MIRA INFORM REPORT

 

 

Report Date :

07.11.2012

 

IDENTIFICATION DETAILS

 

Name :

INDIA STEEL (PTY)LTD

 

 

Registered Office :

No 1 Van Till Road, Alrode, 1451

 

 

Country :

South Africa

 

 

Date of Incorporation :

26.02.2004

 

 

Com. Reg. No.:

M2004/005163

 

 

Legal Form :

Private Company

 

 

Line of Business :

Exporting of steel and wholesale of steel

 

 

No. of Employees :

180 employees

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 


NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

South Africa - ECONOMIC OVERVIEW

 

south Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors; a stock exchange that is the 18th largest in the world; and modern infrastructure supporting a relatively efficient distribution of goods to major urban centers throughout the region. Growth was robust from 2004 to 2007 as South Africa reaped the benefits of macroeconomic stability and a global commodities boom but began to slow in the second half of 2007 due to an electricity crisis and the subsequent global financial crisis' impact on commodity prices and demand. GDP fell nearly 2% in 2009 but recovered in 2010-11. Unemployment remains high and outdated infrastructure has constrained growth. State power supplier Eskom encountered problems with aging plants and meeting electricity demand necessitating "load-shedding" cuts in 2007 and 2008 to residents and businesses in the major cities. Daunting economic problems remain from the apartheid era - especially poverty, lack of economic empowerment among the disadvantaged groups, and a shortage of public transportation. South Africa''s economic policy is fiscally conservative focusing on controlling inflation and attaining a budget surplus. The current government largely follows these prudent policies but must contend with the impact of the global crisis and is facing growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

 

 

Source : CIA


 

Subject Name

INDIA STEEL (PTY)LTD

Country

South Africa

Subject Contact Person

Director - SACHINI AHUJA

Assessment

This is a well-established business.

 

On investigation we made contact with the subject and we were referred to the Director MR SACHINI AHUJA who assisted with all the information required.

 

The subject is meeting commitments timeously with it's suppliers.

 

We have obtained a bank code C for an amount of R 5 000 000 over a period of 30 Days.

 

CIPC information states that the director SACHINI AHUJA has resigned, however on contact MR. AHUJA stated that he is still active in the company.

 

We await documentation stating MR. AHU JA's position in the company. Once this is received, the information will be compiled and forwarded. Please see the available information on the subject below.

 

Company information

 

Registered Name

INDIA STEEL (PTY)LTD

Trading as/ Division Name

INDIA STEEL

Registration Number

M2004/005163/07

Registration Date

2004/02/26

Date Commenced Trading

2004-02-26

Age of Business

8 Years 8 Months

History of Business

The subject started as a new business in 2012.

History of Principals

There is 2 active directors within the company.

Shareholders/Members/Partners of subject and % holding

100% - SACHINI AHUJA

Authorised Share Capital

R1000.00

Issued Share Capital/Members Contribution

R 100.00

Status

In Business

Operations Assessment

Exporting of steel and wholesale of steel

Industry/ Customers

Manufacturing industry.

Export

Yes

Export Countries

India

Major Industry Code / SICC

35101

Definition of Code

Basic iron and steel industries, except steel pipe and tube mills

Head Office Physical Address

No 1 van Till Road, ALRODE, 1451

Head Office Postal Address

PO Box 4177, RIVONIA, 2128

Current Tel Number

0119089440

Cell Number

0845240240

Current Fax Number

0119089440

Current Email Address

info@indiasteel.co.za

Web Site Address

www.indiasteel.com

 

Auditor information

 

Company Registered Name

TICHAUER & BLOCH CA (SA)

Registration Number

Partnership

Physical Address

21 7th Avenue PARKTOWN NORTH2121

Postal Address

PO BOX 464, PARKLANDS, 2121

Contact Person

MARK

Contact Number

011 4426623

Email

mark@thepractise.co.za 

Principals

2

Subject Verified as Client

Yes

Practice Number

936677E

Financial Year End

February

No of years in Business

20

 

Previous Auditors

Company Name

Phone Number

Time with previous auditors

Comment

GJ VD MERWE CA (SA)

 

6

 

DOUGLAS DIX -PEEK AND COMPANY

 

Unknown

 

LAMBAT AND POCHEE

 

Unknown

 

GRYLING VD MERWE CA (SA)

 

3

 

 

 

Tax information

 

Vat Number

4200212092

Status

ACTIVE

Vat Liable Date

2004/05/01

Tax Number

9234635150

Financial Year End

February

 

Black Economic Empowerment Information - No Information on Record

 

ISO Information - No Information on Record

 

Workman's compensation

Registered

Yes

Compliance Certified

Yes

 


Company Structure

Subsidiaries Information - No Information on Record

 

Employees

Number of Employees

180

1. Salaried employees

180

2. Waged employees

 

3. Permanent employees

180

Company Fleet

Company Fleet

No of vehicles:

Owned/Leased

Value

Outstanding Balance

Fleet Operations

 

 

 

 

The Fleet is made up of

7

Comment

 

Cars

7

Owned

 

 

 

 

Offices

 

Offices

Offices

Head Office Owned/ Rented

Owned

Owned by

INDIA STEEL (PTY)LTD

Value

R 45000000.00

Type of Premises

Offices ,factory and a warehouse

 

Branch Information - No Information on Record

 

 

Management Overview

 

Organisation Chart

Level

Position

Name

Comment

 

1

Director

SACHINI AHUJA

 

 

Company Structure (Ownership)

Note: One level up and all levels down

 

Holding

Company

Sub

Comment

100%

SACHINI AHUJA

 

 

 

Key Deals - No Information on Record

 

 

 

Trade References

 

Trade Reference nr

Supplier

Contact

Surety Value

Notarial Bonds

Comment

1

RICHARDS SCRAP METALS

0114121118

 

 

 

2

ADS OPTICAL

0798938509

 

 

 

3

ASLAMMITTIL SA

0168899111

 

 

 

 

 

Trade References details

 

Nr

Age of Acc

Credit Limit

Max Credit

Terms

Average Purchases

Terms Taken

Comment

1

5 Years

 

R 2500000

30 Days

R 200000

30 Days

Excellent

2

3 Years

R1000000.00

R 400000

30 Days

R 200000

30 Days

Very Good

3

2 Years

R 3000000.00

R 5000000

30 Days

R 2500000

30 Days

Execellent Account

 

 

Adverse Information on Subject

 

Judgements - No information on record

 

Business Rescue - No Information on Record

 

Default Listing - No information on record

 

Notarial Bonds - No information on record

 

 

Bank information

 

Bank

NEDBANK

Branch

WESTRAND

Bank Account Number

1286093619

Type of Account

CURRENT

Account Name

INDIA STEEL(PTY)LTD

Overdraft Facilities

Yes

Bank Code

C For R 5 000 000

Bank Comment

The subject's bankers consider them good for all business normal engagements

 


Bank Code History - No Information on Record

 

Previous Bank Account Information - No Information on Record

 

 

Deeds Information

Property Interests for Company

lNDIA STEEL (PTY)LTD

Title Deed No.

T34128/2010

Erf/Site No.

 

Deeds Office

PRETORIA

Physical Address

MORNINGSIDE SANDTON

Property Type

Freehold / Ervin

Extent / Size

527.0SQM

Purchase Date

2009/02/23

Purchase price

 

% Ownership

0.00

Bond Holder

NEDBANK LTD

Bond Number

B217462010

Bond Amount

 

Comment

 

 

Title Deed No.

T17849/2008

Erf/Site No.

 

Deeds Office

PRETORIA

Physical Address

 

Property Type

Farms

Extent / Size

4.9771 H

Purchase Date

2007/09/15

Purchase price

 

% Ownership

0.00

Bond Holder

STANDARD BANK OF SOUTH AFRICA L

Bond Number

B167172008

Bond Amount

 

Comment

 

 

Title Deed No.

T17849/2008

Erf/Site No.

 

Deeds Office

PRETORIA

Physical Address

ALRODE ALBERTON

Property Type

Farms

Extent / Size

5770.0SQM

Purchase Date

2007/09/15

Purchase price

 

% Ownership

0.00

Bond Holder

TOTAL SOUTH AFRICA PTY LTD

Bond Number

K1801997L

Bond Amount

 

 

 

Financial information

 

Financial estimates

 

Stock

R 35000000.00

Debtors

R 25000000.00

FIXED ASSETS

R 65000000.00

Creditors

R 2000000.00

Previous Year Turnover

R 255000000.00

Estimated Current Year Turnover

R 450000000.00

Current Turnover per month

R 45000000.00

Current Turnover per annum

 

Comment

 

 

Please note the following:

Turnover and assets less than R 1,000,000.00

The subject falls within the National Credit Act

Turnover and assets less than R 2,000,000.00

The subject falls within the Consumer Protection Act

 

 

Principals

 

Number of Principals

0

Average Age of Active Principals

0

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.60

UK Pound

1

Rs.87.31

Euro

1

Rs.69.86

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.