MIRA INFORM REPORT

 

 

Report Date :

24.05.2012

 

IDENTIFICATION DETAILS

 

Name :

DABUR EGYPT LTD

 

 

Registered Office :

2 Saudi Buildings El Nozha Street Heliopolis Cairo

 

 

Country :

Egypt

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

12.06.1996

 

 

Com. Reg. No.:

245

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Manufacturers of cosmetics, hair and skin care products.

 

 

No. of Employees :

50

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Egypt

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

 

 

 

 


 

 

SUMMARY

 

Company Name                                     : DABUR EGYPT LTD

Country of Origin                                    : Egypt

Legal Form                                            : Limited Liability Company

Registration Date                                   : 12th June 1996

Commercial Registration Number            : 245

Issued Capital                                        : £E 1,804,180

Paid up Capital                                      : £E 1,804,180

Total Workforce                                     : 50

Activities                                               : Manufacturers of cosmetics, hair and skin care products.

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

 

 

 


COMPANY NAME

 

DABUR EGYPT LTD

 

 

ADDRESS

 

Registered & Physical Address

 

Building             : 2 Saudi Buildings

Street               : El Nozha Street

Area                 : Heliopolis

 

Town                 : Cairo

Country             : Egypt

 

Telephone         : (20-2) 22901739 / 22900264

Facsimile          : (20-2) 22901739

Mobile               : (20-12) 3903188

 

Premises

 

Subject operates from a medium sized suite of offices that are rented and located in the Central Business Area of Cairo.

 

Branch Office (s)

 

     Location                                                                                           Description

 

·       B4 Industrial Zone, Block 5                                                                Factory premises

Sharkeya

     10th of Ramadan City

     Tel: (20-15) 361911 / 361829 / 380135

     Fax: (20-15) 366756

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Anoob Sharma                                                                                  Chairman

 

·       Vishal Bhimani                                                                                  Finance Manager

 

·       Hebatallah Hesham Anas                                                                   Office Manager

 

·       Mohamed Ezzat                                                                                Purchasing Manager

 

·       Ibrahim Safwat                                                                                  Production Manager

 

·       Engy Das                                                                                         Factory Manager

 

·       Gaser Sherin                                                                                    Sales Manager

 

·       Moheb Kaisar                                                                                   Marketing Manager

 

·       Mahmoud Abu Fasha                                                                        Human Resources Manager

 

·       Mohamed Safwat                                                                              Project Manager

 

·       Heba Hazem                                                                                     Office Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 12th June 1996

 

Legal Form                  : Limited Liability Company

 

Commercial Reg. No.  : 245

 

Issued Capital              : £E 1,804,180

 

Paid up Capital            : £E 1,804,180

 

Name of Shareholder (s)                                                       Percentage

 

·       Dabur India Ltd                                                                      100%

Kaushambi
Ghaziabad - 201010
Uttar Pradesh

India

Tel: (91-120) 3982000

Fax: (91-120) 3001000

 

 

OPERATIONS

 

Activities: Engaged in the manufacture of cosmetics, hair and skin care products.

 

Import Countries: India

 

Export Countries: Sudan, Morocco, Libya, Jordan, Syria and Kenya

 

Brand Names: DABUR, VATIKA and AMLA

 

Operating Trend: Steady

 

Subject has a workforce of 50 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Egyptian Pounds (£E)

 

Balance Sheet                                                             31/03/2011                    31/03/2010

 

Non-current assets

Fixed assets (net)                                                          17,333,196                    15,509,423

Projects in Progress                                                       14,454,343                      3,686,545

Total non-current assets                                              31,787,539                    19,195,968

 

Current Assets

Inventory and goods transit                                             20,477,398                    10,162,664

Accounts and notes receivables                                      20,389,875                    17,838,725

Prepaid expenses and other debit balances                        5,194,413                      2,214,171

Due from inter company                                                                0                           16,464

Investment                                                                                500                               500

Treasury bonds                                                                5,865,000                      9,700,198

Advance payment                                                            3,571,957                      1,191,806

Cash in hand & cash at bank                                            6,294,205                      4,355,229

Total current assets                                                     61,793,348                    45,479,757

 

Current Liabilities

Provisions                                                                       5,736,350                      5,050,620

Bank overdraft                                                                  2,275,776                      2,420,089

Trade payable                                                                  6,608,563                      5,803,170

Creditors & other credit balances                                     20,192,261                    17,559,609

Due to inter company                                                       4,247,043                      1,369,718

Total current liabilities                                                39,059,993                    32,203,206

Working Capital                                                           22,733,355                    13,276,551

Total owner’s equity & employed capital                    54,520,894                    32,472,519

Shareholder’s Equity

Paid up capital                                                                 1,804,180                      1,804,180

Legal reserve                                                                      494,274                         494,274

Retained earnings                                                          51,218,337                    28,832,349

Total Liabilities and shareholder’s equity                   53,516,791                    31,130,803

Long term liabilities (IDA, land)                                             563,750                      1,127,500

Deferred tax                                                                        440,353                         214,216

Total Liabilities and shareholder’s equity                   54,520,894                    32,472,519

 

 

 

Income Statement                                                       31/03/2011                    31/03/2010

 

Sales (net)                                                                    136,021,336                  97,822,326

Cost of goods sold                                                         (69,492,580)                 (47,564,612)

Selling and marketing expenses                                      (26,456,569)                 (23,485,323)

Gross profit                                                                    40,072,187                  26,772,391

 

Less:

General and administrative expenses                               (13,566,735)                 (9,384,942)

Depreciation & amortization                                                  (254,810)                     (225,393)

Operating profit                                                             26,250,642                  17,162,056

 

Less:

Interest on cash credit                                                            (74,079)                    (122,693)

Capital loss (sales assets)                                                      (38,346)                      (45,675)

Provisions for leave encashment                                            (318,094)                     (146,730)

Provisions for slow non moving stock                                     (365,318)                        -

Difference in currency exchange                                              (26,224)                    (200,934)

 

Add:

Capital gain (sale assets)                                                         -                                34,059

Unused provision                                                                   847,730                         -

Other income                                                                     1,952,314                    1,213,542

Net profit for the period before income tax                   28,228,625                  17,893,625

 

Less:

Provisions for income tax                                                    5,402,000                    3,325,000

Deferred income tax                                                              226,137                       214,216

Net profit for the period after tax                                   22,600,488                  14,354,409

 

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       Banque du Caire Barclays Internationale SAE

12 Midan El Sheikh Youssef Street

Garden City

PO Box: 110, Maglis El Shaab

Cairo

Tel: (20-2) 33542195 / 33549415 / 33549422

Fax: (20-2) 33552746

 

·       HSBC Bank Egypt

Maadi

     Cairo

     Tel: (20-2) 25298000

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

Date of transaction                              February 2011

Credit amount                                        100,000

Amount overdue                         0

Payment terms                                      60 days

Payment Method                                   Letters of Credit

Paying record                                        No Complaints

Currency                                               US Dollars

 

 

GENERAL COMMENTS

 

Local sources report that payment obligations are met in a generally timely manner and the operating history is clear. As such the company is deemed a fair trade risk and the above credit figure is considered to be within subject’s financial means.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.93

UK Pound

1

Rs.88.15

Euro

1

Rs.70.88

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.