MIRA INFORM REPORT

 

 

Report Date :

12.05.2012

 

IDENTIFICATION DETAILS

 

Name :

P.J. MORRIS WOOLS PTY LTD

 

 

Registered Office :

1B, 1 Norfolk Street, Fremantle, Western Australia 6160

 

 

Country :

Australia

 

 

Financials (as on) :

30.06.2010

 

 

Date of Incorporation :

23.05.1973

 

 

Com. Reg. No.:

008767968

 

 

Legal Form :

Australian Proprietary Company

 

 

Line of Business :

Engaged in marketing and export of Australian wool. In addition ,the Subject also exports Australian bottled wine.

 

 

No. of Employees :

10

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Australia

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


IDENTIFICATION DETAILS

 

Verified Address

Subject name :                          P.J. MORRIS WOOLS PTY LTD

Business address :                    1B, 1 Norfolk Street

Town :                                       Fremantle

Province :                                  Western Australia

Zip/postal code :                        6160

Country :                                   Australia

Tel :                                          +61 8 94321800

Fax :                                         +61 8 93359766

Email :                                      admin@pjmorris.com.au

Website :                                  www.pjmorris.com.au

Registered address :                  C/o BARRINGTONS YOUR BUSINESS ADVISORS

'Barringtons House'

283 Rokeby Road

Town :                                       Subiaco

Province :                                  Western Australia

Zip/postal code :                        6008

Country :                                   Australia

Postal address :                        P.O. Box 413

Town :                                       Fremantle

Province :                                  Western Australia

Zip/postal code :                        6959

Country :                                   Australia

 

 

SUMMARY DETAILS

 

Executive Summary

Date founded or registered :                    23/05/1973

Legal form :                                           Australian Proprietary Company

Chief executive :                                    Peter Steven Morris

Issued & paid up capital :                       AUD 1,000

Sales turnover :                                      AUD 125,962,982 (Non consolidated 12 months, 30/06/2010)

Net income :                                          AUD 233,740 (Non consolidated 12 months, 30/06/2010)

Total fixed assets :                                 AUD 16,505,468 (Non consolidated 12 months, 30/06/2010)

Line of business :                                   Exporter of Australian wool and wines.

Staff employed :                                     10 employees

 

 

Company Analysis

 

Country risk :                             Country risk is minimal

Operation trend :                        Operational trend is progressing

Management experience :           Management is modestly experienced

Financial performance :              Financial performance is fair

Organization structure :              Organizational structure is acceptable

Detrimental :                              No detrimental records found

Payment history :                      No payment delays noted

Comments :                              It is advisable to conduct business dealing on prepayment or L/C basis for larger credit transaction than suggested.

 

 

STATUTORY DETAILS

 

Registry Data

Registration date :                                              23/05/1973

Legal form :                                                       Australian Proprietary Company

Registration no Australian Company Number:       008767968

Registered authority :                                         Australian Securities & Investments Commission

Fiscal/ Tax no : Australian Business Number:      57008767968

Registry status :                                                Live/Active

Previous name :                                                 AUSTRALIAN MOHAIR EXPORT PTY LTD

ROMIS PTY LTD (initial)

Change of legal form :                                         None reported.

 

 

MANAGEMENT / DIRECTORS

 

Key Management

Name :                                      Peter Steven Morris

Designation :                             Managing Director

 

 

BOARD OF DIRECTORS/ OTHER APPOINTMENTS

 

Appointments

Name :                          Peter Steven Morris

Designation :                 Director and Company Secretary

Appointment date :         25/12/92

Address :                      5 Sheila Street

Mosman Park, WA 6012

Australia

Biography :                    Born on 11-08-1966 in Subiaco, Westeren Australia, Australia.

Staff employed :             10 employees

Key Advisors

Auditors :                      MOORE STEPHENS

12 St Georges Terrace

Perth, WA 6000

Australia

 

 

SHARE CAPITAL

 

Composition

Authorized Capital :                    AUD 1,000

No of shares :                            1,000 Class C Shares

Share par value :                        AUD 1

Issued capital :                          AUD 1,000

Paid up capital :                         AUD 1,000

 

 

OWNERSHIP / SHAREHOLDERS

 

How listed :                   Full List

Composition

Shareholder name :        Peter Steven Morris

Address :                      5 Sheila Street

Mosman Park, WA 6012

Australia

No. of shares :               600 Class C Shares

% of shares :                 60%

Shareholder name :        THE P J & M MORRIS FAMILY TRUST

Address :                      3 Park Avenue

Crawley, WA 6009

Australia

No. of shares :               400 Class C Shares

% of shares :                 40%

 

 

RELATED COMPANIES & CORPORATE AFFILIATIONS

 

Structure

Related companies and corporate

affiliations comments

: None reported.

 

 

BANK & MORTGAGES

 

Bank Details

Name of bank :              Westpac Banking Corporation

Address :                      Australia

Account details :            Current Account

Name of bank :              HSBC Bank Australia Limited

Address :                      Australia

Account details :            Current Account

Comments :                  It is generally not the policy of local banks to provide credit status information to non related parties, however interested parties would be advised to consult first

with the Subject if banker's references are required.

Mortgages :                   Interest bearing loans and borrowings: AUD 10,717,165 as of 30-06-2010.

Satisfied Charges:

ASIC Charge Number:    185561

Date Registered:            15-09-1987

Charge type:                  Both Fixed & Floating

Date Created:                14-09-1987

Chargees Name:            WESTPAC BANKING CORPORATION

ASIC Charge Number:    463556

Date Registered:            25-10-1994

Charge type:                  Both Fixed & Floating

Date Created:                18-10-1994

Chargees Name:            WESTPAC BANKING CORPORATION

Unsatisfied Charges:

ASIC Charge Number:    636653

Date Registered:            27-03-1998

Charge type:                  Both Fixed & Floating

Date Created:                19-03-1998

Chargees Name:            HSBC BANK AUSTRALIA LIMITED

ASIC Charge Number:    858687

Date Registered:            24-04-2002

Charge type:                  Both Fixed & Floating

Date Created:                23-04-2002

Chargees Name:            HSBC BANK AUSTRALIA LIMITED

ASIC Charge Number:    1036530

Date Registered:            13-04-2004

Charge type:                  Fixed

Date Created:                09-03-2004

Chargees Name:            ESANDA FINANCE CORPORATION LIMITED

Legal Fillings

Bankruptcy fillings :        None reported.

Court judgements :         None reported.

Tax liens :                     None reported.

Others :                        None reported.

 

 

FINANCIAL DATA

 

Description

Source of financial statement :                Commercial Registry Filings

Financial statement date :                      30/06/10

Type of accounts :                                 Full audited

Currency :                                             Australia Dollar (AUD)

Exchange rate :                                     1 USD = AUD 0.99 as of 10-05-2012

 

Summarized Financial Information

 

Consolidation type :                   Non Consolidated Non Consolidated

Currency :                                 Australia Dollar (AUD) Australia Dollar (AUD)

Denomination :                          (x1) One (x1) One

Date of financial year end :          30/06/10                        30/06/09

Length of accounts :                   12 months                     12 months

Sale turnover / Income :             125,962,982                  106,798,138

Gross profit :                             6,591,904                      5,982,606

Operating profit :                        954,276                         453,215

Profit before tax :                       303,810                         161,501

Net income :                              233,740                         124,309

Non current assets :                   511,901                         422,764

Current assets :                         15,993,567                    11,781,276

Inventories :                               11,553,419                    6,886,282

Total assets :                            16,505,468                    12,204,040

Current liabilities :                      15,187,456                    10,838,386

Non current liabilities :                0 6,382

Total liabilities :                          15,187,456                    10,844,768

Share equity :                            1,318,012                      1,359,272

Retained earning :                      1,317,012                      1,358,272

Comments :                              The financial report has been prepared on a going concern basis, which contemplates continuity of normal business activities and the realisation of assets and settlement of liabilities in the ordinary course of business.

At 30 June 2010 the Subject had recorded a net profit after tax of AUD 233,740

(2009: AUD 124,309), had a surplus of current assets over current liabilities of

AUD 806,111 (2009: 942,890) and had net assets of AUD 1,318,012 (2009: AUD 1,359,272).

Based on the reason above, the Director believes it is appropriate that the financial report be prepared on a going concern basis. Should HSBC Bank

Australia Limited withdraw its facilities from the Subject and the Subject not successfully refinance with another bank, there is significant uncertainty that the Company will be able to continue as a going concern and therefore whether it will realise its assets and extinguish its liabilities in the normal course of business and at the amounts states in the financial report.

 

 

OPERATION DETAILS

 

Main activities :                          The Subject is mainly engaged in marketing and export of Australian wool.

In addition ,the Subject also exports Australian bottled wine.

Product & services :                   Wool

Wine

Brand :                                      The Subject exports wines under their own signature label of "Compello".

Purchases

Local :                                      Yes

International :                             No imports.

Sales

Local :                                      Yes

International :                             China, India, Thailand, Japan, Europe

Property & Assets

Premises :                                The Subject operates from premises located at the verified heading address consisting of administrative office and warehouse.

Branches :                                None reported.

Other property :                         Total NBV of property, plant and equipment as of 30-06-2010 was AUD

42,652.

SUMMARIZED COUNTRY RISK

 

Gross Domestic Products (GDP) & Economic Overview

Central bank :                                        Reserve Bank of Australia

Reserve of foreign exchange & gold :       US$ 41.385 billion

Gross domestic product - GDP :             US$ 1.235 trillion

GPP (Purchasing power parity) :             918.529 billion of International dollars

GDP per capita - current prices :             US$ 55,590

GDP - composition by sector :                agriculture: 4.1%

industry: 26%

services: 70%

Inflation :                                               2008: 4.4%

2009: 1.8%

2010: 2.8%

Unemployment rate :                              2008: 4.2%

2009: 5.6%

2010: 5.2%

Public debt

(General Government gross debt as

a % GDP)

: 2008: 11.6%

2009: 17.6%

2010: 22.3%

Government bond ratings :                      Standard & Poor's: AAA/Stable/A-1+

Moody's rating: Aaa

Moody's outlook: STA

Market value of publicly traded

shares

: US$1.258 trillion

Largest companies in the country :          Commonwealth Bank (Banking), BHP Billiton (Materials), Westpac Banking Group (Banking), Rio Tinto (Materials), National Australia Bank (Banking),

ANZ Banking (Banking), Telstra (Telecommunications)

Trade & Competitiveness Overview

Total exports :                                       US$210.7 billion

Exports commodities :                           coal, iron ore, gold, meat, wool, alumina, wheat

Total imports :                                       US$187.2 billion

Imports commodities :                            machinery and transport equipment, computers and office machines, telecommunication equipment and parts; crude oil and petroleum products

Export - major partners :                         Japan 18.9%, China 14.2%, South Korea 8%, US 6%, NZ 5.6%, India 5.5%, UK 4.2%

Import - major partners :                         China 15.5%, US 12.8%, Japan 9.6%, Singapore 5.6%, Germany 5.2%, UK 4.3%, Thailand 4.2%

FDI Inflows : 2007:                                 US$45,477 million

2008:                                                    US$46,722 million

2009:                                                    US$22,572 million

FDI Outflows : 2007:                               US$16,822 million

2008:                                                    US$32,819 million

2009:                                                    US$18,426 million

Best countries for doing business :          10 out of 183 countries

Global competitiveness ranking :             16 (ranking by country on a basis of 133, the first is the best)

Country and Population Overview

Total population :                                   22.23 million

Total area :                                            7,692,024 km2

Capital :                                                Canberra

Currency :                                             Australian dollars (AUD)

Internet users as % of total

population

: 74.00%

 

 

PAYMENT HISTORY

 

Purchase Term

Local :                                                  Prepayment, Credit 30-60 days

Sales Term

International :                                         Prepayment, Credit 30-60 days

Trade Reference/ Payment

Behaviour

Comments :                                          As local and international trade references were not supplied, the Subject's payment track record history cannot be appropriately determined but based on our research, payments are believed to be met without delay.

Investigation Note

Sources :                                              Interviews and material provided by the Subject

: Other official and local business sources


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.64

UK Pound

1

Rs.86.42

Euro

1

Rs.69.28

 

 

INFORMATION DETAILS

 

Report Prepared by :

PDT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.