MIRA INFORM REPORT

 

 

Report Date :

26.05.2012

 

IDENTIFICATION DETAILS

 

Name :

QUALITYKIOSK TECHNOLOGIES PRIVATE LIMITED (w.e.f.07.07.2006)

 

 

Formerly Known As :

QUARKTEK SOFTWARE PRIVATE LIMITED

 

 

Registered Office :

201-205, Building No.2, Sector 3, Millennium Business Park, TTC Mahape, Thane-400709, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

05.07.2000

 

 

Com. Reg. No.:

11-127584

 

 

Capital Investment / Paid-up Capital :

Rs. 5.565 Millions

 

 

CIN No.:

[Company Identification No.]

U72900MH2000PTC127584

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

The subject is service provider of Software testing services

 

 

No. of Employees :

Information not given by the management

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba (45)

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 370000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Usually Correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having satisfactory track. Trade relations are reported as fair. Business is active. Payments are reported to be usually correct and as per commitment.

 

The company can be considered normal for business dealings at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

 

INFORMATION DECLINED BY

 

Management non co-operative. 

 

 

LOCATIONS

 

Registered Office :

201-205, Building No.2, Sector 3, Millennium Business Park, TTC Mahape, Thane-400709, Maharashtra, India 

Tel. No.:

91-22-41620701 / 41620700 / 40305700 / 27781528

Fax No.:

91-22-27781529

E-Mail :

rajesh@qualitykiosk.com

sales@qualitykiosk.com 

Website :

www.qualitykisok.in

 

 

Overseas Office :

Located At

 

·         Dubai

·         USA

·         Japan

 

 

DIRECTORS

 

AS ON 30.09.2011

 

Name :

Mr. Maneesh Jhawar

Designation :

Director

Address :

302, Plot No.89, Nishant Tarrace, Sector-29, Vashi-400705, Navi Mumbai, Maharashtra, India

Date of Birth/Age :

08.01.1969

Date of Appointment :

05.07.2000

DIN No.:

00173559

 

 

Name :

Mr. Ramniwas Jhawar

Designation :

Director

Address :

302, Plot No.89, Nishant Tarrace, Sector-29, Vashi-400705, Navi Mumbai, Maharashtra, India

Date of Birth/Age :

18.10.1941

Date of Appointment :

22.07.2002

DIN No.:

01098543

 

 

Name :

Ms. Pratiksha Maneesh Jhawar

Designation :

Director

Address :

302, Plot No.89, Nishant Tarrace, Sector-29, Vashi-400705, Navi Mumbai, Maharashtra, India

Date of Birth/Age :

03.03.1971

Date of Appointment :

05.10.2004

DIN No.:

01504835

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 30.09.2011

 

Names of Shareholders

No. of Shares

Percentage of Holding

Maneesh Jhawar

480000

43%

Pratiksha Maneesh Jhawar

190000

17%

Milan Gandhi

219000

20%

Anuradha Palnitkar

224000

20%

Total

1113000

100.00%

 

AS ON 30.09.2011

 

Equity Shares Break Up

Percentage

Directors or relatives of Directors

60.00

Other top fifty shareholders

40.00

Total

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

The subject is service provider of Software testing services

 

 

Services :

Software Services

 

 

GENERAL INFORMATION

 

Customers :

·         TATA

·         Air India

·         Future Bazar.com

·         Merrill Lynch

·         Citi Group

·         ICICI Prudential Life Insurance

·         Sompo Japan

 

 

No. of Employees :

Information not given by the management

 

 

Bankers :

·         Kotak Mahindra Bank Limited, 36-38A, Nariman Bhavan, 227, D, Nariman Point, Mumbai-400021, Maharashtra, India

·         ICICI Bank Limited

·         Axis Bank Limited

·         HDFC Bank Limited

·         Citi Bank

 

 

Facilities :

Secured Loan

 

Rs. In Millions

31.03.2011

Rs. In Millions

31.03.2010

Car Loan from ICICI Bank Limited

(Repayable within one year Rs. 0.173 million)

0.306

1.070

Car Loan from Axis Bank Limited

(Repayable within one year Rs. 0.515 million)

1.103

0.641

Car Loan from HDFC Bank Limited

(Repayable within one year Rs. 0.090 million

0.090

0.432

Car Loan from Magana Finance

(Repayable within one year Rs. 0.182 million)

0.410

0.229

Term Loan from Citibank against Property

(Repayable within one year Rs.7.333 Millions)

19.703

2.925

 

 

 

Total

21.612

5.297

 

 

 

Unsecured Loan

 

Rs. In Millions

31.03.2011

Rs. In Millions

31.03.2010

Cash Credit Limit from Citibank N.A. (against sundry debtors)

19.547

10.249

Bank Overdraft with ICICI Bank Limited

0.000

0.208

 

 

 

Total

19.547

10.457

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Raju and Prasad

Chartered Accountant

Address :

511, Corporate Centre, Nirmal Lifstyle, LBS Road, Mulund (West), Mumbai-400080, Maharashtra, India 

Telfax. No.:

91-22-25671155

E-Mail :

avinash07@gmail.com

avinashjain@rajuandprasad.com

Pan No.:

AACFR2404H

 

 

Related parties where there have been transactions :

·         M. S. Technologies

·         Qualitykiosk software Private Limited

·         Milan Gandhi Consultancy

 

 

Related parties where there have been no transactions :

·         Maneesh Pipe Private Limited

·         Carona Cables Private Limited

·         Shubhchintak Traders Private Limited

 

CAPITAL STRUCTURE

 

AS ON 31.03.2011

 

Authorised Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

2000000

Equity Shares

Rs.5/- each

Rs. 10.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

1113000

Equity Shares

Rs.5/- each

Rs. 5.565 Millions

 

 

 

 

 

 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

5.565

5.565

5.565

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

87.418

67.827

49.586

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

92.983

73.392

55.151

LOAN FUNDS

 

 

 

1] Secured Loans

21.612

5.297

16.263

2] Unsecured Loans

19.547

10.457

0.646

TOTAL BORROWING

41.159

15.754

16.909

DEFERRED TAX LIABILITIES

2.443

2.123

1.969

 

 

 

 

TOTAL

136.585

91.269

74.029

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

71.533

25.105

23.814

Capital work-in-progress

0.000

0.000

0.000

 

 

 

 

INVESTMENT

0.500

0.500

0.000

DEFERREX TAX ASSETS

0.000

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

0.000

0.000

0.000

 

Sundry Debtors

66.140

48.183

44.564

 

Cash & Bank Balances

12.067

7.843

16.370

 

Other Current Assets

0.000

0.000

0.000

 

Loans & Advances

21.131

31.510

12.287

Total Current Assets

99.338

87.536

73.221

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

23.018

11.961

6.513

 

Other Current Liabilities

12.232

10.378

16.493

 

Provisions

0.000

0.000

0.000

Total Current Liabilities

35.250

22.339

23.006

Net Current Assets

64.088

65.197

50.215

 

 

 

 

MISCELLANEOUS EXPENSES

0.464

0.467

0.000

 

 

 

 

TOTAL

136.585

91.269

74.029

 


PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2011

31.03.2010

31.03.2009

 

SALES

 

 

 

 

 

Income

NA

202.290

194.040

 

 

Income from Other Sources

NA

1.073

0.694

 

 

TOTAL                                    

NA

203.363

194.734

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION

34.724

32.359

38.139

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                    

4.362

4.457

4.112

 

 

 

 

 

 

PROFIT BEFORE TAX

30.362

27.902

34.027

 

 

 

 

 

Less

PRIOR PERIOD EXPENSES

0.000

0.354

0.182

 

 

 

 

 

Less

TAX                                                                 

10.641

9.177

12.547

 

 

 

 

 

 

PROFIT AFTER TAX

19.721

18.371

21.298

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

67.828

49.587

28.977

 

 

 

 

 

Less

ACCUMULATED DEFERRED TAX

NA

0.000

0.558

Less

PROVISION FOR DIVIDEND INCLUDE DIVIDEND TAX

NA

0.130

0.130

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

NA

67.828

49.587

 

 

 

 

 

 

Earnings Per Share (Rs.)

17.72

24.75

30.00

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

31.03.2010

31.03.2009

PAT / Total Income

(%)

NA

9.03

10.94

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

NA

13.79

17.54

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

17.77

24.77

35.07

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.33

0.38

0.62

 

 

 

 

 

Debt Equity Ratio

(Total Liability/Networth)

 

0.85

0.55

0.76

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

2.82

3.92

3.18

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Check List by Info Agents

Available in Report (Yes / No)

1.       Year of Establishment

Yes

2.       Locality of the firm

Yes

3.       Constructions of the firm

Yes

4.       Premises details

No

5.       Type of Business

Yes

6.       Line of Business

Yes

7.       Promoter’s background

Yes

8.       No. of Employees

No

9.       Name of person contacted

Yes

10.   Designation of contact person

Yes

11.   Turnover of firm for last two years

Yes

12.   Profitability for last three years

Yes

13.   Reasons for variation <> 20%

------

14.   Estimation for coming financial year

No

15.   Capital in the business

Yes

16.   Details of sister concerns

Yes

17.   Major suppliers

No

18.   Major customers

Yes

19.   Payments terms

No

20.   Export / Import details

No

21.   Market information

------

22.   Litigations that the firm / promoter involved

------

23.   Banking Details

Yes

24.   Banking facility details

Yes

25.   Conduct of the banking account

------

26.   Buyer visit details

------

27.   Financials, if provided

Yes

28.   Incorporation details, if applicable

Yes

29.   Last accounts filed at ROC

Yes

30.   Major Shareholders, if available

Yes

 

 

SUNDRY CREDITORS DETAILS

(Rs. In Millions)

Particulars

 

31.03.2011

31.03.2010

31.03.2009

Sundry Creditors

23.018

11.961

6.513

 

 

 

 

Total

23.018

11.961

6.513

 

 

FINANCIAL HIGHLIGHT

 

During the period, the company started its operations and also achieved a net profit figure of Rs. 19.721 Millions Directors praise the management for their efforts in expanding the software business of the company.

 

 

OPERATIONS

 

During the period, the operations of the company expanded which is reflected by the increase in the profits of the Company.

 

 

 

FIXED ASSETS

 

·         Air Condition

·         Computer and Hardware

·         Electrical Installation

·         Furniture and Fixtures

·         Office Equipment

·         Office Premises

·         Vehicles

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 56.28

UK Pound

1

Rs. 88.25

Euro

1

Rs. 70.81

 

 

INFORMATION DETAILS

 

Information Gathered by :

SVA

 

 

Report Prepared by :

DPT


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

5

PAID-UP CAPITAL

1~10

5

OPERATING SCALE

1~10

5

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

5

--PROFITABILIRY

1~10

5

--LIQUIDITY

1~10

5

--LEVERAGE

1~10

5

--RESERVES

1~10

5

--CREDIT LINES

1~10

5

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

45

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.