MIRA INFORM REPORT

 

 

Report Date :

25.05.2012

 

IDENTIFICATION DETAILS

 

Name :

VIRAJ PROFILES LIMITED

 

 

Formerly Known As :

VIRAJ GASES LIMITED

 

 

Registered Office :

G-34, MIDC Tarapur Industrial Area, Boisar, Taluka-Palghar, District  Thane, Tarapur-401506, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

02.02.1996

 

 

Com. Reg. No.:

11-096835

 

 

Capital Investment / Paid-up Capital :

Rs.1341.561 Millions

 

 

CIN No.:

[Company Identification No.]

U28113MH1996PLC096835

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

MUMV07253B

                              

 

 

Legal Form :

A Closely Held Public Limited Liability Company

 

 

Line of Business :

Manufacturer of Stainless Steel Products.

 

 

No. of Employees :

8000 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

A (65)

 

RATING

STATUS

 

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Maximum Credit Limit :

USD 35000000

 

 

Status :

Good

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having fine track. Financial position of the company appears to be sound. Trade relations are fair. Business is active. Payments are reported to be regular and as per commitments.

 

The company can be considered good for normal business dealings at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INFORMATION DECLINED BY

 

Name :

Ms. Dipti

Designation :

Finance Executive

Contact No.:

91-9049991024

 

 

LOCATIONS

 

Registered Office:

G-34, MIDC Tarapur Industrial Area, Boisar, Taluka-Palghar, District  Thane, Tarapur – 401 506, Maharashtra

Tel. No.:

91-2525-279020-24/ 279702/ 270143/ 271365/ 68/261514/ 18/ 271055 (Direct)/ 271495 (Direct)

Fax No.:

91-2525- 260479/ 275587/ 270431/ 272448/ 260159 (Direct)

Res. Fax No.:

91-2525-279701

E-Mail :

csecretary@viraj.com

vfl@viraj.com

val@viraj.com

neeraj@viraj.com

viraj@viraj.com

Website :

http://www.viraj.com

Location :

Owned

 

 

Corporate Office :

10, Imperial Chambers, 1st Floor, Wilson Road, Ballard Estate, Mumbai – 400038, Maharashtra, India

Tel. No.:

91-22-22613056/22614284

Fax No.:

91-22-22612980/22659713

E-Mail :

viraj@viraj.com

 

 

Factory 1:

G-76/77, MIDC, Tarapur Industrial Area, Boisr, Thane-401506, Maharashtra, India

Tel. No.:

91-2525-260156 / 271055

Mobile No. :

91-9049991009 (Mr. R K Jain, Finance Manager)

Fax No.:

91-2525-271369

E-Mail :

viraj@viraj.com

vfl@viraj.com

csecretary@viraj.com

 

 

Factory 2 :

BRIGHT BAR DIVISION / WIRE AND WIRE RODS DIVISION

G-33, MIDC Tarapur Industrial Area, (Engineering Zone), District Thane- 401506, Maharashtra, India

Tel. No.:

91-2525-261923/ 271365/68/261514/18/271055 (Direct)/271495 (Direct)

Res. No:

91-22-26134335/26134366

Fax No.:

91-2525-270431/272448/260159 (Direct)

Res. Fax No.:

91-22-22645858

E-Mail :

nitan@viraj.com/viel@viraj.com

 

 

Factory 3 :

angle AND flat bars division

G-76, MIDC, Tarapur, Industrial Area, (Engineering Zone), Boisar, Dist Thane – 401 506, Maharashtra, India  

Tel. No.:

 91-2525-2560156 / 57/58/261519/20/21/271729 / 271365 (Direct)/271365-68/ 22614284

Res. No:

91-22-26134335/26134366

Fax No.:

91-2525-271369/270431 / 272448

Res. Fax No.:

91-22-22645858

E-Mail :

renu@viraj.com

vpl@viraj.com

 

 

Factory 4:

Fasteners Division

G-1/3, MIDC Tarapur Industrial Area, Boisar, District Thane-401506, Maharashtra, India

Tel No.:

91-2525-279702-013/ 261495-96/ 260656-54

Fax No.:

91-2525-260651

E mail:

fastner@viraj.com

 

 

Factory 5:

Stainless Steel Making Division

G-34, MIDC Tarapur Industrial Area, (Engineering Zone), Dist. Thane – 401506, Maharashtra, India

Tel No.:

91-22-22613056/22614284

Fax No.:

91-22-22612980/22659713

E mail:

viel@viraj.com

 

 

DIRECTORS

 

AS ON 30.09.2011

 

Name :

Mr. Neeraj Raja Kochhar

Designation :

Chairman

Address :

4, Vikas Park Juhu Tara Road, Juhu, Mumbai – 400 049, Maharashtra, India

Date of Birth/Age :

16.09.1958

Date of Appointment :

01.11.2006

Din No.:

00115140

 

Other Directorship:

 

S.No.

CIN

Name of the Company

Current designation of the director

Date of appointment at current designation

Original date of appointment

Date of cessation

Company Status

Defaulting status

1

U51109MH1994PTC187921

UTILITY VINCOM PVT LTD

Director

22/03/2004

22/03/2004

-

Amalgamated

NO

2

U63000MH2005PLC151187

VIRAJ SHIPPING LIMITED

Director

10/02/2005

10/02/2005

-

Active

NO

3

U51900MH1997PTC110011

DYNASTY IMPOEXPO PRIVATE LIMITED

Director

30/09/2006

25/03/2006

-

Active

NO

4

U99999MH1997PTC111526

DRAGON EASTWEST TRADING PRIVATE LIMITED

Director

30/09/2006

25/03/2006

-

Active

NO

5

U28113MH1996PLC096835

VIRAJ PROFILES LIMITED

Managing director

22/11/2011

01/11/2006

-

Active

NO

6

U62200MH2007PLC173716

VIRAJ AVIATION LIMITED

Director

01/09/2007

01/09/2007

-

Active

NO

7

U45203MH2007PLC173801

VIRAJ INFRASTRUCTURE LIMITED

Director

05/09/2007

05/09/2007

-

Active

NO

8

U40102MH2007PLC173799

VIRAJ ELECTRICITY LIMITED

Director

05/09/2007

05/09/2007

-

Active

NO

9

U65990MH1997PTC111448

TRISHUL SAKTI INVESTMENT PRIVATE LIMITED

Director

30/09/2011

01/01/2008

-

Active

NO

10

U67120MH1997PTC110163

SUREKH CHITRA INVESTMENTS PRIVATE LIMITED

Director

01/01/2008

01/01/2008

-

Active

NO

11

U67120MH1985PTC037138

ALLURE INVESTMENTS PRIVATE LIMITED

Director

06/09/2008

06/09/2008

-

Amalgamated

NO

12

U01409MH2003PTC188499

GREEN WONDER KRISHI FARMS PRIVATE LIMITED

Director

06/09/2008

06/09/2008

-

Amalgamated

NO

13

U67100MH2007PTC175256

BHOOMIKA FINANCIAL SERVICES PRIVATE LIMITED

Director

29/09/2009

18/08/2009

-

Active

NO

14

U45200MH1995PTC093238

BHOOMIKA CONSTRUCTIONS PRIVATE LIMITED

Director

30/09/2011

16/08/2011

-

Active

NO

 

 

Name :

Mrs. Renu Neeraj Kochhar

Designation :

Managing Director

Address :

4, Vikas Park, Juhu Tara Road, JVPD Scheme, Juhu, Mumbai – 400 049, Maharashtra

Date of Birth/Age :

10.10.1958

Qualification :

Commerce Graduate

Date of Appointment :

25.04.1997

Din No.:

00115236

 

Other Directorship:

 

S.No.

CIN

Name of the Company

Current designation of the director

Date of appointment at current designation

Original date of appointment

Date of cessation

Company Status

Defaulting status

1

U28113MH1996PLC096835

VIRAJ PROFILES LIMITED

Managing director

22/11/2011

25/04/1997

-

Active

NO

2

U45200MH1995PTC093238

BHOOMIKA CONSTRUCTIONS PRIVATE LIMITED

Director

03/10/2008

03/04/2005

-

Active

NO

3

U62200MH2007PLC173716

VIRAJ AVIATION LIMITED

Director

01/09/2007

01/09/2007

-

Active

NO

4

U45203MH2007PLC173801

VIRAJ INFRASTRUCTURE LIMITED

Director

05/09/2007

05/09/2007

-

Active

NO

5

U40102MH2007PLC173799

VIRAJ ELECTRICITY LIMITED

Director

05/09/2007

05/09/2007

-

Active

NO

6

U67100MH2007PTC175256

BHOOMIKA FINANCIAL SERVICES PRIVATE LIMITED

Director

22/10/2007

22/10/2007

-

Active

NO

7

U65990MH1997PTC111448

TRISHUL SAKTI INVESTMENT PRIVATE LIMITED

Director

30/09/2011

01/01/2008

-

Active

NO

8

U67120MH1997PTC110163

SUREKH CHITRA INVESTMENTS PRIVATE LIMITED

Director

01/01/2008

01/01/2008

-

Active

NO

9

U63000MH2005PLC151187

VIRAJ SHIPPING LIMITED

Director

28/09/2009

25/03/2009

-

Active

NO

10

U51900MH1997PTC110011

DYNASTY IMPOEXPO PRIVATE LIMITED

Director

30/09/2010

01/04/2010

-

Active

NO

11

U99999MH1997PTC111526

DRAGON EASTWEST TRADING PRIVATE LIMITED

Director

30/09/2010

01/04/2010

-

Active

NO

 

 

Name :

Mr. Raman Kumar Jain

Designation :

Director

Address :

31, Venus, S V P Nagar, Andheri (West), Mumbai – 400 053, Maharashtra, India

Date of Birth/Age :

06.04.1960

Date of Appointment :

12.08.2008

Din No.:

00108435

 

Other Directorship:

 

S.No.

CIN

Name of the Company

Current designation of the director

Date of appointment at current designation

Original date of appointment

Date of cessation

Company Status

Defaulting status

1

U50100MH2002PTC137671

VAISHNO LOGISTIC PRIVATE LIMITED

Director

24/10/2002

24/10/2002

06/07/2008

Active

YES

2

L51900MH1995PLC091859

V S L WIRES LIMITED

Director

18/11/2006

18/11/2006

-

Amalgamated

NO

3

L99999MH1990PLC057164

VIRAJ ALLOYS LIMITED

Director

18/11/2006

18/11/2006

-

Amalgamated

NO

4

U51909MH1995PLC085624

VIRAJ IMPOEXPO LIMITED

Director

18/11/2006

18/11/2006

-

Amalgamated

NO

5

U91990MH2004NPL148221

TARAPUR ENVIRONMENT PROTECTION SOCIETY

Director

29/11/2007

29/11/2007

02/09/2009

Active

YES

6

U28113MH1996PLC096835

VIRAJ PROFILES LIMITED

Whole-time director

06/09/2010

07/07/2008

01/04/2012

Active

NO

7

U67100MH2007PTC175256

BHOOMIKA FINANCIAL SERVICES PRIVATE LIMITED

Director

29/09/2009

18/08/2009

-

Active

NO

8

U63000MH2005PLC151187

VIRAJ SHIPPING LIMITED

Director

28/09/2010

15/08/2010

-

Active

NO

 

Name :

Mr. Rahul Jatinder Suri

Designation :

Whole Time Director

Address :

22, Magan Villa, 6th Floor, 4th Sanman Road, Vile Parle (West), Mumbai – 400 049, Maharashtra, India

Date of Birth/Age :

14.06.1972

Date of Appointment :

01.01.2006

 

 

KEY EXECUTIVES

 

Name :

Mr. Deepak Kumar Dash

Designation :

Company Secretary

Address :

C1-08, CISF Colony Panchmarg, Boisar, Thane – 401506, Maharashtra, India

Date of Birth/Age :

03.06.1980

Date of Appointment :

05.05.2010

Pan No.:

AJCPD1194K

 

 

Name :

Ms. Dipti

Designation :

Finance Executive

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 30.09.2011

 

Names of Shareholders

 

No. of Shares

Neeraj R Kochhar

 

73215239

Renu Kochhar

 

72523705

Rahul Suri

 

11020465

Morgan Stanley Asset MGMT Inc

 

14625

Unit Turst of India

 

25125

Vincent Martis

 

1875

Aykkareth Thomas Thomas

 

3750

Daniel Thomas

 

5625

Gregorio Investments Limited

 

285227276

Bhoomika Financial Services Private Limited

 

717027720

Dragon Eastwest Trading Company Private Limited

 

4687500

Dynasty Impoexpo Investment Private Limited

 

4687500

Surekh Chitra Investment Private Limited

 

4687500

Trishul Sakti Investment Private Limited

 

4687500

Nitan Chhatwal

 

69151069

Smita Chhatwal

 

35515660

R D Chhatwal

 

999000

 

AS ON 30.09.2011

 

Equity Share Breakup

 

Percentage of Holding

Category

 

 

Foreign holdings [Foreign institutional investors, Foreign Companies, Foreign Financial Institutions, Non-resident Indian or Overseas corporate bodies or others]

 

21.26

Bodies corporate

 

54.93

Directors or relatives of directors

 

11.68

Other top fifty shareholders

 

12.13

Total

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer of Stainless Steel Products.

 

 

Products :

Product Description

 

ITC Code

Stainless Steel Billets

72189910

Stainless Steel Wire Rods

72210090

Stainless Steel Angle Channel

72224020

 

·         Forging and  Flanges

·         Bright Bar

·         Angle and Flat Bars

·         Wire and Wire Rods

 

 

PRODUCTION STATUS [AS ON 31.03.2010]

 

Particulars

Unit

Licensed Capacity

Actual Production

 

 

 

 

Cast billets and ingots

MT

348000

25452

Wire rods

MT

192000

148149

Rolled products

MT

60000

42840

Angle, flat bars and channels

MT

60000

48655

Forgings and flanges

MT

46400

33523

Bright bares

MT

60000

52144

Wires

MT

45600

18488

Fasteners

MT

42000

27182

Power generation (in KWH)

MT

136656000

--

 

 

GENERAL INFORMATION

 

No. of Employees :

8000 (Approximately)

 

 

Bankers :

ICICI Bank Limited Landmark Race Cource Cricle, Alkapuri, Vadodara-390015, Gujarat, India

 

 

Facilities :

Secured Loan

As on 31.03.2011

[Rs. in Millions]

As on 31.03.2010

[Rs. in Millions]

Rupee term loans

3160.687 (A)

2251.031

Foreign currency loans

1216.433 (B)

2231.384

Working capital loans

6178.658 (C)

3375.825 (D)

Other debts

3563.077 (E)

1548.752 (F)

Total

14118.855

9406.992

 

NOTE:

 

(A) 1. Term loan from banks are secured against first pari-passu charge on the fixed assets of the Company, second pari-passu charge on the current assets of the Company and personal guarantee of directors. [Term Loan repayable within one year Rs.1164.042 Millions (Previous year Rs.771.112 Millions)]

 

(B) 3. Packing credit and cash credit from banks are secured against first pari-passu charge on the current assets of the Company, second pari-passu charge on the fixed assets of the Company and personal guarantee of directors. [Loan repayable within one year Rs. 7395.090 Millions (Previous year Rs. 5607.209 Millions)]

 

(C) Rupee Packing credit from banks Rs. 6178.657 Millions Cash credit from banks - Packing credit and cash credit from banks are secured against first pari-passu charge on the current assets of the Company, second pari-passu charge on the fixed assets of the Company and personal guarantee of directors. [Loan repayable within one year Rs. 7395.090 Millions]

 

(D) Rupee packing credit from banks Rs. 2168.959 Millions Cash credit from banks Rs. 1206.865 Millions Packing credit and cash credit from banks are secured against first pari-passu charge on the current assets of the Company, second pari-passu charge on the fixed assets of the Company and personal guarantee of directors. [Loan repayable within one year Rs. 5607.209 Millions

 

(E) Corporate loan from a bank Rs. 3500.000 Millions Vehicle loans Rs. 63.077 Millions 2. Corporate loans are secured against equitable mortgage of land situated at Wada and land owned by the promotors situated at village Devghar, Nandgaon and pledge of 125,000,000 equity shares of the Company held by promotors and personal guarantee of directors and subservient charge on current assets. [Loan repayable within one year Rs.1312.500 Millions 4.Vehicle loan from banks and non banking financial companies is secured by way of hypothecation of the vehicles financed by them under the finance scheme [Vehicle loan repayable within one year Rs. 29.393 Millions.

 

(F) Corporate loan from a bank Rs. 1500.000 Millions Vehicle loans Rs. 48.751 Millions 2. Corporate loans are secured against equitable mortgage of land situated at Wada and land owned by the promotors situated at village Devghar, Nandgaon and pledge of 125,000,000 equity shares of the Company held by promotors and personal guarantee of directors and subservient charge on current assets. [Loan repayable within one year Rs. Nil 4.Vehicle loan from banks and non banking financial companies is secured by way of hypothecation of the vehicles financed by them under the finance scheme [Vehicle loan repayable within one year Rs. 33.697 Millions.

 

 

 

Unsecured Loan

As on 31.03.2011

[Rs. in Millions]

As on 31.03.2010

[Rs. in Millions]

Loans directors

128.579 (A)

0.000

Deferred sales tax loan

117.732

170.360

Other debts

23.771 (B)

23.771 (C)

Total

270.082

194.131

 

NOTE:

 

(A), (B) and (C) Repayable on demand

 

 

 

Banking Relations :

--

 

 

Financial Institution :

Axis Trustee Services Limited, Axis House, 2nd Floor, Bombay Dyeing Mills Compound, Pandurang Budhkar Marg, Worli, Mumbai-400025, Maharashtra, India

 

 

Auditors :

 

Name :

B S R and Associates

Chartered Accountants

Address :

KPMG House, Kamala Mills Compound, 448, Senapati Bapat Marg, Lower Parel, Mumbai – 400013, Maharashtra, India

Tel. No.:

91-22-30440800

Fax No.:

91-22-30440900

Pan No.:

AADFB6889R

 

 

Holding Company :

Bhoomika Financial Services Private Limited

CIN: U67100MH2007PTC175256

 

 

Subsidiary :

·         Sino Investment Global Limited, Virgin Islands, British

·         Viraj USA Inc, US

 

 

CAPITAL STRUCTURE

 

As on 31.03.2011

 

Authorised Capital :

No. of Shares

Type

Value

Amount

1350000000

Equity Shares

Re.1/- each

Rs.1350.000 Millions

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

1341560649

Equity Shares

Re.1/- each

Rs.1341.561 Millions

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

1341.561

1341.561

1341.561

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

7558.796

6761.348

4588.139

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

8900.357

8102.909

5929.700

LOAN FUNDS

 

 

 

1] Secured Loans

14118.855

9406.992

7541.864

2] Unsecured Loans

270.082

194.131

196.499

TOTAL BORROWING

14388.937

9601.123

7738.363

DEFERRED TAX LIABILITIES

0.000

0.000

0.000

 

 

 

 

TOTAL

23289.294

17704.032

13668.063

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

7470.284

5371.300

4607.292

Capital work-in-progress

2560.750

1909.552

1823.218

 

 

 

 

INVESTMENT

1581.123

1272.383

1096.425

DEFERREX TAX ASSETS

144.861

160.556

145.772

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

10409.141

7756.442

4299.941

 

Sundry Debtors

1527.155

1348.383

988.425

 

Cash & Bank Balances

1332.074

682.678

1432.927

 

Other Current Assets

1881.893

1268.725

26.440

 

Loans & Advances

5049.743

3047.705

1562.808

Total Current Assets

20200.006

14103.933

8310.541

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

3622.623

2538.978

1846.820

 

Other Current Liabilities

4919.790

2402.920

370.239

 

Provisions

125.317

171.794

98.126

Total Current Liabilities

8667.730

5113.692

2315.185

Net Current Assets

11532.276

8990.241

5995.356

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.000

0.000

 

 

 

 

TOTAL

23289.294

17704.032

13668.063

 


PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2011

31.03.2010

31.03.2009

 

SALES

 

 

 

 

 

Income

41060.077

29207.747

36587.085

 

 

Other Income

231.206

192.253

290.909

 

 

TOTAL                                     (A)

41291.283

29400.000

36877.994

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Consumption Materials Changes Inventories

31351.692

20641.943

28680.708

 

 

Manufacturing Service Cost

2393.874

2014.082

656.852

 

 

Employee Related Expenses

1033.183

824.684

4267.004

 

 

Administrative Selling Other Expenses

2300.487

1783.750

0.000

 

 

Prior Period Items

0.000

(28.166)

0.000

 

 

TOTAL                                     (B)

37079.236

25236.293

33604.564

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)      (C)

4212.047

4163.707

3273.430

 

 

 

 

 

Less

FINANCIAL EXPENSES                         (D)

1932.283

954.089

1789.566

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                                       (E)

2279.764

3209.618

1483.864

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

1024.120

931.393

1037.534

 

 

 

 

 

 

PROFIT BEFORE TAX (E-F)                               (G)

1255.644

2278.225

446.330

 

 

 

 

 

Less

TAX                                                                  (H)

458.196

105.015

187.891

 

 

 

 

 

 

PROFIT AFTER TAX (G-H)                                (I)

797.448

2173.210

258.439

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

6079.156

3905.946

3647.507

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

6876.604

6079.156

3905.946

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

 

 

 

 

 

Export Earnings

35206.000

23080.889

30190.469

 

 

 

 

 

 

IMPORTS

 

 

 

 

 

Raw Materials

NA

17839.124

20649.345

 

 

Capital Goods

NA

906.352

934.576

 

 

Consumables

NA

426.758

470.249

 

TOTAL IMPORTS

NA

19172.234

22054.170

 

 

 

 

 

 

Earnings Per Share (Rs.)

0.59

1.62

0.19

KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

31.03.2010

31.03.2009

PAT / Total Income

(%)

1.93

7.39

0.70

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

3.05

7.80

1.21

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

4.54

11.70

3.45

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.14

0.28

0.07

 

 

 

 

 

Debt Equity Ratio

(Total Liability/Networth)

 

2.59

1.82

1.69

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

2.33

2.75

3.59

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Check List by Info Agents

Available in Report (Yes / No)

1) Year of Establishment

 Yes

2) Locality of the firm

Yes

3) Constitutions of the firm

Yes

4) Premises details

Yes

5) Type of Business

 Yes

6) Line of Business

Yes

7) Promoter's background

Yes

8) No. of employees

 Yes

9) Name of person contacted

Yes

10) Designation of contact person

Yes

11) Turnover of firm for last three years

Yes

12) Profitability for last three years

Yes

13) Reasons for variation <> 20%

 --

14) Estimation for coming financial year

No

15) Capital in the business

Yes

16) Details of sister concerns

Yes

17) Major suppliers

No

18) Major customers

No

19) Payments terms

No

20) Export / Import details (if applicable)

 --

21) Market information

 --

22) Litigations that the firm / promoter involved in

--

23) Banking Details

Yes

24) Banking facility details

Yes

25) Conduct of the banking account

 --

26) Buyer visit details

 --

27) Financials, if provided

Yes

28) Incorporation details, if applicable

Yes

29) Last accounts filed at ROC

Yes

30) Major Shareholders, if available

Yes

 

 

BACKGROUND:

 

Subject was originally formed under the name of "Viraj Gases Limited on 02.02.1996. Subject is predominantly engaged in production and export of value added stainless steel long products to more than 80 countries. Subject products have wide applications across diverse industries including petrochemical plants, oil pipelines, ships, food processing, structural design, high tensile springs and cables, boilers, pressure vessels, liquid storage terminals, liquid cargo ships and surgical instruments.

 

Initially, the Viraj Group 'the Group' was operating under five different companies focusing on different stainless steel long products namely, Viraj Alloys Limited, Viraj Forgings Limited, Viraj ImpoExpo Limited, Viraj Profiles Limited (VPL), and VSL Wires Limited. However, in consultation with its legal advisors, Subject decided to constitute a single multi location Export Oriented Unit under the Group's flagship company Viraj Profiles Limited (VPL). The said consolidation was completed through the slump sale of industrial undertakings of Viraj Alloys Limited (Viraj forgings Limited. amalgamated), Viraj ImpoExpo Limited and VSL Wires Limited in November 2006. Viraj Alloys Limited, Viraj lmpoExpo Limited and VSL Wires Limited were amalgamated into VPL as per the Scheme sanctioned by Hon'ble High Court of Judicature, Bombay during 2007-2008 effective from 01.04.2007.

 

ANALYSIS OF PERFORMANCE FOR 2010-11:

 

The sales and other income of the Company is Rs. 41290.000 Millions as against Rs. 29400.000 Millions in the previous year.

 

The business environment continues to be challenging on account of high volatiles in the price of nickel, a major raw material of the Company. As a result of the high material cost in the year 2010-11, the profit before tax of the Company is Rs. 1255.600 Millions as against Rs. 2278.200 Millions in the previous year. However, the Company is all set to meet the dynamic business environment and the management is optimistic about the bright future of the Company.

 

FUTURE OUTLOOK:

 

In this volatile business environment, the Company is strived for maximizing its profitability and aim to secure high-quality and cost-competitive supplies by adopting global and regional commercial procurement strategies and by executing these on either a local or centralized basis as appropriate.

 

From this current year, the company is expected to meet its power requirements from a captive power plant, which shall result in substantial savings in the power costs.

 

BANKERS CHARGES REPORT AS PER REGISTRY

 

This form is for

Modification of charge

Charge identification number of the modified 

10061532

Corporate identity number of the company

U28113MH1996PLC096835

Name of the company

VIRAJ PROFILES LIMITED

Address of the registered office or of the principal place of  business in India of the company

G-34, MIDC Tarapur Industrial Area, Boisar, Taluka-Palghar, District  Thane, Tarapur – 401 506, Maharashtra

Type of charge

Book Debts

Movable Property [not being pledge]

Floating Charge

Immovable Property

Any Interest in Immovable Property

Particular of charge holder

Axis Trustee Services Limited, Axis House, 2nd Floor, Bombay Dyeing Mills Compound, Pandurang Budhkar Marg, Worli, Mumbai-400025, Maharashtra, India

Email

debenturetrustee@axistrustee.com

Nature of description of the instrument creating or modifying the charge

Indenture of Mortgage dated 26.12.2011 for creating charge on fixed and current assets of Viraj Profiles Limited in favour of Axis Trustee Services Limited as Security Trustee.

Date of instrument Creating the charge

26.12.2011

Amount secured by the charge

Rs.37912.000 Millions

Short particulars of the property charged

In case of working capital credit facilities by way of: (i) First Pari Passu Charge on the Current Assets of the Borrower including stocks and Book debts both present and future; and

 

(ii) Second Pari Passu charge on the Fixed Assets/immoveable properties of the Borrower both present and future,

 

In case of Term Loans by way of: (i) First Pari Passu Charge on the Fixed Assets/immoveable properties of the Borrower both present and future; and

 

(ii) Second Pari Passu charge on the Current Assets of the Borrower including stocks and Book debts both present and future.

Date of latest modification prior to the present modification

13.12.2010

Particulars of the present modification 

Axis Trustee Services Limited appointed as Security Trustee on behalf of Andhra Bank, SBI, IOB, PNB, SBoP, BOI, Vijaya Bank, Karur Vysya Bank, Central Bank of India (CBI), Axis Bank and ICICI Bank.

 

CBI and ICICI has been admitted to Andhra Bank Consortium.

 

The Working Capital facilities has been enhanced from Rs. 23510.000 Millions to Rs. 32880.000 Millions and the Term Loan limits has been revised to Rs. 5032.000 Millions. Accordingly, total credit facilities has been enhanced from Rs. 29528.900 Cr. to Rs. 37912.000 Millions.

 

Fixed Assets:-

 

·         Freehold Land

·         Leasehold Land

·         Factory and Building

·         Plant and Machinery

·         Furniture and Fixtures

·         Office Equipment

·         Computer

·         Vehicles

·         Software

·         Live Stock

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                  None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.56.28

UK Pound

1

Rs.88.25

Euro

1

Rs.70.81

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

8

PAID-UP CAPITAL

1~10

7

OPERATING SCALE

1~10

7

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

7

--PROFITABILIRY

1~10

8

--LIQUIDITY

1~10

7

--LEVERAGE

1~10

7

--RESERVES

1~10

7

--CREDIT LINES

1~10

7

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

65

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.