MIRA INFORM REPORT

 

 

Report Date :

17.05.2012

 

IDENTIFICATION DETAILS

 

Name :

TECK GUAN SDN. BHD.

 

 

Formerly Known As :

SHARIKAT TECK GUAN SDN.BHD.

 

 

Registered Office :

318, Teck Guan Regency Jalan St. Patrick off Jalan Belunu Tawau Sabah  91000

 

 

Country :

Malaysia

 

 

Financials (as on) :

31.01.2011

 

 

Date of Incorporation :

27.10.1961

 

 

Com. Reg. No.:

22548-H

 

 

Legal Form :

Private Company Limited By Shares

 

 

Line of Business :

Import, export, wholesale and retail of cocoa and related products, palm oil and related products and petroleum products.

 

 

No. of Employees :

7,000 employees (Teck Guan Group)

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Malaysia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


IDENTIFICATION DETAILS

 

Verified Address

Subject name :                          TECK GUAN SDN. BHD.

Business address :                    318, Teck Guan Regency

Jalan St. Patrick off Jalan Belunu

Town :                                       Tawau

Province :                                  Sabah

Zip/postal code :                        91000

Country :                                   Malaysia

Tel :                                          +60 89 772277

Fax :                                         +60 89 769955

Email :                                      marketing@teckguan.com

Website :                                  www.teckguan.com

 

Registered address :                  318, Teck Guan Regency

Jalan St. Patrick off Jalan Belunu

Town :                                       Tawau

Province :                                  Sabah

Zip/postal code :                        91000

Country :                                   Malaysia

 

SUMMARY DETAILS

 

Executive Summary

Date founded or registered :        27/10/1961

Legal form :                               Private Company Limited By Shares

Chief executive :                        Tang Ah Mei

Issued & paid up capital :           MYR 17,434,700

Sales turnover :                          MYR 159,170,997 (Non-consolidated 12 months, 31/01/2011)

Net income :                              MYR 5,569,934 (Non-consolidated 12 months, 31/01/2011)

Total fixed assets :                     MYR 80,644,442 (Non-consolidated 12 months, 31/01/2011)

Line of business :                       Import, export, wholesale and retail of cocoa and related products, palm oil and

related products and petroleum products.

Staff employed :                         7,000 employees (Teck Guan Group)

 

CREDIT RISK OPINION

 

Company Analysis

Country risk :                             Country risk is minimal

Operation trend :                        Operational trend is progressing

Management experience :           Management is reasonably experienced

Financial performance :              Financial performance is good

Organization structure :              Organizational structure is consistent

Detrimental :                              No detrimental records found

Payment history :                      No payment delays noted

Credit amount asked :                Not described.

 

STATUTORY DETAILS

 

Registry Data

Registration date :                      27/10/1961

Legal form :                               Private Company Limited By Shares

Registration no                          22548-H

Registered authority :                 Companies Commission of Malaysia

Registry status :                        Live/Active

Previous name :                         The Subject was established under the name SHARIKAT TECK GUAN SDN.

BHD. and changed to the current style on 16-10-1990.

Change of legal form :                 None reported.

 

MANAGEMENT / DIRECTORS

 

Key Management

Name :                                      Tang Ah Mei

Designation :                             Managing Director

 

Name :                                      Chin Fui Lan

Designation :                             Director

 

Name :                                      Hong Kim Fah

Designation :                             Director

 

BOARD OF DIRECTORS/ OTHER APPOINTMENTS

 

Appointments

Name :                                      Tang Ah Mei

Designation :                             Director

Identification no :                        470208-05-5243

Appointment date :                     11/01/95

Address :                                  3600 Taman Maju

Batu 2 Jalan Kuhara

91000 Tawau

Sabah

Malaysia

 

Name :                                      Chin Fui Lan

Designation :                             Director

Identification no :                        520514-12-5476

Appointment date :                     27/09/99

Address :                                  No. 2456 Taman Leeka

Peti Surat 33

91007 Tawau

Sabah

Malaysia

 

Name :                                      Hong Kim Fah

Designation :                             Director

Identification no :                        H0429032

Appointment date :                     08/04/86

Address :                                  No. 4471 Taman Jambu

Jalan Sin On

91000 Tawau

Sabah

Malaysia

 

Name :                                      Chan Kin Dak @ Tan Kin Dak

Designation :                             Company Secretary

Identification no :                        590405-12-5569

Appointment date :                     16/01/90

Address :                                  6282, Taman Hot Spring Jaya

Jalan Air Panas

91000 Tawau

Sabah

Malaysia

Staff employed :                         7,000 employees (Teck Guan Group)

 

Key Advisors

Auditors :                                  ERNST & YOUNG

Level 23A, Menara Milenium

Jalan Damanlela

Pusat Bandar Damansara

Kuala Lumpur 50490

Malaysia

 

SHARE CAPITAL

 

Composition

Authorized Capital :                    MYR 25,000,000

No of shares :                            25,000,000 Ordinary Shares

Share par value :                        MYR 1

Issued capital :                          MYR 17,434,700

Paid up capital :                         MYR 17,434,700

 


OWNERSHIP / SHAREHOLDERS

 

How listed : Full List

 

Composition

Shareholder name :        TECK GUAN HOLDINGS SDN BHD

Address :                      318, Teck Guan Regency

Jalan St. Patrick off Jalan Belunu

91000 Tawau

Sabah

Malaysia

No. of shares :               17,434,700 Ordinary Shares

% of shares :                 100%

 

RELATED COMPANIES & CORPORATE AFFILIATIONS

 

Structure

Name :                          HTG HOLDINGS SDN. BHD.

Affiliation type :              Ultimate Holding Company

Address :                      318, Teck Guan Regency

Jalan St. Patrick off Jalan Belunu

91000 Tawau

Sabah

Malaysia

 

Name :                          TECK GUAN HOLDINGS SDN BHD

Affiliation type :              Parent Company

Address :                      318, Teck Guan Regency

Jalan St. Patrick off Jalan Belunu

91000 Tawau

Sabah

Malaysia

Comments :                  Teck Guan Holdings Sdn Bhd, an investment holding company, manufactures

and sells oil palm products and cocoa products in Malaysia. The company was

incorporated in 1978 and is based in Tawau, Malaysia. Teck Guan Holdings Sdn

Bhd operates as a subsidiary of HTG Holdings Sdn Bhd.

 

Name :                          TECK GUAN TRADING SDN BHD

Affiliation type :              Sister Company

Address :                      318, Teck Guan Regency

Jalan St. Patrick off Jalan Belunu

91000 Tawau

Sabah

Malaysia

 

Name :                          TAWAU COCOA ESTATE SDN. BHD.

Affiliation type :              Sister Company

Address :                      318, Teck Guan Regency

Jalan St. Patrick off Jalan Belunu

91000 Tawau

Sabah

Malaysia

 

Name :                          TECK GUAN PLANTATIONS SDN BHD

Affiliation type :              Sister Company

Address :                      318, Teck Guan Regency

Jalan St. Patrick off Jalan Belunu

91000 Tawau

Sabah

Malaysia

 

Name :                          CACAO PARAMOUNT SDN. BHD.

Affiliation type :              Sister Company

Address :                      318, Teck Guan Regency

Jalan St. Patrick off Jalan Belunu

91000 Tawau

Sabah

Malaysia

 

Name :                          TECK GUAN PROPERTIES SDN.BHD.

Affiliation type :              Sister Company

Address :                      318, Teck Guan Regency

Jalan St. Patrick off Jalan Belunu

91000 Tawau

Sabah

Malaysia

 

Name :                          TECK GUAN INDUSTRIES SDN.BHD.

Affiliation type :              Sister Company

Address :                      318, Teck Guan Regency

Jalan St. Patrick off Jalan Belunu

91000 Tawau

Sabah

Malaysia

 

Name :                          TECK GUAN DEVELOPMENT (SABAH) SDN. BHD.

Affiliation type :              Sister Company

Address :                      318, Teck Guan Regency

Jalan St. Patrick off Jalan Belunu

91000 Tawau

Sabah

Malaysia

 

Name :                          TECK GUAN STEEL SDN. BHD.

Affiliation type :              Sister Company

Address :                      318, Teck Guan Regency

Jalan St. Patrick off Jalan Belunu

91000 Tawau

Sabah

Malaysia

 

Related companies and corporate

affiliations comments:     Other companies of the Teck Guan Group should be considered affiliates of the

Subject.

 

BANK & MORTGAGES

 

Bank Details

Name of bank :              Malayan Banking Berhad (Maybank)

Address :                      Malaysia

Account details :            Current Account

 

Name of bank :              HSBC Bank Malaysia Berhad

Address :                      Malaysia

Account details :            Current Account

 

Name of bank :              Standard Chartered Bank Malaysia Bhd

Address :                      Malaysia

Account details :            Current Account

 

Comments :                  It is generally not the policy of local banks to provide credit status information to

non related parties, however interested parties would be advised to consult first

with the Subject if banker's references are required.

 

Mortgages :                   Total of Charge: 560,000.00

Date of Creation: 18-05-1964

Name of Chargee: THE HONGKONG AND SHANGHAI BANKING

CORPORATION

Charge Status: FULLY SATISFIED

 

Total of Charge: 5,600,000.00

Date of Creation: 14-04-1965

Name of Chargee: HSBC

Charge Status: FULLY SATISFIED

 

Total of Charge: 5,600,000.00

Date of Creation: 14-04-1965

Name of Chargee: HSBC

Charge Status: FULLY SATISFIED

 

Total of Charge: 100,000.00

Date of Creation: 04-10-1965

Name of Chargee: HSBC

Charge Status: FULLY SATISFIED

 

Total of Charge: 600,000.00

Date of Creation: 08-12-1965

Name of Chargee: HSBC

Charge Status: FULLY SATISFIED

 

Total of Charge: 5,575,520.00

Date of Creation: 01-12-1965

Name of Chargee: HSBC

Charge Status: FULLY SATISFIED

 

Total of Charge: 600,000.00

Date of Creation: 22-08-1966

Name of Chargee: HSBC

Charge Status: FULLY SATISFIED

 

Total of Charge: 4,870,790.99

Date of Creation: 22-08-1966

Name of Chargee: HSBC

Charge Status: FULLY SATISFIED

 

Total of Charge: 1,400,000.00

Date of Creation: 22-08-1966

Name of Chargee: THE CHARTERRED BANK

Charge Status: FULLY SATISFIED

 

Total of Charge: 1,800,000.00

Date of Creation: 20-01-1968

Name of Chargee: THE CHARTERRED BANK

Charge Status: FULLY SATISFIED

 

Total of Charge: 180,000.00

Date of Creation: 17-05-1976

Name of Chargee: BORNEO DEV CORP SDN BHD

Charge Status: FULLY SATISFIED

 

Total of Charge: 4,600,000.00

Date of Creation: 31-05-1976

Name of Chargee: THE CHARTERRED BANK

Charge Status: FULLY SATISFIED

 

Total of Charge: 4,600,000.00

Date of Creation: 31-05-1976

Name of Chargee: STANDARD CHARTERED BANK MALAYSIA BHD

Charge Status: FULLY SATISFIED

 

Total of Charge: 4,000,000.00

Date of Creation: 21-09-1976

Name of Chargee: THE CHARTERED BANK

Charge Status: FULLY SATISFIED

 

Total of Charge: 4,600,000.00

Date of Creation: 23-06-1977

Name of Chargee: THE CHARTERED BANK

Charge Status: FULLY SATISFIED

 

Total of Charge: 680,000.00

Date of Creation: 19-09-1977

Name of Chargee: THE CHARTERED BANK

Charge Status: FULLY SATISFIED

 

Total of Charge: 680,000.00

Date of Creation: 19-09-1977

Name of Chargee: STANDARD CHARTERED BANK MALAYSIA BHD

Charge Status: FULLY SATISFIED

 

Total of Charge: 1,200,000.00

Date of Creation: 04-10-1979

Name of Chargee: THE CHARTERED BANK

Charge Status: FULLY SATISFIED

 

Total of Charge: 680,000.00

Date of Creation: 04-10-1979

Name of Chargee: STANDARD CHARTERED BANK MALAYSIA BHD

Charge Status: FULLY SATISFIED

 

Total of Charge: 680,000.00

Date of Creation: 04-10-1979

Name of Chargee: THE CHARTERED BANK

Charge Status: FULLY SATISFIED

 

Total of Charge: 1,000,000.00

Date of Creation: 03-06-1982

Name of Chargee: HONGKONG BANK MALAYSIA BERHAD

Charge Status: UNSATISFIED

 

Total of Charge: 3,050,000.00

Date of Creation: 21-09-1982

Name of Chargee: STANDARD CHARTERED BANK MALAYSIA BHD

Charge Status: FULLY SATISFIED

 

Total of Charge: 1,300,000.00

Date of Creation: 21-09-1982

Name of Chargee: STANDARD CHARTERED BANK MALAYSIA BERHAD

Charge Status: FULLY SATISFIED

 

Total of Charge: 680,000.00

Date of Creation: 07-12-1988

Name of Chargee: STANDARD CHARTERED BANK MALAYSIA BHD

Charge Status: FULLY SATISFIED

 

Total of Charge: 3,001,000.00

Date of Creation: 08-11-1990

Name of Chargee: STANDARD CHARTERED BANK

Charge Status: FULLY SATISFIED

 

Total of Charge: OPEN CHARGE

Date of Creation: 02-06-1999

Name of Chargee: STANDARD CHARTERED BANK MALAYSIA BERHAD

Charge Status: FULLY SATISFIED

 

Total of Charge: 2,678,750.00

Date of Creation: 22-11-2002

Name of Chargee: MALAYAN BANKING BERHAD

Charge Status: UNSATISFIED

 

Legal Fillings

Bankruptcy fillings :        None reported.

Court judgements :         None reported.

Tax liens :                     None reported.

Others :                        None reported.

 

FINANCIAL DATA

 

Description

Source of financial statement :    Commercial Registry Filings

Financial statement date :          31/01/11

Type of accounts :                     Full audited

Currency :                                 Malaysia, Ringgit (MYR)

Exchange rate :                         1 USD = MYR 3.08 as of 15-04-2012

 

Summarized Financial Information

Consolidation type :                               Non Consolidated                       Non Consolidated

Currency :                                             Malaysia, Ringgit (MYR)             Malaysia, Ringgit (MYR)

Denomination :                                      (x1) One                                    (x1) One

Date of financial year end :                      31/01/11                                    31/01/10

Length of accounts :                               12 months                                 12 months

Sale turnover / Income :                          159,170,997                              137,234,627

Profit before tax :                                   7,574,649                                  6,464,192

Net income :                                          5,569,934                                  4,630,924

Non current assets :                               769,401                                     670,784

Current assets :                                     79,875,041                                78,972,061

Total assets :                                        80,644,442                               79,642,845

Current liabilities :                                  34,853,778                                38,521,066

Non current liabilities :                            112,818                                     98,545

Total liabilities :                                      34,966,596                                38,619,611

Share equity :                                        45,677,846                                41,023,234

Retained earning :                                  28,243,146                                23,588,534

 

OPERATION DETAILS

Main activities :                                      The Subject engages in import, export, wholesale and retail of cocoa and

related products, palm oil and related products and petroleum products.

Subject is part of Teck Guan Group of Companies which is a

Malaysia-based diversified multinational group founded by the late Datuk

Seri Panglima Hong Teck Guan in 1935. It has core businesses in

plantations, industrial including oleochemicals, trading as well as other

businesses.

Teck Guan Group currently has more than 80 companies in Malaysia.

Product & services :                               Cocoa and related products

Palm oil and related products

Fertilizer

Agri chemicals

Petroleum products like bitumen, industry diesel, light fuel oil, medium fuel

oil, kerosene, gasoline and full range of lubricants

 

Purchases

International :                                         Worldwide

 

Sales

Local :                                                  Yes

International :                                         Worldwide

 

Property & Assets

Premises :                                            The Subject operates from group headquarters located at the verified

heading address consisting of administrative office.

Branches :                                            None reported.

 

SUMMARIZED COUNTRY RISK

 

Gross Domestic Products (GDP) & Economic Overview

Central bank :                                        Central Bank of Malaysia

Reserve of foreign exchange & gold :       US$ 135.9 billion as of 30 April 2012

Gross domestic product - GDP :             US$ 247.781 billion

GPP (Purchasing power parity) :             US$ 442.01 billion of International dollar

GDP per capita - current prices :             US$ 8,624

GDP - composition by sector :                agriculture: 9.4%

industry: 40.9%

services: 49.7%

 

Inflation :                                               2008: 5.4%

2009: 0.6%

2010: 1.7%

 

Unemployment rate :                              2008: 3.3%

2009: 3.6%

2010: 3.3%

Public debt

(General Government gross debt as

a % GDP):                                            2008: 42.8%

2009: 55.4%

2010: 54.2%

 

Government bond ratings :                      Standard & Poor's: A-/Stable/A-2

Moody's rating: A3

Moody's outlook: STA

Market value of publicly traded

shares:                                                             US$420 billion

 

Largest companies in the country :          CIMB Group Holdings (Banking), Sime Darby (Conglomerates), Public

Bank (Banking), Maybank (Banking), Tenaga Nasional(Utilities), Petronas Chemicals, Maxis Berhad

 

Trade & Competitiveness Overview

Total exports :                                       US$210.3 billion

Exports commodities :                           electronic equipment, petroleum and liquefied natural gas, wood and wood products, palm oil, rubber, textiles, chemicals

Total imports :                                       US$156.2 billion

Imports commodities :                            electronics, machinery, petroleum products, plastics, vehicles, iron and

steel products, chemicals

Export - major partners :                         US 15.6%, Singapore 14.6%, Japan 9.1%, China 8.8%, Thailand 5%, Hong Kong 4.6%

Import - major partners :                         Japan 13%, China 12.9%, Singapore 11.5%, US 10.8%, Taiwan 5.7%,

Thailand 5.3%, South Korea 4.9%, Germany 4.6%, Indonesia 4.2%

 

FDI Inflows :                                          2007: US$8,538 million

2008: US$7,318 million

2009: US$1,381 million

 

FDI Outflows :                                        2007: US$11,280 million

2008: US$14,988 million

2009: US$8,038 million

 

Best countries for doing business :          21 out of 183 countries

Global competitiveness ranking :             26 (ranking by country on a basis of 133, the first is the best)

 

Country and Population Overview

Total population :                                   28.23 million

Total area :                                            329,847 km2

Capital :                                                Kuala Lumpur

Currency :                                             Malaysia Ringgits (MYR)

Internet users as % of total

population:                                            57.61%

 

PAYMENT HISTORY

 

Purchase Term

International : L/C, Prepayment, D/P, Credit 30-120 days

 

Sales Term

Local : Prepayment, D/P, Credit 30-120 days

International : L/C, Prepayment, D/P, Credit 30-120 days

 

Trade Reference/ Payment

 

Behaviour

Comments : As local and international trade references were not supplied, the Subject's

payment track record history cannot be appropriately determined but based

on our research, payments are believed to be met without delay.

Investigation Note

Sources            : Interviews and material provided by the Subject

: Other official and local business sources


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.29

UK Pound

1

Rs.86.61

Euro

1

Rs.68.87

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.