MIRA INFORM REPORT

 

 

Report Date :

03.11.2012

 

IDENTIFICATION DETAILS

 

Name :

P.T. MITRA PINASTHIKA MUSTIKA

 

 

 

 

Formerly Known As :

P.T. MITRA PRATAMA MUSTIKA

 

 

Registered Office :

 

Jalan Agung Karya IV Block B No. 19 Sunter Podomoro Jakarta Utara, 14350

 

 

 

 

Country :

Indonesia

 

 

 

 

Date of Incorporation :

02.11.1987

 

 

 

 

Com. Reg. No.:

No. AHU-34592.AH.01.02.TH.2010

 

 

 

 

Legal Form :

Limited Liability Company

 

 

 

 

Line of Business :

Main Dealer of Honda Motorcycle, Spare Parts and After Sales Services

 

 

 

 

No. of Employees :

187 persons

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew an estimated 6.1% and 6.4% in 2010 and 2011, respectively. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a small current account surplus, a fiscal deficit below 2%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2012 faces the ongoing challenge of improving Indonesia's insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of rising oil prices.

Source : CIA


 

Name of Company

 

P.T. MITRA PINASTHIKA MUSTIKA

 

 

Address

 

Head Office

Jalan Agung Karya IV Block B No. 19

Sunter Podomoro

Jakarta Utara, 14350

Indonesia

Phones             - (62-21) 6510 789 (Hunting)

Fax                   - (62-21) 6512 355

E-mail               - bubun@mpm-ho.com

Website            - http://www.mpm-motor.com

Building Area     - 2 storey

Office Space      - 230 sq. meters

Region              - Commercial

Status               - Rent

 

Branch

Jalan Simpang Dukuh No. 42-44

Surabaya, East Java

Indonesia

Phones             - (62-31) 5324000 (Hunting)

Fax                   - (62-31) 5346248

Building Area     - 3 storey

Office Space      - 400 sq. meters

Region              - Commercial

Status               - Owned

 

Registration data

 

Date of Incorporation :

a. 2 November 1987 as P.T. MITRA PRATAMA MUSTIKA

b. 1 July 1988 as P.T. MITRA PINASTHIKA MUSTIKA

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

- No. C2-7013.HT.01.01.TH.88

  Dated 11 August 1988

- No. AHU-34592.AH.01.02.TH.2010

  Dated 9 July 2010

 

Company Status :

National Private Company

 

Permit by the Government Department :

a. The Department of Finance

    NPWP No. 01.321.936.5-091.000

b. The Department of Industry and Trade

    TDP No. 090116011790

    Dated 19 April 1999

 

Related Companies :

a. P.T. MITRA PINASTHIKA MUSTIKA FINANCE (Multi Finance Services)

b. P.T. RASI UNGGUL BESTARI (Investment Holding)

c. P.T. SASANA ARTHA FINANCE (Multi Finance Services)

d. P.T. SWAKARYA SINAR MULIA (Trading and Distribution of Building Material and Investment

    Holding)

e. P.T. UNITRAS PERTAMA (Trading and Investment Holding)

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                            : Rp. 350,000,000,000.-

Issued Capital                                  : Rp. 350,000,000,000.-

Paid up Capital                                : Rp. 350,000,000,000.-

 

Shareholders/Owners :

a. P.T. RASI UNGGUL BESTARI                              - Rp. 131,000,000,000.-

    Address : Jl. Talang Betut No. 38

                    Jakarta Pusat

                    Indonesia 

b. P.T. SWAKARYA SINARMULIA                          - Rp. 131,000,000,000.-

    Address : Jl. Talang Betut No. 38

                    Jakarta Pusat

                    Indonesia

c. P.T. UNITRAS PERTAMA                                    - Rp.   87,500,000,000.-

    Address : Jl. Ir. H. Juanda III No. 8

                    Jakarta Pusat

                    Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

a.   Main Dealer of Honda Motorcycle, Spare Parts and After Sales Services

b.   Investment Holding

 

Production Capacity :

None

 

Total Investment :

Owned Capital                                 - Rp. 25.0 billion

 

Started Operation :

1988

 

Brand Name :

MPM Motor

 

Technical Assistance :

None

 

Number of Employee :

187 persons

 

Marketing Area :

Local    - 100%

 

Main Customer :

Individual and Corporate

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. ADIRATNA BONANZA CEMERLANG

b. P.T. WAHANAMAKMUR SEJATI

c. P.T. WAHANA ARTHA SEJATI

d. P.T. YAMAHA MOTOR KENCANA

e. Etc.

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r :

P.T. Bank PERMATA Tbk

Jalan Sunter Podomoro

Jakarta Utara

Indonesia

 

Auditor :

Internal Auditor

 

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2009 – Rp. 6,400.0 billion

2010 – Rp. 6,800.0 billion

2011 – Rp. 7,200.0 billion

2012 – Rp. 3,700.0 billion (January – June)

 

Net Profit (estimated) :

2009 – Rp. 157.0 billion

2010 – Rp. 166.0 billion

2011 – Rp. 174.0 billion

2012 – Rp.   93.0 billion (January – June)

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

Directors                                         - a. Mr. Suwito Mawarwati

                                                        b. Mrs. Yean D ARC Woelandari Astati

General Manager                             - Mr. Dendy Sean

 

Board of Commissioners :

Commissioners                                - a. Mr. Edwin Soeryadjaya

                                                        b. Mr. Tossin Himawan

                                                        c. Mr. Danny Walla

                                                        d. Mr. Judith Soeryadjaya

                                                        e. Mr. William Shane Tan

 

Signatories :

Directors (Mr. Suwito Mawarwati or Mrs. Yean D ARC Woelandari Astati) which must be approved by Board of Commissioner

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

Proposed Credit Limit :   

Small amount – periodical review

 

 

OVERALL PERFORMANCE

 

Initially the company was named P.T. MITRA PRATAMA MUSTIKA was set-up in November 1987 in Jakarta with an authorized capital of Rp. 2,000,000,000 issued capital of Rp. 1,000,000,000 entirely paid up. The founding and shareholders of the company are P.T. UNIITRAS PERTAMA, Mr. Budi Setiadharma, SH., Mr. Drs. Koosnadi Darmawan, Mr. Drs. Johannes Hermawan, Mrs. Dra. Sylvia Tjondrowardojo, Mr. Ir. Faisal Dasuki, Mr. Drs. Budi Pranoto, Mr. Ir. Ridwan Gunawan, Mr. Drs. Tossin Himawan, Mr. Ir. Danny Walla and Mr. Ir. Jani Winata. They are Indonesian businessmen and former professional manager of the ASTRA Group. The company notary deed has been changed a couple of times. In July 1988 the company was changed to P.T. MITRA PINASTHIKA MUSTIKA (P.T. MPM).

 

Then in December 1997 the authorized capital was increased to Rp. 25,000,000,000 issued capital to Rp. 10,000,000,000 fully and paid up. On the same occasion Mr. Budi Setiadharma SH., Mr. Drs. Koosnadi Darmawan, Mr. Drs. Johannes Hermawan, Mrs. Dra. Sylvia Tjondrowardojo, Mr. Ir. Faisal Dasuki, Mr. Drs. Budi Pranoto, Mr. Ir. Ridwan Gunawan and Mr. Drs. Tossin Himawan pulled out and replaced by P.T. SWAKARYA SINARMULIA and P.T. RASI UNGGUL BESTARI both are national private company as new shareholders. With this development the composition of its shareholders changed to became P.T. SWAKARYA SINARMULIA (40%), P.T. RASI UNGGUL BESTARI (40%) and P.T. UNITRAS PERTAMA (20%). The deed of amendment was made by Mrs. Rukmasanti Hardjasatya, SH., was approved by the Ministry of Law and Human Right in its Decision Letter No. C2- 3.460.HT.01.04.TH.1998, dated April 09, 1998.

 

The latest in July 2010 the authorized capital was increased to Rp. 350,000,000,000 entirely issued and paid up. With this development the composition of its shareholders has been changed to become P.T. RASI UNGGUL BESTARI (37.5%), P.T. SWAKARSA SINARMULIA (37.5%) and P.T. UNITRAS PERTAMA (25%). The latest revision of notary documents was approved by the Ministry of Law and Human Right in its Decision Letter No. AHU-34592.AH.01.02.TH.2010 dated July 9, 2010.

 

We observe the majority shareholders P.T. SWAKARYA SINARMULIA and P.T. UNITRAS PERTAMA are national private company and majority shares is held by Mr. Edwin Soeryadjaya, the son of late Mr. William Soeryadjaya, a former founder of the ASTRA Group.

 

P.T. MPM started with operating since 1988 to deal with trading and main dealer of motorcycle and spare parts and after sales services. P.T. MPM has appointed as exclusive distributor of HONDA Motorcycle and Spare Pars produced by P.T. ASTRA HONDA MOTOR the biggest produces and assembling of Honda Motorcycle in Indonesia. The company is a distributor of Honda Motorcycle and Spare Parts especially in East Java and Nusa Tenggara Timur.

 

 

To support of its operations, P.T. MPM manages and operates 6 workshop & dealer of motorcycle with MPM Motor (dealer and after sales services) outlets spreading in Ngawi, Malang (2 units), Madiun, Kediri, Blitar all in East Java. Mr. Dendy Sean, marketing manager of the company explained the above motorcycle distributed by various dealers East Java and Nusa Tenggara Timur and surroundings. He also added that the dealer and after sales services station of MPM Motor has been reached more than 25 units motorcycle service station spreading in Nusa Tenggara Timur. Mr. Dendy Sean pointed out that the company has been sells of Honda Motorcycle with various types such as Kharisma, Supra 125, Supra 110, Revo, Beat, Tigers, etc.

 

Until now, MPM has been supported by the 272 Motor showroom sales (H1), 602 AHASS workshop or Astra Honda Authorized Service Station (H2) and 932 sales outlets spare parts (H3) is ready to serve millions of customers and users of HONDA motorcycle in Java east and NTT. MPM Motor always drove in contributing to the development of the automotive industry two wheels. And of course, every inch of this improvement effort simply because of the demand to give the best service to the community, especially the customers of Honda products in East Java and East Nusa Tenggara (NTT). To realize the wishes and hopes of being the best, MPM Motor moves in the framework of the vision and mission that has a solid foundation in developing the company's business. Not solely business oriented but MPM Motors determined to be the contributing firms active in Corporate Social Responsibilities by building a culture of Indonesian society better. Motor showroom sales network (H1) logo on the exterior or facade is MPM showroom that provides a complete collection of types and variants Honda motorcycles.

 

The company has been sell and distributed for more than 350,000 units in 2005, rose to 400,000 units in 2006, 450,000 units in 2006 to 500,000 units in 2007 and to 525,000 units in 2008. In 2009 the company has sells and distributes 560,000 units to 600,000 units in 2010 and rose to 700,000 units in 2011. As from January to June 2012 the company has distributed almost to 370,000 units.

 

Besides, P.T. MPM is also engaged in investment holding by control 47% shares of P.T. SASANA ARTHA FINANCE, a private national company engaged in multi finance services. Up to 1995 P.T. Sasana Artha Finance (SAF) engaged only in lease financing activities. SAF’s operation was focused on financing construction and transport vehicles, heavy equipments and machineries. In 1995 in line with the new shareholder’s business activity which is Honda motorcycles dealership, SAF had the opportunity to expand its activities to consumer financing business whereas MPM’s sub dealers might channel part of their credit sales to SAF. Currently MPM has a monthly sales volume of 30.000 units motorcycles or + Rp. 300.000.000.000 out of which 60% are sold through credit sales. Thus SAF has already a captive market that can be developed. Beside our Jakarta office, we have opened 18 branches in Surabaya, Sidoarjo, Mojokerto, Bojonegoro, Probolinggo, Pasuruan, Gresik, Malang, Tulungagung, Kediri, Blitar, Madiun, Jember, Denpasar, Singaraja, Tabanan, Mataram and Kupang. The Company employs over 700 personnel and is supported by a well designed computerized system and procedure. We observe the operation of P.T. MPM (MPM Motor) is one of the largest distributors of Honda Motorcycle in East Java and Nusa Tenggara Timur and operation has been growing and developing well in the last three years.

 

In general, the demand for motorcycle and component has been growing in the last several years in line with the progress achieved by Indonesian motorcycle manufacturing industry. We observe that motorcycles assembling industries have kept on increasing in the last several years. However, the competition is very tight because motorcycles assembled in the People Republic of Chinese and South Korea is sold for cheaper compared with Japanese ones.

 

 

Besides that, the competition is very tight because there is lot of motorcycle imports products marketed in the country. The development of motorcycle industry in the country can be seen from the Indonesian growth of motorcycle production as follow:

 

Indonesia’s Production and Wholesales of Motorcycle, 2005-2012 (July)

 

Year

Production (AISI) (Units)

Wholesales (Units)

2005

5,113,487

5,089,426

2006

4,459,000

4,470,722

2007

4,722,000

4,713,895

2008

6,264,265

6,280,799

2009

5,884,000

5,882,000

2010

7,395,390

7,398,644

2011

8,006,293

8,043,535

2012 (July)

4,311,019

4,328,642

                  Source: AISI

 

P.T. MPM has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement. We observed that total sales turnover of the company in 2009 amounted to Rp. 6,400.0 billion rose to Rp. 6,800.0 billion in 2010 increased to Rp. 7,200.0 billion in 2011. As from January to June 2012 the sales turnover has reached at least Rp. 3,700.0 billion with a net profit of Rp. 93.0 billion. It is projected the sales turnover will be rising by at least 5% in 2013. According information P.T. MPM will be sold some of its shares through Initial Public Offering (IPO) in 2013. The company has an estimated total networth of at least Rp. 350.0 billion. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.  

 

The management of P.T. MPM is led by Mr. Suwito Mawarwati (48) a professional manager with experience in trading, distributor and main dealer of motorcycle and spare parts of motorcycle and after sales services. The company's management is handled by professional manager in the above business. They have wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. P.T. MITRA PINASTHIKA MUSTIKA is sufficiently fairly good for business transaction.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.66

UK Pound

1

Rs.86.37

Euro

1

Rs.69.24

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.