MIRA INFORM REPORT

 

 

Report Date :

30.05.2012

 

IDENTIFICATION DETAILS

 

Name :

P.T. WINALITE INDONESIA

 

 

Registered Office :

Senayan Trade Center 3rd Floor No. 168, Jalan Asia Afrika No. 8,  Gelora Bung Karno Senayan, Jakarta Pusat, 10270

 

 

Country :

Indonesia

 

 

Date of Incorporation :

16.04.2007

 

 

Com. Reg. No.:

No. AHU-06171.AH.01.02.TH.2009

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Direct Selling, Multi Level Marketing and Distribution of Sanitary Napkins

 

 

No. of Employees :

160

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 


NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


Name of Company

 

P.T. WINALITE INDONESIA

 

 

company Address

 

Head Office

Senayan Trade Center 3rd Floor No. 168

Jalan Asia Afrika No. 8

Gelora Bung Karno Senayan

Jakarta Pusat, 10270

Indonesia

Phones             - (62-21) 5793 1818 (Hunting)

Fax                   - (62-21)

Building Area     - 15 storey

Office Space      - 120 sq. meters

Region              - Commercial

Status               - Rent

 

 

Date of Incorporation

 

16 April 2007

 

 

Legal Form

 

P.T. (Perseroan Terbatas) or Limited Liability Company

 

 

Company Reg. No.

 

The Ministry of Law and Human Rights

- No. W7-08097 HT.01.01.TH.2007

  Dated 17 July 2007

- No. AHU-28974.AH.01.02.TH.2008

  Dated 29 August 2008

- No. AHU-06171.AH.01.02.TH.2009

  Dated 5 March 2009


Company Status

 

Private National Company

 

 

Permit by the Government Department

 

The Department of Finance

NPWP No. 02.681.656.1.077.000

 

The Department of Trade

SIUPL No. 03/PDN-2/SIUPL/B/1/2008

 

 

Related Companies

 

a.   P.T. CYBERWOLRD NETWORK INDONESIA (Game Center, I-Café & Cyber Edutainment Services)

b.   P.T. WINALITE INTERNATIONAL (Trading and Export Import Services)

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                            : Rp. 5,000,000,000.-

Issued Capital                                  : Rp. 2,000,000,000.-

Paid up Capital                                : Rp. 2,000,000,000.-

 

Shareholders/Owners :

a. Mr. Drs. Piandi                                                             - Rp. 1,100,000,000.-

    Address : Jl. Jati Block H No. 11, RT. 006 RW. 006

                    Kelurahan Pondok Labu, Kecamatan Cilandak

                    Jakarta Selatan

                    Indonesia

b. Mrs. Suyati Tandana                                                    - Rp.    898,000,000.-

    Address : Jl. Jati Block H No. 11, RT. 006 RW. 006

                    Kelurahan Pondok Labu, Kecamatan Cilandak

                    Jakarta Selatan

                    Indonesia

c. Ms. Stella Angela                                                         - Rp.        2,000,000.-

    Address : Jl. Jati Block H No. 11, RT. 006 RW. 006

                    Kelurahan Pondok Labu, Kecamatan Cilandak

                    Jakarta Selatan

                    Indonesia

 


BUSINESS ACTIVITIES

 

Lines of Business :

Direct Selling, Multi Level Marketing and Distribution of Sanitary Napkins

 

Production Capacity :

None

 

Total Investment :

None

 

Started Operation :

June 2007

 

Brand Name :

Winalite Indonesia

 

Technical Assistance :

None

 

 

Number of Employee :

160 persons                                   

 

Marketing Area :

Local       - 100%

 

Main Customer :

Trader and Distributors

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. AHAD-NET INTERNATIONAL

b. P.T. AMWAY INDONESIA

c. P.T. KOMPAK INDOPOLA

d. P.T. SOPHIA MARTIN INDONESIA

e. Etc.

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

Bankers :

a.   P.T. Bank CENTRAL ASIA Tbk

      Menara BCA Grand Indonesia

      Jalan M.H. Thamrin No. 1

      Jakarta Pusat

      Indonesia

b.   P.T. Bank CHINA TRUST INDONESIA

      Tamara Centre

      Jalan Jend. Sudirman Kav. 24

      Jakarta Selatan

      Indonesia

c.   P.T. Bank ICBC INDONESIA

       ICBC Tower, 32nd Floor

      Jalan M.H. Thamrin No. 81

      Jakarta Pusat

      Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2009 – Rp. 27.0 billion

2010 – Rp. 29.4 billion

2011 – Rp. 31.0 billion

 

Net Profit (estimated) :

2009 – Rp. 1.6 billion

2010 – Rp. 1.8 billion

2011 – Rp. 2.0 billion

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

President Director                            - Mr. Drs. Piandi

Director                                           - Ms. Stella Angela

 

Board of Commissioners :

Commissioner                                 - Mrs. Suyati Tandana

 

Signatories :

President Director (Mr. Drs. Piandi) or the Director (Ms. Stella Angela) which must be approved by Board of Commissioner

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

Proposed Credit Limit :

Small amount – periodical review

 

 

OVERALL PERFORMANCE

 

P.T. WINALITE INDONESIA (P.T. WI) was incorporated in Jakarta based on notary deed of Mr. Desman, SH., No. 61 dated 16 April 2007 with the authorized capital of Rp. 1,000,000,000 issued capital of Rp. 500,000,000 entirely paid up. The founding and shareholders of the company are Mr. Drs. Piandi AKA Piandi Ang, his wife Mrs. Suyati Tandana and their daughter Ms. Stella Angela, they are Indonesian business family of Chinese extraction. The company notary deed had been changed a couple of times. Then according to the latest revision of notary documents of Mr. Desman, SH., No. 31 dated 15 December 2008 the company authorized capital was increased to Rp. 5,000,000,000 issued capital to Rp. 2,000,000,000 entirely paid up. With this development the composition of its shareholders has been changed to become Mr. Drs. Piandi (55%), his wife Mrs. Suyati Tandana (44.9%) and daughter Ms. Stella Angela (0.1%). The latest revision of notary documents was approved by the Ministry of Law and Human Rights in its decision letter No. AHU-06171.AH.01.02.TH.2009 dated March 5, 2009.

 

P.T. WI is a private national company operating since June 2007 to be engages in the field of direct selling and multi level marketing of sanitary napkin and other health equipments. P.T. WI is a dynamic and fast growing direct selling business of sanitary napkin and medicine sanitary napkin and other health equipment products. P.T. WI comes as the company WINALITE distributor primary production of health products WINALITE INTERNATIONAL based in Guangdong China. P.T. WI products are sanitary napkins and sanitary equipments such as LOVEMOON, WINGUARD, WAISTGUARD, EYEPATH & NECKGUARD, WINBEAUTY, ANION SHOWERHEAD, ANION FAULET FILTER, ANION FLUSHER, ENERGY STONE, VINMAT brands. These products are marketed by a system of direct sales and multi level marketing to member stores and several shops, distributors and dealers spread across major cities in Indonesia.        

 

Ms. Stella Angela, Director P.T. WI said further the whole products are marketed under by direct selling and multi level marketing. It has a wide marketing network controlling some 10,000 active distributors scattered in major cities like Jakarta, Surabaya (East Java), Bandung (West Java), Semarang (Central Java), etc.  It seems that market segment of the products is middle-up class people, for it is relatively expensive. We observe the operation of P.T. WI has been growing and developing well in the last three years.

 

In general, the demand for direct selling and multi level marketing of sanitary napkins and sanitary equipments and other products has kept on rising despite dropped in October 2008 due to the global economic crisis battering Indonesia. But later the demand growth started to awake again in line with the amelioration of the domestic economic and political condition. The Indonesian economy has weathered the storm and is currently accelerating. As for the global economy, it is also in a recovery phase and this recovery is expected to continue in 2010. Overall, the prospects for the Indonesian economy in 2010 are brighter than in 2009. The global economic recession has exerted significant downward pressures on the Indonesia economy. In the first quarter of 2009 the economy grew by 4.4 percent, or significantly lower than in the fourth quarter of 2008 when the economy grew by 5.2 percent and lower than in the third quarter of 2008 when the economy grew by 6.4 percent.

 

Eventually, the impact of the fiscal and monetary stimuli on the economy could be seen. This was reflected in the brisker pace of growth in Indonesia despite the global economic recession. In the second quarter of 2009 the Indonesian economy grew by 4.0 percent, and in the third quarter of the year it grew by 4.2 percent.

 

The economic is expected to accelerate further in the fourth quarter of 2009. And for the whole of 2009 the Indonesian economy is expected tot grow by 4.7 percent and 6.0 percent in 2010. Several factors support brisker economic growth in 2010. First, the global economic conditions are expected to be better in 2010 than in 2009. This is evident in the global economic recover that is expected to continue well into 2010.

 

The US economy, for example, is expected to grow by 2.5 percent in 2010 compared to a contraction of 2.4 percent in 2009.  Meanwhile, the Japanese economy is predicted to grow by around 1.2 percent in 2010 in contrast to an expected contraction of around 5.7 percent in 2009. As for Europe, it is expected to grow by 1.1 percent in 2010 compared to an expected contraction of around 3.8 percent in 2009. It is estimated that demand for analysis and testing services will keep on increasing in five years to come. The competition is very tight on account of many similar companies operating in the country. Against this backdrop, Indonesian exports are expected to grow by 12.9 percent 2010.

 

Indonesia’s economic growth in 2008, 2009 and forecast for 2010

 

No.

Sector

2008

2009

2010

1.

Agriculture

4.8

3.6

3.3

2.

Mining and Quarrying

0.5

3.7

3.7

3.

Manufacturing

3.7

2.2

2.2

4.

Electricity, Gas, and Clean Water

10.9

13.4

13.4

5.

Construction

7.3

7.1

7.0

6.

Trade, Hotel, and Restaurant

7.2

1.2

5.8

7.

Transportation and Communication

16.7

17.4

16.7

8.

Finance, Leasing and Business Services

8.2

5.5

6.3

9.

Services

6.4

6.7

6.9

Gross Domestic Product (GDP)

6.1

4.7

6.0

Source: Indonesia Economic Almanac 2010 by Bisnis Indonesia

 

Until this time P.T. WI has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement. The management of P.T. WI is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company in 2009 amounted to Rp. 27.0 billion rose to Rp. 29.4 billion in 2010 increased to Rp. 31.0 billion in 2011 and projected to go on rising by at least 4% in 2012. The operation in 2011 yielded an estimated net profit of at least Rp. 2.0 billion and the company has an estimated total networth of at least Rp. 5.0 billion. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.  

 

The management of P.T. WI is led by Mr. Drs. Piandi AKA Piandi Ang (51) a businessman and professional manager with experience in direct selling and multi level marketing of sanitary napkin and sanitary equipment products. Daily activity he is assisted by his daughter Ms. Stella Angela (27) as Director. The company's management is handled by professional staff in the above business. They have wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. P.T. WINALITE INDONESIA is sufficiently fairly good for business transaction.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.58

UK Pound

1

Rs.87.14

Euro

1

Rs.69.73

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.