MIRA INFORM REPORT

 

 

Report Date :

22.05.2012

,

IDENTIFICATION DETAILS

 

Name :

RELIANCE BEDDING INDUSTRY LLC

 

 

Registered Office :

Dubai Investment Park 2, P O Box 44459, Dubai

 

 

Country :

United Arab Emirates 

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

26.09.2007

 

 

Com. Reg. No.:

1016763, Dubai

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Manufacturers of sprung mattresses and mattress components

 

 

No. of Employees :

53

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

United Arab Emirates 

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


SUMMARY

 

Company Name                                     : RELIANCE BEDDING INDUSTRY LLC

Country of Origin                                    : Dubai, United Arab Emirates

Legal Form                                            : Limited Liability Company - LLC

Registration Date                                   : 26th September 2007

Commercial Registration Number            : 1016763, Dubai

Trade Licence Number                            : 601010

Chamber Membership Number                : 124245

Issued Capital                                        : UAE Dh 300,000

Paid up Capital                                      : UAE Dh 300,000

Total Workforce                                     : 53

Activities                                               : Manufacturers of sprung mattresses and mattress components.

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

Person Interviewed                                 : Vivesk Sheel Handa, Managing Director

 

 

 


COMPANY NAME

 

RELIANCE BEDDING INDUSTRY LLC

 

 

company ADDRESS

 

Registered & Physical Address

Location            : Dubai Investment Park 2

PO Box             : 44459

Town                 : Dubai

Country             : United Arab Emirates

Telephone         : (971-4) 8856976

Facsimile          : (971-4) 8856634

Mobile               : (971-50) 4537154

Email                : rbidxb@eim.ae

 

Please note that subject’s previous address was, Jebel Ali Free Zone, Dubai.

 

Premises

Subject operates from a medium sized suite of offices and a factory that are rented and located in the Industrial Area Dubai.

 

 

KEY PRINCIPALS

 

     Name                                                          Nationality                               Position

 

·       Vivesk Sheel Handa                                      Indian                                        Managing Director

 

·       Samir Jawhar Lal                                           Indian                                        Director

 

·       Maryam Abdullah                                          Emirati                                      Director

 

·       Ishwar Vaid                                                        -                                          General Manager

 

·       Neem Alam                                                       -                                          Production Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 26th September 2007

 

Legal Form                  : Limited Liability Company - LLC

 

Commercial Reg. No.  : 1016763, Dubai

 

Trade Licence No.       : 601010 (Expires 27/09/2012)

 

Chamber Member No. : 124245

 

Issued Capital              : UAE Dh 300,000

 

Paid up Capital            : UAE Dh 300,000

 

Name of Shareholder (s)                                                    Percentage

 

·       Maryam Abdullah                                                                  51%

 

·       Vivesk Sheel Handa                                                              25%

 

·       Samir Jawhar Lal                                                                   24%

 

 

AFFILIATED COMPANIES

 

·       Al Muqadimah Trading LLC

PO Box: 28582

Sharjah

Tel: (971-6) 5346562

Fax: (971-6) 5346568

 

 

OPERATIONS

 

Activities: Engaged in the manufacture of sprung mattresses and mattress components, specialising in Bonnel

     springs, M-springs and M-Corners, as well as printed mattress ticking , TC fabrics, Jacquard fabrics,

     polypropylene spun bonded non -woven fabrics, mattress tape, polyester mattress tape and trim foam.

 

Import Countries: Europe and the Far East.

 

Operating Trend: Steady

 

Subject has a workforce of 53 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: United Arab Emirates Dirham (UAE Dh)

 

                                                Year Ending 31/12/10:                Year Ending 31/12/11:

 

Total Sales                                UAE Dh 13,600,000                   UAE Dh 15,000,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above figures were provided by Mr Vivesk Sheel Handa, Managing Director

 

 

BANKERS

 

·       National Bank of Dubai

Baniyas Street

     PO Box: 777

     Dubai

     Tel: (971-4) 2222241

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Local sources report that payment obligations are met in a generally timely manner and the operating history is clear. As such the company is deemed a fair trade risk and the above credit figure is considered to be within subject’s financial means.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.68

UK Pound

1

Rs.86.52

Euro

1

Rs.69.86

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.