MIRA INFORM REPORT

 

 

Report Date :

18.05.2012

 

IDENTIFICATION DETAILS

 

Name :

TOP RHYME INTERNATIONAL CO., LTD.

 

 

Registered Office :

8F, No.183, Sec.1, Ta-Tung Rd., Xizhi Dist., New Taipei City 221

 

 

Country :

Taiwan

 

 

Date of Incorporation :

06.03.1991

 

 

Com. Reg. No.:

86014019

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Trading of cosmetic materials

 

 

No. of Employees :

16

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Taiwan

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


Contact Points

 

Company Name:

Top Rhyme International Co., Ltd.

Supplied Name:

Top Rhyme International Co Ltd.

Trading Address:

8F, No.183, Sec.1, Ta-Tung Rd., Xizhi Dist., New Taipei City 221, Taiwan (R.O.C.)

Supplied Address:

8th Fl., Universal Center No. 183, Sec. 1, Tatung Rd, His-Chih District, New taipei City, 221 Taiwan

Telephone Number:

+886-2-2648-9333

Fax Number:

+886-2-2648-8978

E-mail:

top.rhyme@msa.hinet.net

Notes: Subject’s exact name and address are as above.

 

 

Credit Summary

 

Credit Opinion:

Business connections are permissible.

 

 

Special Notes

 

According to your inquiries, we contacted subject and obtained the following replies.

We can not find any documents to prove that subject has any improper, unethical or illegal business conducted.

Subject’s staff Ms. Cai declined to confirm whether subject has any person associated with it representing the local government in any capacity, holding government positions or a civil servant position.

It is introduced that subject can not release its customers’ information without their permission; while it is introduced that subject’s customers are all in Taiwan.

We have supplied all the available information from our sources of subject in the report.

Subject does not have any sales or sales offices in Cuba, Iran, North Korea, Sudan or Syria.

Subject is a Private Limited Company

 


Company Identification Details

 

Registered Name:

Top Rhyme International Co., Ltd.

Registered Address:

8F, No.183, Sec.1, Ta-Tung Rd., Xizhi Dist., New Taipei City 221, Taiwan (R.O.C.)

Date of Foundation:

1991-3-6

Registration Number:

86014019

Registry:

New Taipei City Government

Registered Capital:

NTD 85,000,000 (USD 2,873,000)

(As of 2012.05, 1 NTD = 0.0338 USD)

Legal Representatives:

Shiqin Yang

Legal Form:

Private Limited Company

Principal Activities:

Trading of cosmetic materials

Staff:

16 employees

Listed at Stock Exchange:

No

Date of Last Annual Return:

2011-10-3

 

 

 

History

 

Subject was incorporated on 1991-3-6 with registered number 1991-3-6 as Private Limited Company in Taiwan. Paid Up capital NTD 5,000,000

2001.10 Paid Up capital has been increased to NTD 25,000,000

2005.12 Paid Up capital has been increased to NTD 40,000,000

2011.10 Paid Up capital has been increased to NTD 85,000,000

 

 

Shareholders

 

(Unit: NTD)

Name

Subscription Amount

Shiqin Yang

4,250,000         

 

 

The information above is that of subject’s major shareholders.

 

 

Subsidiaries & Branches

 

Subject does not have any subsidiaries or branches.

 

 

Personnel Information

 

Core Management

Director

Name

Shiqin Yang

Position

Director

 

Personnel Structure

Total Employees

16 employees

 

 

Operation Information

 

Offices & Factories

 

Headquarters

Add

8F, No.183, Sec.1, Ta-Tung Rd., Xizhi Dist., New Taipei City 221, Taiwan (R.O.C.)

Production Information

l         Subject is a trader of cosmetic materials without any production activities itself.

Purchase Information

l         The registered activities of subject:

Business Code

Details

C802090

Manufacture of cleaning productss

C802100

Manufacture of Cosmetics

C802110

Manufacture of Cosmetic colors

F107030

Wholesales of cleaning products

F107200

Wholesales of chemical materials

F108040

Wholesales of Cosmetics

F108051

Retails of Cosmetic colors

F401010

International trading business

ZZ99999

Besides licensed business, all other business items those are not banned or restricted.

l         Subject’s purchases mainly from overseas market

l         Subject is the agent for the following suppliers:

1

CRODA  (UNIQEMA, I.C.I., Solaveil, Mona, Unichema)

2

NALCO (Calgon) 

3

Chemyunion

4

L'Angelica / AKOTT

5

Momentive

6

INNOSPEC

7

PURAC

8

PQ corporation (INEOS SILICAS)

9

SPEC CHEM

10

SETALG

11

Freda

12

Pacific Oleo

13

EVONIK (GOLDSCHMIDT, Degussa)

14

BiotechMarine (Secma) 

15

H. REYNAUD & FILS

16

Orgarome

17

SINO LION

18

Sachtleben (KEMIRA)

19

UENO

20

EOC Surfactants

21

Color Clay

22

Rockwood Pigments

23

Kahl & Co

24

Southern Cross

Sales Information

l         The subject is mainly engaged in sales of cosmetic materials including Oil or Fat, waxes, surfactant, active ingredients, Silica, preservative, essential oil and extract, etc

l         Subject’s products are applied to the manufacturing of hairdressing and beauty products.

l         Subject’s products are mainly sold in domestic market of Taiwan

Import and export right:

Import right

Yes

Export right

Yes

 

 

Settlements

 

Purchase

Domestic Purchase

Subject has little domestic purchase

Foreign Purchase

Product

Payment Terms

Proportion

Cosmetic materials

CBD, etc

100%

Sales

Domestic Markets

Product

Sales Terms

Proportion

Cosmetic materials

COD, CBD, etc

100%

 

Export

Subject has little export

 

 

Financial Information

 

Subject has no obligations to disclose its financial statements to the third party according to the relevant policy in Taiwan and the only source from which we can obtain the information is the subject itself.

Subject’s staff Ms. Cai declined to disclose its financials citing the grounds of company’s confidentiality; from other source we can not obtain the relevant information, either.

 

 

Bankers

 

Subject declined to disclose its bank details; from other source we can not obtain the relevant information, either.

 

 

Public Record

 

Mortgage

No chattel mortgage record of subject has been found within the recent 3 months.

 

Lawsuit

Up to date of reporting, no existing or latent litigation of the subject has been found.

 

 

Interview Details

 

Name

Ms. Cai

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.29

UK Pound

1

Rs.86.61

Euro

1

Rs.68.87

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.