MIRA INFORM REPORT

 

 

Report Date :

08.05.2012

 

IDENTIFICATION DETAILS

 

Name :

SHREE SIDHAMBIKA PHARMA PRIVATE LIMITED

 

 

Registered Office :

“Nand Cottage", 2ND Floor, Near Railway Crossing, ST. Braz Road, Vile Parle (West) Mumbai- 400056 Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

02.09.1999

 

 

Com. Reg. No.:

11-121577

 

 

Capital Investment/ Paid-up Capital:

Rs.5.000 Millions

 

 

CIN No.:

[Company Identification No.]

U24110MH1999PTC121577

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

MUMS28085B

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Manufacturer, buy, sell ,Import, Export, And Deal In Chemicals Pharmaceuticals of All Kinds And Forms Their Concentrates, Industrial Raw Material, Chemicals, Fine Chemicals And Auxlllaries In Indian or Abroad.

 

 

No. of Employees:

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (29)

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 34000

 

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but Correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having moderate track.                                                             There appears some dip in the turnover and profitability of the company .However, trade relations are reported as fair. Business is active. Payments are reported to be slow but correct

 

The company can be considered for business dealings with some caution.

 

 

NOTES:

 

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

LOCATIONS

 

Registered Office :

“Nand Cottage", 2nd  Floor, Near Railway Crossing, ST. Braz Road, Vile Parle (West), Mumbai – 400056, Maharashtra, India

Tel. No.:

Not Available

Fax No.:

Not Available

E-Mail :

devki@bom7.vsnl.in

 

 

Branches :

133, Gopal Niwas, 2nd Floor, Princes Street, Road No. 2-B, Mumbai -400002, Maharashtra, India

E-Mail :

devki@bom7.vsnl.net.

 

 

DIRECTORS

 

 

As on 30.09.2011

Name :

Mrs. Aarti Devang Parikh

Designation :

Director

Address :

21-22, Usha - Nisha CO.Op - Housing Society Limited, 2nd Floor, S.V.Road, Vile Parle (West), Mumbai - 400056, Maharashtra, India

Date of Appointment :

01.11.2003

Din No.:

01195553

 

 

Name :

Mr. Bipinchandra Mangaldas Parikh

Designation :

Director

Address :

21- 22, Usha - Nisha CO.Op - Housing Society Limited, 2nd Floor, S.V.Road, Vile Parle (West), Mumbai - 400056, Maharashtra, India

Date of Appointment :

02.09.1999

Din No.:

01196738

 

 

Name :

Mr. Devang Bipinchandra Parikh

Designation :

Director

Address :

21-22, Usha - Nisha CO.Op - Housing Society Limited, 2nd Floor, S.V.Road, Vile Parle (West), Mumbai - 400056, Maharashtra, India

Date of Appointment :

02.09.1999

Din No.:

01196790

 

 

Name :

Mrs. Usha bipinchandra parikh

Designation :

Director

Address :

21-22, Usha - Nisha CO.Op - Housing Society Limited, 2nd Floor, S.V.Road, Vile Parle (West), Mumbai - 400056, Maharashtra, India

Date of Appointment :

01.11.2003

Din No.:

01196841

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 30.09.2011

 

Names of Shareholders

 

No. of Shares

Mr. Bipinchandra Mangaldas Parikh

 

250000

Mr. Devang Bipinchandra Parikh

 

250000

Total

 

500000

 

 

As on 30.09.2011

 

Equity Shares Break – up

 

Category

 

Percentage

 

 

 

Directors or relatives of directors

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer, buy,sell ,Import, Export, And Deal In Chemicals Pharmaceuticals of All Kinds And Forms Their Concentrates, Industrial Raw Material, Chemicals, Fine Chemicals And Auxlllaries In Indian or Abroad.

 

 

GENERAL INFORMATION

 

Suppliers :

·         Jiangsu Guotai international Group Winsun Imp and Wxp

·         Aurochem Pharmaceutical (I) Limited

·         Zhonghua TJ Compotation

 

 

No. of Employees :

Not Available

 

 

Bankers :

Bank of India, Ville Parle (west) Branch, S.V. Road, Ville Parle (West) Mumbai – 400056, Maharashtra, India

 

 

Facilities :

Rs.in Millions

SECURED LOANS

31.03.2011

31.03.2010

Bank of India A/C 005861110000087

2.427

2.700

Bank of India CC A/c 141

3.729

11.188

Total

6.156

13.888

 

 

 

UNSECURED LOANS

31.03.2011

31.03.2010

Devang B. Parikh

0.037

0.037

Other debt unsecured

0.198

0.928

Total

0.235

0.965

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

P. Gupta and Company

Chartered Accountants

Address :

109, Udyog Bhavan Sonawala Lane, Goregaon (East), Mumbai – 4000063, Maharashtra, India

Tel. No.:

91-22-26867109/26863628

Pan No.:

AAAPJ8624P

 

 

CAPITAL STRUCTURE

 

As 31.03.2011

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

500000

Equity Shares

Rs.10/- each

Rs.5.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

500000

Equity Shares

Rs.10/- each

Rs.5.000 Millions

 

 

 

 

 

 

 


 

 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

5.000

5.000

5.000

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

3.466

2.434

0.692

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

8.466

7.434

5.692

LOAN FUNDS

 

 

 

1] Secured Loans

6.156

13.888

12.907

2] Unsecured Loans

0.235

0.965

1.541

TOTAL BORROWING

6.391

14.853

14.448

DEFERRED TAX LIABILITIES

0.000

0.000

0.000

 

 

 

 

TOTAL

14.857

22.287

20.140

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

0.808

0.487

0.211

Capital work-in-progress

0.000

0.000

0.000

 

 

 

 

INVESTMENT

3.372

3.199

2.979

DEFERREX TAX ASSETS

0.000

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

4.308

7.212

5.143

 

Sundry Debtors

2.981

10.457

9.977

 

Cash & Bank Balances

2.436

2.591

2.298

 

Other Current Assets

0.000

0.000

0.000

 

Loans & Advances

1.128

1.065

0.720

Total Current Assets

10.853

21.325

18.138

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditor

0.110

2.499

0.000

 

Other Current Liabilities

0.000

0.000

1.150

 

Provisions

0.066

0.246

0.080

Total Current Liabilities

0.176

2.745

1.230

Net Current Assets

10.677

18.580

16.908

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.021

0.042

 

 

 

 

TOTAL

14.857

22.287

20.140

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

31.03.2011

31.03.2010

31.03.2009

 

SALES

 

 

 

 

 

Income

28.823

32.011

27.553

 

 

Other Income

0.237

0.245

0.851

 

 

TOTAL                                     (A)

29.060

32.256

28.404

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Cost of Goods Sold

24.061

22.981

24.317

 

 

Bad Debts

0.000

2.731

0.000

 

 

Bank Charges

0.137

0.082

0.145

 

 

Bank Interest

0.867

1.038

1.303

 

 

Cable and Internet Services

0.000

0.007

0.008

 

 

Electricity Expense

0.028

0.031

0.040

 

 

Franking Stamp

0.000

0.011

0.010

 

 

Insurance Charges

0.057

0.037

0.044

 

 

Interest on loan

0.107

0.225

0.175

 

 

Key man Insurance Premium

0.261

0.130

0.133

 

 

Legal and Profession Fees

0.133

0.082

0.086

 

 

Preliminary Expense Written off

0.021

0.022

0.021

 

 

Repairs and Maintenance

0.003

0.052

0.028

 

 

Salary

0.734

0.931

0.836

 

 

Telephone Expense

0.016

0.013

0.006

 

 

Transport Charges

0.000

0.002

0.008

 

 

Other Expenses

0.941

1.257

0.916

 

 

TOTAL                                    

27.366

29.632

28.076

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION

1.694

2.624

0.328

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                    

0.201

0.102

0.043

 

 

 

 

 

 

PROFIT BEFORE TAX                       

1.493

2.522

0.285

 

 

 

 

 

Less

TAX                                                                 

0.461

0.780

0.100

 

 

 

 

 

 

PROFIT AFTER TAX                

1.032

1.742

0.185

 

 

 

 

 

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

31.03.2010

31.03.2009

PAT / Total Income

(%)

3.55

5.40

0.65

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

5.18

7.88

1.03

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

12.80
11.56
5.32

 

 

 
 
 

Return on Investment (ROI)

(PBT/Networth)

 

0.18
0.34
0.05

 

 

 

 

 

Debt Equity Ratio

(Total Liability/Networth)

 

0.78

2.37

0.25

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

61.66

7.77

14.75

 

 

LOCAL AGENCY FURTHER INFORMATION

 

 

Check List by Info Agents

Available in Report [Yes/No]

Year of Establishment

Yes

Locality of the Firm

Yes

Construction of the firm

Yes

Premises details

No

Type of Business

Yes

Line of Business

Yes

Promoters background

Yes

No. of Employees

No

Name of Person Contacted

No

Designation of contact person

No

Turnover of firm for last One years

Yes

Profitability for last One years

Yes

Reasons for variation <> 20%

-

Estimation for coming financial year

No

Capital the business

Yes

Details of sister concerns

No

Major Suppliers

Yes

Major Customers

No

Payment Terms

No

Export / Import Details [If Applicable]

No

Market Information

-

Litigations that the firm / promoter involved in

-

Banking Details

Yes

Banking Facility Details

Yes

Conduct of the banking account

-

Buyer visit details

-

Financials, if provided

Yes

Incorporation details, if applicable

Yes

Last accounts filed at ROC

Yes

Major Shareholders, if applicable

Yes

 

 

Bankers Charges Report as per Registry

 

Corporate identity number of the company

U24110MH1999PTC121577

Name of the company

SHREE SIDHAMBIKA PHARMA PRIVATE LIMITED

Address of the registered office or of the principal place of  business in India of the company

“Nand Cottage", 2ND Floor, Near Railway Crossing, ST. Braz Road, Vile Parle (West) Mumbai - 400056 Maharashtra, India

Email:

 Type of charge

 

·         Book debts

·         Movable property (not being pledge)

Particular of charge holder

Bank of India, Ville Parle (west) Branch, S.V. Road, Ville Parle (west) Mumbai – 400056, Maharashtra, India

Email: VileParleW.mumbainorth@bankofindia.co.in

Nature of instrument creating charge

Hypothecation cum loan agreement (Plant and Machinery, Stocks and Book Debts)

Date of instrument Creating the charge

02.03.2009

  • Amount secured by the charge

Rs.9.500 Millions

Brief of the principal terms an conditions and extent and operation of the charge

Rate Of Interest:

1)CC ( Hyp. of Stocks), CC(Hyp. of Book Debts upto 90 days):  2% over BPLR  presently 14.50% p.a. with monthly rests,2) Letter of Credit (F) DP/ DA 90 days : As applicable from time to time or at such other rate/s of interest as may be notified by the bank from time to time.

 

Terms Of Repayment:

On Demand.

 

MARGIN

25% against raw material and finished goods ; 40% against book debts outstanding of  3 months or as required by the Bank from time to time.

 

Extent And Operation Of The Charge

Security in favour of Bank as first charge for due payment of all monies including the principal sums/installments/interest/commission, costs, charges and expenses and all other moneys, whatsoever due owing and payable by the borrower to Bank under or in respect of or in connection  with or in anywise concerning or relating to the said facilities agreed to be granted &/or granted by the Bank to the borrower as aforesaid & Also for due repayment of all present & future Continued in:

 

Others:

Indebtedness & liabilities of the borrower to the Bank of any kind in any manner whether solely or jointly, primary or collateral, accrued or accruing with all relative interest/commission, charges, costs (between Advocate & client) & expenses.

Facilities and Limits :A)Fund Based :1)CC(Hyp. of Stocks):Rs.5.000 Millions,2) CC(Hyp. of Book Debts upto 90 days): Rs.70 Millions  Max. (1 + 2): Rs.7.000 Millions B) Non Fund Based : Letter of Credit (F) DP/DA 90 days : Rs.2.500 Millions Aggregate Limit (A+B) : Rs.9.500 Millions

Short particulars of the property or asset(s) charged (including complete address and location of the property)

All tangible movable machineries and plant both present and  future at Mumbai , Bhiwandi or wherever situated b) All tangible movable properties,assets and stocks of whatsoever nature (both present & future) at Mumbai , Bhiwandi  or elsewhere c) All present & future book debts, outstanding, money receivables, claims,bills which are now due and owing or which may any time hereafter during the continuance of this security become due and owing to the Borrower. Details as per Agreement Copy attached.

 

 

FIXED ASSETS:

 

·         Air Conditioner 

·         Air Conditioner -II

·         Air Conditioner- LG Split

·         Air Conditioner Split 1.5 Ton

·         Air Conditioner Videocon 1

·         Air Conditioner Videocon 2

·         Air Conditioner Videocon 3

·         Furniture and Fixtures

·         Hyundai – 10

·         Motor Car

·         Colour Tv

·         Laptop- 5

·         LCD TV Samsumg

·         Printer

·         Refrigerator

·         Refrigerator –II

·         Lex Mark Fax

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.72

UK Pound

1

Rs.86.98

Euro

1

Rs.70.65

 

 

INFORMATION DETAILS

 

Report Prepared by :

BYI

 

 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

4

PAID-UP CAPITAL

1~10

3

OPERATING SCALE

1~10

3

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

3

--PROFITABILIRY

1~10

3

--LIQUIDITY

1~10

4

--LEVERAGE

1~10

3

--RESERVES

1~10

3

--CREDIT LINES

1~10

3

--MARGINS

-5~5

-

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

29

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.