MIRA INFORM REPORT

 

 

Report Date :

02.11.2012

 

IDENTIFICATION DETAILS

 

Name :

KAY R INTERNATIONAL

 

 

Registered Office :

 

# 74, Pickerings Road, Colombo 13

 

 

 

 

Country :

Sri Lanka

 

 

 

 

Date of Incorporation :

02.03.2002

 

 

 

 

Com. Reg. No.:

W/A 44186

 

 

 

 

Legal Form :

Proprietorship Company  (In Operation)

 

 

 

 

Line of Business :

Exporter of Waste paper

 

 

 

 

No. of Employees :

Approx. 07

 

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Unknown

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Sri Lanka

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SRI LANKA - ECONOMIC OVERVIEW

 

Sri Lanka continues to experience strong economic growth, driven by large-scale reconstruction and development projects following the end of the 26-year conflict with the LTTE. Sri Lanka is pursuing a combination of government directed policies, private investment, both foreign and domestic, to spur growth in disadvantaged areas, develop small and medium enterprises, and increase agricultural productivity. The government struggles with high debt interest payments, a bloated civil service, and historically high budget deficits. However recent reforms to the tax code have resulted in higher revenue and lower budget deficits in recent years. The 2008-09 global financial crisis and recession exposed Sri Lanka's economic vulnerabilities and nearly caused a balance of payments crisis. Growth slowed to 3.5% in 2009. Economic activity rebounded strongly with the end of the war and an IMF agreement, resulting in two straight years of high growth in 2010 and 2011. Per capita income of $5,600 on a purchasing power parity basis is among the highest in the region.

Source : CIA


 

GENERAL

- Basic information at a glance

     

a.

Name of Subject of Inquiry

:

KAY R INTERNATIONAL

b.

Legal Form  & Status

:

Proprietorship Company  (In Operation)

c.

Proprietor

:

Kingsley Yesaiah

d.

Primary Line of Business

:

Exporter of Waste paper

e.

 

Head Office & Place of                         

           Business

 

:

 

# 74, Pickerings Road,

Colombo 13,

Sri Lanka

  

Tel No/Fax: (00 94 11) 233 7411

 

Email: kinginchrist@gmail.com

 

 

 

               

f.

No. of Employees

:

Approx. 07

           

           

COMPANY DETAILS 

- Registration and Shareholder Details

 

 

a.

Registration No

:

W/A 44186

b.

Date of Registration

:

02nd March, 2002

c.

Registered Address

:

74, Pickerings Road, Colombo 13, Sri Lanka

d.

Auditors

:

J.S.A. Associates

e.

Company Secretaries

:

Not Applicable

f.

Bankers

:

Bank of Ceylon, Seylan Bank PLC

 

Customers

:

End Users

 

 

FINANCIAL DETAILS

- Most recent available Financial Information

 

    Based on the corporate laws of Sri Lanka, legal entities which are Private Company with   

     Limited Liability is not required to make public disclosure of their annual financials.    

     Therefore no financials are available for this entity.

 

 

Information parted by

(General Details)

 

Name: Kingsley Yesaiah

Designation: Proprietor

Date: 02.11.2012

 

 

current investigation

 

History:

          

                  The Subject Company KAY R INTERNATIONAL is Proprietorship Company, in

                   Operation

                  It has been incorporated on 02nd March, 2002 under registration No: W/A 44186

 

 

·         Location.

 

               The Subject Company is located at the client, # 74, Pickerings Road, 

                  Colombo 13, Sri Lanka, a very prominent business area in the city where hardware

                   Businesses are operating.

 

      

                                 

·         Operational Details.

 

General

                 

                  The subject company’s primary line of business is Import & distribution of Beedi Tobacco

                   & tobacco wrapping leaves and exporting Waste Paper,

 

Products:

Export – Waste Paper

Import – Tobacco leaves and tobacco for “Beedi” (type of cigar)

         

Equipment to Gove

Import/Export Countries

India. Average 2 shipments per month.

 

No of Employees

                  Approx 7 employees.

 

·         Financial Data

The company has declined to provide information on its finances. However, they said the investment is around 10 million rupees

                  In Sri Lanka, Private Limited Liability/ Partnership or Proprietorship Companies do

                  not publish their Accounts for Public use, other than the shareholders.

                

·         General Comments:

When the Subject Company was contacted, Proprietor Mr. Yesaiah was very polite in providing the basic information given in this report; however he declined to provide financial details without knowing the details of the end user of this enquiry.

 

·         Trade references:

 

                  The subject company has not provided trade references:

 

 

·         Credit Recommendations

                  Since no financial information has been forthcoming from the company, it is not possible to comment on the merits or otherwise of the company.

 

No computerised data bases exist to make checks whether the partners or the company has any legal action or lawsuit initiated against any of them but informal (but not in-depth) checks do not indicate any such cases in the public knowledge.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.78

UK Pound

1

Rs.86.77

Euro

1

Rs.69.71

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.