MIRA INFORM REPORT

 

 

Report Date :

25.05.2012

 

IDENTIFICATION DETAILS

 

Name :

AL ASHRAFIYA INTERNATIONAL CO FOR FOODSTUFF WLL

 

 

Registered Office :

Al Wazzan Group Building, Al Jahra Street, Block 51, Shuwaikh Industrial Area , P O Box 818 & 26555, Safat 13126

 

 

Country :

Kuwait

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

11.10.2006

 

 

Com. Reg. No.:

106355

 

 

Legal Form :

With Limited Liability

 

 

Line of Business :

Distributors of general foodstuff products

 

 

No. of Employees :

75

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 


 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Kuwait

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


SUMMARY

 

Company Name                         : AL ASHRAFIYA INTERNATIONAL CO FOR FOODSTUFF WLL

Country of Origin                                    : Kuwait

Legal Form                                            : With Limited Liability - WLL

Registration Date                                   : 11th October 2006

Commercial Registration Number            : 106355

Trade Licence Number                            : 1142/2005

Chamber Membership Number                : 104497

Issued Capital                                        : KD 500,000

Paid up Capital                                      : KD 500,000

Total Workforce                                     : 75

Activities                                               : Distributors of general foodstuff products.

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                         : Steady

 

 

 


COMPANY NAME

 

AL ASHRAFIYA INTERNATIONAL CO FOR FOODSTUFF WLL

 

 

company ADDRESS

 

Registered & Physical Address

Building             : Al Wazzan Group Building

Street               : Al Jahra Street, Block 51

Area                 : Shuwaikh Industrial Area

PO Box             : 818 & 26555

Town                 : Safat 13126

Country             : Kuwait

Telephone         : (965) 22422422 / 24817410 / 24817477

Facsimile          : (965) 22447444 / 24817403

Mobile               : (965) 97210723

Email                : info@alashrafiya.com / mohamadchaar@alashrafiya.com / s.nambiar@alashrafiya.com

 

Premises

Subject operates from a medium sized suite of offices and a warehouse that are rented and located in the Industrial Area of Safat.

 

 

KEY PRINCIPALS

 

     Name                                                                                              Position

·       Hamad Mohamed Abdulaziz Al Wazzan                                              Managing Director

·       Zari Hamad Mohamed Abdulaziz Al Wazzan                                       Director

·       Mohamed M Badarani                                                                        General Manager

·       Mohamad Chaar                                                                                Procurement Manager

·       Amer Ali                                                                                           Finance Manager

·       Sheetal Nambiar                                                                               Operations Manager

·       Ryes Mohamed                                                                                 Commercial Manager

·       Ayman Hussain                                                                                Administration Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 11th October 2006

 

Legal Form                  : With Limited Liability - WLL

 

Commercial Reg. No.  : 106355

 

Trade Licence No.       : 1142/2005

 

Chamber Member No. : 104497

 

Issued Capital              : KD 500,000

 

Paid up Capital            : KD 500,000

 

Name of Shareholder (s)

·       Hamad Mohamed Abdulaziz Al Wazzan

·       Zari Hamad Mohamed Abdulaziz Al Wazzan

 

 

AFFILIATED COMPANIES

 

·       Hamad Mohamed Al Wazzan General Trading & Contracting

Safat

 

·       Al Jefa Security Services Co

Safat

 

·       Pan Arab General Trading & Contracting

     Safat

 

 

OPERATIONS

 

Activities: Engaged in the import and distribution of general foodstuff products, specialising in seafood.

 

Import Countries: Europe and the Far East.

 

International Suppliers:

 

·       Medmar                                United States of America

·       Nestle                                  Switzerland

·       Highland Smoked Salmon      United Kingdom

·       Pilgrim Cheese                     United Kingdom

 

Brand Names: AL ASHRAFIYA and VICTORIA DELLA

 

Operating Trend: Steady

 

Subject has a workforce of 75 employees.

 

 


FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Kuwaiti Dinars (KD)

 

                                                Year Ending 31/12/10:                Year Ending 31/12/11:

 

Total Sales                                KD 1,880,000                            KD 2,100,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       National Bank of Kuwait SAK

Ali Awadi Tower

Ahmed Al Jaber Street

PO Box: 95

Safat 13001

Tel: (965) 23981188 / 23981189

Fax: (965) 23985643

 

·       Burgan Bank

     Shuwaikh

     PO Box: 5389

     Safat 13054

     Tel: (965) 24830433

     Fax: (965) 24830690

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Local sources report that payment obligations are met in a generally timely manner and the operating history is clear. As such the company is deemed a fair trade risk and the above credit figure is considered to be within subject’s financial means.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.56.29

UK Pound

1

Rs.88.26

Euro

1

Rs.70.82

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.