MIRA
INFORM REPORT
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Report Date : |
07.05.2012 |
IDENTIFICATION DETAILS
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Name : |
CIR –Q-TECH TAKO TECHNOLOGIES PRIVATE LIMITED |
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Registered
Office : |
No.73/A, Electronic City, |
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Country : |
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Financials (as
on) : |
31.03.2011 |
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Date of
Incorporation : |
11.10.1996 |
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Com. Reg. No.: |
08-021271 |
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Capital
Investment / Paid-up Capital : |
Rs.8.165 Millions |
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CIN No.: [Company Identification
No.] |
U32200KA1996PTC021271 |
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TAN No.: [Tax Deduction &
Collection Account No.] |
BLRC01118F |
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Legal Form : |
Private Limited Liability Company |
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Line of Business
: |
Manufacturer and Purchase of
ESD Products and Clean Room Components |
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No. of Employees
: |
70 (Approximately) |
RATING & COMMENTS
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MIRA’s Rating : |
Ba (45) |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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Maximum Credit Limit : |
USD 93000 |
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Status : |
Satisfactory |
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Payment Behaviour : |
Usually Correct |
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Litigation : |
Clear |
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Comments : |
As claim by Mr. Nanda Kishore (Production Manager), CIR-Q-TECH was
established as a partnership concern is the year 1989 and has been merged with
Tako Technology Private Limited in the year 1996 and Later the name of the
company was changed to CIR-Q-Tech Tako Technologies Private Limited. It is an established company having satisfactory track. Trade
relations are reported as fair. Business is active. Payments are reported to
be usually correct and as per commitments. The company can be considered normal for business dealings at usual
trade terms and conditions. |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – September 30, 2011
|
Country Name |
Previous Rating (30.06.2011) |
Current Rating (30.09.2011) |
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A1 |
A1 |
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Risk Category |
ECGC
Classification |
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Insignificant |
A1 |
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Low |
A2 |
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Moderate |
B1 |
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High |
B2 |
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Very High |
C1 |
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Restricted |
C2 |
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Off-credit |
D |
INFORMATION PARTED BY (GENERAL DETAIL)
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Name : |
Mr. Nanda Kishore |
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Designation : |
Manager of Production |
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Contact No.: |
91-9945689176 |
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Date : |
19.04.2012 |
LOCATIONS
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Registered Office : |
No.73/A, Electronic City, Hosur Road, Bangalore – 560 100, Karnataka,
India |
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Tel. No.: |
91-80-26713818/28520566/0568 |
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Mobile No.: |
91-9945689176 (Mr. Nanda
Kishore) |
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Fax No.: |
91-80-28520733/28520377 |
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E-Mail : |
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Website : |
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Area : |
5000 Sq.Ft. |
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Location : |
Owned |
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Corporate Office : |
No. 232, 24th Cross , 15th Main,
Banashankari, 2nd Stage, |
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Tel. No.: |
91-80-26713818/28520566/28520568/28520581/28520377 |
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Fax No.: |
91-80-28520377 |
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Location : |
Rented |
DIRECTORS
As on 30.09.2011
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Name : |
Mr.Rajkiran Keshavmurthy |
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Designation : |
Whole – Time Director |
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Address : |
113, 8Th A Cross , Prashant Nagar, Bangalore – 560 079, India |
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Date of Birth/Age : |
09.10.1980 |
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Date of Appointment : |
04.11.2005 |
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DIN No.: |
00415948 |
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Other Directorship :
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Name : |
Mr. Keshavmurthy Venkataramanaiah Kallahalli |
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Designation : |
Managing Director |
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Date of Appointment : |
11.10.1996 |
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DIN No.: |
00546619 |
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Other Directorship :
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Name : |
Melwin Ernest Ho Pooi Yan |
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Designation : |
Director |
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Address : |
No.53, Jalan Teratai, 1/2J Taman Bukit, Permai 2, |
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Date of Birth/Age : |
11.05.1974 |
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Date of Appointment : |
04.11.2006 |
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DIN No.: |
00596869 |
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MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN
As on 30.09.2011
|
Names of Shareholders |
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No. of Shares |
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K. V. Keshavamurthy |
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376060 |
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Tako Astatic Technology SDN BHD, |
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320000 |
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Nagararhna Murthy |
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19840 |
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Raj Kiran K |
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20600 |
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Chia |
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80000 |
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Total |
|
816500 |
As on 30.09.2011
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Equity Share Breakup |
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Percentage of Holding |
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Category |
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Bodies
corporate |
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39.00 |
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Directors
or relatives of directors |
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51.00 |
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Other
top fifty shareholders |
|
10.00 |
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Total |
|
100.00 |
BUSINESS DETAILS
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Line of Business : |
Manufacturer and Purchase of
ESD Products and Clean Room Components |
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Imports : |
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Products : |
Raw Material |
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Countries : |
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Terms : |
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Selling : |
Cash and Credit |
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Purchasing : |
Cash and Credit |
GENERAL INFORMATION
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Customers : |
Wholesalers, Retailers, End Users |
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No. of Employees : |
70 (Approximately) |
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Bankers : |
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Facilities : |
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Banking
Relations : |
-- |
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Auditors : |
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Name : |
S. Krishnaswamy and Company Chartered Accountants |
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Address : |
14, Lakshmi Buildings, J C Road, Bangalore – 560 002, Karnataka, India |
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Income-tax
PAN of auditor or auditor's firm : |
AAYFS5079B |
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Tel. No.: |
91-80-2222 2793 |
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Fax No.: |
91-80-4113 1432 |
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E-Mail .: |
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Related
Parties: |
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CAPITAL STRUCTURE
As on 31.03.2011
Authorised Capital :
|
No. of Shares |
Type |
Value |
Amount |
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|
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|
1000000 |
Equity Shares |
Rs.10/-each |
Rs.10.000 millions |
Issued, Subscribed & Paid-up Capital :
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No. of Shares |
Type |
Value |
Amount |
|
|
|
|
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|
816500 |
Equity Shares |
Rs.10/-each |
Rs.8.165
millions |
FINANCIAL DATA
[all figures are
in Rupees Millions]
ABRIDGED BALANCE
SHEET
|
SOURCES OF FUNDS |
31.03.2011 |
31.03.2010 |
31.03.2009 |
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SHAREHOLDERS FUNDS |
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1] Share Capital |
8.165 |
8.165 |
6.400 |
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2] Share Application Money |
0.000 |
0.000 |
0.000 |
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3] Reserves & Surplus |
15.157 |
11.699 |
9.121 |
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4] (Accumulated Losses) |
0.000 |
0.000 |
0.00 |
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NETWORTH |
23.322 |
19.864 |
15.521 |
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LOAN FUNDS |
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1] Secured Loans |
20.001 |
20.924 |
22.001 |
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2] Unsecured Loans |
9.976 |
3.088 |
4.186 |
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TOTAL BORROWING |
29.977 |
24.012 |
26.187 |
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DEFERRED TAX LIABILITIES |
0.000 |
0.000 |
0.000 |
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TOTAL |
53.299 |
43.876 |
41.708 |
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APPLICATION OF FUNDS |
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FIXED ASSETS [Net Block] |
14.618 |
15.319 |
14.047 |
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Capital work-in-progress |
0.000 |
0.000 |
0.000 |
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INVESTMENT |
0.000 |
0.000 |
0.000 |
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DEFERRED TAX ASSETS |
0.000 |
0.000 |
0.000 |
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CURRENT ASSETS, LOANS & ADVANCES |
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Inventories |
13.969
|
13.861 |
16.624 |
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Sundry Debtors |
23.185
|
19.673 |
13.559 |
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Cash & Bank Balances |
4.541
|
2.167 |
3.198 |
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Other Current Assets |
1.993
|
1.270 |
1.166 |
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Loans & Advances |
13.712
|
5.504 |
5.248 |
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Total
Current Assets |
57.400
|
42.475 |
39.795 |
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Less : CURRENT
LIABILITIES & PROVISIONS |
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Sundry Creditors |
12.885
|
8.272 |
4.832 |
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Other Current Liabilities |
4.288
|
4.777 |
6.739 |
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Provisions |
1.546
|
0.869 |
0.563 |
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Total
Current Liabilities |
18.719
|
13.918 |
12.134 |
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Net Current Assets |
38.681
|
28.557 |
27.661 |
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MISCELLANEOUS EXPENSES |
0.000 |
0.000 |
0.000 |
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TOTAL |
53.299 |
43.876 |
41.708 |
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PROFIT & LOSS
ACCOUNT
|
|
PARTICULARS |
31.03.2011 |
31.03.2010 |
31.03.2009 |
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SALES |
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Income |
120.536 |
92.094 |
92.190 |
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Other Income |
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TOTAL |
120.536 |
92.094 |
92.190 |
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Less |
EXPENSES |
|
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|
Office Expenses |
|
|
90.136 |
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Administrative Expenses |
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Advertising Expenses |
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TOTAL |
115.510 |
88.596 |
90.316 |
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PROFIT BEFORE
TAX (E-F) |
5.026 |
3.498 |
1.874 |
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Less |
TAX |
1.568 |
0.964 |
1.112 |
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PROFIT AFTER TAX
(G-H) |
3.458 |
2.534 |
0.762 |
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EARNINGS IN
FOREIGN CURRENCY |
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Commission Earnings |
5.779 |
3.005 |
5.059 |
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Export Sales |
0.480 |
0.317 |
0.284 |
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Total |
6.259 |
3.322 |
5.343 |
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IMPORTS |
24.733 |
14.950 |
20.086 |
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Earnings Per
Share (Rs.) |
3.10 |
3.10 |
1.19 |
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KEY RATIOS
|
PARTICULARS |
|
31.03.2011 |
31.03.2010 |
31.03.2009 |
|
PAT / Total Income |
(%) |
2.87
|
2.75 |
0.82 |
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Net Profit Margin (PBT/Sales) |
(%) |
4.16
|
3.79 |
2.03 |
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Return on Total Assets (PBT/Total Assets} |
(%) |
6.98
|
6.05 |
3.48 |
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Return on Investment (ROI) (PBT/Networth) |
|
0.22
|
0.18 |
0.12 |
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Debt Equity Ratio (Total Liability/Networth) |
|
2.09
|
1.91 |
2.53 |
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Current Ratio (Current Asset/Current Liability) |
|
3.07
|
3.05 |
3.28 |
LOCAL AGENCY FURTHER INFORMATION
|
Check List by
Info Agents |
Available in
Report (Yes / No) |
|
1) Year of Establishment |
Yes |
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2) Locality of the firm |
Yes |
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3) Constitutions of the firm |
Yes |
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4) Premises details |
Yes |
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5) Type of Business |
Yes |
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6) Line of Business |
Yes |
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7) Promoter’s background |
Yes |
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8) No. of employees |
Yes |
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9) Name of person contacted |
Yes |
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10) Designation of contact person |
Yes |
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11) Turnover of firm for last three years |
Yes |
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12) Profitability for last three years |
Yes |
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13) Reasons for variation <> 20% |
-- |
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14) Estimation for coming financial year |
No |
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15) Capital in the business |
Yes |
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16) Details of sister concerns |
Yes |
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17) Major suppliers |
No |
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18) Major customers |
No |
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19) Payments terms |
Yes |
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20) Export / Import details (if applicable) |
Yes |
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21) Market information |
-- |
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22) Litigations that the firm / promoter involved in |
-- |
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23) Banking Details |
Yes |
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24) Banking facility details |
Yes |
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25) Conduct of the banking account |
-- |
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26) Buyer visit details |
-- |
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27) Financials, if provided |
Yes |
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28) Incorporation details, if applicable |
Yes |
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29) Last accounts filed at ROC |
Yes |
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30) Major Shareholders, if available |
Yes |
FINANCIAL RESULTS:
Operations of the company for the period 1st April, 2010 to
31st March, 2011. The company
has recorded a turnover of Rs.120.535 millions as against Rs. 92.094 millions
in the previous year, The Board foresees a higher growth for the company, the company is also exploring various avenues
of expansion and aims to increase the productivity of the company further.
Bankers Charges
Report as per Registry
|
This form is for |
Modification of
charge |
|
Charge
identification number of the modified |
10320508 |
|
Corporate
identity number of the company |
U32200KA1996PTC021271 |
|
Name of the company
|
CIR-Q-TECH TAKO
TECHNOLOGIES PRIVATE LIMITED |
|
Address of the
registered office or of the principal place of business in |
No.73/A,
Electronic City, |
|
Type of charge |
Immovable property |
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Particular of
charge holder |
Private sector
bank |
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Nature of
description of the instrument creating or modifying the charge |
Memorandum of
Entry (Equitable Mortgage By Deposit of Title Deeds) |
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Date of instrument
Creating the charge |
14.03.2012 |
|
Amount secured by
the charge |
Rs.67.500
millions |
|
Brief particulars
of the principal terms an conditions and extent and operation of the charge |
Rate of Interest Base Rate + 3.00%
p.a (the Base Rate applicable at present being 10.00% p.a.) i.e. Presently at
the rate of 13.00% p.a. Terms of
Repayment Cash Credit: On
Demand Margin CASH CREDIT : Stocks-25 % Book Debts with
cover period of 90 days-25 % Bank Guarantee : Cash Margin of 10%
to be collected upfront and kept in TDR with Bank's lien noted thereon. 100% cash margin
in case of disputed liabilities. Letter of Credit Cash Margin of
10% to be collected upfront and kept in TDR with Bank's lien noted thereon Extent and
Operation of the charge The charge on the
properties being charged shall operate to the extent of Rs. 67.500 millions Plus interest,
cost, commission, expenses and other charges thereon. Others The limits
secured under the charge are as follows: Cash Credit:
Rs.32.500 Millions Bill discounting:
Rs. 5.000 Millions as sub-limit to Cash Credit Bank Guarantee
(Inland) : Rs.35.000 Millions Letter of
Credit/Buyers Credit: Rs. 15.000 Millions as a sub-limit to Bank Guarantee
Limit Loan Equivalent
Risk (LER): Rs. 2.000 millions as a sub-limit to Bank Guarantee Limit |
|
Short particulars
of the property charged |
All that piece
and parcel of the property bearing Plot No : 73/A, in the Electronics City,
within the Village Limits of Doddathogur Village, Begur Hobli, Bangalore South
Taluk, Bangalore District, admeasuring 0.25
Acres (1011.75 Sq.mtrs.), in Sy. No: Part 68, now within the jurisdictional
Limits of Doddathogur Grama Panchayath, and bounded as follows :- East by : 25.10
Mtrs. : Road West by : 25.10
Mtrs. : Plot No: 73/C North by : 40.40
Mtrs. : Plot No: 73 South by : 40.20
Mtrs. : Plot No: 73/B |
|
Particulars of
the present modification |
Limits secured
under the charge remains unchanged at Rs.67.500 Millions. However, the limits
are additionally secured by the mortgage of immovable property of the
company bearing Plot No : 73/A, in the
Electronics City, within the Village Limits of Doddathogur Village, Begur
Hobli, Bangalore South Taluk, Bangalore District, admeasuring 0.25 Acres
(1011.75 Sq.mtrs.), in Sy.No: Part 68, now within the jurisdictional Limits
of Doddathogur Grama Panchayath. |
CONTINGENT LIABILITY:
(Rs. in Millions)
|
Particulars |
31.03.2011 |
31.03.2010 |
|
Counter guarantee given to bank on sales |
5.873 |
9.779 |
|
|
|
|
FIXED ASSETS:
- Land
- Building
- Factory Equipment
- Plant and Machinery
- Electrical Installation
- Office Equipment
- Furniture and Fixture
- Computer
- Commercial Vehicles
- Motor Cars
CMT REPORT (Corruption, Money Laundering & Terrorism]
The Public Notice information has been collected from various sources
including but not limited to: The Courts,
1] INFORMATION ON
DESIGNATED PARTY
No records exist designating subject or any of its beneficial owners,
controlling shareholders or senior officers as terrorist or terrorist
organization or whom notice had been received that all financial transactions
involving their assets have been blocked or convicted, found guilty or against
whom a judgement or order had been entered in a proceedings for violating
money-laundering, anti-corruption or bribery or international economic or
anti-terrorism sanction laws or whose assets were seized, blocked, frozen or
ordered forfeited for violation of money laundering or international
anti-terrorism laws.
2] Court Declaration :
No records exist to suggest that subject is
or was the subject of any formal or informal allegations, prosecutions or other
official proceeding for making any prohibited payments or other improper
payments to government officials for engaging in prohibited transactions or
with designated parties.
3] Asset Declaration :
No records exist to suggest that the property or assets of the subject
are derived from criminal conduct or a prohibited transaction.
4] Record on Financial
Crime :
Charges or conviction
registered against subject: None
5] Records on Violation of
Anti-Corruption Laws :
Charges or
investigation registered against subject: None
6] Records on Int’l
Anti-Money Laundering Laws/Standards :
Charges or
investigation registered against subject: None
7] Criminal Records
No
available information exist that suggest that subject or any of its principals have
been formally charged or convicted by a competent governmental authority for
any financial crime or under any formal investigation by a competent government
authority for any violation of anti-corruption laws or international anti-money
laundering laws or standard.
8] Affiliation with
Government :
No record
exists to suggest that any director or indirect owners, controlling
shareholders, director, officer or employee of the company is a government
official or a family member or close business associate of a Government
official.
9] Compensation Package :
Our market
survey revealed that the amount of compensation sought by the subject is fair
and reasonable and comparable to compensation paid to others for similar
services.
10] Press Report :
No press reports / filings exists on
the subject.
CORPORATE GOVERNANCE
MIRA INFORM as part of its Due Diligence do provide comments on
Corporate Governance to identify management and governance. These factors often
have been predictive and in some cases have created vulnerabilities to credit
deterioration.
Our Governance Assessment focuses principally on the interactions
between a company’s management, its Board of Directors, Shareholders and other
financial stakeholders.
CONTRAVENTION
Subject is not known to have contravened any existing local laws,
regulations or policies that prohibit, restrict or otherwise affect the terms
and conditions that could be included in the agreement with the subject.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.53.72 |
|
|
1 |
Rs.86.98 |
|
Euro |
1 |
Rs.70.65 |
INFORMATION DETAILS
|
Information
Gathered by : |
SVA |
|
|
|
|
Report Prepared
by : |
VSL |
SCORE & RATING EXPLANATIONS
|
SCORE FACTORS |
RANGE |
POINTS |
|
HISTORY |
1~10 |
5 |
|
PAID-UP CAPITAL |
1~10 |
5 |
|
OPERATING SCALE |
1~10 |
5 |
|
FINANCIAL CONDITION |
|
|
|
--BUSINESS SCALE |
1~10 |
5 |
|
--PROFITABILIRY |
1~10 |
5 |
|
--LIQUIDITY |
1~10 |
5 |
|
--LEVERAGE |
1~10 |
5 |
|
--RESERVES |
1~10 |
5 |
|
--CREDIT LINES |
1~10 |
5 |
|
--MARGINS |
-5~5 |
-- |
|
DEMERIT POINTS |
|
|
|
--BANK CHARGES |
YES/NO |
YES |
|
--LITIGATION |
YES/NO |
NO |
|
--OTHER ADVERSE INFORMATION |
YES/NO |
NO |
|
MERIT POINTS |
|
|
|
--SOLE DISTRIBUTORSHIP |
YES/NO |
NO |
|
--EXPORT ACTIVITIES |
YES/NO |
YES |
|
--AFFILIATION |
YES/NO |
NO |
|
--LISTED |
YES/NO |
NO |
|
--OTHER MERIT FACTORS |
YES/NO |
YES |
|
TOTAL |
|
45 |
This score serves as a reference to assess SC’s credit risk and
to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit transaction.
It has above average (strong) capability for payment of interest and
principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
- |
NB |
New Business |
- |
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.