MIRA INFORM REPORT

 

 

Report Date :

23.05.2012

 

IDENTIFICATION DETAILS

 

Name :

TOWELL MATTRESS & FURNITURE INDUSTRY LLC

 

 

Registered Office :

Industrial Area No. 15 PO Box 28958 Sharjah

 

 

Country :

United Arab Emirates

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

26.02.2003

 

 

Com. Reg. No.:

44542, Sharjah

 

 

Legal Form :

Limited Liability Company - LLC

 

 

Line of Business :

Manufacturers of mattress springs, sofas, pillows and foam products.

 

 

No. of Employees :

250

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

UAE

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


SUMMARY

 

Company Name                                     : TOWELL MATTRESS & FURNITURE INDUSTRY LLC

Country of Origin                                    : Sharjah, United Arab Emirates

Legal Form                                            : Limited Liability Company - LLC

Registration Date                                   : 26th February 2003

Commercial Registration Number            : 44542, Sharjah

Trade Licence Number                            : 507345

Issued Capital                                        : UAE Dh 4,000,000

Paid up Capital                                      : UAE Dh 4,000,000

Total Workforce                                     : 250

Activities                                               : Manufacturers of mattress springs, sofas, pillows and foam products.

Financial Condition                                 : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

Person Interviewed                                 : Shiva Nandi Thevar, Commercial Manager

 

 

 


 

COMPANY NAME

 

TOWELL MATTRESS & FURNITURE INDUSTRY LLC

 

 

ADDRESS

 

Registered & Physical Address

 

Location            : Industrial Area No. 15

 

PO Box             : 28958

 

Town                 : Sharjah

Country             : United Arab Emirates

 

Telephone         : (971-6) 5340484

Facsimile          : (971-6) 5340485

Email                : tmfishj@emirates.net.ae / shiva@towellmattress.ae

 

Premises

 

Subject operates from a large suite of offices and a factory that are rented and located in the Industrial Area of Sharjah.

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Ashok Sharma                                                                                  Chief Executive Officer

 

·       Shiva Nandi Thevar                                                                            Commercial Manager

 

·       David Nixon                                                                                      Marketing Manager

 

·       N G Subarayan                                                                                 Finance Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 26th February 2003

 

Legal Form                  : Limited Liability Company - LLC

 

Commercial Reg. No.  : 44542, Sharjah

 

Trade Licence No.       : 507345

 

Issued Capital              : UAE Dh 4,000,000

 

Paid up Capital            : UAE Dh 4,000,000

 

Name of Shareholder (s)                                             Percentage

 

·       W J Towell & Co LLC                                                 100%

W J Towell Building

Bank Al Marakzi Street

Muttrah Business District

PO Box: 1040

       Muscat

       Oman

       Tel: (968) 24708304 / 24708308

       Fax: (968) 24793882 / 24794367

 

 

AFFILIATED COMPANIES

 

·       Taylor Woodrow - Towell Co LLC

·       Brown & Root Mid East LLC

·       General Electric & Trading Co LLC (Genetco)

·       Jotun Paints & Co LLC

·       Premix LLC

·       Readymix LLC

·       Oman National Dairy Products Co SAOG

·       Oman International Development Co LLC

·       Cold Storage & Trading Co LLC

·       Towell Lever LLC

·       Granherne & Co LLC

·       Housetex Co Ltd

·       Al Fajer Furnishing Co LLC

·       Towell Auto Centre

·       Middle East Telecommunication Company LLC

·       Towell Construction & Maintenance Co LLC

·       Environmental Services LLC

·       Matrah Cold Stores LLC

·       Modern Cleaning Services

·       Towell Barwil Co LLC

·       Mazoon Printing Press

·       Towell Tools & Engineering Co LLC

 

 

OPERATIONS

 

Activities: Engaged in the manufacture of mattress springs, sofas, pillows and foam products.

Import Countries: Europe and GCC countries.

Brand Names: TOWELL SPRING, SPRING WALL, SPRING AIR and WINDSOR

Operating Trend: Steady

 

Subject has a workforce of approximately 250 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: United Arab Emirates Dirham (UAE Dh)

 

                                                Year Ending 31/12/10:                Year Ending 31/12/11:

 

Total Sales                                UAE Dh 87,600,000                   UAE Dh 95,000,000

 

Local sources consider subject’s financial condition to be Good.

 

The above figures were provided by Mr Shiva Nandi Thevar, Commercial Manager

 

 

BANKERS

 

·       National Bank of Sharjah

Al Boorj Avenue

     PO Box: 4

     Sharjah

     Tel: (971-6) 5547747

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Local sources report that payment obligations are met in a generally timely manner and the operating history is clear. As such the company is deemed a fair trade risk and the above credit figure is considered to be within subject’s financial means.

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.88

UK Pound

1

Rs.86.84

Euro

1

Rs.70.21

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.