MIRA INFORM REPORT

 

 

Report Date :

08.05.2012

 

IDENTIFICATION DETAILS

 

Name :

KUTTY BROTHERS

 

 

Registered Office :

Door No.11/562, Vanagaram Road, Athipet, Ambattur, Chennai - 600 058, Tamilnadu

 

 

Country :

India

 

 

Financials (as on) :

31.03.2012

 

 

Year of Establishment :

1987

 

 

Capital Investment / Paid-up Capital :

Not Divulged

 

 

PAN No.:

[Permanent Account No.]

AAAPI1135

 

 

Legal Form :

Sole Proprietory Concern

 

 

Line of Business :

Subject Engaged in the Fabrication and Erection of Industrial Sheds, Plants, Machinery, Boilers, etc.

 

 

No. of Employees :

220 Approximately

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba (47)

 

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

Usually Correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established proprietory concern having satisfactory track. Trade relations are reported as fair. Business is active. Payments are reported to be usually correct and as per commitments.

 

The concern can be considered normal for business dealings at usual trade terms and conditions.

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INFORMATION PARTED BY

 

Name :

Mr. Ismail

Designation :

Proprietor

Contact No.:

91-9444014737

Date :

07.05.2012

 

 

LOCATIONS

 

Registered Office :

Door No.11/562, Vanagaram Road, Athipet, Ambattur, Chennai - 600 058, Tamilnadu, India

Tel. No.:

91-44-26821314, 26821315, 26821316

Mobile No.:

91-9444014737 (Mr. Ismail)

Fax No.:

91-44-26821316

E-Mail :

kutty99@sancharnet.in , ismail_k786@rediffmail.com

Website :

www.kuttybrothers.co.in

 

 

Administrative Office:

87 Menambedu Road, Mannurpet, Near Ambattur Industrial Estate Bus Depot

Chennai 600050, Tamilnadu, India

Tel. No.:

91-44-26512027

Fax No.:

91-

 

 

Factory  :

Door No. 276-D, Vanagaram Road, Athipet, Chennai - 600 058, Tamilnadu, India

Fax No.:

91-44-2052 1027

 

 

SOLE PROPRIETOR

 

Name :

Mr. Ismail

Designation :

Proprietor

 

 

BUSINESS DETAILS

 

Line of Business :

Subject Engaged in the Fabrication and Erection of Industrial Sheds, Plants, Machinery, Boilers, etc.

 

 

Terms :

 

Selling :

Cash, Credit (30 Days)

 

 

GENERAL INFORMATION

 

Customers :

·         End Users

·         Malladi Drugs and Pharma Limited, Ranipet.

·         Empee Distillery Limited., Chennai.

·         TCP Limited, Gummidipoondi.

·         Visteon Ford, Maraimalar Nagar, Chennai

·         Indian Organic Chemicals Limited, Chennai.

·         Thiru Arooran Sugars Limited, Kumbakkonam

·         Nerolac Paints Limited., Chennai.

·         Thermal Systems (Hyd) Private Limited, Hyderabad

 

 

No. of Employees :

220 Approximately

 

 

Bankers :

1.        Indian Bank, Padi Branch., Chennai, Tamilnadu, India

2.       City Bank, Anna Salai Branch, Chennai, Tamilnadu, India

 

 

Facilities :

--

 

 

 

Banking Relations :

--

 

 

Auditors :

Not Available

 

 

Associates/Subsidiaries :

--

 

 

CAPITAL STRUCTURE

 

Not Divulged

 

 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

Particulars

 

31.03.2012

31.03.2011

31.03.2010

Sales Turnover (Approximately)

110.000

100.000

95.000

 

Expected Sales (2012-2013) : Rs.150.000 millions

 

The above information has been parted by Mr. Ismail

 

Note : Sole Proprietory and Partnership concerns are exempted from filing their financials with the Government Authorities or Registry Records.

 

 

LOCAL AGENCY FURTHER INFORMATION

 

PROFILE:

 

Subject is a proprietorship firm started in the year 1987.  The proprietor is Mr. Ismail.  The firm is very well known, reputed and its services are much sought after in Tamilnadu, Kerala and Maharashtra.  They are engaged in the fabrication and erection of Industrial sheds, plants, machinery, boilers for the past 25 years.  The firm was started in the year 1987 in a small way and now has grown to do a turnover of over 100 – 120 millions.  The firm is approves by IBR for Fabrication and Erection of Boilers and Accessories.  They also have a separate section for the hire of tools and tackles, cranes and machinery of all types.  Their business affairs can be divided into 5 major sections as follows:

 

·         Erection

·         Fabrication

·         Design and execution

·         Shut down and maintenance

·         Hire

 

The above five are discussed in detail in their factory column given below.  About 200 people work with them.  Their bankers are Indian Bank, Padi and City Bank, Anna Salai, Chennai 600001.

 

They are listed on two of India’s B2B portal Tradeindia and Indiamart.  There is no way to assess the financial strength of the firm.  Caution advised in all financial transactions with them.  However their machinery and factory is estimated at a worth of 250 millions as per them and they do not have any loan outstanding.

 

A big, old, reputed industrial fabricator and engineers.  Their turnover for the last three years are as follows:

2009-2010       - 95 millions

2010-2011       - 100 millions

2011-2012       - 110 millions

Estimated for 2012 - 2013 – 150 millions.  They have got a new order from Mumbai and Atomic Power Project, Kalpakkam, Chennai

 

 

The state of the art factory and godown houses all their machinery and is used for pre fabrication works and sometimes even fabrication done here and the machines / boilers / structures are moved to the client’s premises.

 

1.        Erection – They undertake erection of heavy equipment such as D.G.Sets, Turine and Alternators, Chillers, machines, HOT and EOT cranes.  The names of the clients are given at the last of this report.

2.       Fabrication – They undertake all types of fabrication and piping works.  Fabrication in Ferrous and Non Ferrous materials , Fabrication of MS Vessels and storage tanks with lead bonding with modern technique is their specialty.

3.       Design and execution – On providing them the details of the requirement, they can design and erect any type of machinery or factory on a turn key basis. 

4.       Maintenance -  They can do maintenance work of all machinery in a factory within a very short shut down period.

5.       Hire – See the list of machinery at the last of this report they offer for hire.

 

 

FABRICATION

Subject undertaking all types of Fabrication and Erection jobs. Fabrication in Ferrous and Non-Ferrous materials has been carried out. Fabrication of M.S. Vessels and Storage Tanks with lead bonding with the modern technique is their speciality. Details of such works executed for theri various clients are furnished hereunder

 

TYPE OF PLANTS

 

NAME OF CLIENT

Chemical Plants

·         Malladi Drugs and Pharma Limited, Ranipet.

·         EID Parry India Limited., Chennai.

·         Aswini Bio Pharma, Renigunta.

·         Tanfac Industries Limited., Cuddalore.

·         Krishna Indochem Private Limited, S.R.Gandigal Road, Gummidipoondi.

·         Sree Royalaseema Hi-Strength Hypo Limited, Kurnool.

 

Alchohol Plants

·         Gemini Distilleries Nanjankode, Mysore.

·         Vijaya Ind. alchohol Limited, Lingareddipalayam, Pondicherry.

·         Pearl Distillery Limited., Ongole, Andhra.

·         Empee Distillery Limited., Chennai.

·         Balajee Distillery Limited., Chennai.

 

Power Plants

·         Binny Engg. Limited, Site at MDPL, Chinglepet.

·         TCP Limited, Gummidipoondi.

·         LVS Power Plant, Visaz.

·         Chitrakoot Power and Steel Limited, Gummidipoondi.

 

Pressure Equipments

·         E.I.D. Parry India Limited, Ennore, Chennai.

·         Bay Organics Limited, Madharpakkam, Gummidipoondi.

·         Saboo Engineers Private Limited, Rajastan.

 

Structurals

·         Hi-tech Carbon, Gummidipoondi.

·         Visteon Ford, Maraimalar Nagar, Chennai.

·         GEA Energy Systems India Limited, Chennai.

·         Electro Steel Castings Limited, Gummidipoondi.

·         LandT Limited., Site at Saint Gobain Glass Factory.

·         Rishabh Eng. Limited, Ambattur, Chennai.

 

Conveyors

·         E.I.D. Parry India Limited., Ennore, Chennai.

·         Lanco Industries Limited, Srikalahastri, Andhra

 

Gas Holders

·         Aswini Bio Pharma, Renigunta.

·         Indian Organic Chemicals Limited, Chennai.

·         Vijaya Indi Alcohol Limited, Pondicherry.

·         Malladi Drugs and Pharma Limited, Ranipet.

 

Effiuent Treatment Plant

·         Malladi Project and Pharma Limited, Centre Ranipet.

·         Aswini Bio Pharma Limited, Renigunta.

·         Thiru Arooran Sugars Limited, Kumbakkonam.

·         shree Rajshree Sugar and Distillery Limited., Madhurai.

 

Storage Tanks

·         Maharashtra Distillery Limited, Aurangabad.

·         Thiru Arooran Sugars Limited, Kumbakkonam.

·         Nerolac Paints Limited., Chennai.

·         Hi-tech Carbon, Gummidipoondi.

 

Boiler Work

·         Tanfac Industries Limited, Cuddalore

·         Thermal Systems (Hyd) Private Limited, Hyderabad

·         Hi-Tech Carbon, Gummidipoondi.

 

 

 

Check List by Info Agents

Available in Report (Yes / No)

1) Year of Establishment

Yes

2) Locality of the firm

Yes

3) Constitutions of the firm

Yes

4) Premises details

No

5) Type of Business

Yes

6) Line of Business

Yes

7) Promoter's background

--

8) No. of employees

Yes

9) Name of person contacted

Yes

10) Designation of contact person

Yes

11) Turnover of firm for last three years

Yes

12) Profitability for last three years

--

13) Reasons for variation <> 20%

--

14) Estimation for coming financial year

Yes

15) Capital in the business

No

16) Details of sister concerns

No

17) Major suppliers

No

18) Major customers

Yes

19) Payments terms

Yes

20) Export / Import details (if applicable)

No

21) Market information

--

22) Litigations that the firm / promoter involved in

--

23) Banking Details

Yes

24) Banking facility details

--

25) Conduct of the banking account

--

26) Buyer visit details

--

27) Financials, if provided

Yes

28) Incorporation details, if applicable

--

29) Last accounts filed at ROC

--

30) Major Shareholders, if available

--

 

 

CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.34

UK Pound

1

Rs.86.09

Euro

1

Rs.69.36

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

6

PAID-UP CAPITAL

1~10

6

OPERATING SCALE

1~10

5

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

5

--PROFITABILIRY

1~10

5

--LIQUIDITY

1~10

5

--LEVERAGE

1~10

5

--RESERVES

1~10

5

--CREDIT LINES

1~10

5

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

47

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

 

NB

New Business

--

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.