MIRA INFORM REPORT

 

 

Report Date :

09.05.2012

 

IDENTIFICATION DETAILS

 

Name :

CELTEX WEAVING MILLS BSC (C)

 

 

Registered Office :

Factory No. 2150, Road No. 1638, Block 116, Hidd Industrial Area, 13712 Manama

 

 

Country :

Bahrain

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

13.01.1999

 

 

Com. Reg. No.:

42287-1, Manama

 

 

Legal Form :

Bahraini Shareholding Company Closed BSC (C)

 

 

Line of Business :

Production and export of grey fabrics and yarn.

 

 

No. of Employees :

145

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Bahrain

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


SUMMARY

 

Company Name                                     : CELTEX WEAVING MILLS BSC (C)

Country of Origin                                    : Bahrain

Legal Form                                            : Bahraini Shareholding Company Closed BSC (C)

Registration Date                                   : 13th January 1999

Commercial Registration Number            : 42287-1, Manama

Chamber Membership Number                : 8632

Issued Capital                                        : BD 3,016,000

Paid up Capital                                      : BD 3,016,000

Total Workforce                                     : 145

Activities                                               : Production and export of grey fabrics and yarn.

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

Person Interviewed                                 : Gauhar Sher, Commercial Manager

 

 

 


COMPANY NAME

 

CELTEX WEAVING MILLS BSC (C)

 

 

ADDRESS

 

Registered & Physical Address

 

Location            : Factory No. 2150, Road No. 1638, Block 116

Area                 : Hidd Industrial Area

 

PO Box             : 13712

 

Town                 : Manama

Country             : Bahrain

 

Telephone         : (973-17) 466020 / 215217

Facsimile          : (973-17) 466070 / 223301

Mobile               : (973-39) 9622601

Email                : celtex@batelco.com.bh / commercial@celtex.org

 

Premises

 

Subject operates from a large suite of offices and a factory with warehousing facilities that are leased and located in the Industrial Area of Manama.

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Abdullah Mohamed Juma                                                                   Chairman

 

·       Abdulrahman Abdullah Mohamed Juma                                               Managing Director

 

·       Attiya Ullah Omar Eddine                                                                   Director

 

·       Taher Bharwana                                                                                General Manager

 

·       Gauhar Sher                                                                                     Commercial Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 13th January 1999

 

History                         : Subject began in 1999 as a Exempt Company but changed legal form in 2010 to become a

  Bahraini Shareholding Company Closed BSC (C).

 

Legal Form                  : Bahraini Shareholding Company Closed BSC (C)

 

Commercial Reg. No.  : 42287-1, Manama

 

Chamber Member No. : 8632

 

Issued Capital              : BD 3,016,000

 

Paid up Capital            : BD 3,016,000

 

Name of Shareholder (s)                                     Percentage

 

·       Bin Juma Holding Co WLL                                            59.45%

 

·       Gulf Investment Corporation (GIC)                                  23.00%

PO Box: 3402

Safat 13035

Kuwait

Tel: (965) 22225000

Fax: (965) 22448894

 

·       Romika Atiyatalla Omaraldin                                           5.00%

 

·       Abdul Aziz Abdulla A Muhazi                                          4.40%

 

·       Khalid Mohammed Al Othman                                                     4.40%

 

·       Mohammed Ahmad Chaudry                                           3.45%

 

·       Ali Assad Mohammad Ali                                                0.30%

 

 

OPERATIONS

 

Activities: Engaged in the production and export of grey fabrics and yarn with a production capacity of 1 million

     metres per month.

 

Import Countries: Europe and India

 

Export Countries: Pakistan

 

Operating Trend: Steady

 

Subject has a workforce of approximately 145 employees.

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Bahraini Dinar (BD)

 

                                                Year Ending 31/12/10:                Year Ending 31/12/11:

 

Total Sales                                BD 5,100,000                            BD 5,825,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above figures were provided by Mr Gauhar Sher, Commercial Manager

 

 

BANKERS

 

·       HSBC Bank Middle East

93 Al Khalifa Avenue

PO Box: 57

Manama 304

Tel: (973-17) 224555 / 222158

Fax: (973-17) 226822

 

·       Al Ahli Commercial Bank

Government Avenue

PO Box: 5941

Manama

Tel: (973-17) 244333

Fax: (973-17) 241301

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.52.85

UK Pound

1

Rs.85.44

Euro

1

Rs.68.80

 

 

INFORMATION DETAILS

 

Report Prepared by :

PDT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.