MIRA INFORM REPORT

 

 

Report Date :

05.11.2012

 

IDENTIFICATION DETAILS

 

Name :

DOR CHEMICALS LTD.

 

 

Registered Office :

 

P.O. Box 10036 (2611001) 18 Katzenstein Street Haifa Bay HAIFA 2624892

 

 

 

 

Country :

Israel

 

 

 

 

Financials (as on) :

31.03.2010

 

 

 

 

Date of Incorporation :

30.10.1963

 

 

 

 

Legal Form :

Public Limited Liability Company

 

 

 

 

Line of Business :

Manufacturers, exporters and marketers of raw materials for the plastic and chemical fields,

 

 

 

 

No. of Employees :

400 employees serving DOR CHEMICALS Group (of which some 300 employees in DOR CHEMICALS and rest in subsidiaries).

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Israel

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

ISRAEL - ECONOMIC OVERVIEW

 

Israel has a technologically advanced market economy. It depends on imports of crude oil, grains, raw materials, and military equipment. Cut diamonds, high-technology equipment, and agricultural products (fruits and vegetables) are the leading exports. Israel usually posts sizable trade deficits, which are covered by tourism and other service exports, as well as significant foreign investment inflows. The global financial crisis of 2008-09 spurred a brief recession in Israel, but the country entered the crisis with solid fundamentals - following years of prudent fiscal policy and a resilient banking sector. The economy has recovered better than most advanced, comparably sized economies. In 2010, Israel formally acceded to the OECD. Natural gasfields discovered off Israel's coast during the past two years have brightened Israel's energy security outlook. The Leviathan field was one of the world's largest offshore natural gas finds this past decade. In mid-2011, public protests arose around income inequality and rising housing and commodity prices. The government formed committees to address some of the grievances but has maintained that it will not engage in deficit spending to satisfy populist demands.

Source : CIA


Company name and address      

 

DOR CHEMICALS LTD.

Telephone    972 4 846 50 00

Fax              972 4 840 43 06; 841 85 61

P.O. Box 10036 (2611001)

18 Katzenstein Street

Haifa Bay

HAIFA          2624892       ISRAEL

 

"DOR FILM" Division

Telephone    972 4 995 44 16

Fax              972 4 955 35 55

Bar Lev Industrial Zone

MISGAV      2012500         ISRAEL

 

 

HISTORY & LEGAL FORMATION

 

Originally established as a private limited company, incorporated as per file  No. 51-041819-7 on the 30.10.1963.

Converted into a public limited liability company and registered as such as per file No. 52-004237-5 on the 30.08.1995, and in parallel published a prospectus, offering shares to the public on the Tel Aviv Stock Exchange.

 

In April 2010, following a successful tender offer for subject's shares held by the public, shares were de-listed from trade, and subject reconverted into a private limited company (keeping the same registration number).

(Note: According to the Registrar of Companies, subject status is still "public limited liability company", however it appears that Registry’s data is not updated).

 

 

SHARE CAPITAL

 

Authorized share capital NIS 50,000,000.00, divided into -

              50,000,000 ordinary shares of NIS 1.00 each,

of which 42,257,182 shares amounting to NIS 42,257,182.00 were issued.

 

 

SHAREHOLDERS

 

1.  SAURON LTD., 50%, fully owned by Dr. David Dankner,

2.  A.M.T. (G.D.) LTD., 50%, owned by Gil Dankner, son of Dr. David Dankner.

 

The tender offer by a/m shareholders for the shares held by the public (some 2.5%) was in consideration of NIS 8.85 million. In addition, minority shares held by other members of the Dankner family were also acquired (although HAGRID INVESTMENTSLTD. and Ms. Lea Dankner are still registered as shareholders, we are informed that in practice all shares are held by a/m shareholders).

DIRECTORS

 

1.         Gil Dankner, Chairman,

2.         Eliezer Sandberg,

3.         Dr. David Dankner,

4.         Arie Shraga,

5.         Shmuel Dankner,

6.         Zvi Mor,

7.         Ms. Orna Binmovich,

8.         Itzhak Dankner,

9.         Avraham Dankner,

10.     Avigdor Kelner,

11.     Amir Doron,

12.     Ms. Lea Dankner.

 

 

JOINT GENERAL MANAGERS

 

1.         Haim Rosenbaum, heading the Chemical sector,

2.         Dr. Sarah Hirsch, heading the Plastics (BOPP) sector (including "Dor Film").

 

 

BUSINESS

 

Manufacturers, exporters and marketers of raw materials for the plastic and chemical fields, specializing in:

1.    Manufacturing, importing and exporting of raw materials for the chemical and pharmaceutical industries (e.g. methanol, MTBE, formalin, etc.).

2.    Manufacturing and marketing (since 1999) polypropylene multi layer sheets (BOPP), via "Dor Film" Division.

 

50% of sales are export.

 

As of September 2009 also operating in the field of recycling of chemical products (see more in CHARACTER).

Also dealing in gas exploration (marginal activity to-date).

 

Main clients: OIL REFINERIES, PAZ ASHDOD REFINERY, CARMEL CHEMICALS, TEVA PHARMACEUTICAL INDUSTRIES. Other clients: DORMEX TRADE & INVESTMENTS.

 

Main local supplier: CARMEL OLEFINS.

 

Operating from owned premises (headquarters and plant), on an area of 130,000 sq. meters, in the Haifa Bay Industrial Zone, Haifa, and from a plant ("Dor Film"), on an area of 40,000 sq. meters, in the Bar-Lev Industrial Zone, Misgav (the address you provided us).

 

Having 400 employees serving DOR CHEMICALS Group (of which some 300 employees in DOR CHEMICALS and rest in subsidiaries).

 

 

MEANS

 

Consolidated B/S shows (latest published):

                                                                                        NIS (thousands)

                                                                             31.12.2009                31.03.2010

ASSETS

Current assets

       Cash and cash equivalents                                        55,530                      79,470

       Customers                                                               93,048                    114,106

       Shareholders                                                              4,715                        5,026

       Other debtors                                                             4,507                        3,658

       Stock                                                                       39,977                      31,751

                                                                                    197,777                    234,011

 

Non-current assets

       Fixed assets, net                                                    181,409                    182,143

       Real estate for investment                                          17,122                      17,105

       Intangible assets                                                       14,121                      13,817

       Other non-current assets                                             2,593                        3,047

                                                                                    215,245                    216,112

                                                                                    413,022                    450,123

                                                                                  =======                  =======

 

LIABILITIES

Current liabilities

       Current maturity of LT debt                                         26,351                      29,845

       Suppliers and service providers                                   38,258                      52,828

       Other creditors                                                          40,096                      42,020

                                                                                    104,705                    124,693

 

Non-current liabilities                                                        74,140                      83,888

Equity                                                                           234,177                    241,542

                                                                                    413,022                    450,123

                                                                                  =======                  =======

 

DOR CHEMICALS consolidated stock as of early 2012 was valued at

NIS 82,000,000

 

Subject’s market value in March 2010, about a month prior to its delisting from trade stood on US$ 85 million.

 

Subject is an “Approved Enterprise” and as such enjoys tax benefits and State incentives.

The Israeli Investment Centre (IIC) approved subject's US$ 30 million investment plan for the Misgav plant in 1997 and subject’s plan to expand its "Dor Film" plant, in an investment of US$ 21.32 million in December 2001.

In August 2010, subject’s IIC approved a NIS 20 million investment plan for the Misgav plant.

 

There are 11 charges for unlimited amounts registered on the company's assets, in favor of the State of Israel and local banks (last 2 charges placed October – November 2011).

 

REVENUES

                                                                 Consolidated Statements of Income

                                                                                  NIS (thousands)

                                                                           Year ended December 31st

                                                                         2007              2008              2009

Sales (net)                                                         580,790            630,169         446,464

 

Gross profit                                                          68,484              79,525           73,801

 

Operating income                                                 39,451              44,845           40,351

 

Profit before taxes on income                                31,563              39,131           38,301

 

Net income                                                          24,503              35,374           35,275

                                                                      =======         =======      =======

 

 

Consolidated first 3 months of 2010 sales were NIS 139,290,000 (61% increase compared to the parallel period in 2009), making a gross profit of NIS 19,840,000, an operating income of NIS 10,680,000 and a net income of
NIS 7,365,000.

 

2010 sales claimed to be NIS 500,000,000.

 

DOR CHEMICALS Group consolidated 2011 sales were NIS 700,000,000.

Note: Since 2011, consolidated sales includes subsidiaries.

 

 

OTHER COMPANIES

 

DOR CHEMICALS TRADING (1996) LTD., 100%, importers and marketers of the intermediate material methanol.

DOR FILM INTERNATIONAL LTD., 100%, non-active.

DOR ECOLOGY LTD., 100%,

MOBIPOWER LTD., 22.72%,

CARMEL HATPALA LTD., 33.3%,

TREOFAN FILM INTERNATIONAL N.V., 0.41%.

CARMEL CHEMICALS LTD., 100%, manufacturers, exporters and marketers of Amino Molding Compounds and Urea and Melamine Formaldehyde Molding Compounds, which are chemical raw materials for the plastic industry Fully owns KENYA INDUSTRIAL PLASTICS, of Kenya, plastic products manufacturing plant.

CARMEL RESINS LTD., 100%, manufacturers, marketers and exporters of resins and adhesives for a variety of industries.

CONLOG CONTROL LTD., manufacturers of Cystrip - Plastic Media Blast.

Subject has several holding in gas and oil exploration rights, among them 2.76% in MED YAVNE gas exploration.

Dankner family has other holdings as well.

 

BANKERS

 

Main accounts:

Bank Leumi Le’Israel Ltd., Haifa Main Branch (No. 876), Haifa,  account No. 254400/19.

The First International Bank of Israel Ltd., Haifa Main Branch (No. 006), Haifa, account No. 21253.

A check with the Central Banks' database did not reveal any negative information regarding subject's a/m accounts.

 

Also operating with (minor activity):

Mercantile Discount Ltd., Haifa Main Branch (No. 650), Haifa.

 

 

CHARACTER AND REPUTATION

 

In 2005 it was published that the Securities Authorities opened an investigation in suspicion of violation of the securities laws, concerning improper supplier-client relations between subject as supplier and (then) sister company CARMEL CHEMICALS LTD as client. In December 2009, the General Attorney pressed charges against seniors at subject for security laws violation, however the companies -subject and CARMEL CHEMICALS, as well as shareholders/ directors David Dankner and Gil Dankner were exempt from the indictment (in February 2012 the Court convicted DOR's senior officials with heavy fines and on probation prison sentences).

 

Despite our efforts, we were unable to speak with subject's officials, as they were always unavailable. We left messages which so far remain unanswered.

 

In April 2010, after a long dispute, subject shares held by the public were acquired by the Dankner family via SAURON LTD. and A.M.T. (G.D.) LTD. (after raising the sum per share paid to the public holders), and were erased from trade.

 

Subject estimated at 35% its market share in the local BOPP (Biaxially Oriented PolyPropylene) market in 2010.

Subject's subsidiary DOR CHEMICALS TRADING is the largest local importer of methanol, with 90% of the market share, therefore considered a monopoly by the Anti-Trust Authority (since 1989, where before its establishment, activities were handled by subject).

According to a report from March 2012, Israel's local consumption of methanol is some 70 -80 thousand tons per year.

 

Subject is ISO 9001:2008, ISO 14001:2004 and 18001:2007 certified.

 

Dankner family is a well-known wealthy family involved in Israel’s business arena, with investments including industrial, trade and plenty of real estate assets. In the first half of 2007 a major transaction was completed, in which the Dankner family sold their control (81%) in ISRAEL SALT CO. LTD., whose main holding (besides their industrial activity in the salt field) was 6% in BANK HAPOALIM LTD., Israel's largest bank, to Shari Arison, in consideration of NIS 887 million.

 

Between 2001-2002, subject embarked upon an ambitious acquisition campaign of chemical companies abroad, which later proved to be a grave blunder, mainly the acquisition in the TRESPAPHAN Group (later consolidated as the TREOFAN Group), which was one of the world’s largest polypropylene manufacturers.

The affair led to several complications, investors' lawsuits and the Securities Authority investigation against principals at parent company. Parent went through a reorganization plan. Finally holdings in TREOFAN were diluted to 5% only, and in September 2009 fell to 0.41% (from 51% originally).

These affairs had not affected subject's operations.

 

During the last several years, subject assumed its subsidiary DOR FILM INTERNATIONAL LTD activities, and transferred it into subject's division "Dor Film".

 

In the beginning of September 2007 subject announced it signed a cooperation agreement with a subsidiary of EILAT ASHKELON PIPELINE CO. LTD. (a State-owned company, operating the oil pipeline from the Eilat port in the South to the center of the country), for establishing a new joint company which will built and operate a chemical containers farm in Ashkelon.

Initial investment in the project estimated at US$ 4.2 million.

 

In January 2009 subject signed an agreement to acquire from Mr. Itzhak Reuven all the activities and assets of the companies he owns for total of NIS 29 million: PETROCHEM RECYCLING CO. LTD. and two other PETROCHEM companies, who deal in recycling and production of dissolvent. The acquisition is of activity which is synergetic to subject’s chemical activity as part of expansion scheme. The purchase includes lands (on which the operation is carried out). Deal was completed in October 2009 and activities were transferred to DOR ECOLOGY.

 

In February 2009 subject announced it signed an agreement with a main and long standing client, OIL REFINERIES LTD. (ORL, Israel’s largest oil refinery) regarding the supply and services subject provides ORL. In essence, the new agreement worsens subject’s position, in that a significant portion of activity of import and supply MTBE which subject thus far provided will cease and subject would only process MTBE for ORL. The volume of income from the new arrangement is significantly lower than before.

 

In July 2011 it was reported that subject intends to erect a methanol production plant in Ramat Hovav site, with the investment of US$ 700 million (US$ 400 million in another report), intended to employ some 300 workers. Subject will apply for a grant from the Israeli Investment Centre.

 

In connection with the above, in March 2012 it was reported that subject requested the Government, as well as the Antitrust Authority, to obligate the natural gas exploration and production companies (especially those of the "Tamar" gas field, which is the closest to utilization), to reserve a portion of the gas for the local petrochemical industry with a special price.

In Parallel, In May 2012 it was reported that subject is one of the bidders for the excavation of the natural gas fields in Cyprus.

 

The local Chemical industry is considered one of the strongest in the market, with impressive growth trend in recent years. The chemical industry includes minerals extracted, refinery and petrochemical industry, manufacturing of pesticides for agriculture, pharmaceuticals and bio-technology industries, as well as other consumer products related industries, including paints, cosmetics, cleaning materials and others. The industry employs over 30,000 employees.

 

Total turnover of the local Chemical Industry in 2008 amounted to US$ 26 billion, comprising some 30% of Israel’s total industrial turnover. Sales for export recorded US$ 14 billion (comprise some 35% of Israel’s total export), continuing years of constant growth. Growth trend reversed in 2009, due to the economic crisis in the global markets. The Chemicals (incl. Pharmaceuticals) and Oil Refinery production in 2009 marked 7% decrease from 2008. Export of Industrial Chemicals plunged by 23.5% in 2009 from 2008, totaling US$10.4 billion.

The Chemical sector recovered in 2010, where export of Industrial Chemicals rose by 34.3% from 2009, reflecting the recovery in global markets, and kept the upward trend in 2011, reaching US$ 16.5 billion, 18.6% up from 2010.

 

According to Central Bureau of Statistics data, investments in imported machinery and equipment from for the Chemical Industries (incl. Pharmaceuticals) in 2011 summed up to NIS 1,482.3 million, 44.8% increase in real terms from 2010, reversing the trend from the last couple of years of 24.1% decrease in 2010 from 2009 and 0.5% decrease in 2009 from 2008.

 

 

SUMMARY

 

Good for trade engagements.

 

Note: Since the beginning of 2012 Israel Post started using a new area code method of 7 digits (the old method of 5 digits will still be valid till end of 2012).

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.66

UK Pound

1

Rs.86.37

Euro

1

Rs.69.24

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.