

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Kuwait

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


SUMMARY

 

Company Name                         : ORIENTAL INTERNATIONAL GENERAL TRADING CO WLL

Country of Origin                                    : Kuwait

Legal Form                                            : With Limited Liability - WLL

Registration Date                                   : 2nd July 1985

Commercial Registration Number            : 82742

Trade Licence Number                            : 1785/2000

Chamber Membership Number                : 16352

Issued Capital                                        : KD 150,000

Paid up Capital                                      : KD 150,000

Total Workforce                         : 160

Activities                                               : Subject operates several divisions (see below for details)

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                         : Steady

 

COMPANY NAME

 

ORIENTAL INTERNATIONAL GENERAL TRADING CO WLL

 

 

ADDRESS

 

Registered & Physical Address

 

Location            : Al Sharq Area

 

PO Box : 786

 

Town                 : Safat 13008

Country : Kuwait

 

Telephone         : (965) 22409409 / 22404409

Facsimile          : (965) 22401919

Mobile               : (965) 66920555

Email                : info@orientwalkuwait.com / hjowharco@hotmail.com

 

Premises

 

Subject operates from a large suite of offices and a warehouse that are rented and located in the Central Business Area of Safat.

 

 

KEY PRINCIPALS

 

     Name                                                           Nationality                     Position

 

·       Hussain Abdullah Ahmed Jowhar                    Kuwaiti                          Managing Director

 

·       Nekar Satish Chandra Shetty                         Indian                            Director

 

·       Venkat Shetty                                                    -                              Commercial Manager

 

·       Senan Maskarnes                                              -                              Finance Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 2nd July 1985

 

Legal Form                  : With Limited Liability - WLL

 

Commercial Reg. No.  : 82742

 

Trade Licence No.       : 1785/2000

 

Chamber Member No. : 16352

 

Issued Capital              : KD 150,000

 

Paid up Capital            : KD 150,000

 

Name of Shareholder (s)

 

·       Hussain Abdullah Ahmed Jowhar

 

·       Nekar Satish Chandra Shetty

 

 

OPERATIONS

 

Activities: Subject’s operations are performed through the following divisions:

 

·       Foodstuff Division

 

     Engaged in the import and distribution of general foodstuff products.

 

·       Oriental Restaurants Division

 

     Subject operates 3 restaurants located in Salmiya Area, Safat and Abu Halifa Area.

 

·       Oriental Sweets & Confectionery Division

 

Engaged in the wholesale and retail of sweets and confectionery. Subject operates four retail outlets in Farwaniya, Andalus, Surra and Qusoor Area.

 

Import Countries: Europe and the Far East.

 

Operating Trend: Steady

 

Subject has a workforce of 160 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Kuwaiti Dinars (KD)

 

                                                Year Ending 31/12/10:                Year Ending 31/12/11:

 

Total Sales                                KD 4,125,000                            KD 4,270,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       Gulf Bank KSC

Mubarak Al Kabir Street

PO Box: 3200

Safat 13033

Tel: (965) 22449501

Fax: (965) 22445212

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Local sources report that payment obligations are met in a generally timely manner and the operating history is clear. As such the company is deemed a fair trade risk and the above credit figure is considered to be within subject’s financial means.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.72

UK Pound

1

Rs.86.98

Euro

1

Rs.70.64

 

 

INFORMATION DETAILS

 

Report Prepared by :

PDT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.