MIRA INFORM REPORT

 

 

Report Date :

25.05.2012

 

IDENTIFICATION DETAILS

 

Name :

TUCOM INC

 

 

Registered Office :

8800 Rue Saint-Jacques, Mirabel, QC J7N 2B5

 

 

Country :

Canada

 

 

Date of Incorporation :

21.09.1999

 

 

Legal Form :

Corporation for Profit

 

 

Line of Business :

Importer and distributor of food products

 

 

No. of Employees :

09

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 


 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Canada

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

GEOPOLITICS

 

POLITICAL DATA

ECONOMIC DATA

Form of Government: Federal


Economic Risk: Nil

Currency: USD

Branch Situation: Medium

 

 

IDENTIFICATION

 

Legal Name:

TUCOM INC

Trade Name:

C.H.O. AMERICA / ALIMENTS IMPERIAL

Legal Address

8800 Rue Saint-Jacques, Mirabel, QC J7N 2B5, Canada

Operative Address

8800 Rue Saint-Jacques, Mirabel, QC J7N 2B5, Canada

Telephone:

+ 1 (450) 475-7373

ID :

1148831226

Fax:

+ 1 (450) 475-6615

Legal Form:

Corporation for Profit

Email:

OliveOil@IGotOil.com

Registered in:

QUEBEC

Website:

http://www.igotoil.com/

Date Created:

1999

Manager:

Wajih Rakik, Manager

Date Incorporated:

September 21st 1999

Staff:

9

Stock:

N.A.

 

 

Value:

N.A.

Activity:

Importer and distributor of food products

 

 

BANKS

 

Name of the Bank

ROYAL BANK OF CANADA

 

 

BUSINESS

 

HISTORY

 

TUCOM INC, was created in 1999

PRINCIPAL ACTIVITY

 

TUCOM INC, offers a wide range of Olive Oil Product Lines and formats such as 100% extra virgin.

Products/Services description:

 

The products that the company offers are:

 

olive oil

organic extra virgin olive oil

organic canola

sunflower and soy oils

Sales are:

 

Wholesale

Clients:

 

Companies related to oil business.

Suppliers:

 

SOL FRUT S.A.

CTC: GABRIELA BALBA MONSEQOR MAGLIANO 3051 1 C (1642) LOMAS DE SAN ISIDRO,BUENOS AIRES

 

Societe De Conditionnement Des Huil

Route De Mahdia Km 10, BP7, Markez Sebai, Sfax, Tunisia, 3036

 

Operations area:

 

National, Local

The company imports from Tukey, Argentina

The company exports to U.S.

The subject employs 9 employees

Comments on staff:

 

We could not confirm the number of employees with the company.

PAYMENTS

 

made on a 77 days basis - monitored over the last 12 months

LOCATION

Headquarters

 

8800 Rue Saint-Jacques, Mirabel, QC J7N 2B5, Canada

Comments on location:

 

We could not confirm the location with the company it was not clear that the company has their headquarter or any operation center.

 

 

Shareholders - Manager - Related Companies

 

Listed at the stock exchange:

 

NO

Management:

 

The company's directors are:

 

MOKNI SAMI, president

 

REKIK WAJIH, Administrator.

 

                                                                                                                                       

Financials - COMMERCIAL TRENDS AND FORECAST

 

As a private company the subject does not publish any financial statements.

We have contacted Mr. Steve who refused to provide us any financial data on grounds of confidentiality.

However our financial sources could provide us with the following data.

 

Those figures are estimates provided by confidential banking and financial institutions working with the company

 

 

Currency

DATE

CAD

2008

Turnover

1,430,000

Operating Income

(32,000)

Net Income

(42,000)

Net worth

120,000

Liabilities

55,000

The cash flow is

Low

 

 

Comments on the financial data: We could not get any financial data for 2011.


Legal Fillings

 A legal filing against the company was found with the following details:

 

 

Tucom Inc. Fined $6,000 for an Offence under the Food and Drug Act.

Montreal, QC, March 16, 2012:

On January 27, 2012, at the St. Jérôme courthouse, Tucom Inc., located in Mirabel, pleaded guilty to a charge of violating the Food and Drug Act.

 

 

An inspection by the Canadian Food Inspection Agency (CFIA) has demonstrated that the company had labelled a food as extra virgin olive oil when it contained another vegetable oil in violation of the provisions of paragraph 6(3) of the Food and Drug Act.



Rating

 

Local credit bureau gave a Low credit rate.

 

 

 Final Opinion

 

TUCOM INC, has 13 years in the business, with 9 employees at their sole location in Canada, we found registers about imports made by the company.

 

We could not get any financial information from or about the company, during our calls the greeting were with a different company name, when we tried to access to the web site (www.olio-verdi.com) it was not working. Also we found a legal filing against the company.

 

According with the information collected from our research and the contact with the company we suggest not dealing on credit at this time and follow the evolutiion of the company for one year.

 

SUMMARY

 


FINANCIAL SUMMARY


DEBT COLLECTIONS AND PAYMENTS

Profitability

N.A.

Public

NO

Indebtedness

N.A.

Payments

N.A.

Cash

N.A.

 

 

 




APPENDIX

 

Person Interviewed

 

Mr. Steve

Comments

 

After many calls Mr. Steve indicated us the only person who could provide information about the company is Mr. Wajih Rakik who was not at the company, during all our calls at the company they answered with different company name.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.56.29

UK Pound

1

Rs.88.26

Euro

1

Rs.70.82

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.