MIRA INFORM REPORT

 

 

Report Date :

19.05.2012

 

IDENTIFICATION DETAILS

 

Name :

AFRAN NATIONAL FOOD CO LTD

 

 

Registered Office :

Al Marwa Street, Nozhah Industrial Area, P O Box 53128, Jeddah 21583

 

 

Country :

Saudi Arabia 

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

18.06.1997

 

 

Com. Reg. No.:

4030121581, Jeddah

 

 

Legal Form :

Limited Liability Partnership

 

 

Line of Business :

Production of bakery products as well as operators of coffee shops

 

 

No. of Employees :

170

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Saudi Arabia 

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


SUMMARY

 

Company Name                                     : AFRAN NATIONAL FOOD CO LTD

Country of Origin                                    : Saudi Arabia

Legal Form                                            : Limited Liability Partnership

Registration Date                                   : 18th June 1997

Commercial Registration Number            : 4030121581, Jeddah

Chamber Membership Number                : 64435

Issued Capital                                        : SR 1,400,000

Paid up Capital                                      : SR 1,400,000

Total Workforce                                     : 170

Activities                                               : Production of bakery products as well as operators of coffee shops.

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

Person Interviewed                                 : Tamim Abdul Hadi, Finance Manager

 

 

 


COMPANY NAME

 

AFRAN NATIONAL FOOD CO LTD

 

 

company ADDRESS

 

Registered & Physical Address

Street               : Al Marwa Street

Area                 : Nozhah Industrial Area

PO Box             : 53128

Town                 : Jeddah 21583

Country             : Saudi Arabia

Telephone         : (966-2) 6598282 / 6641811

Facsimile          : (966-2) 6598283

Mobile               : (966-50) 684747

Email                : info@lecroissantshop-me.com / info@afran-lcs.com

 

Premises

Subject operates from a medium sized suite of offices, a bakery and coffee shop that are rented and located in the Industrial Area of Jeddah.

 

Branch Office (s)

 

     Location                                                                                          Description

·       Riyadh                                                                                             Rented coffee shop

·       Dammam                                                                                         Rented coffee shop

·       Al Khobar                                                                                         Rented coffee shop

·       Madinah                                                                                           Rented coffee shop

 

 

KEY PRINCIPALS

 

     Name                                                                                              Position

·       Captain Tariq Yousef Abid                                                                  Managing Partner

·       Tariq Sulaiman Al Aqail                                                                      Partner

·       Sami Farouk Shami                                                                           General Manager

·       Mohamed Al Joaini                                                                            Production Manager

·       Tamim Abdul Hadi                                                                             Finance Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 12/02/1418 Hijri (corresponding to 18th June 1997)

 

Legal Form                  : Limited Liability Partnership

 

Commercial Reg. No.  : 4030121581, Jeddah

 

Chamber Member No. : 64435

 

Issued Capital              : SR 1,400,000

 

Paid up Capital            : SR 1,400,000

 

Name of Partner (s)

·       Captain Tariq Yousef Abid     

·       Tariq Sulaiman Al Aqail

 

 

OPERATIONS

 

Activities: Engaged in the production of bakery products as well as operators of coffee shops.

 

     Subject is sole franchise holder in the Middle East for Le Croissant Shop (France)

 

Import Countries: France and India

 

Operating Trend: Steady

 

Subject has a workforce of approximately 170 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Saudi Riyals (SR)

 

                                                Year Ending 31/12/10:                Year Ending 31/12/11:

 

Total Sales                                SR 32,500,000                           SR 34,800,000

 

Local sources consider subject’s financial condition to be Fair.

 

 

BANKERS

 

·       National Commercial Bank

Al Balad Branch

King Abdulaziz Street

PO Box: 5066

Jeddah 21422

Tel: (966-2) 6434777

Fax: (966-2) 6441686

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Local sources report that payment obligations are met in a generally timely manner and the operating history is clear. As such the company is deemed a fair trade risk and the above credit figure is considered to be within subject’s financial means.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.88

UK Pound

1

Rs.86.46

Euro

1

Rs.69.49

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.