MIRA INFORM REPORT

 

 

Report Date :

07.05.2012

 

IDENTIFICATION DETAILS

 

Name :

ENTEL FOOD PRODUCTS PRIVATE LIMITED

 

 

Registered Office :

SIDHWA House 3rd Floor, M Asawant Marg, Colaba, Mumbai 400005, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

24.07.1987

 

 

Com. Reg. No.:

044173

 

 

Capital Investment / Paid-up Capital :

Rs. 0.500 million

 

 

CIN No.:

[Company Identification No.]

U15100MH1987PTC044173

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

MUME05830G

 

 

PAN No.:

[Permanent Account No.]

AAACE7857L

 

 

Legal Form :

Private Limited Liability Company 

 

 

Line of Business :

Supplier of Frozen Seafood

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba (45)

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 38536

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Usually Correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having satisfactory track. Trade relations are reported as fair. Business is active. Payments are reported to be usually correct and as per commitments.

 

The company can be considered normal for business dealings at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

LOCATIONS

 

Registered Office :

SIDHWA House 3rd Floor, M Asawant Marg, Colaba, Mumbai 400005, Maharashtra, India

E-Mail :

hasita@eth.net

entelfood@gmail.com

 

 

Administrative Office :

C – 21 / 6, TTC Industrial Area, MIDC, Pawne Village, Turbhe, Navi Mumbai 400703, Maharashtra, India

Tel. No.:

91-22-27681943

Mobile No.:

91-9820078117 (Ms. Veera Somaya)

Fax No.:

91-22-27617115

 

 

DIRECTORS

 

AS ON 30.09.2011

 

Name :

Ms. Veera Somaya

Designation :

Director

Date of Birth/Age :

02.09.1960

Date of Appointment :

01.02.1997

DIN No.:

00481805

 

Other Directorship

 

S.No.

CIN

Name of the Company

Current designation of the director

Date of appointment at current designation

Original date of appointment

Date of cessation

Company Status

Defaulting status

1

U15100MH1987PTC044173

ENTEL FOOD PRODUCTS PVT LTD

Director

01/02/1997

01/02/1997

-

Active

NO

2

U24110MH1987PLC044801

HMG INDUSTRIES LIMITED

Director

29/12/2011

29/12/2011

-

Active

NO

 

 

Name :

Mr. Aashish V Chavan

Designation :

Director

Date of Birth/Age :

30.06.1964

Date of Appointment :

01.02.1997

DIN No.:

00481739

 


 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 30.09.2011

 

Names of Shareholders

No. of Shares

 

Aashish V Chavan

100

Veera Somaya

1400

Renuka Avinash Goel

1750

Methoo Zaki Hajeebhoy

1750

Total

5000

 

AS ON 30.09.2011

 

Equity Share Breakup

 

Percentage of Holding

Category

 

 

Directors or relatives of directors

 

30.00

Other top fifty shareholders

 

70.00

 

Total

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Supplier of Frozen Seafood

 

 

Products :

ITE Code

Product Description

16.04

Frozen Seafood

 

 

PRODUCTION STATUS

 

AS ON 31.03.2011

 

Particulars

Unit

Actual Production

Frozen Foods

Qty (Tons)

2745.238

 

 

GENERAL INFORMATION

 

No. of Employees :

Not Available

 

 

Bankers :

·         Kotak Mahindra Bank

·         Standard Chartered Bank

·         Barclays Finance

·         Bank of Baroda

·         ICICI Bank

·         HSBC Bank

·         Vijaya Bank

 

 

Facilities :

Rs. In Millions

 

SECURED LOAN

31.03.2011

 

31.03.2010

 

Kotak Mahindra Bank

0.210

0.652

Standard Chartered Bank

0.342

1.074

Barclays Finance (Personally Guaranteed by Director)

2.950

0.000

Total

3.502

1.726

 

 

 

UNSECURED LOAN

 

 

Loan from Directors and Relatives

0.880

0.880

Loan from Shareholders

8.700

3.200

Total

9.580

4.080

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

N S Gokhale and Company

Chartered Accountant

Address :

104, Siddharth Darshan, 1st Floor, Dada Patil Wadi, Dada Patil MArg, Thane 400602, Maharashtra, India

 

 

Associates/Subsidiaries :

Nil

 

 

CAPITAL STRUCTURE

 

AS ON 30.09.2011

 

Authorised Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

5000

Equity Shares

Rs. 100 each

Rs. 0.500 million

 

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

5000

Equity Shares

Rs. 100 each

Rs. 0.500 million

 

 

 

 

 

 

 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

0.500

0.500

0.500

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

9.134

6.136

4.683

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

9.634

6.636

5.183

LOAN FUNDS

 

 

 

1] Secured Loans

3.502

1.726

2.384

2] Unsecured Loans

9.580

4.080

4.080

TOTAL BORROWING

13.082

5.806

6.464

DEFERRED TAX LIABILITIES

0.000

0.000

0.000

 

 

 

 

TOTAL

22.716

12.442

11.647

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

1.570

1.851

2.220

Capital work-in-progress

0.000

0.000

0.000

 

 

 

 

INVESTMENT

0.000

0.000

0.000

DEFERREX TAX ASSETS

0.000

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

12.220

16.860

24.264

 

Sundry Debtors

30.962

10.054

5.470

 

Cash & Bank Balances

4.358

5.408

2.593

 

Other Current Assets

0.069

0.042

0.019

 

Loans & Advances

8.320

5.515

2.687

Total Current Assets

55.929

37.879

35.033

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

28.143

22.828

22.444

 

Other Current Liabilities

1.461

1.259

1.037

 

Provisions

5.179

3.201

2.125

Total Current Liabilities

34.783

27.288

25.606

Net Current Assets

21.146

10.591

9.427

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.000

0.000

 

 

 

 

TOTAL

22.716

12.442

11.647

 

 


PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2011

31.03.2010

31.03.2009

 

SALES

 

 

 

 

 

Sales / Service

221.298

160.584

159.033

 

 

Other Income

0.000

0.587

0.594

 

 

TOTAL                                     (A)

221.298

161.171

159.627

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Cost of Materials

148.861

105.210

126.370

 

 

Materials Consumed Fresh

0.417

1.968

0.000

 

 

Purchase Trading

0.324

0.216

0.043

 

 

Increase/(Decrease) in Finished Goods

4.528

7.410

(5.093)

 

 

Administrative Expenses

58.693

41.011

31.421

 

 

TOTAL                                     (B)

212.823

155.815

152.741

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)      (C)

8.475

5.356

6.886

 

 

 

 

 

Less

FINANCIAL EXPENSES                         (D)

2.029

1.672

3.285

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                                       (E)

6.446

3.684

3.601

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

0.285

0.336

0.397

 

 

 

 

 

 

PROFIT BEFORE TAX (E-F)                               (G)

6.161

3.348

3.204

 

 

 

 

 

Less

TAX                                                                  (H)

1.978

1.076

1.181

 

 

 

 

 

 

PROFIT AFTER TAX (G-H)                                (I)

4.183

2.272

2.023

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

3.036

2.583

2.378

 

 

 

 

 

Less

APPROPRIATIONS

 

 

 

 

 

Transfer to General Reserve

3.000

1.000

1.000

 

 

Dividend

1.000

0.700

0.700

 

 

Tax on Dividend

0.185

0.119

0.118

 

BALANCE CARRIED TO THE B/S

3.034

3.036

2.583

 

 

 

 

 

 

Earnings Per Share (Rs.)

836.71

--

--

 


KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

31.03.2010

31.03.2009

PAT / Total Income

(%)

1.89

1.40

1.26

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

2.78

2.08

2.01

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

10.71

8.42

8.60

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.63

0.50

0.61

 

 

 

 

 

Debt Equity Ratio

(Total Liability/Networth)

 

4.96

4.98

6.18

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

1.60

1.38

1.36

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Check List by Info Agents

Available in Report (Yes / No)

1) Year of Establishment

Yes

2) Locality of the firm

Yes

3) Constitutions of the firm

Yes

4) Premises details

Yes

5) Type of Business

Yes

6) Line of Business

Yes

7) Promoter's background

Yes

8) No. of employees

No

9) Name of person contacted

No

10) Designation of contact person

No

11) Turnover of firm for last three years

Yes

12) Profitability for last three years

Yes

13) Reasons for variation <> 20%

--

14) Estimation for coming financial year

No

15) Capital in the business

Yes

16) Details of sister concerns

No

17) Major suppliers

No

18) Major customers

No

19) Payments terms

No

20) Export / Import details (if applicable)

--

21) Market information

--

22) Litigations that the firm / promoter involved in

--

23) Banking Details

Yes

24) Banking facility details

Yes

25) Conduct of the banking account

--

26) Buyer visit details

--

27) Financials, if provided

Yes

28) Incorporation details, if applicable

Yes

29) Last accounts filed at ROC

Yes

30) Major Shareholders, if available

Yes

 

 

 


 

CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.72

UK Pound

1

Rs.86.98

Euro

1

Rs.70.64

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

5

PAID-UP CAPITAL

1~10

5

OPERATING SCALE

1~10

5

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

5

--PROFITABILIRY

1~10

5

--LIQUIDITY

1~10

5

--LEVERAGE

1~10

5

--RESERVES

1~10

5

--CREDIT LINES

1~10

5

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

45

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

 

NB

New Business

--

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.