MIRA INFORM REPORT

 

 

Report Date :

26.05.2012

 

IDENTIFICATION DETAILS

 

Name :

PARTH FOILS PRIVATE LIMITED

 

 

Registered Office :

426, 4th Floor, Diamond Industrial Estate, Ketki Pada, Near Western Express Highway, Dahisar (East), Mumbai – 400 068, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

02.09.2008

 

 

Com. Reg. No.:

11-186434

 

 

Capital Investment / Paid-up Capital :

Rs.25.334 millions

 

 

CIN No.:

[Company Identification No.]

U36900MH2008PTC186434

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Manufacturer and Exporter of Flexible Packaging, Aluminium Foils, PVC Films, Corrugated Packing etc.

 

 

No. of Employees :

350 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (27)

 

RATING

STATUS

 

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 593000

 

 

Status :

Moderate

 

 

Payment Behaviour :

Slow

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having moderate track. Profitability appears to be low. However, trade relations are reported as fair. Business is active. Payments are reported to be slow.

 

The company can be considered for business dealings with some cautions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INFORMATION PARTED BY

 

Name :

Mr. Praful

Designation :

Senior Accountant

Contact No.:

91-22-28970897

Date :

24.05.2012

 

 

LOCATIONS

 

Registered Office :

426, 4th Floor, Diamond Industrial Estate, Ketki Pada, Near Western Express Highway, Dahisar (East), Mumbai – 400 068, Maharashtra, India

Tel. No.:

91-22-28970897

Fax No.:

91-22-28970626

E-Mail :

praful@parthgroup.in

partho@parthgroup.co.in

Website :

www.parthgroup.in

Location :

Owned

 

 

Factory 1 :

Survey No.98/1/1, Village: Silli, Silvassa – 396 230, Dadra and
Nagar Haveli, India

Location :

Owned

 

 

Factory 2/ Branch Office :

Plot No.1781/2, Village Thana, Morgan Road, Tehsil Baddi, Himachal Pradesh, India

Location :

Owned

 

 

DIRECTORS

 

As on 30.09.2011

 

Name :

Mr. Partha Pritam Dutta

Designation :

Director

Address :

805, Valentine Tower, General A.K. Vaidya Marg, Malad (East), Mumbai – 400 097, Maharashtra, India

Date of Birth/Age :

10.04.1965

Qualification :

B.Sc., Diploma in Printing Technology

Experience :

25 Years

Date of Appointment :

02.09.2008

DIN No.:

00765336

Other Directorship :

 

S.No.

CIN

Name of the Company

Current designation of the director

Date of appointment at current designation

Original date of appointment

Date of cessation

Company Status

Defaulting status

1

U36900MH2008PTC186434

Parth Foils Private Limited

Director

02-09-08

02-09-08

-

Active

NO

2

U36991MH1999PTC119338

Astavinayak Synthetics Private Limited

Director

12-04-09

12-04-09

11-02-10

Active

YES

 

 

Name :

Mrs. Hema Partha Dutta

Designation :

Director

Address :

805, Valentine Tower, General A.K. Vaidya Marg, Malad (East), Mumbai – 400 097, Maharashtra, India

Date of Birth/Age :

05.08.1967

Date of Appointment :

22.06.2010

DIN No.:

01299276

Other Directorship :

 

S.No.

CIN

Name of the Company

Current designation of the director

Date of appointment at current designation

Original date of appointment

Company Status

Defaulting status

1

U36900MH2008PTC186434

Parth Foils Private Limited

Director

22-06-10

02-09-08

Active

NO

 

 

KEY EXECUTIVES

 

Name :

Mr. Praful

Designation :

Senior Accountant

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 30.09.2011

 

Names Of Shareholders

 

 

No. Of Shares

Partha Pritam Dutta

 

875000

Hema Partha Dutta

 

875000

Aarika Steels and Metal Private Limited, India 

 

31250

Caci Mercantile Private Limited, India 

 

46875

Sonal International Limited, India 

 

31250

Dynachem Pharmaceuticals (Exports) Limited, India 

 

31250

Sonal Cosmetics (Exports) Limited, India 

 

31250

Jagdamba Complex Private Limited, India 

 

15625

Mars International Limited, UAE

 

439762

Safford Merchantile Private Limited, India 

 

15625

Raw Gold Securities Private Limited, India 

 

46875

Pashupati Enclave Private Limited, India 

 

15625

Nihal Merchantile Private Limited, India 

 

15625

Radhe Krishna Chemicals and Minerals Private Limited, India 

 

31250

Luxer Properties Private Limited, India 

 

17500

Shashikant Girjashankar Meshta

 

7375

Sushma Shashikant Meshta

 

6250

Total

 

2533387

 

As on 30.09.2011

 

Equity Share Breakup

 

Percentage of Holding

Category

 

 

Foreign holdings [Foreign institutional investors, Foreign Companies, Foreign Financial Institutions, Non-resident Indian or Overseas corporate bodies or others]

 

17.36

Bodies corporate

 

13.02

Directors or relatives of directors

 

69.08

Other top fifty shareholders

 

0.54

Total

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer and Exporter of Flexible Packaging, Aluminium Foils, PVC Films, Corrugated Packing etc.

 

 

Exports :

 

Products :

v      Flexible Packaging

v      Aluminium Foils

v      PVC Films

v      Corrugated Packing etc.

Countries :

v      Nigeria

v      Ghana

 

 

Terms :

 

Selling :

Credit (90 days)

 

 

Purchasing :

Credit (90 days) 

 

 

GENERAL INFORMATION

 

Customers :

Manufacturer

 

 

No. of Employees :

350 (Approximately)

 

 

Bankers :

v      State Bank of India, Commercial Branch, N.G.N. Vaidya Marg, Horniman Circle, Fort, Mumbai – 400 023, Maharashtra, India

v      State Bank of Hyderabad

v      HDFC Bank Limited

 

 

Facilities :

Secured Loans

31.03.2011

Rs. In Millions

31.03.2010

Rs. In Millions

State Bank of Hyderabad - Term Loan

(Secured by 1st charge on all fixed assets of the company and personal guarantees of 2 directors)

98.279

42.711

State Bank of India -Term Loan

(Secured by mortgage of Plant and machinery, factory premises and personal guarantees of 2 directors)

267.918

222.382

Cash Credit with State Bank of India

(Secured by joint hypothecation charge over entire current / fixed assets and personal guarantees of 2 directors)

69.813

49.822

Cash Credit with State Bank of Hyderabad

(Secured by joint hypothecation charge over entire current / fixed assets and personal guarantees of 2 directors)

61.493

49.833

Kotak Mahindra Prime - Vehicle Loans

(Secured by mortgage of Vehicles and personal guarantee of a director)

9.586

4.964

Total

507.089

369.712

 

Unsecured Loans

31.03.2011

Rs. In Millions

31.03.2010

Rs. In Millions

Loans From:-

 

 

a) From Directors

6.121

0.000

b) From Others

39.145

7.000

c) From Banks

1.831

7.040

Total

47.097

14.040

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Vivek R. Agarwal and Company

Chartered Accountants

Address :

1, New Rajendra Park, Building No. IV, Station Road, Goregaon (West), Mumbai – 400 062, Maharashtra, India

Tel. No.:

91-22-28756553/ 28712585

Income-tax PAN of auditor or auditor's firm :

AABPA2163M

 

 

CAPITAL STRUCTURE

 

As on 30.09.2011

 

Authorised Capital :

No. of Shares

Type

Value

Amount

3000000

Equity Shares

Rs.10/- each

Rs.30.000 millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

2533387

Equity Shares

Rs.10/- each

Rs.25.334 millions

 

 

 

 

 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

25.334

19.908

10.000

2] Share Application Money – Pending Allotment

3.000

86.038

0.000

3] Reserves & Surplus

119.893

48.586

0.000

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

148.227

154.532

10.000

LOAN FUNDS

 

 

 

1] Secured Loans

507.089

369.712

0.000

2] Unsecured Loans

47.097

14.040

5.194

TOTAL BORROWING

554.186

383.752

5.194

DEFERRED TAX LIABILITIES

11.636

0.717

0.000

 

 

 

 

TOTAL

714.049

539.001

15.194

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

423.884

41.271

3.000

Capital work-in-progress

36.873

356.409

0.000

 

 

 

 

INVESTMENT

0.000

0.000

0.000

DEFERRED TAX ASSETS

0.000

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

184.020

92.642

0.000

 

Sundry Debtors

356.656

67.369

0.000

 

Cash & Bank Balances

22.828

10.376

2.773

 

Other Current Assets

0.990

0.799

0.007

 

Loans & Advances

38.869

21.195

8.702

Total Current Assets

603.363

192.381

11.482

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

353.608

47.065

0.000

 

Other Current Liabilities

9.647

1.397

0.016

 

Provisions

2.927

2.853

0.000

Total Current Liabilities

366.182

51.315

0.016

Net Current Assets

237.181

141.066

11.466

 

 

 

 

MISCELLANEOUS EXPENSES

16.111

0.255

0.728

 

 

 

 

TOTAL

714.049

539.001

15.194

 


PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

31.03.2011

 

31.03.2010

 

INCOME FROM OPERATIONS

 

665.044

205.681

 

 

 

 

 

 

PROFIT/ (LOSS) BEFORE TAX

 

0.934

15.187

 

 

 

 

 

Less

TAX                                                                 

 

11.019

2.717

 

 

 

 

 

 

PROFIT/ (LOSS) AFTER TAX

 

(10.085)

12.470

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

 

 

 

 

 

Export Earnings

 

37.600

0.000

 

TOTAL EARNINGS

 

37.600

0.000

 

 

 

 

 

 

Earnings/ (Loss) Per Share (Rs.)

 

(3.98)

NA

 

 

Particulars

 

 

 

31.03.2012

Sales Turnover (Approximately)

 

 

1000.000

 

 

 

 

 

Expected Sales (2012-2013): Rs.1200.000 millions

 

The above information has been parted by Mr. Praful (Senior Accountant).

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

31.03.2010

31.03.2009

Return on Total Assets

(PBT/Total Assets}

(%)

0.09

4.26

NA

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.01

0.10

NA

 

 

 

 

 

Debt Equity Ratio

(Total Liability/Networth)

 

6.21

2.82

0.52

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

1.65

3.75

717.63

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Check List by Info Agents

Available in Report (Yes / No)

1) Year of Establishment

Yes

2) Locality of the firm

Yes

3) Constitutions of the firm

Yes 

4) Premises details

No

5) Type of Business

Yes

6) Line of Business

Yes

7) Promoter’s background

Yes

8) No. of employees

Yes

9) Name of person contacted

Yes

10) Designation of contact person

Yes

11) Turnover of firm for last two years

Yes

12) Profitability for last two years

Yes

13) Reasons for variation <> 20%

--

14) Estimation for coming financial year

Yes

15) Capital in the business

Yes

16) Details of sister concerns

No

17) Major suppliers

No

18) Major customers

No 

19) Payments terms

Yes

20) Export / Import details (if applicable)

Yes

21) Market information

--

22) Litigations that the firm / promoter involved in

--

23) Banking Details

Yes

24) Banking facility details

Yes

25) Conduct of the banking account

--

26) Buyer visit details

--

27) Financials, if provided

Yes

28) Incorporation details, if applicable

Yes

29) Last accounts filed at ROC

Yes

30) Major Shareholders, if available

Yes

 

Note:

The registered office of the company has been shifted from 805, Valentine Tower, General A.K. Vaidya Marg, Malad (East), Mumbai – 400 097, Maharashtra to the present address w.e.f. 17.06.2011. 

 

OPERATIONS AND FUTURE BUSINESS PROSPECTS

 

Both the units (Silli and Baddi) are now fully operational and plant capacity is being optimally utilised. The company has procured order from various sectors viz. pharma, export, FMCG, gutka etc.

 

Bankers Charges Report as per Registry

 

Corporate identity number of the company

U36900MH2008PTC186434

Name of the company

PARTH FOILS PRIVATE LIMITED

Address of the registered office or of the principal place of  business in India of the company

426, 4th Floor, Diamond Industrial Estate, Ketki Pada, Near Western Express Highway, Dahisar (East), Mumbai – 400 068, Maharashtra, India

E-Mail: partho@parthgroup.co.in

This form is for

Modification of charge

Charge identification number of the modified 

10157172

Type of charge

Immovable Property

Particular of charge holder

State Bank of India, Commercial Branch, N.G.N. Vaidya Marg, Horniman Circle, Fort, Mumbai – 400 023, Maharashtra, India

E-Mail: kamalax_saraf@hotmail.com

Nature of description of the instrument creating or modifying the charge

No instrument. memorandum of entry

Date of instrument Creating the charge

29.12.2011

Amount secured by the charge

Rs.636.000 millions

Brief particulars of the principal terms an conditions and extent and operation of the charge

Rate of Interest:

As per sanction terms

 

Terms of Repayment:

As per sanction terms

 

Margin:

As per sanction terms

 

Extent and Operation of the charge:

As per sanction terms

Short particulars of the property charged

The whole of the current assets of the borrower namely, stocks of raw materials, stocks in process, semi finished and finished goods, stores and spares not relating to plant and machinery (consumable stores and spares) bills receivables and book debts all other movables, both present and  future whether now lying loose or in cases or which are now lying or stored in or about or shall hereinafter from time to time during the continuance of the security of these presents be brought into or upon or be stored or be in or about of the borrowers factories, premises and godowns situated at Daman in Indian Union Territory or wherever else the same may be or be held by any party to the order or disposition of the borrower or in the course of transit or on high seas or on order or delivery, howsoever and wheresoever is the possession of the borrower and either by way of substitution or addition.

Date of latest modification prior to the present modification

05.11.2011

Particulars of the present modification 

Now by the present modification dated 29.12.2011 the company created an extension of charge by way of an equitable mortgage by deposit of title deeds over the immovable properties by fixing the mortgage at Rs.636.000 millions the details of the immovable properties situated at: industrial plot bearing Survey No.98/1/1 at Village Silli of the Union Territory of Dadra and Nagar Haveli. With all buildings/structures and all the present and future movable plant and machineries and fixed assets.

 

FIXED ASSETS:

 

v      Land

v      Building

v      Plant and Machinery

v      Computers

v      Electrical Installation

v      Vehicles

v      Office Equipments

v      Factory Equipment

v      Furniture and Fixtures

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.73

UK Pound

1

Rs.87.26

Euro

1

Rs.69.89 

 

 

INFORMATION DETAILS

 

Information Gathered by :

SBA

 

 

Report Prepared by :

SMN

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

3

PAID-UP CAPITAL

1~10

3

OPERATING SCALE

1~10

3

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

3

--PROFITABILIRY

1~10

3

--LIQUIDITY

1~10

3

--LEVERAGE

1~10

3

--RESERVES

1~10

3

--CREDIT LINES

1~10

3

--MARGINS

-5~5

-

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

YES

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

27

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.