MIRA INFORM REPORT

 

 

Report Date :

14.05.2012

 

IDENTIFICATION DETAILS

 

Name :

PLENCO CLOSURES PRIVATE LIMITED

 

 

Registered Office :

72, Raja Industrial Estate, P.K. Road, Mulund (West), Mumbai – 400 080, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

21.08.2003

 

 

Com. Reg. No.:

11-141823

 

 

Capital Investment / Paid-up Capital :

Rs.36.450 Millions

 

 

CIN No.:

[Company Identification No.]

U29195MH2003PTC141823

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

MUMP15755F

 

 

PAN No.:

[Permanent Account No.]

AADCP1787D

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Manufacturer of Tamper Evident Plastic Caps for Non Carbonated Beverages.

 

 

No. of Employees :

14 (Approximately) (In office 04 + In factory 10)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (30)

 

RATING

STATUS

 

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 333000

 

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having moderate track. There appears some losses being incurred by the company in the current year. However, trade relations are reported as fair. Business is active. Payments are reported to be slow but correct.

 

The company can be considered for small business dealings at usual trade terms and conditions. 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

INFORMATION DECLINED BY

 

Name :

Mr. Prasad

Designation :

Finance Manager

Contact No.:

91-22-25662146

Date :

12.05.2012

 

 

LOCATIONS

 

Registered Office :

72, Raja Industrial Estate, P.K. Road, Mulund (West), Mumbai – 400 080, Maharashtra, India

Tel. No. :

91-22-25662146/ 25645457

Fax No.:

Not Available

E-Mail :

sales@plencoindia.com

anand_shetty@plencoindia.com 

anand_shetty@organicgroup.co.in

sharad@plencoindia.com
shankar@plencoindia.com

Website :

http://www.plencoindia.com

 

 

Corporate Office/ Correspondence Address :

B-504, Pratik Industrial Estate, Opposite Wockhardt Hospital, Mulund-Goregaon Link Road, Bhandup (West), Mumbai – 400 078, Maharashtra, India

Tel. No.:

91-22-41622828 (100 Lines)

Fax No.:

91-22-41622803

 

 

Factory :

Plot Number 22 / 28, Government, Industrial Estate, Phase II, Piparia, Silvassa - 396 230 (D. and N.H.) India

Tel. No.:

91-260-3206837/ 2640171

 

 

Regional Office 1 :

Delhi Office

805, Jaina Tower I, District Centre, Janakpuri,  New Delhi – 110 058, India

Tel. No.:

91-11-25526011

E-Mail :

vishalvats@plencoindia.com

 

 

Regional Office 2 :

Bangalore Office

No. 74,  1st Main Road, Lower Palace Orchards, Sadashiv Nagar, Bangalore - 560 080 Karnataka, India

Tel. No.:

91-80-23346772/ 3/ 23463220

Fax No.:

91-80-23346774

 

 

DIRECTORS

 

As on 30.09.2011

 

Name :

Mr. Anand Monappa Shetty

Designation :

Managing Director

Address :

1801, Odyssey-1, 18th Floor, Hiranandani Gardens, A.S. Marg, Powai, Mumbai – 400 076, Maharashtra, India

Date of Birth/Age :

08.01.1953

Date of Appointment :

01.03.2004

DIN No.:

01287510

 

 

Name :

Mr. Adish Anand Shetty

Designation :

Director

Address :

1801, Odyssey-1, 18th Floor, Hiranandani Gardens, A.S. Marg, Powai, Mumbai – 400 076, Maharashtra, India

Date of Birth/Age :

02.09.1988

Qualification :

IT

Date of Appointment :

16.03.2007

DIN No.:

01210843

 

 

Name :

Mr. Pravir Anand Shetty

Designation :

Director

Address :

1801, Odyssey-1, 18th Floor, Hiranandani Gardens, A.S. Marg, Powai, Mumbai – 400 076, Maharashtra, India

Date of Birth/Age :

24.01.1984

Qualification :

MBA Finance

Date of Appointment :

01.03.2004

DIN No.:

01287484

 

 

Name :

Ms. Shashirekha Anand Shetty

Designation :

Director

Address :

18, Odyssey, Hiranandani Gardens, Powai, Mumbai – 400 076, Maharashtra, India

Date of Birth/Age :

01.06.1959

Qualification :

BA

Date of Appointment :

21.08.2003

DIN No.:

02135741

 

 

KEY EXECUTIVES

 

Name :

Mr. Prasad

Designation :

Finance Manager

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 30.09.2011

 

Names of Shareholders

 

 

No. of Shares

Anand M. Shetty                          

 

1015000

Adish A. Shetty

 

580000

Organic Industries Limited, India

 

980000

Trident Polymers Private Limited, India

 

300000

Pravir A. Shetty

 

590000

Shashirekha A. Shetty

 

180000

Total

 

3645000

 

As on 30.09.2011

 

Equity Share Breakup

 

Percentage of Holding

Category

 

 

Bodies corporate

 

35.12

Directors or relatives of directors

 

64.88

Total

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer of Tamper Evident Plastic Caps for Non Carbonated Beverages.

 

 

Products :

v      Hotfill/ Warmfill Juices

v      Package Drinking Water

v      Cold Filling Applications

v      Pharma Formulation

v      Edible Oil

v      Paints Strainers

 

 

GENERAL INFORMATION

 

Customers :

v      Coca Cola India and Coca Cola Maldives

v      Pepsico India

v      Parle Agro Private Limited

v      Bisleri International Limited

v      Cavin Care

v      Godrej Foods Limited

v      Hindustan Unilever Limited

 

 

No. of Employees :

14 (Approximately) (In office 04 + In factory 10)

 

 

Bankers :

v      The Shamrao Vithal Co-Operative Bank Limited, Jayant Acrade, Rajawadi Naka, Ghatkopar (East), Mumbai – 400 077, Maharashtra, India

v      HDFC Bank

v      ICICI Bank

v      The NKGSB Co-Operative Bank Limited

 

 

Facilities :

Secured Loans

31.03.2011

(Rs. In Millions)

31.03.2010

(Rs. In Millions)

a) Cash Credit Loans

(Secured by stock of materials finished goods, semi-finished goods, stores and spares, book debts and other receivables.)

 

 

1) The NKGSB Co-Operative Bank Limited

29.464

38.221

2) The Shamrao Vithal Co-Operative Bank Limited

50.432

30.440

3) The Shamrao Vithal Co-Operative Bank Limited – Packing Credit

3.409

2.364

b) Term Loan

(Secured by factory building, plant and machinery and other assets.)

 

 

1) NKGSB Bank Limited

96.496

93.849

2) Shamrao Vithal Co-Operative Bank Limited

90.139

115.030

c) Vehicle Loans

(Secured by Car and Vehicles)

 

 

ICICI Bank

0.000

0.044

HDFC Car Loan (I-20)

0.372

0.457

HDFC Car Loan (Maruti Suzuki)

0.124

0.154

ICICI Car Loan (Skoda)

0.452

0.730

ICICI Car Loan (Skoda) C 

0.274

0.599

Tata Capital Limited (Honda City Loan)

0.349

0.464

Total

271.511

282.352

 

 

Unsecured Loans

31.03.2011

(Rs. In Millions)

31.03.2010

(Rs. In Millions)

From Directors and Share Holders

39.920

32.944

From Others - HDFC Bank Limited

0.000

7.129

Total

39.920

40.073

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Rakesh R. Agarwal and Associates

Chartered Accountants

Address :

M-2, Sharda Chamber No.1, 31, Keshavji Naik Road, Bhat Bazar, Masjid Bunder (West), Mumbai – 400 009, Maharashtra, India

Tel. No.:

91-22-23716074/ 23715405

Mobile No.:

91-9869056042/ 9323496448

E-Mail :

rakeshragarwal@rediffmail.com

rakeshragarwal.associates@gmail.com

Income-tax PAN of auditor or auditor's firm :

AABPA9684P

 

 

CAPITAL STRUCTURE

 

As on 30.09.2011

 

Authorised Capital :

No. of Shares

Type

Value

Amount

10000000

Equity Shares

Rs.10/- each

Rs.100.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

3645000

Equity Shares

Rs.10/- each

Rs.36.450 Millions

 

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

36.450

36.450

36.450

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

46.851

52.512

38.112

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

83.301

88.962

74.562

LOAN FUNDS

 

 

 

1] Secured Loans

271.511

282.352

275.556

2] Unsecured Loans

39.920

40.073

2.331

TOTAL BORROWING

311.431

322.425

277.887

DEFERRED TAX LIABILITIES

10.001

7.320

7.625

 

 

 

 

TOTAL

404.733

418.707

360.074

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

243.530

278.146

255.552

Capital work-in-progress

0.000

0.000

0.000

 

 

 

 

INVESTMENT

0.302

0.302

0.302

DEFERRED TAX ASSETS

0.000

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

125.781
99.313
46.408

 

Sundry Debtors

34.801
29.838
49.390

 

Cash & Bank Balances

0.491
8.705
1.962

 

Other Current Assets

38.200
34.951
26.779

 

Loans & Advances

0.000
0.000
0.000

Total Current Assets

199.273
172.807
124.539

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditor

29.479

23.841

15.400

 

Other Current Liabilities

3.467
3.389
2.463

 

Provisions

5.750
5.750
2.995

Total Current Liabilities

38.696
32.980
20.858

Net Current Assets

160.577
139.827
103.681

 

 

 

 

MISCELLANEOUS EXPENSES

0.324

0.432

0.539

 

 

 

 

TOTAL

404.733

418.707

360.074

 

 


PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

31.03.2011

31.03.2010

31.03.2009

 

TOTAL INCOME

296.476

325.099

389.004

 

 

 

 

 

Less

TOTAL EXPENSES

259.323

266.693

325.678

 

 

 

 

 

 

PROFIT/ (LOSS) BEFORE TAX, DEPRECIATION AND AMORTISATION

37.153

58.406

63.326

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                    

40.133

41.143

36.982

 

 

 

 

 

 

PROFIT/ (LOSS) BEFORE TAX

(2.980)

17.263

26.344

 

 

 

 

 

Less

TAX

2.682

2.863

4.604

 

 

 

 

 

 

PROFIT/ (LOSS) AFTER TAX

(5.662)

14.400

21.740

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

52.512

38.112

16.372

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

NA

52.512

38.112

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

 

 

 

 

 

Export Earnings

54.713

35.621

27.394

 

TOTAL EARNINGS

54.713

35.621

27.394

 

 

 

 

 

 

IMPORTS

 

 

 

 

 

Raw Materials

NA

NA

25.982

 

 

Capital Goods

NA

NA

0.200

 

TOTAL IMPORTS

NA

NA

26.182

 

 

 

 

 

 

Earnings/ (Loss) Per Share (Rs.)

(1.55)

NA

NA

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

31.03.2010

31.03.2009

PAT / Total Income

(%)

(1.91)

4.43

5.59

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

(0.67)
3.83
6.93

 

 

 
 
 

Return on Investment (ROI)

(PBT/Networth)

 

(0.04)
0.19
0.35

 

 

 
 
 

Debt Equity Ratio

(Total Liability/Networth)

 

4.20
4.00
4.01

 

 

 
 
 

Current Ratio

(Current Asset/Current Liability)

 

5.15
5.24
5.97

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Details of Sundry Creditors:

 

Particulars

 

31.03.2011

(Rs. in millions)

31.03.2010

(Rs. in millions)

31.03.2009

(Rs. in millions)

Sundry Creditors for Capital Goods 

4.880

0.521

0.731

Sundry Creditors for Expenses 

11.342

6.444

4.487

Sundry Creditors for Purchases

6.391

5.291

4.447

Sundry Creditors for Raw Material

6.866

11.585

5.735

Total

29.479

23.841

15.400

 

 

Check List by Info Agents

Available in Report (Yes / No)

1) Year of Establishment

Yes

2) Locality of the firm

Yes

3) Constitutions of the firm

Yes 

4) Premises details

No

5) Type of Business

Yes

6) Line of Business

Yes

7) Promoter’s background

Yes

8) No. of employees

Yes

9) Name of person contacted

Yes

10) Designation of contact person

Yes

11) Turnover of firm for last three years

Yes

12) Profitability for last three years

Yes

13) Reasons for variation <> 20%

--

14) Estimation for coming financial year

No

15) Capital in the business

Yes

16) Details of sister concerns

No

17) Major suppliers

No

18) Major customers

Yes

19) Payments terms

No

20) Export / Import details (if applicable)

No

21) Market information

--

22) Litigations that the firm / promoter involved in

--

23) Banking Details

Yes

24) Banking facility details

Yes

25) Conduct of the banking account

--

26) Buyer visit details

--

27) Financials, if provided

Yes

28) Incorporation details, if applicable

Yes

29) Last accounts filed at ROC

Yes

30) Major Shareholders, if available

Yes 

 

Bankers Charges Report as per Registry

 

Corporate identity number of the company

U29195MH2003PTC141823

Name of the company

PLENCO CLOSURES PRIVATE LIMITED

Address of the registered office or of the principal place of  business in India of the company

72, Raja Industrial Estate, P.K. Road, Mulund (West), Mumbai – 400 080, Maharashtra, India

E-Mail: sales@plencoindia.com

This form is for

Creation of Charge

Type of charge

Book Debts

Movable property (not being pledge)

Particular of charge holder

The Shamrao Vithal Co-Operative Bank Limited, Jayant Acrade, Rajawadi Naka, Ghatkopar (East), Mumbai – 400 077, Maharashtra, India

E-Mail: legaldept@svcbank.com

Nature of instrument creating charge

Joint Deed of Hypothecation for Term Loan

Date of instrument Creating the charge

03.02.2011

Amount secured by the charge

Rs.20.000 Millions

Brief of the principal terms an conditions and extent and operation of the charge

Rate of interest

1) The Shamrao Vithal Co-operative Bank Limited ("SVC Bank")

Term Loan of Rs.11.200 Millions: Rate of Interests: PLR-1.5% p.a.

2) The NKGSB Co-operative Bank Limited  ("NKGSB Bank")

Term Loan of Rs.8.800 Millions: Rate of Interest: 14% p.a.

 

Terms of Repayment:

The terms of repayment of principal amount

 

Margin

As may be Decided, From time to time, by the Bank.

 

Extent and operation of the charge

To secure the due repayment of Term Loan(s) aggregating Rs.20.000 Millions granted to the Company (being Rs.12.200 Millions granted by SVC Bank and Rs.8.800 Millions granted by NKGSB Bank).

Particulars of the property charged                                                                    

All Plant and Machinery, other assets at Company's Factory at Plot No. 27 and 29, Village-Paud, Taluka- Khalapur, District-Raigad and all other Tangible Movable Assets.

 

All Present and Future, stocks of raw materials, WIP, finished goods, etc. and  Books-Debts of the Company

 

FIXED ASSETS:

 

v      Plant and Machinery

v      Dies and Tools

v      Factory Equipments

v      Electricity Fittings

v      Furniture and Fixtures

v      Factory Premises

v      Computer

v      Office Equipment

v      Vehicles

v      Land

v      Buildings

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.64

UK Pound

1

Rs.86.42

Euro

1

Rs.69.30

 

 

INFORMATION DETAILS

 

Information Gathered by :

PJA

 

 

Report Prepared by :

SMN

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

4

PAID-UP CAPITAL

1~10

4

OPERATING SCALE

1~10

3

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

4

--PROFITABILIRY

1~10

--

--LIQUIDITY

1~10

4

--LEVERAGE

1~10

4

--RESERVES

1~10

4

--CREDIT LINES

1~10

3

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

30

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.