MIRA INFORM REPORT

 

 

Report Date :

06.11.2012

 

IDENTIFICATION DETAILS

 

Name :

ETS JAMAL TAWIL

 

 

Registered Office :

Route de Nouadhibou, Secteur D, Nouakchott

 

 

Country :

Mauritania

 

 

Year of Establishment :

1983

 

 

Com. Reg. No.:

18529

 

 

Legal Form :

Proprietorship Concern

 

 

Line of Business :

Wholesaler of wood, construction materials and sanitary equipment

 

 

No. of Employees :

10 employees

 

RATING & COMMENTS

 

MIRA’s Rating :

B

           

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Unknown

Litigation :

Clear

 


 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Mauritania

C1

C1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

MauritAnia - ECONOMIC OVERVIEW

 

Half the population still depends on agriculture and livestock for a livelihood, even though many of the nomads and subsistence farmers were forced into the cities by recurrent droughts in the 1970s and 1980s. Mauritania has extensive deposits of iron ore, which account for nearly 40% of total exports. The nation's coastal waters are among the richest fishing areas in the world but overexploitation by foreigners threatens this key source of revenue. The country''s first deepwater port opened near Nouakchott in 1986. Before 2000, drought and economic mismanagement resulted in a buildup of foreign debt. In February 2000, Mauritania qualified for debt relief under the Heavily Indebted Poor Countries (HIPC) initiative and nearly all of its foreign debt has since been forgiven. A new investment code approved in December 2001 improved the opportunities for direct foreign investment. Mauritania and the IMF agreed to a three-year Poverty Reduction and Growth Facility (PRGF) arrangement in 2006. Mauritania made satisfactory progress, but the IMF, World Bank, and other international actors suspended assistance and investment in Mauritania after the August 2008 coup. Since the presidential election in July 2009, donors have resumed assistance. Oil prospects, while initially promising, have largely failed to materialize, and the government has placed a priority on attracting private investment to spur economic growth. The Government also emphasizes reduction of poverty, improvement of health and education, and privatization of the economy. Economic growth remained above 5% in 2010-11, mostly because of rising prices of gold, copper, iron ore, and oil.

 

Source : CIA

 

 

Company name

 

ETS JAMAL TAWIL

 

 

Rating Briefing

 

Payment Record:                                   UNDETERMINED

 

This rating is based on available data. In the event of additional information a possibility for a different rating applies.

 

 

Registration Briefing

 

Registration Number:                             18529

Registration Date:                                  1983

Legal Form:                                           PROPRIETORSHIP

Latest Financials:                                  N/A

 

Financial Briefing

 

Nominal Capital:                                    N/A

Issued Capital:                                       N/A

Turnover:                                               N/A

Net Profit:                                               N/A

Net Worth:                                              N/A

 

Original Investigation Details

 

Investigation Number:                                   169567

Company Name:                                          ETS JAMAL TAWIL

Country:                                                      MM

Street Name:

City Code:                                                   ROUTE DE NOUADHIBOU SECTUER D NOUAKCHOTT

Phone Number:                                            22245251776

Comments:                                                 NOTES: R C N0.18529 NOUAKCHOTT

 

 


Company Details

 

Company Name:                                          ETS JAMAL TAWIL

Headquarter Address:                                   Route de Nouadhibou,

Secteur D,

Nouakchott,

Mauritania

 

Telephone:                                                  +2224525 1776

Fax:                                                            +2224525 1776

 

E‑Mail:                                                        jtjemal2003@yahoo.fr

 

 

Company was originally started on 1983

 

 

 

Registration & Legal Details

 

Current Legal Form:                                   PROPRIETORSHIP

Registration Address:                                 Route de Nouadhibou,

Secteur D,

Nouakchott

Registration Number:                                  18529

Registration Date:                                      1983

Year/Date Company Established:                1983

Registration Town:                                     Nouakchott

 

 

Capital

 

Capital is NOT disclosed.

 

Shareholders / Owners

 

Information on Shareholders is not available/applicable

 

 


Principals

Name:                                                       Mr Jamal Tawil

Position within the company:                      Proprietor & General manager

Country of Birth:                                         Mauritania

Nationality:                                                Mauritanian

Can fluently speak:                                    Arabic & French

 

Name:                                                       Mr Ahmed Saw El Haj

Position within the company:                      Commercial Representative

Country of Birth:                                         Mauritania

Nationality:                                                Mauritanian

Can fluently speak:                                    Arabic & French

 

 

Company Activities

 

NACE Codes:          4673           Wholesale of wood, construction materials and sanitary equipment

                              4752           Retail sale of hardware, paints and glass in specialised stores

 

ETS JAMAL TAWIL is engaged in trade of hardware, construction materials, wood, sanitary ware, ceramic tiles ...

 

Local Reporters consider the investigated company to be MEDIUM in their field of concern.

 

 

Operations

 

Employees                                               Company Employs: 10

 

HQ Premises                                            Operates from:     Owned Office , Shop

Location:                                                   Central Business Area, Main Road

 

Branches                                                 Ilot K,

238 Avenue Kennedy,

Nouakchott,

Mauritania

Branch is: Owned

Description of branch: Shop

 

 

Imports

 

Import % and type of product:                   100% Finished Goods

Imports From:                                          Italy, Spain, China, France, Tunisia, Egypt

                                                              Importing Terms:                        Bank transfer

                                                              Additional Information:                Letters of credit

 

Exports

Export % and type of product:                   Subject does not export

 

Trading & Selling

Territory:                                                  100% Nationally

Type of Customer:                                    General Public, Resellers

 

 

Related Companies

 

Subsidiaries

Affiliates

Information on Related Companies is not available/applicable

 

 

Bankers

 

CHINGUITTY BANK,

Branch: Nouakchott

Avenue Gamal Abdel Nasser ‑ BP 626,

Nouakchott,

Mauritania

 

 

Payments

 

Subject's payments reported to be:        UNDETERMINED

 

 

Interview & Reporter Comments

 

Name/Title:                                                Mr. Jamal Tawil General manager

Comment:                                                 Subject has confirmed the general details provided in the report but

                                                                has declined to provide any Financial Data.

 

 

Reporter Comment Date:          05/11/2012

 

Reporter Comment:                  In the interview conducted with Mr. Jamal Tawil, General Manager, he declined

                                              bank account number and any financial information citing the grounds of company’s confidentiality.

 

 

Conclusions

 

Local Reputation:                                       The company being investigated is considered by local reporters to be

                                                                a Fair / Normal Trade Risk.

 

Owner/Shareholders Comments:                 All or most of the owners / shareholders have an active participation in

                                                                the running of the business.

 

Age of Business:                                       The company is long established in the local market.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.08

UK Pound

1

Rs.86.69

Euro

1

Rs.69.37

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.