EXECUTIVE SUMMARY

REGISTRATION NO.	:	53014107-L
COMPANY NAME	:	LABONY ENTERPRISE
COMMENCEMENT DATE	:	18/02/2004
REGISTRATION DATE	:	18/02/2004
EXPIRY DATE	:	18/02/2013
BUSINESS CONSTITUTION	:	SOLE PROPRIETORSHIP
PRINCIPAL ACTIVITY	:	RETAIL SALE OF FRUITS AND VEGETABLES

HISTORY / BACKGROUND

The SC commenced its business on 18/02/2004 as a SOLE PROPRIETORSHIP.

The SC is a sole proprietorship, that is, it has a single owner whose liabilities are unlimited. In case the SC is unable to meet all its obligations, the creditors can claim on the owner's personal assets. The sole proprietorship ceases upon the death of the owner or any time at the discretion of the owner. The ownership is non-transferable. Under the law, the SC has to file in its information with Registrar of Business but it is not required to file in its financial statements.

The SC is principally engaged in the (as a / as an) retail sale of fruits and vegetables.

The owner of the SC are shown as follows :

Name	Address	IC/PP/Loc No	Shareholding	(%)
LUTFA SIDDIKA	67 ROSEWOOD DRIVE, 04-33, ROSEWOOD SUITES, , 737876, SINGAPORE.	S7971669C	100.00	100.00
			---------------	------
			100.00	100.00
			============	=====

+ Also Director

OWNERS

OWNER(S) 1

Name Of Subject	:	LUTFA SIDDIKA
Address	:	67 ROSEWOOD DRIVE, 04-33, ROSEWOOD SUITES, 737876, SINGAPORE.
IC / PP No	:	S7971669C

Nationality	:	SINGAPOREAN
Date of Appointment	:	21/02/2004
Shareholding	:	100%

FOREIGN EXCHANGE RATES

Currency	Unit	Indian Rupees
US Dollar	1	Rs.54.44
UK Pound	1	Rs.87.00
Euro	1	Rs.69.43

INFORMATION DETAILS

Report Prepared by :

MNL

RATING EXPLANATIONS

RATING		STATUS	PROPOSED CREDIT LINE
>86	Aaa	Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums	Unlimited
71-85	Aa	Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums	Large
56-70	A	Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums	Fairly Large
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory
26-40	B	Capability to overcome financial difficulties seems comparatively below average.	Small
11-25	Ca	Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity	Limited with full security
<10	C	Absolute credit risk exists. Caution needed to be exercised	Credit not recommended
----	NB	New Business	----

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

Financial condition (40%) Ownership background (20%) Payment record (10%)

Credit history (10%) Market trend (10%) Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.

MIRA INFORM REPORT

EXECUTIVE SUMMARY

HISTORY / BACKGROUND

OWNERS

Unit