MIRA INFORM REPORT

 

 

Report Date :

29.05.2012.

 

IDENTIFICATION DETAILS

 

Name :

INDIGO  LIVING  LTD

 

 

Formerly Known As :

Options Home Furnishings Ltd

 

 

Registered Office :

Suite 1813-1816, 18/F., Horizon Plaza, 2 Lee Wing Street, Ap Lei Chau

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

11.11.1986

 

 

Com. Reg. No.:

10737558

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Interior Decoration of all kinds of furniture, furnishings, etc.

 

 

No. of Employees :

30

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


Company name

 

INDIGO  LIVING  LTD.

 

 

Company ADDRESS

 

Suite 1813-1816, 18/F., Horizon Plaza, 2 Lee Wing Street, Ap Lei Chau, Hong Kong.

PHONE:            2552 3500

FAX:                 2522 3505

           

E-MAIL:            wholesale@indigo-living.com

franchising@indigo-living.com 

 

 

MANAGEMENT

 

Managing Director:         Mr. John Warren McLennan

 

 

SUMMARY

 

Incorporated on:             11th November, 1986.

 

Organization:                 Private Limited Company.

 

Capital:                         Nominal:           HK$23,000,000

Issued:              HK$22,900,000

 

Business Category:        Interior Decoration.

 

Employees:                   30.

 

Main Dealing Banker:     Standard Chartered Bank (Hong Kong) Ltd., Hong Kong.

 

Banking Relation:           Good.


Company ADDRESS

 

Registered Head Office:-

Suite 1813-1816, 18/F., Horizon Plaza, 2 Lee Wing Street, Ap Lei Chau, Hong Kong.

 

Holding Company:-

Pacific Legend Development Ltd., Hong Kong.  (Same address)

 

Associated Company:-

Indigo Living LLC

Office 120, Third Floor, Oasis Centre, Sheikh Zayed Road,

(near Second Interchange), P.O. Box 282425, Dubai, UAE.

[Tel: 971-4-339 7705;  Fax: 971-4-339 7704]

 

 

BUSINESS REGISTRATION NUMBER

 

10737558

 

 

COMPANY FILE NUMBER

 

0177875

 

 

MANAGEMENT

 

Managing Director:         Mr. John Warren McLennan

Contact Person:             Mr. Kaplan James Howard

 

 

CAPITAL

 

Nominal Share Capital:   HK$23,000,000 (Divided into 23,000,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$22,900,000

 

 

SHAREHOLDER

(As per registry dated 11-11-2011)

 

Name

 

No. of shares

Pacific Legend Development Ltd., Hong Kong.

 

22,900,000

========

DIRECTORS

(As per registry dated 11-11-2011)

 

Name

(Nationality)

 

Address

John Warren McLennan

Flat 50, 1/F., Block 3, Middleton Towers, 140 Pokfulam Road, Hong Kong.

 

MOK Lai Yin, Fiona

Flat RD, 19/F., Tower 5, Le Prestige, Lohas Park, Tseung Kwon, O, New Territories, Hong Kong.

 

Tracy Ann FITZPATRICK

1/F., 88B Pokfulam Road, Pro Fu Lam, Hong Kong.

 

SECRETARY

(As per registry dated 11-11-2011)

 

John Warren McLennan

 

 

HISTORY

 

The subject was incorporated on 11th November, 1986 as a private limited liability company under the Hong Kong Companies Ordinance.

Originally the subject was registered under the name of Wide Dragon Industries Ltd., name changed to Lim Mei Carpet Manufacturing Co. Ltd. on 3rd April, 1987; changed to Options Home Furnishings Ltd. in 5th August, 2002 and further to the present style on 4th October, 2004.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Interior Decoration.

 

Lines:                           All kinds of furniture, furnishings, etc.

 

Employees:                   30.

 

Commodities Imported:   Europe, etc.

 

Markets:                       Hong Kong, other Asian countries, etc.

 

Terms/Sales:                 As per contracted.

 

Terms/Buying:               Various terms.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital:   HK$23,000,000 (Divided into 23,000,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$22,900,000

 

Profit or Loss:                Making a small profit every year.

 

Condition:                      Keeping in a satisfactory manner.

 

Facilities:                      Making rather active use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Banker:                         Standard Chartered Bank (Hong Kong) Ltd., Hong Kong.

 

Standing:                      Good.

 

 

GENERAL

 

Having issued 22.9 million ordinary shares of HK$1.00 each, Indigo Living Ltd. is a wholly owned subsidiary of Pacific Legend Development Ltd. which is a Hong Kong-registered firm located at the same operating office.

Established for over 25 years, the subject provides clients with high quality of furnishing and accessories with innovative interior designs.  Its background is in the areas of retail, rental and projects.  Now it is actively seeking new wholesale clients.

Our experienced project team can offer a tailored service for any project including interior design, sourcing and procurement of Furniture, Furnishings and Equipment [FF&E], custom manufacturing, and full project management and installation.

The subject is specialized in providing turnkey FF&E solutions for the hospitality industry with a focus on hotels, restaurants, show flats, casinos and serviced apartments.

The subject’s business territories not only cover Hong Kong, but also other Asian countries.  Besides, it also has had a sales team in the Middle East.

The subject was engaged in the following projects:-

·         33 Cape Road residential showflat, Hong Kong

·         6 Celebrity Chef Restaurants at Marina Bay Sands, Singapore

·         Afya Restaurant - Traders Hotel, Abu Dhabi

·         Aralias luxury apartment, Gurgaon, India 

·         Bar Azul -Four Seasons Hotel, Macau

·         Belcanção Restaurant -Four Seasons Hotel, Macau

·         Dubai Marriott Harbour Hotel & Suites, Dubai

·         Emirates Management Crew Quarters, Dubai

·         Four Seasons Serviced Apartments mock up, Macau

·         Greenlakes, Dubai

·         Kowloon Waterfront, Hong Kong

·         Lanson Place Jinlin Tiandi, Shanghai

·         Lanson Place mock up, Rich Garden, Shanghai

·         Links Golf Clubhouse, Yas Island, Abu Dhabi

·         Marina Bay Sands Casino, Singapore

·         Marina Bay Sands Lounge Portal, Singapore

·         Movenpick Hotel and Residences Laguna Towers, Dubai

·         NETs, Nanjing, China

·         Paiza Club at Venetian, Macau

·         Splash Restaurant -Four Seasons Hotel, Macau  

·         The Address Dubai Marina Hotel, Dubai

·         The Address Dubai Marina Serviced Apartments, Dubai

·         The Manhattan, Macau

·         The Plaza Casino at Four Seasons, Macau

·         The Repulse Bay, Hong Kong

·         The Venetian - Paiza Mansions, Macau

·         The Venetian -Four Seasons, Macau

·         The Westin, Dubai

·         Traders Hotel, Abu Dhabi

·         Zi Yat Heen Restaurant -Four Seasons Hotel, Macau

The subject also handled projects in India.  Its associated company in the United Arab Emirates is Indigo Living LLC.  The annual sales turnover of the subject is very significant.

In Hong Kong, the contact person is Mr. Kaplan James Howard.

On the whole, consider the subject good for normal business engagements.

 


MORTGAGE OR CHARGE

 

Date

Particulars

Amount

31-08-1988

Instrument:      Charge on Deposit

Property:

Receipt No.1-02-4-009936 for HK$566,324.49, 2-02-3-032572 for US$40,950.73 and 2-02-9-032659 for US$14,976.49

Mortgagee:      Hang Lung Bank Ltd., Hong Kong.  [Business was taken over by Dao Heng Bank Ltd. which was merged into DBS Bank (Hong Kong) Ltd.]

To secure general banking facilitics.

19-12-2007

Instrument:      Security Over Deposits with the Bank (Limited Company – Under Seal)

Property:

Initially HK$2,388,230.88 and all monies whether now or hereafter standing to the credit of the Company’s deposit with the Bank under deposit No. 034-253757

Mortgagee:      The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

To secure all monies in respect of banking facilities

01-09-2009

Instrument:      Charge Over Deposits – CD 2 (09)

Property:

1)   By fixed Charge:  all the Company’s rights in respect of the following: (i) the sum deposited by the Company or for its benefit in the account or ad evidenced by deposit instrument or other evidence of indebtedness; and (ii) all other sums in any currency at any time standing to the credit of the Company or the credit of any other person for the Company’s benefit whether alone or jointly with others on any deposit account with the Bank or any other SCB Group Company including additions to or renewals or replacements of such sum; and all interest from time to time accruing or payable on the sums specified in (i) and (ii) above

2)   By assignment:  all Deposits held with any SCB Group Company

Mortgagee:      Standard Chartered Bank (Hong Kong) Ltd., Hong Kong.

To secure the payment or discharge of all moneys, obligations and liabilities

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.26

UK Pound

1

Rs.86.80

Euro

1

Rs.69.63

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.