|
Report Date : |
12.05.2012 |
IDENTIFICATION DETAILS
|
Name : |
piktime systems spolka z.o.o. |
|
|
|
|
Registered Office : |
Cytrynowa
22 61-602 |
|
|
|
|
Country : |
|
|
|
|
|
Financials (as on) : |
31.12.2009 |
|
|
|
|
Date of Incorporation : |
29.06.2007 |
|
|
|
|
Com. Reg. No.: |
300614000 |
|
|
|
|
Legal Form : |
Limited Liability Company |
|
|
|
|
Line of Business : |
Manufacture of instruments and appliances for measuring, checking, testing, etc. |
|
|
|
|
No. of Employees : |
5 |
RATING & COMMENTS
|
MIRAs Rating : |
B |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
Status : |
Moderate |
|
Payment Behaviour : |
Unknown |
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail: infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List March 31st, 2012
|
Country Name |
Previous Rating (31.12.2011) |
Current Rating (31.03.2012) |
|
Poland |
A2 |
A2 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
NAME: PIKTIME SYSTEMS SPOtKA Z O.O.
STREET: CYTRYNOWA 22
ZIP CODE: 61-602
TOWN: POZNAN
TELEPHONE: 61/6243637
FAX: 61/6243876
WEBSITE: www.piktime.com
EMAIL: piktime@piktime.com
|
REGON/Statistical
No. |
300614000 |
|
FOUNDED: |
2007/06/29 |
|
Legal
form |
LIMITED LIABILITY COMPANY |
|
NACE
codes: |
33.20 - Manufacture of
instruments and appliances for measuring, checking, testing, ... |
|
|
31.62 - Manufacture of
other electrical equipment n.e.c. |
|
|
51.18 - Agents
specializing in the sale of particular products or ranges of products ... |
|
V.A.T.: |
781-18-06-278 |
EMPLOYMENT (for last available 3 years)
FROM DATE TO DATE TOTAL (MIN-MAX) PRODUCTIVE (MINMAX) UNPRODUCTIVE (MINMAX)
2010/01/01 2010/12/31 3 - 5 -
-
2009/01/01 2009/12/31
3 - 3 - -
TURNOVER and NET
SALES (for last available 3 years)
|
FROM DATE |
TO DATE |
TURNOVER |
NET SALES |
EXPORT |
IMPORT |
|
2009/01/01 |
2009/12/31 |
758.289,12 |
741.045,51 |
|
|
|
2008/01/01 |
2008/12/31 |
681.896,33 |
|
|
|
|
2007/08/15 |
2007/12/31 |
278.214,56 |
|
|
|
TOTAL ASSETS (for last available 3 years)
YEAR 1
DATE: 31/12/2009
TOTAL ASSETS
768.018,06
NET PROFIT/LOSS (for last available 3 years)
YEAR 1
DATE: 31/12/2009
Net profit (loss)
for the year: 234.543,85
|
NAME: |
PIKTIME
SYSTEMS SPOtKA Z O.O. |
|
SHORT
NAME: |
PIKTIME
SYSTEMS SP.Z 0.0.,POZNAN |
|
STREET: |
CYTRYNOWA
22 |
|
ZIP
CODE: |
61-602 |
|
FOWN: |
POZNAN |
|
TELEPHONE: |
61/6243637 |
|
FAX: |
61/6243876 |
|
WEBSITE: |
|
|
EMAIL: |
|
REGON/Statistical
No. |
300614000 |
|
V.A.T.: |
781-18-06-278 |
|
Nationwide
Court Register |
KRS
0000283678 |
|
Legal
form |
LIMITED
LIABILITY COMPANY |
|
Status |
ACTIVE |
|
Start of
Activity |
2007/06/29 |
|
Registering
agency |
COURT OF
COMMERCE |
|
Register
type |
NATIONAL
COURT REGISTER |
|
Date of
registration |
29/06/2007 |
|
|
|
|
NACE codes: 33.20 Manufacture of instruments and appliances
for measuring, checking, testing, ... 31.62 Manufacture
of other electrical equipment n.e.c. 51.18 Agents specializing in the sale of particular
products or ranges of products ... |
|
|
REGISTER
CAPITAL: |
|
|
VALUE: |
50.000,00
PLN |
|
NUMBER OF
SHARES: |
100 |
|
SHAREHOLDERS |
|
|
|
|
|
SHAREHOLDERS |
|
|
NAME: |
1ERZY |
|
SURNAME: |
NAWROCKI |
|
PESEL: |
52091702718 |
|
CITIZENSHIP: |
Poland |
|
COUNTRY: |
Poland |
|
VALUE: |
25.000,00
PLN |
|
NUMBER OF
SHARES: |
50 |
|
|
|
|
NAME: |
PAWEt |
|
SECOND
NAME: |
ALEKSANDER |
|
SURNAME: |
NOGAS |
|
PESEL: |
74110105397 |
|
CITIZENSHIP: |
Poland |
|
COUNTRY: |
Poland |
|
VALUE: |
12.500,00
PLN |
|
NUMBER OF
SHARES: |
25 |
|
|
|
|
NAME: ROBERT |
|
|
SECOND
NAME: MACIEJ |
|
|
SURNAME:
URBANIAK |
|
|
PESEL: |
74041002532 |
|
CITIZENSHIP: |
Poland |
|
COUNTRY: |
Poland |
|
VALUE: |
12.500,00
PLN |
|
NUMBER OF
SHARES: |
25 |
|
OTHER DIRECTORSHIPS: |
SHAREHOLDER:
CHINA-POLAND CENTRUM WSPOtPRACY GOSPODARCZEJ SPOtKA Z O.O. |
|
|
VICE-PRESIDENT
OF THE BOARD: CHINA-POLAND CENTRUM WSPOLPRACY GOSPODARCZEJ SPOtKA Z O.O. |
|
MANAGERS |
|
|
|
|
|
|
|
|
TYPE: PRESIDENT OF THE BOARD |
|
|
REPRESENTATION:
JOINTLY WITH
ANOTHER MEMBER OF THE BOARD |
|
|
NAME: JERZY |
|
|
SURNAME:
NAWROCKI |
|
|
PESEL: 52091702718 |
|
|
CITIZENSHIP:
Poland |
|
|
COUNTRY:
Poland |
|
|
|
|
|
TYPE: |
VICE-PRESIDENT
OF THE BOARD |
|
REPRESENTATION: |
JOINTLY
WITH ANOTHER MEMBER OF THE BOARD |
|
NAME: |
PAWEt |
|
SECOND
NAME: |
ALEKSANDER |
|
SURNAME: |
NOGAS |
|
PESEL: |
74110105397 |
|
CITIZENSHIP: |
Poland |
|
COUNTRY: |
Poland |
|
|
|
|
TYPE: |
VICE-PRESIDENT
OF THE BOARD |
|
REPRESENTATION: |
JOINTLY
WITH ANOTHER MEMBER OF THE BOARD |
|
NAME: |
ROBERT |
|
SECOND
NAME: |
MACIEJ |
|
SURNAME: |
URBANIAK |
|
PESEL: |
74041002532 |
|
CITIZENSHIP: |
Poland |
|
COUNTRY: |
Poland |
|
OTHER DIRECTORSHIPS: |
SHAREHOLDER:
CHINA-POLAND CENTRUM WSPOLPRACY GOSPODARCZEJ SPOtKA Z O.O. |
|
|
VICE-PRESIDENT
OF THE BOARD: CHINA-POLAND CENTRUM WSPOLPRACY GOSPODARCZEJ SPOtKA Z O.O. |
Officially not
|
TOTAL (MIN-MAX) |
PRODUCTIVE (MIN- |
UNPRODUCTIVE (MIN- |
FROM DATE |
TO DATE |
|
MAX) |
MAX) |
|||
|
3 - 5 |
- |
- |
2010/01/01 |
2010/12/31 |
|
3 - 3 |
- |
- |
2009/01/01 |
2009/12/31 |
REAL ESTATE
RENTED
KIND OF REALESTATE AREA FROM AREA TO VALUE:
CURRENCY MORTGAGEE REGISTER NO
OFFICE ROOMS
|
FROM DATE |
TO DATE |
TURNOVER |
NET SALES |
EXPORT |
IMPORT |
|
2009/01/01 |
2009/12/31 |
758.289,12 |
741.045,51 |
|
|
|
2008/01/01 |
2008/12/31 |
681.896,33 |
|
|
|
|
2007/08/15 |
2007/12/31 |
278.214,56 |
|
|
|
|
|
|
|
FINANCIAL
STATEMENT |
|
|
|
|
|
|
|
|
|
YEAR 1 |
|
DATE: |
31/12/2009 |
|
ASSETS |
|
|
A. Total
non-current assets |
0,00 |
|
I.Intangible
assets: |
0,00 |
|
l.Costs
of development activities: |
0,00 |
|
2.Goodwill: |
0,00 |
|
3.0ther
intangible fixed assets: |
0,00 |
|
4.Prepayments
for intangible assets: |
0,00 |
|
II.Fixed
assets: |
0,00 |
|
l.tangible
fixed assets: |
0,00 |
|
a)land: |
0,00 |
|
b)buildinqs: |
0,00 |
|
c)machinery
and equipment: |
0,00 |
|
d)vehicles: |
0,00 |
|
e)other
tangible fixed assets: |
0,00 |
|
2.1nvestments
in progress: |
0,00 |
|
3.1nvestments
in progress paid on accounts: |
0,00 |
|
III.Long-term
receivables: |
0,00 |
|
I.From
related companies: |
0,00 |
|
2.From
other companies: |
0,00 |
|
IV.Long-term
investments: |
0,00 |
|
I.Real-estate
property: |
0,00 |
|
2.1ntanqible
assets: |
0,00 |
|
3.Long-term
financial assets: |
0,00 |
|
a) in
related companies: |
0,00 |
|
-
shares: |
0,00 |
|
- other
commercial papers: |
0,00 |
|
-
provided loans: |
0,00 |
|
- other
long-term financial assets: |
0,00 |
|
b) in
other companies: |
0,00 |
|
-
shares: |
0,00 |
|
- other
commercial papers: |
0,00 |
|
-
provided loans: |
0,00 |
|
- other
long-term financial assets: |
0,00 |
|
4.Other
lonq-term investments: |
0,00 |
|
V.Lonq-term
interperiod settlements: |
0,00 |
|
l.Assets
from deffered income tax: |
0,00 |
|
2.0thers: |
0,00 |
|
B.
Current assets: |
768.018,06 |
|
I.
Inventory |
183.803,39 |
|
1.Materials: |
146.013,96 |
|
2.Semi-products
and work in proqress: |
0,00 |
|
3.Finished
qoods: |
0,00 |
|
4.Products: |
0,00 |
|
5.Advance
payment for delivery: |
37.789,43 |
|
II.Accounts
receivable: |
41.888,10 |
|
I.From
related companies: |
0,00 |
|
a)trade
receivables: |
0,00 |
|
- within
12 months: |
0,00 |
|
- more
than 12 months: |
0,00 |
|
b)others: |
0,00 |
|
2.From
other companies: |
41.888,10 |
|
a)trade
receivables: |
0,00 |
|
- within
12 months: |
0,00 |
|
- more
than 12 months: |
0,00 |
|
b)tax
and social receivables: |
18.411,57 |
|
c)other
receivables: |
23.476,53 |
|
d)accounts
receiv. result, from disputable claims: |
0,00 |
|
Ill.Short-term
investments: |
519.836,00 |
|
l.Short-term
financial assets: |
519.836,00 |
|
a) in
related companies: |
0,00 |
|
-
shares: |
0,00 |
|
- other
commercial papers: |
0,00 |
|
-
provided loans: |
0,00 |
|
- other
short-term financial assets: |
0,00 |
|
b) in
other companies: |
0,00 |
|
-
shares: |
0,00 |
|
- other
commercial papers: |
0,00 |
|
-
provided loans: |
0,00 |
|
- other
short-term financial assets: |
0,00 |
|
c)cash
and other cash assets: |
519.836,00 |
|
- cash
in hand and at bank: |
519.836,00 |
|
- other
cash means: |
0,00 |
|
- other
cash assets: |
0,00 |
|
2.0ther
short-term investments: |
0,00 |
|
IV.Short-term
interperiod settlements: |
22.490,57 |
|
Total
assets (A+B): |
768.018,06 |
|
LIABILITIES |
|
|
A. Net
worth: |
598.836,69 |
|
I.Issued
capital: |
50.000,00 |
|
Il.Outstandinq
but unpaid contribution |
0,00 |
|
III.Entity's
own capital (neqative): |
0,00 |
|
IV.Reserve
capital: |
314.292,84 |
|
V.Revaluation
reserve: |
0,00 |
|
Vl.Other
reserve capitals: |
0,00 |
|
Vll.Profit/loss
brutto forward: |
0,00 |
|
VIII.Net
financial result for the year: |
234.543,85 |
|
IX.Write-offs
from net profit: |
0,00 |
|
B.Liabilities
& reserves: |
169.181,37 |
|
I.Reserve
for liabilities: |
0,00 |
|
l.Reserves
for deffered income tax: |
0,00 |
|
2.Reserves
for retirement and similar: |
0,00 |
|
-
lonq-term: |
0,00 |
|
-
short-term: |
0,00 |
|
3.Other
reserves: |
0,00 |
|
-
lonq-term: |
0,00 |
|
-
short-term: |
0,00 |
|
II.Lonq-term
liabilities: |
0,00 |
|
l.To
related companies: |
0,00 |
|
2.To
other companies: |
0,00 |
|
a)credits
and loans: |
0,00 |
|
b)commercial
papers: |
0,00 |
|
c)other
financial liabilities: |
0,00 |
|
d)other
lonq-term liabilities: |
0,00 |
|
Ill.Short-term
liabilities: |
169.181,37 |
|
l.To
related companies: |
0,00 |
|
a)trade
payable: |
0,00 |
|
- within
12 months: |
0,00 |
|
- more
than 12 months: |
0,00 |
|
b)other: |
0,00 |
|
2.To
other companies: |
169.181,37 |
|
a)bank
loans: |
0,00 |
|
b)commercial
papers: |
0,00 |
|
c)other
financial liabilities: |
0,00 |
|
d)trade
payables: |
9.644,73 |
|
- within
12 months: |
9.644,73 |
|
- more
than 12 months: |
0,00 |
|
e)supplies
paid on account: |
147.400,37 |
|
f)notes
payable: |
0,00 |
|
q)tax
& social securities: |
1.741,00 |
|
h)payroll
payable: |
0,00 |
|
i)other
short-term liabilities: |
10.395,27 |
|
3.
Special funds: |
0,00 |
|
IV.
Accrued liabilities: |
0,00 |
|
1. Neqative
qoodwill |
0,00 |
|
2. Other |
0,00 |
|
-
lonq-term: |
0,00 |
|
-
short-term: |
0,00 |
|
Total
liabilities (A+B): |
768.018,06 |
|
Profit
and Loss account (comp) |
|
|
|
|
|
|
|
|
|
YEAR 1 |
|
FROM DATE: |
01/01/2009 |
|
TO DATE: |
31/12/2009 |
|
A. Net
sales of goods and products: |
741.045,51 |
|
- includinq
to related companies |
0,00 |
|
I. Net
sales of products |
741.045,51 |
|
II.
Chanqe of products |
0,00 |
|
Ill.Costs
of production |
0,00 |
|
IV.Net
sale of qoods and materials |
0,00 |
|
B.
Operation expenses: |
445.022,98 |
|
I.
Depreciation: |
0,00 |
|
II.
Costs of materials and energy |
274.009,92 |
|
III.
Outside services |
95.131,01 |
|
IV.Taxes
: |
356,50 |
|
-
including excise taxes: |
0,00 |
|
V.
Salaries |
1.649,00 |
|
VI.
Social taxes & related |
0,00 |
|
VII.
Other |
73.876,55 |
|
VIII.
Goods and materials sold |
0,00 |
|
C.
Profit (loss) on sale (A-B) |
296.022,53 |
|
D. Other
operation incomes |
13.500,64 |
|
I.
Profit from sale of tangible assets |
0,00 |
|
II.
Grants & subsidies |
13.500,00 |
|
III.
Other |
0,64 |
|
E. Other
operating costs |
37,97 |
|
I. Loss
from sale of tangible assets |
0,00 |
|
II.
Revaluation of non-financial assets |
0,00 |
|
III.
Other operatinq costs |
37,97 |
|
F.
Profit (loss) from operating activity (C+D-E) |
309.485,20 |
|
G.
Financial income |
3.742,97 |
|
I.
Dividends |
0,00 |
|
- from
subsidiaries and affiliates |
0,00 |
|
II.
Interest receivable |
3.742,97 |
|
- from
subsidiaries and affiliates |
0,00 |
|
III.
Profits from investment transferred |
0,00 |
|
IV.
Revaluation of investments |
0,00 |
|
V. Other |
0,00 |
|
H.
Financial costs |
11.231,32 |
|
I.
Interest payable includinq: |
31,81 |
|
-
includinq to related companies |
0,00 |
|
II. Loss
from investments transferred |
0,00 |
|
III.
Revaluation of investments |
0,00 |
|
IV.
Other |
11.199,51 |
|
I.
Profit (loss) from economic activity (F+G-H) |
301.996,85 |
|
3. Extraordinary items (J.I - J.II) |
0,00 |
|
I.
Extraordinary incomes |
0,00 |
|
II.Extraordinary
losses |
0,00 |
|
K.
Brutto profit (loss) for the year (I+/-J): |
301.996,85 |
|
L.
Corporate income tax |
67.453,00 |
|
M. Other
obligatory charges |
0,00 |
|
N. Net
profit (loss) for the year (K-L-M): |
234.543,85 |
|
|
|
|
9. INDEX
ANALYSIS |
|
|
|
|
|
INDEX |
31/12/2009 |
|
CURRENT
RATIO (CR) Current
assets/Current liabilities |
4,54 |
|
QUICK RATIO
(QR) Current
Assets-Inventory/Current liabilities |
3,45 |
|
CASH
RATIO (SQR) Cash/Current
liabilities |
3,07 |
|
STOCK
TURNOVER/DAY'S SUPPLY IN INVENTORY Inventory/Turnover
x 365 days |
90,53 |
|
CREDITORS
DAYS/DAY'S SALES IN RECEIVABLES Current
receivables/Turnover x 365 days |
20,63 |
|
DEBTORS
DAYS/DAY'S PURCHASE IN PAYABLES Current
liabilities/Turnoverx 365 days |
83,33 |
|
TOTAL
INDEBTNESS/DEBT RATIO Outside
capital/Equity capital x 100% |
22,03 |
|
LONG
TERM INDEBTNESS I/LONG TERM DEBT RATIO I Lonqterm
liabilities/Equity capital |
0,00 |
|
LONG
TERM INDEBTNESS II/LONG TERM DEBT RATIO II Lonqterm
liab./Equity cap. + Lonqterm liab. x 100% |
0,00 |
|
RETURN
ON SALES (ROS) Net
profit/Turnover x 100% |
31,65 |
|
RETURN
ON ASSETS (ROA) Net
profit/Total assets x 100% |
30,54 |
|
RETURN
ON EQUITY (ROE) Net
profit/Equity capital x 100% |
39,17 |
|
LONG
TERM LIABILITIES IN OUTSIDE CAPITAL Lonqterm
liabilities/Outside capital x 100% |
0,00 |
|
WORKING
CAPITAL Current
assets-Current liabilities |
598.836,69 |
|
WORKING
CAPITAL RATIO Current
assets-Current liabilities/Turnover x 100% |
80,81 |
|
|
|
(for last available 3 years)
|
NACE:31.62
(Manufacture of other electrical equipment n.e.c.) |
|||
|
|
|||
|
INDEX ANALYSIS |
31/12/2011 |
31/12/2010 |
31/12/2009 |
|
CURRENT
RATIO (CR) Current
assets/Current liabilities |
2,25 |
2,11 |
2,46 |
|
QUICK
RATIO (QR) Current
Assets-Inventory/Current liabilities |
1,79 |
1,30 |
1,66 |
|
RETURN
ON SALES (ROS) Net
profit/Turnover x 100% |
2,22 |
3,41 |
1,43 |
|
RETURN
ON ASSETS (ROA) Net
profit/Total assets x 100% |
1,39 |
5,60 |
1,43 |
|
RETURN
ON EQUITY (ROE) Net
profit/Equity capital x 100% |
8,15 |
15,21 |
-15,27 |
|
EMPLOYMENT |
|
||
|
Employment
TOTAL |
102.20 |
102.19 |
102.03 |
|
Employment
PRODUCTIVE |
116.00 |
116.00 |
119.00 |
|
Employment
UNPRODUCTIVE |
43.00 |
43.00 |
41.50 |
|
TURNOVER / NET SALES |
|
||
|
TURNOVER |
190.729.500,00 127.024.049,31 92.805.937,27 |
||
|
NET
SALES |
76.481.424,68 29.952.442,28 |
||
|
TOTAL ASSETS |
|
||
|
TOTAL
ASSETS |
118.449.183,8l| 119.867.528,7^ 50.912.837,04 |
||
|
NACE:33.20
(Manufacture of instruments and appliances for measuring, checking, testing,
...) |
|||
|
|
|||
|
INDEX ANALYSIS |
31/12/2011 |
31/12/2010 |
31/12/2009 |
|
CURRENT
RATIO (CR) Current
assets/Current liabilities |
2,80 |
1,57 |
2,43 |
|
QUICK
RATIO (QR) Current
Assets-Inventory/Current liabilities |
2,27 |
1,27 |
1,89 |
|
RETURN
ON SALES (ROS) Net
profit/Turnover x 100% |
4,63 |
3,22 |
2,73 |
|
RETURN
ON ASSETS (ROA) Net
profit/Total assets x 100% |
3,12 |
9,47 |
1,56 |
|
RETURN
ON EQUITY (ROE) Net
profit/Equity capital x 100% |
16,88 |
21,15 |
-11,62 |
|
EMPLOYMENT |
|
||
|
Employment
TOTAL |
119.00 |
119.00 |
119.03 |
|
Employment
PRODUCTIVE |
88.50 |
88.50 |
91.67 |
|
Employment
UNPRODUCTIVE |
207.60 |
207.60 |
207.80 |
|
TURNOVER / NET SALES |
|
||
|
TURNOVER |
|
21.171.750,90 |
156.810.896,82 |
|
NET
SALES |
|
28.912.640,77 |
60.766.274,41 |
|
TOTAL ASSETS |
|
||
|
TOTAL
ASSETS |
31.083.367,62 |
147.743.188,02 |
108.399.401,40 |
Officially not Available
Overdue payments There aren't of debt collection action by available
resources of
Overdue payments KRD (National Debt Register Economic Information
Bureau www.krd.pl )
Overdue payments against this Company at 2012.05.09
Officially not available
|
COMPANY
NAME: |
CHINA-POLAND
CENTRUM WSPOLPRACY GOSPODARCZEJ SPOtKA Z O.O. |
|
STREET: |
WITKOWSKA
6 |
|
ZIP
CODE: |
61-039 |
|
TOWN: |
POZNAN |
|
TELEPHONE:: |
61/6535840 |
|
FAX: |
61/6535841 |
|
WEBSITE: |
www.china-poland.org |
|
EMAIL: |
office@china-poland.org |
Officially not available
ADDITIONAL INFORMATION
The company did not file its financial statements with the Registry
since year 2009.
ADDITIONAL INFORMATION
When directly contacted representative of the company Mr Robert Urbaniak
Vice President, refused to give data.
Officially not available
Officially not available
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.53.64 |
|
|
1 |
Rs.86.42 |
|
Euro |
1 |
Rs.69.28 |
INFORMATION DETAILS
|
Report Prepared
by : |
PRL |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This score serves as a reference to assess SCs credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.