MIRA INFORM REPORT

 

 

Report Date :           

16.05.2012

 

IDENTIFICATION DETAILS

 

Name :

DIMEXON ANTWERP NV

 

 

Registered Office :

Hoveniersstraat 53 Antwerpen, Post Code 2018

 

 

Country :

Belgium

 

 

Financials (as on) :

31.12.2010

 

 

Date of Incorporation :

21.06.2005

 

 

Com. Reg. No.:

874584266

 

 

Legal Form :

Public Limited Liability Company

 

 

Line of Business :

Wholesale of diamonds and other precious stones

 

 

No. of Employees :

11

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Belgium

a1

a1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


REGISTERED NAME & COMPANY SUMMARY

 

Business number

874584266

Company name

DIMEXON ANTWERP NV

 

 

Telephone number

0475924977

Address

HOVENIERSSTRAAT 53 ANTWERPEN

Fax number

032137799

Post code

2018

Number of staff

11

Date of establishment

21/06/2005

 

 

Business number

874584266

Company name

DIMEXON ANTWERP NV

Fax number

032137799

Date founded

21/06/2005

Company status

active

Company type

Public Limited Liability Company (BE)

Currency

Euro (€)

Date of latest accounts

31/12/2010

Activity code

46761

liable for VAT

yes

Activity description

Wholesale of diamonds and other precious stones

VAT Number

BE.0874.584.266

Belgian Bullettin of Acts Publications

moniteur belge

 

 

 

 

DIRECTORS/MANAGEMENT

 

Current director details

Name

MIHIR RAMESHCHANDRA DIWAN

Position

Managing Director

Date of birth

25/01/1971

Street

93 RINGLAAN ANTWERPEN

Post code

2610

Country

Belgium

 

 

Name

MIHIR RAMESHCHANDRA DIWAN

Position

Director

Date of birth

25/01/1971

Street

93 RINGLAAN ANTWERPEN

Post code

2610

Country

Belgium

 

 

Name

VISHAL PANKAJ MEHTA

Position

Managing Director

Street

 

Post code

 

Country

United Arab Emirates

 

 

Name

VISHAL PANKAJ MEHTA

Position

Director

Street

 

Post code

 

Country

United Arab Emirates

 

 

Name

RAJ KOTHARI

Position

Director

Street

 

Post code

 

Country

 

 

 

Name

PANKAJ KIRTILAL MEHTA

Position

Chairman of the Board

Street

 

Post code

 

Country

 

 

 

Name

PANKAJ KIRTILAL MEHTA

Position

Managing Director

Street

 

Post code

 

Country

 

 

 

Name

PANKAJ KIRTILAL MEHTA

Position

Director

Street

 

Post code

 

Country

 

 

Former director details

Name

KAUSHIK KIRTILAL MEHTA

Position

Non Statutory Partner

Street

25 EEKHOORNLAAN ANTWERPEN

Post code

2610

Country

Belgium

 

 

Name

RAJ PRAVIN KOTHARI

Position

Director

Date of birth

20/05/1966

Street

97 INGENIEUR HAESAERTSLAAN ANTWERPEN

Post code

2610

Country

Belgium

 

 

Name

RAJ PRAVIN KOTHARI

Position

Managing Director

Date of birth

20/05/1966

Street

97 INGENIEUR HAESAERTSLAAN ANTWERPEN

Post code

2610

Country

Belgium

 

 

Name

RAJIV PANKAJ MEHTA

Position

Director

Street

70 BEUKENLAAN ANTWERPEN

Post code

2020

Country

Belgium

 

 

Name

RAJIV PANKAJ MEHTA

Position

Managing Director

Street

70 BEUKENLAAN ANTWERPEN

Post code

2020

Country

Belgium

 

 

Name

RAJIV PANKAJ MEHTA

Position

Chairman of the Board

Street

70 BEUKENLAAN ANTWERPEN

Post code

2020

Country

Belgium

 

NEGATIVE INFORMATION

 

Court data summary

Bankruptcy details

Court action type

no

Protested bills

Bill amount

-

NSSO details

Date of summons

-

 

Contractor details

Registered contractor number

-

Contractor description

-

Date struck off register

 

 

Personnel limit NSSO

Code

-

Description

-

 

Joint Industrial Committee (JIC)

JIC Code

218

Description

Additional national joint committee for the employees

category

 

 

Significant Events

Event Date

11/01/2012

Event Description

proposal to change address filed

Event Details

 

 

 

 

 

SHARE & SHARE CAPITAL INFORMATION

 

Minority Shareholders

Business number

Company name

 

%

Date of accounts

-

DIMEXON INTERNATIONAL HOLDING

 

0.18

-

 

Minority Interests

No minority interests found

 

Individual Shareholders

Shareholder Name

Forename

Rajiv

Middle name

-

Surname

Mehta

 

 

Shareholder Details

Start date

30/10/2008(estimated)

End date

-

Percentage owned

59.61%

 

 

Shareholder Address

Street name

Beukenlaan

House number

70

Minor town

-

Postal town

Antwerpen

Post code

2020

Country

Belgium

 

Shareholder Name

Forename

Pankaj

Middle name

-

Surname

Mehta

 

 

Shareholder Details

Start date

30/10/2008(estimated)

End date

-

Percentage owned

40.20%

 

 

Shareholder Address

Street name

-

House number

-

Minor town

-

Postal town

-

Post code

-

Country

United Arab Emirates

 

 

PAYMENT INFORMATION

 

Payment expectations

Past payments

 

Payment expectation days

40.94

Industry average payment expectation days

188.87

Industry average day sales outstanding

142.66

Day sales outstanding

91.37

 

Suspension of payments / moratorium history

Amount

-

Details

-

 

Payment expectations

Payment expectation days

40.94

Day sales outstanding

91.37

 

Industry comparison

Activity code

46761

Activity description

Wholesale of diamonds and other precious stones

Industry average payment expectation days

188.87

Industry average day sales outstanding

142.66

 

Industry quartile analysis

Payment expectations

 

Company result

40.94

Lower

134.01

Median

88.31

Upper

47.10

 

Day sales outstanding

 

Company result

91.37

Lower

116.43

Median

62.37

Upper

27.29

 

GROUP STRUCTURE & AFFILIATED COMPANIES

 

Summary

Group - Number of Companies

0

Linkages - Number of Companies

0

Number of Countries

0

 

Group Structure

No group structure for this company.

 

 

FINANCIAL INFORMATION

 

Profit & loss

Annual accounts

31-12-2010

%

31-12-2009

%

31-12-2008

Industry average
2010

%

Weeks

52

 

52

 

52

 

 

Currency

EUR

 

EUR

 

EUR

 

 

Turnover

161,935,798

33.39

121,398,945

-23.55

158,803,935

47,572,529

240

Total operating expenses

156,425,822

26.25

123,902,284

-21.25

157,336,373

46,964,357

233

Operating result

5,509,976

220

-2,503,339

-270

1,467,562

208,739

2539

Total financial income

72,876

356

15,948

-94.54

291,914

154,766

-52.91

Total financial expenses

878,273

57.19

558,737

-7.32

602,849

304,919

188

Results on ordinary operations before taxation

4,704,579

154

-3,046,129

-363

1,156,627

42,328

11014

Taxation

55,102

1855

2,818

-

-

15,327

259

Results on ordinary operations after taxation

4,649,477

152

-3,048,947

-363

1,156,627

31,927

14462

Extraordinary items

0

-

0

-

0

9,575

-100

Other appropriations

1

-

0

-

0

-

-

Net result

4,649,478

152

-3,048,947

-363

1,156,627

41,496

11104

other information

Dividends

-

-

-

-

-

326,298

-

Director remuneration

-

-

-

-

-

114,314

-

Employee costs

751,778

24.15

605,541

-35.14

933,584

144,796

419

      Wages and salary

578,310

32.89

435,193

-36.18

681,894

127,514

353

      Employee pension costs

-

-

-

-

-

7,164

-

      Social security contributions

145,233

22.67

118,395

-26.29

160,630

30,950

369

      Other employee costs

28,234

-45.65

51,953

-42.95

91,060

3,203

781

Amortization and depreciation

256

-

-

-

-

20,740

-98.77

 

balance sheet

Annual accounts

31-12-2010

%

31-12-2009

%

31-12-2008

Industry average
2010

%

Weeks

52

 

52

 

52

 

 

Currency

EUR

 

EUR

 

EUR

 

 

Intangible fixed assets

0

-

0

-

0

1,715

-100

Tangible fixed assets

2,574,957

-

-

-

-

193,177

1232

      Land & building

2,569,576

-

-

-

-

361,650

610

      Plant & machinery

5,381

-

-

-

-

26,381

-79.60

      Other tangible assets

0

-

0

-

0

27,276

-100

Financial fixed assets

466

352

103

-30.87

149

311,705

-99

Total fixed assets

2,575,423

2500310

103

-30.87

149

405,494

535

Inventories

11,351,524

-0.17

11,370,861

-60.49

28,779,919

3,042,631

273

      Raw materials & consumables

-

-

-

-

-

2,155,796

-

      Work in progress

0

-

0

-

0

2,106

-100

      Finished goods

11,351,524

-0.17

11,370,861

-60.49

28,779,919

2,008,632

465

      Other stocks

0

-

0

-

0

514,709

-100

Trade debtors

40,538,520

36.72

29,650,709

-48.11

57,142,341

3,845,845

954

Cash

3,104,487

381

645,009

-57.10

1,503,558

268,820

1054

other amounts receivable

2,959,958

3683

78,240

-82.68

451,667

332,518

790

Miscellaneous current assets

198,234

201

65,719

-

0

40,806

385

Total current assets

58,152,723

39.09

41,810,538

-52.42

87,877,485

7,026,679

727

current liabilities

Trade creditors

17,544,154

77.16

9,903,107

-71.36

34,578,543

2,684,801

553

Short term group loans

-

-

-

-

-

-

-

Other short term loans

20,991,912

34.66

15,588,486

-15.07

18,354,560

1,909,118

999

Miscellaneous current liabilities

85,219

-32.34

125,948

-44.33

226,226

83.92

- -

Total current liabilities

38,621,285

50.76

25,617,541

-51.81

53,159,329

4,382,107

781

Long term debts

Long term group loans

-

-

-

-

-

-

- -

Other long term loans

-

-

-

-

-

-

- -

Other long term liabilities

-1

-

0

-

0

724,322

-100

Total long term debts

-1

-

0

-

0

1,316,576

-100

shareholders equity

Issued share capital

19,855,384

7.81

18,417,434

-45.07

33,530,443

959,021

1970

Share premium account

-

-

-

-

-

183,372

-

Reserves

2,251,478

101

-2,224,334

-287

1,187,862

711,948

216

Revaluation reserve

-

-

-

-

-

715,893

-

Total shareholders equity

22,106,862

36.52

16,193,100

-53.36

34,718,305

1,690,044

1208

Working capital

19,531,438

20.62

16,192,997

-53.36

34,718,156

2,644,572

638

Net worth

22,106,862

36.52

16,193,100

-53.36

34,718,305

1,688,329

1209

 

ratio analysis

Annual accounts

31-12-2010

change(%)

31-12-2009

change(%)

31-12-2008

Industry average
2010

%

Trading performance

Profit Before Tax

2.91

115

-2.51

-443

0.73

-2,00

145

Return on capital employed

21.28

113

-18.81

-664

3.33

17,00

25.18

Return on total assets employed

7.75

106

-7.29

-652

1.32

-79,00

9.81

Return on net assets employed

21.28

113

-18.81

-664

3.33

18,00

18.22

Sales / net working capital

8.29

10.53

7.50

64.11

4.57

37,00

-99

Stock turnover ratio

7.01

-25.19

9.37

-48.29

18.12

63,00

-88.87

Debtor days

91.37

2.49

89.15

-32.12

131.34

162,00

-43.60

Creditor days

40.94

40.35

29.17

-63.64

80.22

164,00

-75.04

short term stability

Current ratio

1.51

-7.36

1.63

-1.21

1.65

8,00

-83.22

Liquidity ratio / acid ratio

1.21

1.68

1.19

7.21

1.11

5,00

-75.80

Current debt ratio

1.75

10.76

1.58

3.27

1.53

9,00

-80.56

Liquidity ratio reprocessed

-

-

-

-

-

-

-

long term stability

Gearing

94.96

-1.36

96.27

82.09

52.87

151,00

-37.11

Equity in percentage

36.40

-6.02

38.73

-1.97

39.51

-1.529,00

2.38

Total debt ratio

1.75

10.76

1.58

3.27

1.53

9,00

-80.56

 

Accounts & ratios

Date of latest accounts

Turnover

Profit Before Tax

Net worth

31/12/2010

161,935,798

4,704,579

22,106,862

31/12/2009

121,398,945

-3,046,129

16,193,100

31/12/2008

158,803,935

1,156,627

34,718,305

 

 

Date of latest accounts

Balance Total

Investments

Capital

Cash Flow

Number of Employees

31/12/2010

60,728,146

466

19,855,384

3,104,487

11

31/12/2009

41,810,641

103

18,417,434

645,009

6

31/12/2008

87,877,634

149

33,530,443

1,503,558

8

 

 


FOREIGN EXCHANGE RATES

 

Na

 

 

ADDITIONAL INFORMATION

 

Industry comparison

Activity code

46761

Activity description

Wholesale of diamonds and other precious stones

 

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DHRUV STAR BVBA

31/12/2010

478160807

PUNTO BVBA

31/12/2010

479419827

SELECT JEWELLERY BVBA

31/12/2010

479736561

L.I.D.BELGIUM IN VEREFFENING BVBA

31/12/2006

480298468

ALHAMBRA NV

30/06/2011

480762385

STAR EXCEL BVBA

31/12/2009

503389616

COHEN FREDERIK

-

506243790

ZAIDMAN JACQUES EN JOZEF

-

506351183

UNGER DAVID

-

506401564

NISSIM AMOS

-

506465704

VAN GHELDER ANDRÉ CONSTANCE L

-

506485894

GOOVAERTS EMIEL HUBERT

-

506502029

LIBERMENSZ SERGE ALAIN

-

506506482

SUSSWEIN LÉON

-

506507967

KOHLEN TESSA SAMUEL

-

506511333

VAN GHELDER ANDRÉ CONSTANCE

-

509682639

HANDELSMAN NEUMIE

-

511075182

ZELDENRUST MAX

-

512773276

POLAKIEWICZ CHAIM

-

512775454

BLITS RONALD SAMUEL LEOPOLD

-

817289534

YDI (BELGIUM) BVBA

31/12/2010

817647147

FIRESTAR DIAMOND BVBA

31/03/2011

818155705

GM DIAMONDS BVBA

31/12/2010

819093239

BHAVYA BVBA

31/12/2010

820308709

CORDMAX TRADING (ANTWERP) BVBA

31/12/2010

824078247

TRILLION STAR BVBA

31/12/2010

825630445

THE BEAN COMPANY BVBA

-

826601930

AGNOLEX BVBA

30/06/2011

830908730

ARKOT DIAMONDS BVBA

-

831228137

PROJECT PELIKAANSTRAAT NV

-

861945958

TACHE ENTERPRISES CVA

31/12/2010

866044209

AGL PEARLS BVBA

31/12/2010

866347679

STELMAN JEWELRY BVBA

31/12/2010

874577041

INTERGOLD EUROPE NV

31/08/2010

875128060

DIAMONDS DREAMS BVBA

31/12/2010

884322769

OCARAT IN VEREFFENING BVBA

31/12/2007

887002246

ABB SUGAR FREE NV

-

887002741

BHANSALI EQUITIES BELGIUM IN VEREFFENING NV

31/12/2009

896896444

J & R JEWELLERY BVBA

31/12/2010

899795457

PRIVATE DIAMOND CLUB BVBA

31/07/2010

 

 

NOTES & COMMENTS

 

Na

 

DIAMOND INDUSTRY – INDIA

 

-          From time immemorial, India is well known in the world as the birthplace for diamonds.  It is difficult to trace the origin of diamonds but history says that in the remote past, diamonds were mined only in India. Diamond production in India can be traced back to almost 8th Century B.C.  India, in fact, remained undisputed leader till 18th Century when Brazilian fields were discovered in 1725 followed by emergence of S. Africa, Russia and Australia.

-          The achievement of the Indian diamond industry was possible only due to combination of the manufacturing skills of the Indian workforce and the untiring and unflagging efforts of the Indian diamantaires, supported by progressive Government policies.

-          The area of study of family owned diamond businesses derives its importance from the huge conglomerate of family run organizations which operate in the diamond industry since many generations.

-          Some of the basic traits of family run business enterprises include spirit of entrepreneurship, mutual trust lowers transaction costs, small, nimble and quick to react, information as a source of advantage and philanthropy.

-          Family owned diamond businesses need to improve on many fronts including higher standard of corporate governance, long-term performance – focused strategies, modern management and technology.

-          The diamond jewellery industry in India today may be more than Rs 60000 mil and is rated amongst the fastest growing  in the world. Indi ranks third in the world in domestic diamond consumption.

-          Utmost caution is to be exercised while dealing with some medium and large diamond traders which are usually engaged in fictitious import – export, inter-company transactions, financially assisted by banks. In the process, several public sector banks lost several hundred million rupees. They mostly diverted borrowed money for diamond business into real estate and capital markets.

-          Excerpts from Times of India dated 30th October 2010 is as under –

 

DIAMOND SAGA – DIRTY DOZEN STUCK WITH 2K CR DEBT

 

This could be the biggest credibility crisis the Indian diamond industry has ever faced. Fifteen banks run the risk of losing Rs 2000 crore lent to a dozen diamond firms in Surat. Until about two months ago, they had not repaid  these dues. Bankers believe many diamantaires borrowed money during the economic downturn two years ago and diverted funds to businesses like real estate and capital markets. Many of themselves made money from these businesses but their diamond companies have gone sick and declared insolvency.

-          Most of the money borrowed from the banks in the name of their diamond business has been diverted in real estate and the share market. The banks are not in a position to seize their properties because in many cases, these were purchased in the name of their relatives and friends.

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.84

UK Pound

1

Rs.86.72

Euro

1

Rs.69.17

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.