MIRA INFORM REPORT

 

 

Report Date :

05.11.2012

 

IDENTIFICATION DETAILS

 

Name :

P.T. SARI MAS PERMAI

 

 

Registered Office :

 

Jalan Waru Gunung No. 23 Waru Gunung Karang Pilang Surabaya, 60221

East Java

 

 

 

 

Country :

Indonesia

 

 

 

 

Date of Incorporation :

01.04.1986

 

 

 

 

Com. Reg. No.:

No. AHU-53617.AH.01.02.TH.2008

 

 

 

 

Legal Form :

Limited Liability Company

 

 

 

 

Line of Business :

Coconut and Crude Cooking Oil Refinery

 

 

 

 

No. of Employees :

127 persons     

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew an estimated 6.1% and 6.4% in 2010 and 2011, respectively. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a small current account surplus, a fiscal deficit below 2%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2012 faces the ongoing challenge of improving Indonesia's insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of rising oil prices.

Source : CIA


Name of Company

 

P.T. SARI MAS PERMAI

 

 

Address

 

Head Office & Factory

Jalan Waru Gunung No. 23

Waru Gunung Karang Pilang

Surabaya, 60221

East Java

Indonesia

Phones             - (62-31) 766 2434, 766 6661, 766 2411 

Fax                   - (62-31) 766 6662

E-mail               - marketing@sarimas.com

Website            - http://www.sarimas.com

Land Area         - 6,700 sq. meters

Building Space  - 4,000 sq. meters

Region              - Commercial

Status               - Owned

 

Registration data

 

Date of Incorporation :

1 April 1986

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

- No. C2-7177.HT.01.01.TH.86

  Dated 14 October 1986

- No. AHU-53617.AH.01.02.TH.2008

  Dated 21 August 2008

 

Company Status :

Private National Company

 

Permit by the Government Department :

The Department of Finance

NPWP No. 01.451.828.6-631.000

 

The Department of Industry

- No. 024/Kanwil.13/A/IUT/XI/89

  Dated 9 November 1989

- TDP No. 13.01.1.15.01865

  Dated 8 November 2007

 

- SIUP No. 503/7054/436.5.9/2007

  Dated 5 December 2007

 

Related Company :

P.T. AGRI MULTI MAS SENTOSA (Investment Holding)

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                            : Rp. 45,000,000,000.-

Issued Capital                                  : Rp. 11,250,000,000.-

Paid up Capital                                : Rp. 11,250,000,000.-

 

Shareholders/Owners :

a. P.T. AGRI MULTI MAS SENTOSA                       - Rp. 5,050,000,000.-

    Address : Jl. Waru Gungung No. 23

                    Waru Gunung Karang Pilang

                    Surabaya, East Java

                    Indonesia

b. Mr. Gunadi Osman                                             - Rp. 3,100,000,000.-

    Address : Jl. Pajajaran No. 4, Kec. Tegalsari

                    Surabaya, East Java

                    Indonesia

c. Mr. Oesman Tjandra Bintara                               - Rp. 1,860,000,000.-

    Address : Jl. Manyar Kertoarjo 6/26

                    Surabaya, East Java

                    Indonesia

d. Mr. Eddy Sunarto                                               - Rp. 1,240,000,000.-

    Address : Jl. Kupang Indah 16/W-6

                    Kec. Dukuh Kupang, Surabaya

                    East Java

                    Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Coconut and Crude Cooking Oil Refinery

 

Production Capacity :

Coconut and Crude Cooking Oils       - 25,500 tons p.a.

 

Total Investment :

a.   Equity Capital                            - Rp. 11.2 billion

b.   Loan Capital                              - Rp. 35.0 billion

c.   Total Investment                         - Rp. 46.2 billion

 

Started Operation :

1987

 

Brand Name :

Sari Mas Permai

 

Technical Assistance :

None

 

Number of Employee :

127 persons                                   

 

Marketing Area :

Local    - 55%

Export  - 45%

 

Main Customer :

Distributors

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. ASIANAGRO AGUNGJAYA

b. P.T. PANCANABATI PRAKARSA

c. P.T. SALIM IVOMAS PRATAMA

d. P.T. SMART Tbk

e. Etc.

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r :

P.T. Bank CENTRAL ASIA Tbk

Jalan Jend. A. Yani No. 208

Surabaya, East Java

Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2009 – Rp. 131.6 billion

2010 – Rp. 140.2 billion

2011 – Rp. 150.0 billion

2012 – Rp.   78.0 billion (January – June)

 

Net Profit (estimated) :

2009 – Rp. 11.8 billion

2010 – Rp. 13.3 billion

2011 – Rp. 14.0 billion

2012 – Rp.   7.5 billion (January – June)

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

President Director                            - Mr. Oesman Tjandra Bintara

Directors                                         - a. Mr. Eddy Sunarto

                                                        b. Mr. Yohannes Gunadi

 

Board of Commissioners :

President Commissioner                   - Mr. Gunadi Osman

Commissioners                                - Mrs. Lilik Gunawan

 

Signatories :

President Director (Mr. Oesman Tjandra Bintara) or one of the Directors (Mr. Eddy Sunarto or Mr. Yohannes Gunadi) which must be approved by Board of Commissioner

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

Proposed Credit Limit :

Small amount – periodical review

 

 

OVERALL PERFORMANCE

 

P.T. SARI MAS PERMAI (P.T. SMP) was incorporated in Surabaya, East Java on April 1, 1986 with the authorized capital of Rp. 300,000,000 issued capital of Rp. 60,000,000 entirely paid up. The company was founded by Mr. Gunandi Osman, Mr. Oesman Tjandra Bintara, Mr. Jusuf Wangsahardja and Mrs. Tanti Kumaladewa. They are Indonesian businessmen of Chinese descent. The company notary deed had been changed a couple of times. In April 1994 the authorized capital was increased to Rp. 1,000,000,000 wholly issued and paid up. The latest in July 2008 the authorized capital was raised to Rp. 45,000,000,000 issued capital to Rp. 11,250,000,000 entirely paid up.

 

Concurrently Mr. Jusuf Wangsahardja and Mrs. Tanti Kumaladewi pulled out and the whole shares sold to P.T. AGRI MULTI MAS SENTOSA and Mr. Eddy Sunarto as new shareholders. With this development the composition of its shareholders has been changed to become P.T. AGRI MULTI MAS SENTOSA (44.90%), Mr. Gunadi Osman (27.55%), Mr. Eddy Sunarto (16.53%) and Mr. Eddy Sunarto (11.02%). The latest revision of notary deed was made by Mrs. Dyah Ambarwaty Setyoso, SH., was approved by the Ministry of Law and Human Right in its Decision Letter No. AHU-53617.AH.01.02.TH.2008, dated August 21, 2008.

 

P.T. SMP has been operating since 1987 engaged in the field of coconut and crude cooking oil refinery. Its plant is located at Jalan Waru Gunung No. 23, Waru Gunung Karang Pilang, Surabaya, East Java, on a land of some 6,700 sq. meters. P.T. SMP is one of a producer of bulk cooking oil refinery in Surabaya, East Java. P.T. SMP producing cooking oil and its derivative products such as Copra Expeller,Copra Solvents Extraction Pellet, Crude Coconut Oil, CFAD, Stearin, PFAD, RBDCNO. Over the years, P.T. SMP have committed to the customer's need of quality control on every step of the manufacturing process and constantly kept abreast and employed the latest manufacturing technology. The Company produces of crude and coconut cooking oil of 25,500 tons per year. The Company has shipping their products to more than 80 countries with customer base in Asia Pasific, Middle East and Africa. P.T. SMP also provides their selves as a reliable and trusted business partner, capable of delivering innovative and value-added solutions to suit your needs in the global marketplace. With long-term approach to their business goal, P.T. SMP is ever receptive to market demands and is constantly searching for innovative solutions to their business partners.

 

The construction of refinery has absorbed an investment of Rp. 46.2 billion come from owned capital of Rp. 11.2 billion and the remaining is loans. Previously 90% of its production marketed locally. However since 2005 some 45% of crude and coconut cooking oil exported to Asia Pacific, Middle East, and Africa. While the rest 55% marketed locally to various dealer and shops of food and cooking oils. We observed that P.T. SMP’s operation has been running smoothly and growing well in the last three years.

 

Generally, demand for palm cooking oil has kept on increasing in the last five years in line with the growing demand for palm cooking oil within and outside the country. According to research, total palm cooking oil industries operating in Indonesia are 53 units with production capacity 7.2 million tons but in 2005 reached 62 units with total production capacity of 9.7 million tons. The main business players in cooking oil business are SMART (SINAR MAS Group) under cooking oil brands of FILMA, KUNCI MAS; the SALIM Group through P.T. SALIM IVOMAS PRATAMA under cooking oil brand of BIMOLI; the KPN Group and others. The national cooking oil production has kept on increasing in the last five years in line with the changing of the publics’ consumption patterns from using coconut cooking oil to palm cooking oil. The business position of P.T. SMP is favorable for having established wide marketing coverage in East Java. Besides, some 45% of its product for export market. The growth of cooking oil production in the last five years is pictured on the following table:

 

The Production of Palm Cooking Oil, 2004 – 2011*

Year

Production (Ton)

2004

4,527,700

2005

4,980,470

2006

5,428,670

2007

5,808,670

2008

6,186,233

2009

6,619,269

2010

6,826,000

2011

7,250,000

Source: Department of Industry, Processed by ICB   *) Estimated

 

Until this time P.T. SMP has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement. The management of P.T. SMP is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company in 2009 amounted to Rp. 131.6 billion rose to Rp. 140.2 billion in 2010 increased to Rp. 150.0 billion in 2011. As from January to June 2012 the sales turnover has reached at least Rp. 78.0 billion with a net profit of Rp. 7.5 billion and projected to go on rising by at least 5% in 2013. The company has an estimated total networth of at least Rp. 37.0 billion. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.  

 

The management of P.T. SMP is led by Mr. Oesman Tjandra Bintara (59) a businessman and professional manager with experience in crude and coconut cooking oil refinery and trading. In daily operations he is assisted by Mr. Eddy Sunarto (55) and Mr. Yohannes Gunadi (36) as Directors. Mr. Yohannes Gunadi is a professional manager graduated Bachelor of Business Administration (BBA) from Seattle University, USA., in Marketing. The company's management is handled by professional staff in cooking oil refinery. They have wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. P.T. SARI MAS PERMAI is sufficiently fairly good for business transaction.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.66

UK Pound

1

Rs.86.37

Euro

1

Rs.69.24

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.