1. Summary Information

 

 

Country

India

Company Name

CPR DISTRIBUTORS PRIVATE LIMITED

Principal Name 1

Mr. Ashish Raje

Status

Satisfactory

Principal Name 2

Mr. Gaurav Pahwa

 

 

Registration #

10-13162

Street Address

13 Sneh Nagar Sapna Sangeeta Road, Indore-452001, Madhya Pradesh, India

Established Date

13-11-1998

SIC Code

--

Telephone#

91-731-2390039 / 4092244

Business Style 1

Marketer

Fax #

91-731-2361213

Business Style 2

--

Homepage

www.lotuselectronics.com

Product Name 1

Consumer’s electronics

# of employees

25 (Approximately)

Product Name 2

--

Paid up capital

Rs. 903,000/-

Product Name 3

--

Shareholders

Directors or relatives of directors (100.00%)

Banking

HDFC Bank Limited

Public Limited Corp.

NO

Business Period

14 Years

IPO

NO

International Ins.

-

Public Enterprise

NO

Rating

Ba (45)

Related Company

Relation

Country

Company Name

CEO

--

--

--

--

Note

-

 

2. Summary Financial Statement

Balance Sheet as of

31.03.2011

(Unit: Indian Rs.)

Assets

Liabilities

Current Assets

44,934,000

Current Liabilities

67,734,000

Inventories

139,347,000

Long-term Liabilities

104,290,000

Fixed Assets

25,894,000

Other Liabilities

7,689,0000

Deferred Assets

0,000

Total Liabilities

179,913,000

Invest& other Assets

0,000

Retained Earnings

29,559,000

 

 

Net Worth

30,462,000

Total Assets

210,175,000

Total Liab. & Equity

210,175,000

 Total Assets

(Previous Year)

180,659,000

 

 

P/L Statement as of

31.03.2011

(Unit: Indian Rs.)

Sales

1822,458,000

Net Profit

8,131,000

Sales(Previous yr)

1,311,613,000

 

6,290,000


MIRA INFORM REPORT

 

 

Report Date :

22.05.2012

 

IDENTIFICATION DETAILS

 

Name :

CPR DISTRIBUTORS PRIVATE LIMITED

 

 

Registered Office :

13 Sneh Nagar Sapna Sangeeta Road, Indore-452001, Madhya Pradesh   

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

13.11.1998

 

 

Com. Reg. No.:

10-13162

 

 

Capital Investment/ Paid-up Capital:

Rs.0.903 Million

 

 

CIN No.:

[Company Identification No.]

U51102MP1998PTC013162

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

BPLC00776G

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Marketers of consumer’s electronics.

 

 

No. of Employees:

25 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba (45)

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 122000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Usually correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is a established company having satisfactory track. Trade relations are reported as fair. Business is active. Payments are reported to be usually correct.

 

The company can be considered normal for business dealings at usual trade terms and conditions.

 

 

NOTES:

 

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

LOCATIONS

 

Registered Office :

13 Sneh Nagar Sapna Sangeeta Road, Indore-452001, Madhya Pradesh, India

Tel. No.:

91-731-4265555/5092244/2361213

Fax No.:

91-731-2361213

E-Mail :

gaurav@lotuselectronics.com

lotus@electronics.com

customerservices@lotuselectronics.com

contact@lotuselectronics.com

careers@lotuselectronics.com 

purchase@lotuselectronics.com  

sales@lotuselectronics.com

Website :

www.lotuselectronics.com

 

 

DIRECTORS

 

As on 22.09.2011

 

Name :

Mr. Purshottam Bootaram Chhabra

Designation :

Director

Address :

575/2, M. G. Road, Indore – 452001, Madhya Pradesh, India

Date of Birth/Age :

10.12.1939

Date of Appointment :

13.11.1998

Din No.:

00095194

 

 

Name :

Mr. Ashish Ravindra Raje

Designation :

Director

Address :

579/1/3, M. G. Road, Indore-- 452001, Madhya Pradesh , India

Date of Birth/Age :

30.05.1964

Date of Appointment :

13.11.1998

Din No.:

00095163

 

 

Name :

Mr. Gaurav Pahwa

Designation :

Director

Address :

130, Jaora Compound, Indore, Madhya Pradesh, India

Date of Birth/Age :

25.06.1980

Date of Appointment :

13.11.1998

Din No.:

00110622

 

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 22.09.2011

 

Names of Shareholders

 

No. of Shares

Mr. Purshottam Bootaram Chhabra

 

30091

Mr. Ashish Ravindra Raje

 

30087

Mr. Gaurav Pahwa

 

30084

Friends Combine

 

2

Hemant Enterprises

 

2

Arora Timber Trading Company

 

1

Hemant Pahwa

 

1

Neena pahwa

 

1

Timber Trading Company

 

1

Subhash Pahwa

 

1

Sanjay Chhabra

 

1

Anita Pahwa

 

1

Friends Combine

 

1

Deepak Phwa

 

1

Garima Pahwa

 

1

Hemant Pahwa HUF

 

1

 

As on 22.09.2011

 

Category

 

Percentage

Directors or relatives of directors

 

100

 

 

BUSINESS DETAILS

 

Line of Business :

Marketers of consumer’s electronics.

 

 

Brand Names :

·         Samsung

·         LG

·         Philips

·         Haier

 

 

GENERAL INFORMATION

 

No. of Employees :

25 (Approximately)

 

 

Bankers :

·         Dena Bank

·         Union Bank of India

·         ICICI Honda City Finance

·         HSBC Bank, Indore

·         HDFC Bank Limited, HDFC Bank Houses Senapati Bapat Marg, Lower Parel (West), Mumbai – 400 013, Maharashtra, India

·         Bank of India

·         State Bank of India, Godha Colony 

·         ICICI Bank Limited, NBCC Towers, New Delhi, India

·         ICICI Bank Limited, 4, Ashok Nagar, Bhanwarkuan Road, Indore.

·         Bank of Maharashtra, Godha Colony, Indore – 452 001, India

 

 

Facilities :

Rs.in Millions

SECURED LAON

31.03.2011

31.03.2010

Working capital loans banks secured

37.610

32.275

 

 

 

UNSECURED LAON

 

 

Public Deposits unsecured

66.680

64.724

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Amit Surana and Company

Chartered Accountants

Address :

106, Trade House, 14/3, South Tukoganj, Opposite Hotel Surya, Indore, Madhya Pradesh, India

Tel. No.:

91-731-2526730

E-Mail :

amit_suranaca@yahoo.com

Pan No.:

ABJPS5946H

 

 

CAPITAL STRUCTURE

 

As on 31.03.2011

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

100000

Equity Share

Rs.10/- each

Rs.1.000 Million

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

90300

Equity Share

Rs.10/- each

Rs.0.903 Million

 

 

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

0.903

0.903

0.903

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

29.559

21.428

15.138

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

30.462

22.331

16.041

LOAN FUNDS

 

 

 

1] Secured Loans

37.610

32.275

29.227

2] Unsecured Loans

66.680

64.724

38.486

TOTAL BORROWING

104.290

96.999

67.713

DEFERRED TAX LIABILITIES

1.994

1.698

1.531

 

 

 

 

TOTAL

136.746

121.028

85.285

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

25.894

18.877

16.327

Capital work-in-progress

0.000

0.000

0.000

 

 

 

 

INVESTMENT

0.000

0.000

0.000

DEFERREX TAX ASSETS

0.000

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

139.347
108.252
70.175

 

Sundry Debtors

22.587
17.577
10.703

 

Cash & Bank Balances

4.759
10.240
2.341

 

Other Current Assets

0.000
0.000
0.000

 

Loans & Advances

17.588
25.713
14.623

Total Current Assets

184.281

161.782

97.842

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditor

60.060

53.620

25.149

 

Other Current Liabilities

7.674

2.798

1.366

 

Provisions

5.695

3.213

2.369

Total Current Liabilities

73.429

59.631

28.884

Net Current Assets

110.852

102.151

68.958

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.000

0.000

 

 

 

 

TOTAL

136.746

121.028

85.285

 


 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

31.03.2011

31.03.2010

31.03.2009

 

TURN OVER

1822.458

1311.613

866.495

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

TOTAL                                    

1799.669

1293.686

854.372

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION

22.789

17.927

12.123

 

 

 

 

 

Less

FINANCIAL EXPENSES                        

8.132

6.887

4.330

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION                                              

14.657

11.040

7.793

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                    

2.349

1.976

1.389

 

 

 

 

 

 

PROFIT BEFORE TAX                         

12.308

9.064

6.404

 

 

 

 

 

Less

TAX                                                                 

4.177

2.774

2.482

 

 

 

 

 

 

PROFIT AFTER TAX (G-H)                               

8.131

6.290

3.922

 

 

 

 

 

 

Earnings Per Share (Rs.)

90.04

69.65

43.43

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

31.03.2010

31.03.2009

Net Profit Margin

(PBT/Sales)

(%)

0.68
0.69
0.74

 

 

 
 
 

Return on Total Assets

(PBT/Total Assets}

(%)

5.86
5.02
5.61

 

 

 
 
 

Return on Investment (ROI)

(PBT/Networth)

 

0.40
0.40
0.40

 

 

 
 
 

Debt Equity Ratio

(Total Liability/Networth)

 

5.83
7.01
6.02

 

 

 
 
 

Current Ratio

(Current Asset/Current Liability)

 

2.51
2.71
3.39

 

 

LOCAL AGENCY FURTHER INFORMATION

 

 

Check List by Info Agents

Available in Report [Yes/No]

Year of Establishment

Yes

Locality of the Firm

Yes

Construction of the firm

Yes

Premises details

No

Type of Business

Yes

Line of Business

Yes

Promoters background

Yes

No. of Employees

Yes

Name of Person Contacted

No

Designation of contact person

No

Turnover of firm for last three years

Yes

Profitability for last three years

Yes

Reasons for variation <> 20%

-

Estimation for coming financial year

-

Capital the business

Yes

Details of sister concerns

No

Major Suppliers

No

Major Customers

No

Payment Terms

No

Export / Import Details [If Applicable]

No

Market Information

-

Litigations that the firm / promoter involved in

-

Banking Details

Yes

Banking Facility Details

Yes

Conduct of the banking account

-

Buyer visit details

-

Financials, if provided

Yes

Incorporation details, if applicable

Yes

Last accounts filed at ROC

Yes

Major Shareholders, if applicable

Yes

 

 

Bankers Charges Report as per Registry

 

This form is for

Creation of charge

Corporate identity number of the company

U51102MP1998PTC013162

Name of the company

Cpr Distributors Private Limited

Address of the registered office or of the principal place of  business in India of the company

13 Sneh Nagar Sapna Sangeeta Road, Indore-452001, Madhya Pradesh, India

Type of charge

Book Debts

Movable property

Floating charge

Particular of charge holder

HDFC Bank Limited, HDFC Bank Houses Senapati Bapat Marg, Lower Parel, West, Mumbai – 400 013, Maharashtra, India

Nature of description of the instrument creating or modifying the charge

Letter of Hypothecation

Date of instrument Creating the charge

31.05.2010

Amount secured by the charge

Rs. 50.000 Millions

Brief particulars of the principal terms an conditions and extent and operation of the charge

Rate of Interest :

Interest at the rate as may be communicated by the Bank from time to time.

 

Terms of Repayment :

On demand

 

Margin :

Company shall at all times during the continuance of this security maintain the said debts of a sufficient amount to provide the margin of security as may from time to time advised by the Bank.

 

Extent and Operation of the charge :

Hypothecation by way of First Charge on Company's Stocks, Book Debts etc., to secure as a continuing security for the repayment of Rs.50.000 Millions, together with interest, costs, charges, expenses and other moneys due and payable by the Company to the Bank.

Short particulars of the property charged

All the stock in trade both present and future consisting of raw materials, finished goods, goods in process of manufacturing and All the book-debts, outstanding monies receivables, claims and bills which are now due and owing or which may at any time hereafter during the continuance.

 

 

working performance review:-

 

During the year turnover of the company increase from Rs.1311.613 Millions to Rs.1822.458 Millions resulting profit of the company of Rs.8.131 Millions compare to profit of Rs.6.289 Millions of Previous Year. Directors hopeful that Company will start business and get better results in coming year.

 

fixed assets:-

 

·         Air Conditioner

·         Electric Equipment

·         EPABX System

·         Fax Machine

·         Inverter

·         Office Equipment

·         Tea and Coffee Maker

·         Auto

·         Auto Bajaj

·         Car Santro XL

·         Car Santro Zoom

·         Car Wagon R

·         TVS Scooty

·         Furniture and Fixtures

·         Computer

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.68

UK Pound

1

Rs.86.53

Euro

1

Rs.69.86

 

 

INFORMATION DETAILS

 

Report Prepared by :

BYI

 

 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

6

PAID-UP CAPITAL

1~10

5

OPERATING SCALE

1~10

5

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

5

--PROFITABILIRY

1~10

4

--LIQUIDITY

1~10

5

--LEVERAGE

1~10

5

--RESERVES

1~10

5

--CREDIT LINES

1~10

5

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

no

--OTHER ADVERSE INFORMATION

YES/NO

no

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

no

--EXPORT ACTIVITIES

YES/NO

no

--AFFILIATION

YES/NO

no

--LISTED

YES/NO

no

--OTHER MERIT FACTORS

YES/NO

yes

TOTAL

 

45

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.