MIRA INFORM REPORT

 

 

Report Date :

09.05.2012

 

IDENTIFICATION DETAILS

 

Name :

WELLMAC PLASTICS PRIVATE LIMITED

 

 

Registered Office :

204, Amar Business Centre, Ram Mandir Road, Goregaon (West), Mumbai – 400 104, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

01.04.2010

 

 

Com. Reg. No.:

11-201554

 

 

Capital Investment / Paid-up Capital :

Rs.10.000 millions

 

 

CIN No.:

[Company Identification No.]

U25200MH2010PTC201554

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

MUMW03634B

 

 

Legal Form :

Private Limited Liability Company 

 

 

Line of Business :

Manufacturer and Supplier of Plastic Bottle and Container.

 

 

No. of Employees :

150 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba (43)

 

RATING

STATUS

 

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 201000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Usually Correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is a successor of Wellmac Plastics, a partnership concern started in the year 2003. It is an established company having satisfactory track. Trade relations are reported as fair. Business is active. Payments are reported to be usually correct and as per commitments.

 

The company can be considered normal for business dealings at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

INFORMATION PARTED BY

 

Name :

Mr. Satish Shah

Designation :

Account Manager

Contact No.:

91-22-26763701

Date :

08.05.2012

 

 

LOCATIONS

 

Registered Office :

204, Amar Business Centre, Ram Mandir Road, Goregaon (West), Mumbai – 400 104, Maharashtra, India

Tel. No.:

91-22-26763701/ 26763624

Fax No.:

91-22-26764006

E-Mail :

vkmassociates@gmail.com

wellmac@vsnl.net

wellmacmumbai@gmail.com

Website :

http://www.wellmacplastics.com

Location :

Owned

 

 

Factory  :

Plot No.172/2, Aathiyawad, Village Dabhel, Daman – 396 210, Union Territory, India

Tel. No.:

91-260-2240489/ 3256181

Fax No.:

91-260-2241489

E-Mail:

wellmacdaman@gmail.com

 

 

DIRECTORS

 

As on 30.09.2011

 

Name :

Mr. Rupesh Suryakant Shah

Designation :

Director

Address :

A-302, Tulsi Tower, M.G. Road, Goregaon (West), Mumbai – 400 062, Maharashtra, India

Date of Birth/Age :

22.06.1975

Date of Appointment :

01.04.2010

DIN No.:

00482504

 

 

Name :

Mr. Nikhil Suryakant Shah

Designation :

Director

Address :

B-201, Tulsi Tower, M.G. Road, Goregaon (West), Mumbai – 400 062, Maharashtra, India

Date of Birth/Age :

11.10.1972

Date of Appointment :

01.04.2010

DIN No.:

00482604

 

 

Name :

Mr. Suryakant Poonamchand Shah

Designation :

Director

Address :

244/1, Laxminivas, Jawahar Nagar, Goregaon (West), Mumbai – 400 062, Maharashtra, India

Date of Birth/Age :

26.04.1946

Date of Appointment :

01.04.2010

DIN No.:

01495538

 

 

KEY EXECUTIVES

 

Name :

Mr. Satish Shah

Designation :

Account Manager

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 30.09.2011

 

Names of Shareholders

 

 

No. of Shares

Suryakant Poonamchand Shah

 

10000

Nikhil Suryakant Shah

 

475000

Rupesh Suryakant Shah

 

475000

Nirmalaben Suryakant Shah

 

10000

Heena Nikhil Shah

 

10000

Nehal Rupesh Shah

 

10000

Jigna Chandrakant Shah

 

10000

Total

 

1000000

 

As on 30.09.2011

 

Equity Share Breakup

 

Percentage of Holding

Category

 

 

Directors or relatives of directors

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer and Supplier of Plastic Bottle and Container.

 

 

Products :

v      Virgin Plastic Blow

v      Fully Automatic Blow Moulding Machine

v      Blow Moulding Machine

v      Injection Moulding Machine

 

 

Imports :

 

Products :

Raw Materials

Countries :

Qatar

 

 

Terms :

 

Selling :

Credit (60 days)

 

 

Purchasing :

Credit (60 days) 

 

 

GENERAL INFORMATION

 

Suppliers :

v      Webtech Industries Private Limited

v      Reliance Industries

 

 

Customers :

Manufacturer

 

v      Savita Oil Technology

v      Sale India Limited

 

 

No. of Employees :

150 (Approximately)

 

 

Bankers :

HDFC Bank Limited, HDFC Bank House, Senapati Bapat Marg, Lower Parel (West), Mumbai – 400 013, Maharashtra, India

 

 

Facilities :

Cash Credit – Rs.30.000 millions (HDFC Bank Limited)

 

Secured Loans

31.03.2011

Rs. In Millions

Bank Cash Credit

(Secured against Stock, Book Debts and Personal Guarantee of Directors)

6.733

Motor Car Loan

(Secured against Hypothecation of Motor Car)

0.000

Total

6.733

 

Unsecured Loans

31.03.2011

Rs. In Millions

From Directors and Shareholders

115.394

Total

115.394

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

R. Prasad and Company

Chartered Accountants

Address :

14, B.J. Industrial Estate, Kanchpada , Malad (West), Mumbai – 400 064, Maharashtra, India

Income-tax PAN of auditor or auditor's firm :

AAEPP7800K

 

 

Associates/Subsidiaries :

Nirmal Chem Plast Private Limited

 

 

CAPITAL STRUCTURE

 

As on 30.09.2011

 

Authorised Capital :

No. of Shares

Type

Value

Amount

1000000

Equity Shares

Rs.10/- each

Rs.10.000 millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

1000000

Equity Shares

Rs.10/- each

Rs.10.000 millions

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

 

 

31.03.2011

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

 

 

10.000

2] Share Application Money

 

 

0.000

3] Reserves & Surplus

 

 

40.218

4] (Accumulated Losses)

 

 

0.000

NETWORTH

 

 

50.218

LOAN FUNDS

 

 

 

1] Secured Loans

 

 

6.733

2] Unsecured Loans

 

 

115.394

TOTAL BORROWING

 

 

122.127

DEFERRED TAX LIABILITIES

 

 

0.000

 

 

 

 

TOTAL

 

 

172.345

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

 

 

95.737

Capital work-in-progress

 

 

0.000

 

 

 

 

INVESTMENT

 

 

0.000

DEFERRED TAX ASSETS

 

 

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

 

 

35.146

 

Sundry Debtors

 

 

57.269

 

Cash & Bank Balances

 

 

0.478

 

Other Current Assets

 

 

4.141

 

Loans & Advances

 

 

4.179

Total Current Assets

 

 

101.213

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

 

 

22.547

 

Other Current Liabilities

 

 

1.978

 

Provisions

 

 

0.241

Total Current Liabilities

 

 

24.766

Net Current Assets

 

 

76.447

 

 

 

 

MISCELLANEOUS EXPENSES

 

 

0.161

 

 

 

 

TOTAL

 

 

172.345

 

 

 

Particulars

 

 

31.03.2012

31.03.2011

Sales Turnover (Approximately)

 

700.000

650.000

 

 

 

 

Net Profit

 

NA

54.635

 

Expected Sales (2012-2013): Rs.800.000 millions

 

The above information has been parted by Mr. Satish Shah (Account Manager).

 

KEY RATIOS

 

PARTICULARS

 

 

 

 

31.03.2011

Debt Equity Ratio

(Total Liability/Networth)

 

 

 

2.93

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

 

 

4.09

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Details of Sundry Creditors:

 

Particulars

 

31.03.2011

(Rs. in millions)

Sundry Creditors

15.761

Sundry Creditors for Expenses

6.260

Sundry Creditors for Assets

0.526

Total

22.547

 

 

Check List by Info Agents

Available in Report (Yes / No)

1) Year of Establishment

Yes

2) Locality of the firm

Yes

3) Constitutions of the firm

Yes 

4) Premises details

No

5) Type of Business

Yes

6) Line of Business

Yes

7) Promoter’s background

Yes

8) No. of employees

Yes

9) Name of person contacted

Yes

10) Designation of contact person

Yes

11) Turnover of firm for last two years

Yes

12) Profitability for last one year

Yes

13) Reasons for variation <> 20%

--

14) Estimation for coming financial year

Yes

15) Capital in the business

Yes

16) Details of sister concerns

Yes

17) Major suppliers

Yes

18) Major customers

Yes

19) Payments terms

Yes

20) Export / Import details (if applicable)

Yes

21) Market information

--

22) Litigations that the firm / promoter involved in

--

23) Banking Details

Yes

24) Banking facility details

Yes

25) Conduct of the banking account

--

26) Buyer visit details

--

27) Financials, if provided

Yes

28) Incorporation details, if applicable

Yes

29) Last accounts filed at ROC

Yes

30) Major Shareholders, if available

Yes

 

FINANCIAL RESULTS:

 

The Working for the year has resulted in a Net Profit 54.635 millions.

 

Bankers Charges Report as per Registry

 

Corporate identity number of the company

U25200MH2010PTC201554

Name of the company

WELLMAC PLASTICS PRIVATE LIMITED

Address of the registered office or of the principal place of  business in India of the company

204, Amar Business Centre, Ram Mandir Road, Goregaon (West), Mumbai – 400 104, Maharashtra, India

E-Mail: wellmac@vsnl.net

This form is for

Modification of charge

Charge identification number of the modified 

10308094

Type of charge

Immovable Property

Particular of charge holder

CIN No.: L65920MH1994PLC080618

HDFC Bank Limited, HDFC Bank House, Senapati Bapat Marg, Lower Parel (West), Mumbai – 400 013, Maharashtra, India

E-Mail: RBBform8@hdfcbank.com

Nature of description of the instrument creating or modifying the charge

Memorandum Recording Past Transactions of Creation of Mortgage by Delivery of Title Deeds.

Date of instrument Creating the charge

18.04.2012

Amount secured by the charge

Rs.41.500 millions

Brief particulars of the principal terms an conditions and extent and operation of the charge

Rate of Interest:

Interest at the rate as may be communicated by the Bank from time to time.

 

Terms of Repayment:

On demand.

 

Margin:

As may be stipulated by the Bank from time to time.

 

Extent and Operation of the charge:

The Company accorded and gave oral consent to Bank to continue to hold and retain the title deeds (by way of Constructive delivery) in respect of its immovable properties as security for repayment of Rs.41.500 millions by the Company together with principal, interest, liquidated damages, costs, charges and expenses.

Short particulars of the property charged

Immovable property being lying and situated at Plot No.257/3, Survey No.172/2, Navi Daman, Village Dabhel, Daman.

Date of latest modification prior to the present modification

21.09.2011

Particulars of the present modification 

The charge shall now stand increased from Rs.31.500 millions to Rs.41.500 millions, in favour the Bank against the equitable mortgage of immovable properties being lying and situated at Plot No.257/3, Survey No.172/2, Navi Daman, Village Dabhel, Daman.

 

FIXED ASSETS:

 

v      Air Conditioner

v      Dies and Moulds

v      Electric Installation

v      Plant and Machinery

v      Computer

v      Industrial Gala at Goregaon

v      Land at Daman

v      Printer

v      Motor Car

v      Scooter

v      Office Equipment

v      Furniture and Fixture (Unit II)

v      Factory Building

v      Factory Equipment (Unit II)

v      Software

v      Generator 

 

 

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

           

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.52.85

UK Pound

1

Rs.85.44

Euro

1

Rs.68.80

 

 

INFORMATION DETAILS

 

Information Gathered by :

SBA

 

 

Report Prepared by :

SMN

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

4

PAID-UP CAPITAL

1~10

5

OPERATING SCALE

1~10

5

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

5

--PROFITABILIRY

1~10

5

--LIQUIDITY

1~10

5

--LEVERAGE

1~10

4

--RESERVES

1~10

5

--CREDIT LINES

1~10

5

--MARGINS

-5~5

-

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

43

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.