MIRA INFORM REPORT

 

 

Report Date :

17.05.2012

 

IDENTIFICATION DETAILS

 

Name :

WORKER LTD.

 

 

Registered Office :

P.O. Box 1280, Bat Yam (5811202) 26 Hakishor Street Industrial Zone Holon 58867  

 

 

Country :

Israel

 

 

Date of Incorporation :

29.10.2000.

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Manufacturers, importers and marketers of working/professional apparel for various industries and institutions.

 

 

No. of Employees :

80

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 


NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Israel

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Company name and address

 

WORKER LTD.

Telephone    972 3 553 59 93; 500 87 00

Fax             972 3 553 60 39; 551 44 77

P.O. Box 1280, Bat Yam (5811202)

26 Hakishor Street

Industrial Zone

HOLON        58867            ISRAEL

 

 

HISTORY & LEGAL FORMATION

 

A private limited company, incorporated as per file No. 51-302622-9 on the 29.10.2000.

Subject is continuing activities founded in the early 1980s.

 

 

SHARE CAPITAL

 

Authorized share capital of NIS 39,100.00, divided into -

                39,100 ordinary shares of NIS 1.00 each,

of which 100 shares amounting to NIS 100.00 were issued.

 

 

SHAREHOLDERS

 

Subject is fully owned by Yoseph Yaffe.

 

 

SOLE DIRECTOR

 

Yoseph Yaffe.

 

 

JOINT GENERAL MANAGERS

 

1.    Yoseph Yaffe,

2.    DoronYaffe, brother of Yoseph.

 

 


BUSINESS

 

Manufacturers, importers and marketers of working/professional apparel for various industries and institutions.

Also importers and marketers of working/professional footwear.

Also operating 5 branches.

 

Manufacturing is done abroad via subcontractors abroad.

 

All sales are local.

 

Among clientele: Ministry of Defense, ISRAEL PRISON AUTHORITY, THE ISRAEL ELECTRIC CORP., ISRAEL POST CO., BURGER RANCH, AFRICA ISRAEL, EL AL ISRAEL AIRLINES, TEVA PHARMACEUTICAL INDUSTRIES, PAZ OIL, DELEK, COCA COLA ISRAEL, TEMPO BEVERAGES, OSEM FOOD INDUSTRIES, TNUVA, ZOGLOWEK,  etc.

 

Among local suppliers: DELTA GALIL INDUSTRIES, FOX-WIZEL, etc.

 

Service provider: EILAT GATEPORT NOGA (forwarding).

 

Operating from rented office premises, on an area of 400 sq. meters, in 26 Hakishor Street, industrial Zone, Holon, from a plant and logistics center in the Industrial Zone, Mevoh Horon, from owned warehouse premises, on an area of 1,100 sq. meters, in 29 Nisenbaum Street, Industrial Zone, Bat Yam, and from branches in Haifa, Tel Aviv, Petach Tikva, Beer Sheva and Jerusalem.

 

Having 80 employees, as of 2011 (had 70 employees in the beginning of 2010).

 

 

MEANS

 

Financial data not forthcoming.

 

There are 11 charges for unlimited amounts registered on the company's assets (financial assets and fixed assets), in favor of Mizrahi Tefahot Bank Ltd., Israel Discount Bank Ltd. and Bank Leumi Le’Israel Ltd.

 

 

REVENMUES

 

2008 sales claimed to be NIS 40,000,000.

2009 sales claimed to be NIS 40,000,000.

2010 sales claimed to be NIS 40,000,000.

Later sales figures not forthcoming.

 

 

 

BANKERS

 

Mizrahi Tefahot Bank Ltd., Industrial Zone Holon Branch (No. 419), Holon, account No. 115997.

A check with the Central Banks' database did not reveal anything detrimental on subject’s a/m account.

 

 

CHARACTER AND REPUTATION

 

Nothing unfavorable learned.

 

Despite our efforts, we were unable to speak with subject's co-General Manager, Mr. Doron Yaffe, as he was awfully busy. We left message which so far remain unanswered. We shall update you in case we manage to get fresh details.

 

Subject is ISO 9001:2008 certified.

 

Subject is known to be among the several leading local suppliers of working and professional apparel.

 

THE NATIONAL COMPANY FOR CLOTHING & FOOTWEAR FOR WORKERS LTD., is owned by Itzhak (Itzik) Yaffe, brother of Joseph Yaffe and operating in the same line as subject. In the past the two companies were related, however according to our there is no affiliations to-date.

 

In November 2007 it was reported that subject won the NIS 1 million tender to supply uniforms for some 2,000 plant workers of the OSEM Group.

This comes after winning the NIS 500,000 tender to supply uniforms for court-house security workers. In February 2009 it was reported that subject won another NIS 500,000 tender for the court-house.

 

In December 2007, it was reported on a NIS 250,000 promotion campaign by subject.

 

In February 2008 it was reported that subject designed and manufactured the logo tricot shirts for ISRAEL POST CO. (1,690 postal workers).

 

Also in February, it was reported that subject invested NIS 2 million in its new branch in Petach Tikva.

 

In May 2008, it was reported that COFRA, world large working footwear manufacturer, which subject is its local concessionaire, will cooperate with subject in Israel and jointly they will invest € 2 million in a new branches.

 

In March 2008, it was reported that subject won the NIS 200,000 tender to supply working shoes for the ISRAEL PRISON AUTHORITY.

 

 

SUMMARY

 

Notwithstanding the lack of updated data from subject's officials, considered good for trade engagements.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.29

UK Pound

1

Rs.86.61

Euro

1

Rs.68.87

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.