MIRA INFORM REPORT

 

 

Report Date :

07.05.2012

 

IDENTIFICATION DETAILS

 

Name :

AAYUSHMAAN

 

 

Registered Office :

6, 2nd Floor, Doshi Garden, D-Block, 17th, Arcot Road, Vadapalani, Chennai, Tamilnadu

 

 

Country :

India

 

 

Year of Establishment :

2011

 

 

Capital Investment / Paid-up Capital :

Not Available

 

 

Legal Form :

Sole Proprietory Concern

 

 

Line of Business :

Provider of Diagnostic service, Health solutions service and Naturopathy center for curing all types of ailments

 

 

No. of Employees :

3 (Approximately) (For Group 50)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

NB

 

RATING

STATUS

PROPOSED CREDIT LINE

-

NB

                                       New Business

-

 

 

Maximum Credit Limit :

--

 

 

Status :

New Concern

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

Comments :

Subject is a new Proprietory concern and yet to establish itself gradually. Payments are unknown.

 

The concern can be considered for business dealings on a secured trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.09.2011)

Current Rating

(31.12.2011)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INFORMATION PARTED BY

 

Name :

Mr. Rengarajan

Designation :

Manager

Contact No.:

91-44-42134664

Date :

06.04.2012

 

 

LOCATIONS

 

Registered Office/ Head Office :

6, 2nd Floor, Doshi Garden, D-Block, 17th, Arcot Road, Vadapalani, Chennai, Tamilnadu, India

Tel. No.:

91-44-42193030

Fax No.:

91-44-42193131

E-Mail :

info@livefulllife.org

Website :

www.livefulllife.org

 

 

Naturopathy Center :

Dr Ramans Nature Cure Foundation - Holistic Health Centre

Address :  No 72 Kundrathur Sriperumbudur Road Pudupedu Villiage, Pattabiram-600072

E Mail :   info@livefulllife.org

Website :  www.livefulllife.org

Dr. Raman is the father of Dr. Sundaravelu and this health center serves as the naturopathy center for Aayushmaan.

 

 

SOLE PROPRIETOR

 

Name :

Dr. R Sundaravelu

Designation :

Proprietor

 

 

KEY EXECUTIVES

 

Name :

Mr. Rengarajan

Designation :

Manager

 

 

BUSINESS DETAILS

 

Line of Business :

Provider of Diagnostic service, Health solutions service and Naturopathy center for curing all types of ailments

 

 

Products :

Diagnosis and treatment

 

Stress relief and General wellness program S,L,

Hypertension/ blood pressure regulation/reduction program S,L,

Reverse Diabetes program S,L,CV,

Pain relief program S,L,

Marital Bliss program S,L,

Heart Management program S,L,

Weight and fat reduction program S,L,

Body beauty and skin rejuvenation program S,L,

Toxin relief program (Detox) S,L,

Colon and body cleansing program S,L,

 

 

 

GENERAL INFORMATION

 

No. of Employees :

3 (Approximately) (For Group 50)

 

 

Bankers :

HDFC Bank

 

 

Facilities :

--

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Not Available

 

 

Associates/Subsidiaries :

Blizz Bio Med Systems, Chennai

 

 

CAPITAL STRUCTURE

 

Capital Investment :

 

Owned :

Not Available

Borrowed :

 

Total :

Not Available

 

 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

Not Available

 

LOCAL AGENCY FURTHER INFORMATION

 

 

Check List by Info Agents

Available in Report (Yes / No)

1) Year of Establishment

 Yes

2) Locality of the firm

Yes

3) Constitutions of the firm

Yes

4) Premises details

Yes

5) Type of Business

Yes

6) Line of Business

Yes

7) Promoter's background

Yes

8) No. of employees

Yes

9) Name of person contacted

Yes

10) Designation of contact person

Yes

11) Turnover of firm for last three years

No

12) Profitability for last three years

No

13) Reasons for variation <> 20%

 --

14) Estimation for coming financial year

No

15) Capital in the business

No

16) Details of sister concerns

Yes

17) Major suppliers

No

18) Major customers

No

19) Payments terms

No

20) Export / Import details (if applicable)

 --

21) Market information

 --

22) Litigations that the firm / promoter involved in

--

23) Banking Details

Yes

24) Banking facility details

 --

25) Conduct of the banking account

 --

26) Buyer visit details

 --

27) Financials, if provided

 No

28) Incorporation details, if applicable

 --

29) Last accounts filed at ROC

 --

30) Major Shareholders, if available

 --

 

Company Profile:

 

Aayushmaan

 

Previously

 

Sterling Aayushmaan when Sterling Alchemy Group had an interest in them.  Now the group has been closed down.

 

This is a Naturopathy and Yoga center.  It deals with treatment through naturopathy for various ailments.  The center was started in 2011.  Dr. R Sundaravelu is the proprietor of the firm.  The firm is yet to be registered as they have started only last year and have not even done a turnover of 5 lakhs.  Right now they are functioning in the premises of Dr. Ramans Nature Cure Foundation.  This foundation is a non - profit organization run by Dr R Sundaravelu to promote naturopathy and yogic sciences in India.  

 

Aayushmaan is a not for profit firm situated in a sprawling 15 acre lush mangrove garden in a resort atmosphere.   The whole center is right in the midst of nature with pristine natural settings, chirping birds, rustling leaves, herbal gardens, swimming pool, hydrotherapy pool and a advanced colon irrigation unit, FIR saunas, FIR steam rooms, aromatherapy rooms and authentic ayurvedic pancha karma unit with resident doctors with MD in naturopthy, ayurveda and yogic sciences all available under one roof at a very affordable cost..

 

Another firm for which Dr. R Sundaravelu is the proprietor:

(A 20 year old firm called Blizz Biomed Systems is operating in India.  This firm had the world’s most effective Blizz Far Infra Detox cabins and Blizz Non Invasive Mesotherapy-Spot reduction centers in India.  This Blizz Biomed systems, is the health care and hygiene management Division of Alchemy biotech P Ltd.   Subsequently Alchemy Biotech Private Limited was closed down.  Bliss then registered itself as a proprietorship firm with Regn numbers TNGST 1388598 and TIN 33971388598.  They manufacture Detox cabins and other health related products.  These products are being supplied to  Aayushmaan). This firm is also dormant right now.  But chances of revival are good. )

 

In short Aayushmaan is a sister concern of Blizz Biomed Systems. The proprietor for both the firms are Dr. R Sundaravelu.   The center is headed by Dr R Sundaravelu.  A brief note on him follows below.  He is the director of the center and looks after all the affairs of the center

 

A note on Dr R Sundaravelu – Proprietor Aayushmaan

He is an eminent scientist and researcher in Surface Chemistry, Polymer Science Far infrared based health and cosmetic non surgical procedures. In the year 2005 he entered the healthcare and hygiene management segments through Blizz Bio Med Systems.  At that time has had patented his FIR Detox Cabins, Spot reduction chambers and other healthcare products.  His patent has proven to be very effective in passive curing and complementary treatment for various ailments henceforth thought to be untreatable, especially heart ailments, blood disorders, stress and fat busting.  Blizz at the time had 550 centers across India and 10 centers abroad.  He is a senate member and Academic council of the prestigious Anna University Chennai.  In the year 2005-2006 India Today magazine had ranked Mr R Sundaravelu the 9th most powerful and influential businessman in the State of Tamilnadu. In the year 2009-2010 he was ranked 5th in the State of Tamilnadu.  He was recognized and honored as one of the top 20 businessmen of Tamilnadu and has found a place in their hardbound publication as a “Trial Blazer’s award from the Times of India Group continuously for 4 years.   He has been awarded the prestigious award of SIGARAM 15 by the India Today Magazine Group as one of the top 15 achievers and indentified to be among the future stars of Tamil Society for the next 15 years.

 

The administrative office is in Vadapalani while the center is at Kundrathur.  The treatment programs offered are :

·         Stress relief program

·         General wellness program

·         Hypertension reduction

·         Reverse diabetes program

·         Pain relief program

·         Heart management program

·         Weight and fat reduction program

·         Body beauty and skin rejuvenation program

·         Toxin relief program (Detox)

·         Colon and body cleansing program

 

At Aayushmaan Holistic Health Center Detoxification with the help of nature cures based on Far Infra rays, structured breathing, yogic living, juice fasting and colonics they change your life by getting the pollutants out of your system and keeping them out.  Their programs last from 2 nights to 7 nights and in 8 days of the customer’s valuable time his diseases are cured using the pancha bootha theory of naturopathy, structures breathing, simple yogic routines, satvic foods, holistic regimen, juice fasting, and colonics.

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.72

UK Pound

1

Rs.86.98

Euro

1

Rs.70.64

 

 

INFORMATION DETAILS

 

Report Prepared by :

SHG

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.