MIRA INFORM REPORT

 

 

Report Date :

07.05.2012

 

IDENTIFICATION DETAILS

 

Name :

SABER DAIS COMPRESSION LIMITED

 

 

Registered Office :

Plot No. 389/13, Street No. 1, Amargarh Colony, Kaithal-136027, Haryana

 

 

Country :

India

 

 

Date of Incorporation :

04.11.2010

 

 

Com. Reg. No.:

041495

 

 

Capital Investment / Paid-up Capital :

Rs.5.117 Millions

 

 

CIN No.:

[Company Identification No.]

U29300HR2010PLC041495

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

RTKS14360D

 

 

Legal Form :

A  Closely Held Public Limited Liability Company

 

 

Line of Business :

Manufacturer of Railway Compressor

 

 

No. of Employees :

50 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (26)

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

--

 

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

Comments :

Subject was started as a Proprietory concern named as Panesar Engineering Company. Later it was converted into Saber Dais Compression Limited in November 2010.

 

Mr. Devesh (Work Manager) has provided to us a few general information and denied to disclose the financial details. However, trade relations are reported as fair. Business is active. Payments are unknown.

 

The company can be considered for business dealings with some cautions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.09.2011)

Current Rating

(31.12.2011)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INFORMATION PARTED BY

 

Name :

Mr. Devesh

Designation :

Work Manager

Contact No.:

91-9812200621

Date :

19.04.2012

 

 

LOCATIONS

 

Registered Office :

Plot No. 389/13, Street No. 1, Amargarh Colony, Kaithal-136027, Haryana, India

Tel. No.:

91-1746-222481

Mobile No.:

91-9812200621 (M. Devesh)

Fax No.:

91-1746-226468

E-Mail :

peaush@dias.com

dattadigitech@rediffmail.com

Website :

www.dias.com

Location :

Owned

 

 

DIRECTORS

 

AS ON 30.09.2011

 

Name :

Peaush Panesar

Designation :

Director

Address :

H.No. 391/1, Ward 12, Street No. 1, Amargarh Colony, Kaithal, 136027, Haryana, India

Date of Birth/Age :

01.11.1986

Date of Appointment :

04.11.2010

 

Directorship in Other Companies :

S.No.

CIN

Name of the Company

Current designation of the director

Date of appointment at current designation

Original date of appointment

Date of cessation

Company Status

Defaulting status

1

U34300HR2001PTC034690

PANESAR EQUIPMENTS PRIVATE LIMITED

Director

05/12/2006

05/12/2006

-

Active

NO

2

U29300HR2010PLC041495

SABER DAIS COMPRESSION LIMITED

Director

04/11/2010

04/11/2010

-

Active

NO

 

Name :

Sunita Panesar

Designation :

Director

Address :

391/1, Ward 12, Street No. 1, Amargarh Colony, Kaithal, 136027, Haryana, India

Date of Birth/Age :

12.02.1961

Date of Appointment :

04.11.2010

 

Directorship in Other Companies :

S.No.

CIN

Name of the Company

Current designation of the director

Date of appointment at current designation

Original date of appointment

Date of cessation

Company Status

Defaulting status

1

U34300HR2001PTC034690

PANESAR EQUIPMENTS PRIVATE LIMITED

Director

28/05/2001

28/05/2001

-

Active

NO

2

U29300HR2010PLC041495

SABER DAIS COMPRESSION LIMITED

Director

04/11/2010

04/11/2010

-

Active

NO

 

Name :

Vikram Jeet Panesar

Designation :

Director

Address :

391/1, Ward 12, Street No. 1, Amargarh Colony, Kaithal, 136027, Haryana, India

Date of Appointment :

19.01.2010

 

Directorship in Other Companies :

S.No.

CIN

Name of the Company

Current designation of the director

Date of appointment at current designation

Original date of appointment

Date of cessation

Company Status

Defaulting status

1

U34300HR2001PTC034690

PANESAR EQUIPMENTS PRIVATE LIMITED

Director

28/05/2001

28/05/2001

-

Active

NO

2

U29300HR2010PLC041495

SABER DAIS COMPRESSION LIMITED

Director

19/01/2011

19/01/2011

-

Active

NO

 

Name :

Sewa Dass Panesar

Designation :

Managing Director

Address :

H.No. 405, Gali-1, Ward-13, Distt. Kaithal, Kaithal-136027, Haryana, India

Date of Birth/Age :

28.09.1940

Date of Appointment :

04.11.2010

 

Directorship in Other Companies :

S.No.

CIN

Name of the Company

Current designation of the director

Date of appointment at current designation

Original date of appointment

Date of cessation

Company Status

Defaulting status

1

U29300HR2010PLC041495

SABER DAIS COMPRESSION LIMITED

Managing director

04/11/2010

04/11/2010

-

Active

NO

 

Name :

Kadambari Panesar

Designation :

Director

Address :

Amar Garh, Gamri, Street No. 1, Kaithal-136027, Haryana, India

Date of Birth/Age :

05.06.1989

Date of Appointment :

04.11.2010

 

Directorship in Other Companies :

S.No.

CIN

Name of the Company

Current designation of the director

Date of appointment at current designation

Original date of appointment

Date of cessation

Company Status

Defaulting status

1

U29300HR2010PLC041495

SABER DAIS COMPRESSION LIMITED

Director

04/11/2010

04/11/2010

-

Active

NO

 

 

KEY EXECUTIVES

 

Name :

Mr. Devesh

Designation :

Work Manager

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As On 30.09.2011

 

Names of Shareholders

 

No. of Shares

Peaush Panesar Vikramjeet Panesar

 

36072

Sunita Panesar

 

7500

Sewa Dass Panesar

 

364644

Kadambari Panesar

 

16380

Vikramjeet Panesar

 

100

Pratibha Jindal

 

100

Krishna Devi

 

25690

Raj Kumari

 

9605

Ritu Gadia

 

10000

Gitesh Gadia (Huf)

 

10000

S.D. Panesar (Huf)

 

31690

Total

 

511781

 

AS ON 30.09.2011

 

Category

Percentage

Directors or relatives of Directors

100.00

Total

100.00

 

 

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer of Railway Compressor

 

 

Terms :

 

Selling :

Cash, Credit  (30 days, 60 days)

 

 

Purchasing :

Cash, Credit  (30 days, 60 days)

 

 

GENERAL INFORMATION

 

Customers :

Railway

 

 

No. of Employees :

50 (Approximately)

 

 

Bankers :

State Bank of India, Kaithal Branch

 

 

Facilities :

--

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Not Divulged

 

 

Associates/Subsidiaries :

NIL

 

 

CAPITAL STRUCTURE

 

Authorised Capital :

No. of Shares

Type

Value

Amount

1500000

Equity Shares

Rs.10/- each

Rs.15.000 Millions

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

511781

Equity Shares

Rs.10/- each

Rs.5.117 Millions

 

 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

Not Available

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Check List by Info Agents

Available in Report (Yes / No)

1) Year of Establishment

 Yes

2) Locality of the firm

Yes

3) Constitutions of the firm

Yes

4) Premises details

Yes

5) Type of Business

Yes

6) Line of Business

Yes

7) Promoter's background

Yes

8) No. of employees

Yes

9) Name of person contacted

Yes

10) Designation of contact person

Yes

11) Turnover of firm for last three years

No

12) Profitability for last three years

 No

13) Reasons for variation <> 20%

 --

14) Estimation for coming financial year

No

15) Capital in the business

Yes

16) Details of sister concerns

 --

17) Major suppliers

No

18) Major customers

No

19) Payments terms

Yes

20) Export / Import details (if applicable)

 --

21) Market information

 --

22) Litigations that the firm / promoter involved in

--

23) Banking Details

Yes

24) Banking facility details

 --

25) Conduct of the banking account

 --

26) Buyer visit details

 --

27) Financials, if provided

 No

28) Incorporation details, if applicable

Yes

29) Last accounts filed at ROC

No

30) Major Shareholders, if available

Yes

 

Form 8

 

This form is for

Creation of charge

Charge identification number of the modified 

--

Corporate identity number of the company

U29300HR2010PLC041495

Name of the company

SABER DAIS COMPRESSION LIMITED

Address of the registered office or of the principal place of  business in India of the company

Plot No. 389/13 Street No. 1 Amargarh Colony Kaithal-136027 Haryana India

Type of charge

Movable Property

Floating Charge

Particular of charge holder

State Bank of India, Main Branch, Kaithal-136027, Haryana, India

Nature of description of the instrument creating or modifying the charge

1. Letter Of Arrangement. (Dated-27.12.2010)

2. Agreement Of Loan Cum Hyp.(Dated-27.12.2010)

 

 

Facility Of Limit Cash Credit Hyp.-11.000 Millions

Facility Of Limit Sme Credit Plus- 2.000 Millions

Facility Of Limit Bank Guaratnee- 2.500 Millions

Date of instrument Creating the charge

27.12.2010

Amount secured by the charge

Rs,15.500 Millions

Brief particulars of the principal terms an conditions and extent and operation of the charge

Rate Of Interest

6.65% Above Base Rate (Br=7.60% W.E.F. 21.12.2010) Present Effective Rate Of Interest Being 14.25% Per Annum.

 

Terms Of Repayment

Payable On Demand

 

Margin

Raw Materials-25%

Finished And Semi Finished Goods-25%

Domestic Receivables-40%

 

Extent And Operation Of The Charge

100%

 

Others

Name Of Guarantors-1. M/S Panesar Engg. Co. , 2. Sewa Dass Panesar, 3. Sunita Panesar, 4.Peaush Panesar, 5. Kadambari Panesar, 6. Vikramjit Panesar,7. Krishna Devi.

Short particulars of the property charged

Primary Security-First Chare By Way Of Hyp. On Entire Current Assets Of The Company Including All Kinds Of Stocks Spares Of The Company Wherever They Are Located.

Collateral Security- Eq. Mortgage Of Commercial Cum Residential Property Measuring 378.11 Sq. Yards At Amargarh Gamri, Kaithal Standing In The Name Of The Director Of The Company Sewa Dass Panesar.

Eq. Mortgage Of Commercial Cum Residential Property Measuring 920 Sq. Yards Bearing Mck No.389/13 At Amargarh Kaithal Standing In The Name Of Director Of The Company Peaush Panesar.

Eq. Mortgage Of Land Measuring 41k-05m Situated At Vill. Titram, Near Narwana-Jind By Pass, Narwana Road, Teh. Distt. Kaithal .Land Measuring 33 K-18 M  Representing 678/1207 Share In Land Measuring-

- 60k-07m Vide Khewat No. 149, Khatoni No. 250.

Land Measuring 07k-07m  Representing 147/446 Share In Land Measuring 22k-06m Vide Khewat No. 150, Khatoni No. 251. As Per Jamabandi Of Vill. Titram-

-For The Year 2004-05 Purchased Vide Regd. Sale Deed Dated 04.06.1992 Registered On 05.06.1992 Entered At Sr. No. 851/1 In The Office Of Sr.R Kaithal and Muatation No. 1223 And 1228.

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.72

UK Pound

1

Rs.86.98

Euro

1

Rs.70.64

 

 

INFORMATION DETAILS

 

Information Gathered by :

JML

 

 

Report Prepared by :

SHG

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

3

PAID-UP CAPITAL

1~10

3

OPERATING SCALE

1~10

3

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

3

--PROFITABILIRY

1~10

3

--LIQUIDITY

1~10

3

--LEVERAGE

1~10

3

--RESERVES

1~10

3

--CREDIT LINES

1~10

2

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

NO

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

26

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.