MIRA INFORM REPORT

 

 

Report Date :           

16.05.2012

 

IDENTIFICATION DETAILS

 

Name :

UPRISE ELASTIC WEBBING (MALAYSIA) SDN. BHD.

 

 

Registered Office :

No. 3, Lorong Sepakat 1, Taman Bandar Raya, Bukit Mertajam, Pulau Pinang, Zip/postal code 14000

 

 

Country :

Malaysia

 

 

Date of Incorporation :

16.01.1995

 

 

Com. Reg. No.:

330871-T

 

 

Legal Form :

Private Company Limited By Shares

 

 

Line of Business :

Manufacturing, export, and distribution of elastic webbing products

 

 

No. of Employees :

150

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Malaysia

a2

a2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 Bottom of Form

Identification details  Bottom of Form

 

 

Verified Address

 

Subject name :              UPRISE ELASTIC WEBBING (MALAYSIA) SDN. BHD.

 

Business address :       No. A21, Jalan Fairuz 9

Taman Perusahaan Ringan Bakar Arang

Town :                           Sungai Petani

Province :                      Kedah

Zip/postal code :            08000

Country :                       Malaysia

Tel :                              +60 4 4312300 / +60 4 4312302

Fax :                             +60 4 4312298

Email :                          uprise2@streamyx.com

Website :                      www.uprise-elastic.com

 

Registered address :    No. 3, Lorong Sepakat 1

Taman Bandar Raya

Town :                           Bukit Mertajam

Province :                      Pulau Pinang

Zip/postal code :            14000

Country :                       Malaysia

 

 

Summary details

 

Executive Summary

Date founded or registered :        16/01/1995

Legal form :                               Private Company Limited By Shares

Chief executive :                        Chia Chin Soon

Issued & paid up capital :           MYR 400,000

Line of business :                       Manufacturing, export, and distribution of elastic webbing products.

Staff employed :                         150 employees

 

 

Credit risk opinion

 

Company Analysis

Country risk :                             Country risk is minimal

Operation trend :                        Operational trend is steady

Management experience :           Management is adequately experienced

Financial performance :              Financial performance is undetermined

Organization structure :              Organizational structure is stable

Detrimental :                              No detrimental records found

Payment history :                      No payment delays noted


Statutory details

 

Registry Data

Registration date :          16/01/1995

Legal form :                   Private Company Limited By Shares

Registration no              330871-T

Registered authority :     Companies Commission of Malaysia

Registry status :            Live/Active

Previous name :             None reported.

Change of legal form :     None reported.

 

Comments :

Subject was awarded the E50 Enterprise Award 2011 by SME and Deloitte Malaysia.

Subject was awarded the Export Excellence Award 2010 (Merchandise) by Minister of International Trade and Industry (MITI) Malaysia.

 

 

Management / directors

 

Key Management

Name :              Chia Chin Soon

Designation :     Managing Director

 

Name :              Teoh Chung Sian

Designation :     Director

 

 

Board of directors / other appointments

 

Appointments

Name :                          Chia Chin Soon

Designation :                 Director

Identification no :            580713-01-6349

Address :                      No. 5, Lorong Tenggiri

13700 Seberang Jaya

Pulau Pinang

Malaysia

 

Name :                          Teoh Chung Sian

Designation :                 Director

Identification no :            720314-07-5415

Address :                      C/o UPRISE ELASTIC WEBBING (MALAYSIA) SDN. BHD.

No. A21, Jalan Fairuz 9

Taman Perusahaan Ringan Bakar Arang

08000 Sungai Petani

Kedah

Malaysia


Name :                          Saw Cheng Seong

Designation :                 Company Secretary

Identification no :            550401-07-5211

Appointment date :         01/03/10

Address :                      No. 7 Persiaran Nakhoda

Taman Air Tawar

13050 Butterworth

Pulau Pinang

Malaysia

Staff employed :             150 employees

 

 

Share capital

 

Composition

Authorized Capital :        MYR 500,000

No of shares :                500,000 Ordinary Shares

Share par value :            MYR 1

Issued capital :              MYR 400,000

Paid up capital :             MYR 400,000

 

 

ownership / shareholders

 

How listed :                   Full List

 

Composition

Shareholder name :        Kuan Sui Mui

Address :                      Malaysia

No. of shares :               100,000 Ordinary Shares

 

Shareholder name :        Teoh Chung Sian

Address :                      C/o UPRISE ELASTIC WEBBING (MALAYSIA) SDN. BHD.

No. A21, Jalan Fairuz 9

Taman Perusahaan Ringan Bakar Arang

08000 Sungai Petani

Kedah

Malaysia

No. of shares :               20,000 Ordinary Shares

 

Shareholder name :        Chia Chin Soon

Address :                      No. 5, Lorong Tenggiri

13700 Seberang Jaya

Pulau Pinang

Malaysia

No. of shares :               280,000 Ordinary Shares

 

 

Related companies & corporate Affiliations

 

Structure

 

Related companies and corporate affiliations comments : None Reported

 

 

Bank & mortgages

 

Bank Details

Name of bank :              United Overseas Bank Malaysia Berhad

Address :                      Malaysia

Account details :            Current Account

 

Comments :

It is generally not the policy of local banks to provide credit status information to non related parties, however interested parties would be advised to consult first with the Subject if banker's references are required.

 

Mortgages :                  Total of Charge: 1,000,000.00

Date of Creation:            20-01-2004

Name of Chargee:          EXPORTIMPORT BANK OF MALAYSIA BERHAD

Charge Status:              UNSATISFIED

Total of Charge:             300,000.00

Date of Creation:            18-08-2011

Name of Chargee:          UNITED OVERSEAS BANK (MALAYSIA) BHD.

Charge Status:              UNSATISFIED

 

Legal Fillings

Bankruptcy fillings :        None reported.

Court judgements :         None reported.

Tax liens :                     None reported.

Others :                        None reported.

 

 

financial data

 

Description

Comments :                  The Subject is an exempted Private Company in Malaysia and is not required to reveal its

financial information to the public hence the Subject’s latest financial information is not available. The Subject filed for the certificate of exemption private company on 02-08-2011 and their accountants states that all liabilities are in good manner.

           

 

 

Operation details

 

Main activities :              The Subject engages in manufacturing, export, and distribution of elastic webbing

products.

 

The Subject provides elastic webbings, tapes and laces to the manufacturers of brasseries, lingeries, underwears, briefs, fashion wear, sports wear and etc.

 

Subject's products of elastic webbings, tapes, lace in medium and high tenacity, combine flexibility and strength are produced from high standard quality polyester yarn, nylon yarn, spandex and rubber thread.

 

Product & services :

·         Elastic Webbing

·         Elastic Tapes

·         Elastic Braids

·         Bows

·         Trimming Lace

·         Underpants Webbing

·         Undergarments Accessories

·         Ring & Slider

·         Bras Accessories

·         Lingerie Accessories

·         Laces

·         Jacquard Tapes

·         Boxers Tapes

·         TPU Tapes

·         Ribbon

·         Bras Adjuster

 

Purchases

International :                 India, Italy, Germany, Switzerland and Taiwan

 

Sales

Local :                          Yes

International :                 USA, South America, Middle East, Europe and Asia

 

Property & Assets

Premises :                    The Subject operates from premises located at the verified heading address consisting of

production facilities, warehouse and administrative office.

 

Branches :                    None reported.

 


Summarized country risk

 

Gross Domestic Products (GDP) & Economic Overview

 

Central bank                                          :   Central Bank of Malaysia

 

Reserve of foreign exchange & gold         :   US$135.9 billion as of 30 April 2012

Gross domestic product - GDP               :   US$ 247.781 billion

 

GPP (Purchasing power parity)               :   442.01 billion of International dollars

 

GDP per capita - current prices               :   US$ 8,624

 

GDP - composition by sector                  :   agriculture: 9.4% industry: 40.9% services: 49.7%

 

Inflation                                                 2008: 5.4%

2009: 0.6%

2010: 1.7%

 

Unemployment                                      2008 : 3.3 %

2009 : 3.6 %

2010: 3.3 %

Public debt

(General Government gross

debt as a % GDP)                                  2008: 42.8  %

2009: 55.4 %

2010:   54.2%

 

Government bond ratings                        Standard & Poor's: A-/Stable/A-2

Moody's rating: A3

Moody's outlook: STA

 

Market value of publicly traded shares      US$ 420 billion

 

Largest companies in the country           :   CIMB Group Holdings (Banking), Sime Darby (Conglomerates), Public Bank (Banking), Maybank (Banking), Tenaga Nasional(Utilities), Petronas Chemicals, Maxis Berhad

 

Trade & Competitiveness Overview

Total exports                                         US$210.3 billion

 

Exports commodities                             electronic equipment, petroleum and liquefied natural gas, wood and

wood products, palm oil, rubber, textiles, chemicals

 

Total imports                                         US$156.2 billion

 

Imports commodities                              electronics, machinery, petroleum products, plastics, vehicles, iron and

steel products, chemicals

 

Export - major partners                           US 15.6%, Singapore 14.6%, Japan 9.1%, China 8.8%, Thailand 5%,

HongKong 4.6%

 

Import - major partners                           Japan 13%, China 12.9%, Singapore 11.5%, US 10.8%, Taiwan 5.7%,

Thailand 5.3%, South Korea 4.9%, Germany 4.6%, Indonesia 4.2%

 

FDI Inflows                                            2007: US$8,538 million

2008: US$7,318 million

2009: US$1,381 million

 

FDI Outflows                                          2007: US$11,280 million

2008: US$14,988 million

2009: US$8,038 million

 

Best countries for doing business            21 out of 183 countries

 

Global competitiveness ranking               26 (ranking by country on a basis of 133, the first is the best)

 

Country and Population Overview

Total population                                    : 28.23 million

Total area                                             : 329,847 km2

Capital                                                 :  Kuala Lumpur

Currency                                                                                                      :   Malaysia Ringgits (MYR)

Internet users as % of total population  : 57.61%

 

 

Payment history

 

Purchase Term

International :                 L/C, Bank transfer, Prepayment, D/P, Credit 30-90 days

 

Sales Term

Local :                          Prepayment. Telegraphic transfer, D/P, Credit 30-90 days

International :                 L/C, Bank transfer, Prepayment, D/P, Credit 30-90 days

 

Trade Reference/ Payment Behaviour

Comments :                  As local and international trade references were not supplied, the Subject's payment

track record history cannot be appropriately determined but based on our research, payments are believed to be met without delay.

 

Investigation Note

Sources :                      Interviews and material provided by the Subject

Other official and local business sources

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.84

UK Pound

1

Rs.86.72

Euro

1

Rs.69.17

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.