MIRA INFORM REPORT

 

 

Report Date :

21.05.2012

 

IDENTIFICATION DETAILS

 

Name :

SLEEP HIGH SARL

 

 

Registered Office :

Bir El Abed Haret Hreyk PO Box 40181 Beirut

 

 

Country :

Lebanon

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

30.11.1993

 

 

Com. Reg. No.:

50141, Baabda

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Production and distribution of mattresses, cushions and pillows.

 

 

No. of Employees :

30

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Lebanon

C1

C1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

 

SUMMARY

 

Company Name                                     : SLEEP HIGH SARL

Country of Origin                                    : Lebanon

Legal Form                                            : Limited Liability Company

Registration Date                                   : 30th November 1993

Commercial Registration Number            : 50141, Baabda

Issued Capital                                        : LP 8,000,000

Paid up Capital                                      : LP 8,000,000

Total Workforce                                     : 30

Activities                                               : Production and distribution of mattresses, cushions and pillows.

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

           

 

 


 

COMPANY NAME

 

SLEEP HIGH SARL

 

 

ADDRESS

 

Registered & Physical Address

 

Location            : Bir El Abed Haret Hreyk

 

PO Box             : 40181

 

Town                 : Beirut

Country             : Lebanon

 

Telephone         : (961-1) 552823

Facsimile          : (961-1) 552823

Mobile               : (961-3) 620887 / 620923 / 620924

 

Premises

 

Subject operates from a medium sized suite of offices that are rented and located in the Suburban Business Area of Beirut.

 

Please note that subject’s previous address was, Seblani Building, Komatieh, Beirut.

 

Branch Office (s)

 

     Location                                                                                           Description

 

·       Factory Sleep High Building                                                               Factory premises

Oumara Area                                                                                   

Industrial Zone

Choueifate

Tel: (961-5) 437324 / 437325 / 437326

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Mohamed F A El Seblani                                                                   Managing Director

                              

·       Hani Mohamed A El Seblani                                                               Director

    

·       Abdalla Mohamed A El Seblani                                                          Director

 

·       Mahmoud Y Hawali                                                                           Director

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 30th November 1993

 

Legal Form                  : Limited Liability Company

 

Commercial Reg. No.  : 50141, Baabda

 

Issued Capital              : LP 8,000,000

 

Paid up Capital            : LP 8,000,000

 

Name of Shareholder (s)                                    

 

·       Mohamed F A El Seblani

 

·       Hani Mohamed A El Seblani

 

·       Abdalla Mohamed A El Seblani

 

·       Mahmoud Y Hawali

 

 

OPERATIONS

 

Activities: Engaged in the production, import and distribution of mattresses, cushions and pillows.

 

Import Countries: Spain, Italy, Belgium, Turkey and Tunisia.

 

Export Countries: Africa and the Middle East.

 

Brand Names: SLEEP HIGH

 

Operating Trend: Steady

 

Subject has a workforce of 30 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Lebanese Pounds (LP)

 

                                                Year Ending 31/12/10:                Year Ending 31/12/11:

 

Total Sales                                LP 6,050,000,000                       LP 6,170,000,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       Bank of Beirut and the Arab Countries Sal

PO Box: 111536

Beirut

Tel: (961-1) 867142 / 869835

Fax: (961-1) 869836

 

·       Fransabank Sal

PO Box: 110393

Beirut

Tel: (961-1) 340180 / 354573

Fax: (961-1) 354572

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Local sources report that payment obligations are met in a generally timely manner and the operating history is clear. As such the company is deemed a fair trade risk and the above credit figure is considered to be within subject’s financial means.

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.87

UK Pound

1

Rs.86.46

Euro

1

Rs.69.49

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.