MIRA INFORM REPORT

 

 

Report Date :

24.05.2012

 

IDENTIFICATION DETAILS

 

Name :

EXIM SPICES (PTY) LTD

 

 

Registered Office :

372 Voortrekker Road, Maitland, Cape Town 7405

 

 

Country :

South Africa

 

 

Date of Incorporation :

06.10.2000

 

 

Com. Reg. No.:

2000/025537/07

 

 

Legal Form :

Private Company

 

 

Line of Business :

Blending, Milling, Roasting and Packaging of Dry Spice Recipes

 

 

No. of Employees :

55

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

Company summary

 

Subject Name

EXIM SPICES (PTY) LTD

Country

SOUTH AFRICA

Subject Contact person

CHRIS PARNELL – Financial Manager

 

 

 

Assessment

 

 

 

On investigation we made contact with MR. CHRIS PARNELL the financial manager for the subject who assisted with the information.

 

This appears to be a well-established company being part of the EXIM GROUP with the directors having an extensive background history on the business.

 

The business is owned by; THE MANOR TRUST, THE ORIEL TRUST and THE ZAC TRUST.

 

A bank code C was obtained for an amount of R 500 000 over a 30 day period.

 

Please see the available information for the subject below.

 

 

 

 

 

 

 

 

 

Company Information

 

Registered Name

EXIM SPICES (PTY) LTD

Trading as/ Division Name

None

Previous Name

None

Date of Name Change

None

Registration Number

2000/025537/07

Registration Date

2000-10-06

Date Commenced Trading

2000-10-06

Age of Business

11 Years 7 Months

History of Business

The EXIM GROUP was founded in 1985 by Bryan, Bruce and Gary Neill.

EXIM SPICES commissioned the first Steam Lab in Africa in late 2006.

History of Principals

The directors are originally from ZIMBABWE where they were educated.

Mr. BRYAN NEILL established F.NEILL & SONS which developed into a very successful business.

Shareholders and  % holding

33.33 % - MANOR TRUST

33.33 % - ORIEL TRUST

33.33 % - ZAC TRUST

Authorised Share Capital

1000 ordinary shares divided into R1 each

Issued Share Capital

R 100

Status

In Business

Operations Assessment

Blending, Milling, Roasting and Packaging of Dry Spice Recipes

Industry/ Customers

Wholesalers and Retail Stores

Export

Yes

ZIMBABWE

BOTSWANA

ZAMBIA

Major Industry Code / SICC

88950

Definition of Code

Packaging Activities

Head Office Physical Address

 

 

372 Voortrekker Road

Maitland

CAPE TOWN

7405

Head Office Postal Address

 

 

PO Box 27705

Rusper Road

Maitland

CAPE TOWN

8000

Current Tel Number

021 5104740 / 021 5114009

Cell number

083 3568662

Current Fax Number

021 5104745 / 021 5117514

Current Email Address

info@exim.co.za

Web Site Address

www.exim.co.za

 

 

Auditors Information

 

Company Registered Name

GRANT THORNTON CAPE INTERNATIONAL

Trading Name

GRANT THORNTON

Registration Number

2010/016204/21

Physical Address

6th Floor

119 Hertzog Boulevard

Foreshore

CAPE TOWN

8000

Postal Address

Private Bag 28

BENMORE

2010

Contact Person

JACKIE BARNARD

Contact Number

021 4178800

Email

Unavailable

Principals

16

Judgements Against Subject

None

Judgements Against Principals

None

Subject Verified as Client

Yes

Profession Number

925438E

VAT Number

4950256596

Tax Number

9151210185

BEE Status

Yes - Level 4

Financial Year End

December 31

Years With Auditors

10 Years

Website

www.gt.co.za

 

Previous Auditors

Company Name

Phone Number

Time with previous auditors

WILDERLOCKITCH

Unavailable

Unknown

MD ACCOUNTANTS AND AUDITORS INCORPORATED

Unavailable

Unknown

 

Tax Information

Vat Number

4060201193

Status

Active

Vat Liable Date

2001-03-01

Tax Number

9777051146

Tax Clearance Expire Date

Unavailable

Financial Year End

February

 

Black Economic Empowerment

Status

None Compliant

Score

 

Expire Date

 

BEE Certificate Available

 

 

ISO Status

Type of ISO Grade

10330:2006

ISO Certificate

Yes

ISO Certificate Available

Yes

Certified by an Accredited Agent

Yes – SABS COMMERCIAL

 

Workman’s compensation

Registered

Yes

Compliance Certified

Yes

 

Company Structure

 

Subsidiaries

Subsidiary Company

None

Shareholding

 

Registration Number

 

Import / Export

 

 

Number of Employees

55

1.       Salaried employees

10

2.       Waged employees

45

3.       Permanent employees

55

 



Company Fleet

No of vehicles:

Owned/ Leased

Value

Outstanding Balance

The Fleet is made up of

2 Vehicles

1.       Light Delivery Vehicles

1

Owned

 

 

2.       Trucks

1

Owned

 

 

 

Offices

 


Head Office Owned/ Rented

Owned

Owned by

Directors of EXIM

Value

R 10 000 000

Bond

None

Type of Premises

Administration Office

Casing Plant

National Package Warehouse

National Distribution Node

Cash and Carry Retail Outlet

 

 

Branches Names

Country

Province

None

 

 

 


Branches Owned/ Rented

None

Rental Company

 

Owned

 

Value

 

Bank

 

Bond

 

Lease Agreement

 

Lease Expire Date

 

Type of Premises

 

 

 

Management Overview

 

Organisation chart

Level

Position

Name

1

Director

Director

Director

BRUCE NEILL

GARY NEILL
PAUL NEILL

 

Company Structure (Ownership)

 

Note: One level up and all levels down

Holding

Company

Sub

33.33 % - MANOR TRUST

33.33 % - ORIEL TRUST

33.33 % - ZAC TRUST

EXIMSPICES (PTY) LTD

None

 

 

 


Trade References

 

Key deals signed within the past 12 months.

 

Company

Value

Contact

Declined

 

The subject deems this information to be confidential

 

Trade Reference nr

Supplier

Contact

1

PROTEA FOOD INGREDIENTS

011 8423600

2

BOWMAN INGREDIENTS

021 5052300

 

Trade References Detail

Nr

Age of Acc

Credit Limit

Max Credit

Terms

Average Purchases

Terms Taken

Comment

1

10 Years +

Declined

R 150 000

30 Days

R 100 000

30 Days

Excellent Account – Always pay on time

2

9 Years

R 50 000

R 65 000 +

30 Days

R 60 000

30 Days

Very Good Account – No Problems with payments

 

Adverse Information on Subject

 

Judgements

Judgements

None

Possible Judgements

None

Civil Court

None

RDs

None

 

Business Rescue

Date registered

Business rescue practitioner

Contact Information

Details

None

 

 

 

 

Default Listings

Date

Details

None

 

 

Notarial Bonds

Date

Details

None

 

 

Bank Information

Bank

NEDBANK

Branch

BUSINESS SOUTH PENINSULA

Bank Account Number

1073283313

Type of Account

Cheque

Account Name

EXIM SPICES (PTY) LTD

Overdraft Facilities

Yes – R 4 000 000 Linked to EXIM INTERNATIONAL

Date Opened

Unavailable

Bank Code

C

Bank Comment

 

The subject’s bankers consider them good for all business normal engagements.

 

Bank Codes History

Date requested

Bank Code

Enquiry Amount

Number of RD’s

RD amount

RD Date

Bank Comments

Years with bank

None

 

 

 

 

 

 

 

 

 

Previous Bank Accounts

Banker

Branch Code

Account Holder

Account number

Date opened

Years with bank

None

 

 

 

 

 

 

 

Deeds Information

 

Property Interests for Company

Title Deed No.

None

Erf/Site No.

 

Deeds Office

 

Physical Address

 

Property Type

 

Extent / Size

 

Purchase Date

 

Purchase price

 

% Ownership

 

Bond Holder

 

Bond Number

 

Bond Amount

 

 

Financial Information

                                                            

Financial Estimates

CURRENT ASSETS

Declined – The subject deems this information to be confidential

Stock

 

Debtors

 

FIXED ASSETS

 

Plant, Equipment, Vehicles

 

Property

 

CURRENT LIABILITIES

 

Creditors

 

Loans/ From?

 

LONG TERM LIABILITIES

 

Morgage Bonds

 

Previous Year Turnover

 

Estimated Current Year Turnover

 

Current Turnover per month

 

Current Turnover per annum

 

 

Please note the following:

Turnover and assets less than R 1,000,000.00

The subject falls within the National Credit Act

Turnover and assets less than R 2,000,000.00

The subject falls within the Consumer Protection Act

 

Principals

Number of Principals

3

Average Age of Active Principals

48

 

Active Principals

Principal 1 of 3: PAUL NEILL

Surname

NEILL

First Name

PAUL

Other Names

D

Marital Status

Married

ID Number

6809305661082

Verified ID Number

Yes

Current Age

44

Designation

Director

Status

Active

Appointment Date

2000-10-06

Physical Address (at time of Appointment)

4 Olivie Close

CONSTANTIA

7800

Postal Address

4 Olivie Close

CONSTANTIA

7800

Current Tel Number

021 7945592 / 021 5114009

Cell number

082 4904676

Current Fax Number

021 5104745 / 021 5117514

Current Email Address

info@exim.co.za

Shareholding

0.0000

 

Adverse Information for: PAUL NEILL

 

Judgement

Number of Judgements

None

 

Debt Review

Debt review

None

 

Other

Default data

None

 


Business Information for: PAUL NEILL

 

Current Business Interests

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

EXIM REEF CC

1990/009645/23

In Business

22 Years 2 Months

0

No

KAROO CASINGS CC

1995/013013/23

In Business

17 Years 2 Months

0

No

EXIM SPICES (PTY) LTD

2000/025537/07

In Business

11 Years 7 Months

0

No

EXIM INTERNATIONAL (PTY) LTD

2001/023754/07

In Business

10 Years 7 Months

0

No

EXIMPROP INVESTMENTS CC

2011/058839/23

In Business

1 Years 1 Months

0

No

NATURAL HERBS AND SPICES CC

B1994/029528/23

In Business

17 Years 8 Months

0

No

 

Previous Business Interests

Average Age of Previous Business Interests

14 Years

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

QUICKVEST 7 (PTY) LTD

1998/008544/07

Dissolved

14 Years

0

No

 

Deeds Information

 

Property Interests for: PAUL NEILL

Title Deed No.

T95768/2000

Erf/Site No.

 

Deeds Office

CAPE TOWN

Physical Address

4 Olive Huis-In-Bos

SOUTHERN SUBURBS

Property Type

Freehold / Ervin

Extent / Size

4256.0SQM

Purchase Date

2000-09-08

Purchase price

R 1 688 000,00

% Ownership

0.0000

Bond Holder

NEDCOR BANK LTD

Bond Number

B621562000

Bond Amount

R 1 200 000,00

 

Principal 2 of 3: GARY NEILL

Surname

NEILL

First Name

GARY

Other Names

D

Marital Status

Married

ID Number

6206255951086

Verified ID Number

Yes

Current Age

50

Designation

Director

Status

Active

Appointment Date

2000-10-06

Physical Address (at time of Appointment)

14 Avenue

Lombardie

CONSTANTIA

7800

Postal Address

14 Avenue

Lombardie

CONSTANTIA

7800

Current Tel Number

021 7945325 / 021 5104740

Cell number

082 4904682

Current Fax Number

021 5104745 / 021 5117514

Current Email Address

info@exim.co.za

Shareholding

0.0000

 

Adverse Information for: GARY NEILL

Judgement

Number of Judgements

None

 

Debt Review

Debt review

None

 

Other

Default data

None

 

Business Information: GARY NEILL

 

Current Business Interests

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

EXIM REEF CC

1990/009645/23

In Business

22 Years 2 Months

0

No

KAROO CASINGS CC

1995/013013/23

In Business

17 Years 2 Months

0

No

EXIM SPICES (PTY) LTD

2000/025537/07

In Business

11 Years 7 Months

0

No

EXIM INTERNATIONAL (PTY) LTD

2001/023754/07

In Business

10 Years 7 Months

0

No

EXIMPROP INVESTMENTS CC

2011/058839/23

In Business

1 Year 1 Months

0

No

NATURAL HERBS AND SPICES CC

B1994/029528/23

In Business

17 Years 8 Months

0

No

 

Previous Business Interests

Average Age of Previous Business Interests

17 Years

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

EXIM CASINGS CC

1992/010273/23

Deregistration Final

20 Years 1 Month

0

No

QUICKVEST 7 (PTY) LTD

1998/008544/07

Dissolved

14 Years

0

No

 

 

Deeds Information

 

Property Interests for: GARY NEILL

 

Title Deed No.

None

Erf/Site No.

 

Deeds Office

 

Physical Address

 

Property Type

 

Extent / Size

 

Purchase Date

 

Purchase price

 

% Ownership

 

Bond Holder

 

Bond Number

 

Bond Amount

 

 

Principal 3 of 3: BRUCE NEILL

Surname

NEILL

First Name

BRUCE

Other Names

A

Marital Status

Married

ID Number

6101235735081

Verified ID Number

Yes

Current Age

51

Designation

Director

Status

Active

Appointment Date

2000-10-06

Physical Address (at time of Appointment)

6 Tanja Road

CONSTANTIA

7800

Postal Address

6 Tanja Road

CONSTANTIA

7800

Current Tel Number

021 7904961 / 021 7943091

Cell number

082 4904683

Current Fax Number

021 5104745 / 021 5117514

Current Email Address

info@exim.co.za

Shareholding

0.0000

 

Adverse Information for: BRUCE NEILL

Judgement

Number of Judgements

None

 


 

Debt Review

Debt review

None

 

Other

Default data

None

 

Business Information for: BRUCE NEILL

 

Current Business Interests

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

EXIM REEF CC

1990/009645/23

In Business

22 Years 2 Months

0

No

KAROO CASINGS CC

1995/013013/23

In Business

17 Years 2 Months

0

No

EXIM SPICES (PTY) LTD

2000/025537/07

In Business

11 Years 7 Months

0

No

EXIM INTERNATIONAL (PTY) LTD

2001/023754/07

In Business

10 Years 7 Months

0

No

EXIMPROP INVESTMENTS CC

2011/058839/23

In Business

1 Year 1 Month

0

No

NATURAL HERBS AND SPICES CC

B1994/029528/23

In Business

17 Years 8 Months

0

No

 

Previous Business Interests

Average Age of Previous Business Interests

17 Years

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

EXIM  CASINGS CC

1992/010273/23

Deregistration Final

20 Years 1 Month

0

No

QUICKVEST 7 (PTY) LTD

1998/008544/07

Dissolved

14 Years

0

No

 

Deeds Information

 

Property Interests for: BRUCE NEILL

Title Deed No.

T74908/2000

Erf/Site No.

 

Deeds Office

CAPE TOWN

Physical Address

6 Tanja Road

CONSTANTIA HEIGHTS

SOUTHERN SUBURBS

7800

Property Type

Freehold / Ervin

Extent / Size

4003.0SQM

Purchase Date

2000-06-29

Purchase price

R 2 200 000,00

% Ownership

0.0000

Bond Holder

 

Bond Number

 

Bond Amount

R 0,00


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.93

UK Pound

1

Rs.88.15.

Euro

1

Rs.70.88

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.