MIRA INFORM REPORT

 

 

Report Date :

24.05.2012

 

IDENTIFICATION DETAILS

 

Name :

HOVER AUTOMATIVE INDIA PRIVATE LIMITED

 

 

Registered Office :

Metro Estate, 178, C.S.T. Road, Kalina, Santacruz (East), Mumbai – 400098, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

23.04.2008

 

 

Com. Reg. No.:

55-181461

 

 

Capital Investment / Paid-up Capital :

Rs. 1.562 Millions

 

 

CIN No.:

[Company Identification No.]

U28990MH2008PTC181461

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

MUMH11453B

 

 

PAN No.:

[Permanent Account No.]

AACCH0477M

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Providing Sales, Services, Parts, Marketing, Training and Dealer Development functions in the Indian market.

 

 

No. of Employees :

Not Divulged by Management

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (27)

 

RATING

STATUS

 

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 130000

 

 

Status :

Moderate

 

 

Payment Behaviour :

Slow

 

 

Litigation :

Clear

 

 

Comments :

Subject is a part of Nissan Motors India Private Limited. It is an established company having moderate track. There appears some accumulated losses recorded by the company. Profitability of the company is under pressure. However, trade relations are reported as fair. Business is active. Payments are reported to be slow.

 

The company can be considered for business dealings with some caution.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

INFORMATION DECLINED BY

 

Name :

Mr. Venkat

Designation :

G M Finance

Contact No.:

91-22-66208888

Date :

23.05.2012

 

 

LOCATIONS

 

Registered Office :

Metro Estate, 178, C.S.T. Road, Kalina, Santacruz (East), Mumbai – 400098, Maharashtra, India

Tel. No.:

91-22-66208888

Fax No.:

91-22-66208899

E-Mail :

dinesh@rckca.com

venkat.TR@hai.net.in

Website :

http://www.hai.net.in

 

 

Marketing and Sales Office:

Grande Palladium, 5th Floor, “B” Wing, 175, CST Road, Kalina, Santacruz (East), Mumbai – 400098, Maharashtra, India

 

 

DIRECTORS

 

AS ON 30.09.2011

 

Name :

Mr. Gurinder Mohan Singh Nindrajog

Designation :

Additional Director

Address :

D-44, South Extension, Part – II, New Delhi – 110049, India

Date of Appointment :

07.05.2008

DIN No.:

00182858

 

 

Name :

Mr. Moez Sadrudin Mangalji

Designation :

Additional Director

Address :

2, Smithdale Estates, Houston Texas, Texas – 77024,  USA

Date of Appointment :

07.05.2008

DIN No.:

02143966

 

 

Name :

Mr. Kevin Heaton Whalen

Designation :

Director

Address :

617 W, Friar Truck Lane, Houston Texas – 77024

Date of Appointment :

07.05.2008

DIN No.:

02146570

 

 

KEY EXECUTIVES

 

Name :

Mr. Venkat

Designation :

G M Finance

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 30.09.2011

 

Names of Shareholders

 

No. of Shares

Aston Westmont Holdings Limited, Mauritius

 

156219

Joe Moore

 

1

Total

 

156220

 

AS ON 17.10.2011

 

Names of Allottees

 

No. of Shares

Gurinder Mohan Singh (HUF)

 

57780

Gurinder Mohan Singh

 

1180100

Aston Westmont Holding Limited, Mauritius

 

3000000

Salsha Incorporation, USA

 

178770

Total

 

4416650

 

AS ON 30.09.2011

 

Equity Share Breakup

 

Percentage of Holding

Category

 

 

Foreign holdings [Foreign institutional investors, Foreign Companies, Foreign Financial Institutions, Non-resident Indian or Overseas corporate bodies or others]

 

99.99

Directors or relatives of directors

 

0.01

Total

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Providing Sales, Services, Parts, Marketing, Training and Dealer Development functions in the Indian market.

 

 

GENERAL INFORMATION

 

No. of Employees :

Not Divulged by Management

 

 

Bankers :

Not Divulged by Management

 

 

Facilities :

Unsecured Loan

As on 31.03.2011

(Rs. in Millions)

As on 31.03.2010

(Rs. in Millions)

From Friends and Relatives

0.100

0.000

Total

0.100

0.000

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

 Sanjeev Kapoor and Associates

Chartered Accountants

Address :

D-36, N.D.S.E.-Ii, New Delhi – 110049, India

Income-tax PAN of auditor or auditor's firm :

AAQPK7924D

 

 

Associates/Subsidiaries :

v      Nissan Motors India Private Limited

Address: ASV Ramana Towers, 37 and 38, Venkatnarayana Road, T. Nagar - 600017

 

 

Enterprises :

v      Ichibaan Automobiles Private Limited

v      Budget Rent-a-Car

v      GMS Motors Private Limited

 


 

CAPITAL STRUCTURE

 

AS ON 30.09.2011

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

5000000

Equity Shares

Rs. 10/- each

Rs. 50.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

4572870

Equity Shares

Rs. 10/- each

Rs. 45.729 Millions

 

 

 

 

 

 

AS ON 31.03.2011

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

2500000

Equity Shares

Rs. 10/- each

Rs. 25.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

156220

Equity Shares

Rs. 10/- each

Rs. 1.562 Millions

 

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

1.562

1.562

1.562

2] Share Application Money

44.167

42.379

0.578

3] Reserves & Surplus

0.000

0.000

0.000

4] (Accumulated Losses)

(12.560)

(11.703)

(0.109)

NETWORTH

33.169

32.238

2.031

LOAN FUNDS

 

 

 

1] Secured Loans

0.000

0.000

0.000

2] Unsecured Loans

0.100

0.000

0.000

TOTAL BORROWING

0.100

0.000

0.000

DEFERRED TAX LIABILITIES

0.000

0.000

0.000

 

 

 

 

TOTAL

33.269

32.238

2.031

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

13.352

15.798

0.000

Capital work-in-progress

0.000

0.000

0.000

 

 

 

 

INVESTMENT

0.000

0.000

0.000

DEFERRED TAX ASSETS

5.966

5.147

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

58.084

12.910

0.000

 

Sundry Debtors

10.997

2.121

0.000

 

Cash & Bank Balances

29.680

24.773

1.892

 

Other Current Assets

0.000

0.000

0.000

 

Loans & Advances

24.630

12.024

1.636

Total Current Assets

123.391

51.828

3.528

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

46.681

20.954

0.055

 

Other Current Liabilities

60.138

17.002

1.501

 

Provisions

2.652

2.625

0.002

Total Current Liabilities

109.471

40.581

1.558

Net Current Assets

13.920

11.247

1.970

 

 

 

 

MISCELLANEOUS EXPENSES

0.031

0.046

0.061

 

 

 

 

TOTAL

33.269

32.238

2.031

 


PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2011

31.03.2010

31.03.2009

 

 

 

 

 

 

TOTAL INCOME

521.979

97.278

N.A.

 

 

 

 

 

Less

EXPENSES

521.055

112.726

N.A.

 

 

 

 

 

 

PROFIT/ LOSS BEFORE DEPRECIATION AND AMORTISATION                                  

0.924

(15.448)

(0.107)

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                    

2.601

1.293

0.000

 

 

 

 

 

 

PROFIT/ LOSS BEFORE TAX   

(1.676)

(16.741)

(0.107)

 

 

 

 

 

Less

TAX                                                                 

0.819

5.148

0.02

 

 

 

 

 

 

PROFIT/ LOSS AFTER TAX                 

(0.858)

(11.593)

(0.109)

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

(11.702)

(0.109)

0.000

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

(12.560)

(11.702)

(0.109)

 

 

 

 

 

 

Earnings Per Share (Rs.)

(5.49)

(74.21)

(0.70)

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

31.03.2010

31.03.2009

PAT / Total Income

(%)

(0.16)

(11.92)

N.A.

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

(1.23)

(24.76)

(3.03)

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

(0.05)

(0.52)

(0.05)

 

 

 

 

 

Debt Equity Ratio

(Total Liability/Networth)

 

3.30

1.26

0.77

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

1.13

1.28

2.26

 


 

LOCAL AGENCY FURTHER INFORMATION

 

 

Check List by Info Agents

Available in Report (Yes / No)

1.       Year of Establishment

Yes

2.       Locality of the firm

Yes

3.       Constructions of the firm

Yes

4.       Premises details

No

5.       Type of Business

Yes

6.       Line of Business

Yes

7.       Promoter’s background

Yes

8.       No. of Employees

No

9.       Name of person contacted

Yes

10.   Designation of contact person

Yes

11.   Turnover of firm for last three years

Yes

12.   Profitability for last three years

Yes

13.   Reasons for variation <> 20%

--

14.   Estimation for coming financial year

No

15.   Capital in the business

Yes

16.   Details of sister concerns

Yes

17.   Major suppliers

No

18.   Major customers

No

19.   Payments terms

No

20.   Export / Import details

No

21.   Market information

--

22.   Litigations that the firm / promoter involved

--

23.   Banking Details

No

24.   Banking facility details

Yes

25.   Conduct of the banking account

--

26.   Buyer visit details

--

27.   Financials, if provided

Yes

28.   Incorporation details, if applicable

Yes

29.   Last accounts filed at ROC

Yes

30.   Major Shareholders, if available

Yes

 

 

SUNDRY CREDITORS DETAILS

(Rs. in Millions)

Particulars

31.03.2011

31.03.2010

31.03.2009

 

 

 

 

Sundry Creditors

(Other than Small Scale industrial Undertakings)

46.681

20.954

0.055


AS PER WEBSITE DETAILS

 

PROFILE:

 

Nissan Motor India Private Limited (NMIPL) has appointed Subject (HAI) with effect from 8th May 2008, as its service partner to operate the Sales, Service, Parts, Marketing and Dealer Development functions in the Indian Market for Nissan range of products.


Subject has therefore assumed the role and responsibility to select and establish a network of Dealers across the country with a view to enhance presence of the brand in key markets in India and also to achieve ambitious share of the growing automotive market in India. Subject would further go on to develop and implement strategies for promoting the brand per se and also to achieve new vehicle sales. It will also prepare and implement a strategy to provide product and customer support to all its customers.


Subject is the creation of three global entrepreneurs. Mr. Moez Mangalji from Westmont Group, Mr. G.M.Singh and Mr. Kevin Whalen form the partners and board of directors of subject. Subject Board of Directors has a proven track record of aligning with world class brands to deliver unmatched speed to market and uncompromised customer service.


Subject’s activities will complement those of NMIPL. Growing Nissan’s distribution footprint from the current 5 to 55 dealers in 2012 will extend Nissan’s presence in all major cities to achieve at least 80 percent market coverage. Each Nissan dealership will comply with the global Nissan brand and retail standards in terms of design and customer service.

 

 

CORPORATE INFO:

 

Subject is the creation of three global entrepreneurs. Mr. Moez Mangalji from Westmont Group, Mr. G.M.Singh and Mr. Kevin Whalen form the partners and board of directors of subject. Subject Board of Directors has a proven track record of aligning with world class brands to deliver unmatched speed to market and uncompromised customer service.

 

Moez S. Mangalji | Partner and Chairman


Over 25 years experience in international business development, brand management and marketing within the hospitality industry


Focus on customer satisfaction, business development and brand positioning


Owns and operates companies in Asia, Canada, Europe, Mexico and the United States


Westmont International employs over 40,000 people.

 

 

G. M. Singh | Partner and Vice Chairman


Founder and Chairman of GMS Group.


Over 38 years building businesses in India.


Has built businesses in a diverse range of industries including Automotive Retail for multiple car brands, Power

Plants, Rental Car and Commercial Real Estate Development.


Promotes culture of “Servicing Customers with Smile and Pride” through all his companies.

 

 

 

Kevin H. Whalen | Partner and Director


Founding member of a Fortune 500 publicly traded automotive retail consolidator


Over 30 years of elite Dealer Development experience in the American Automotive Retail Industry.


Founding member of Group One Automotive, a publicly held fortune 500 company

 

Formed Ascent Automotive, a private consolidator of premier luxury franchises across the United States


Consults to several international OEMs on new products and brand development

 

The Westmont Group is a global consortium consisting of a diverse portfolio in hotels, real estate, customer service, brand management and marketing. The Westmont group employs more than 40,000 people in Asia, Europe, Mexico, Canada and the United States.

 

Mr. G.M. Singh is a successful Mumbai-based businessman who founded the GMS group. His companies have ranged from automotive retail and car rental franchises to power generation and real estate development across India.

 

Mr. Kevin Whalen is regarded as one of the elite Dealer entrepreneurs in the United States and the automotive retail industry. He was a founding member of a Fortune 500 publicly traded automotive retail consolidator.

 

 

FIXED ASSETS

 

v      Air Conditioner

v      Building – Leased

v      Computer

v      Electrical Fittings

v      Furniture and Fittings

v      Signages

v      Office Equipment

v      Tools and Equipment

 

 

 

 

 

 

                                      CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 

 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 55.93

UK Pound

1

Rs. 88.15

Euro

1

Rs. 70.88

 

 

INFORMATION DETAILS

 

Information Gathered by :

PDT

 

 

Report Prepared by :

BVA

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

3

PAID-UP CAPITAL

1~10

4

OPERATING SCALE

1~10

4

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

4

--PROFITABILIRY

1~10

0

--LIQUIDITY

1~10

3

--LEVERAGE

1~10

3

--RESERVES

1~10

3

--CREDIT LINES

1~10

3

--MARGINS

-5~5

-

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

NO

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

27

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.