MIRA INFORM REPORT

 

 

Report Date :

17.11.2012

 

IDENTIFICATION DETAILS

 

Name :

SENEGALAISE INDUSTRIE COMMERCE SARL

 

 

Registered Office :

 

P. O. Box 17077 Dakar

 

 

 

 

Country :

Senegal

 

 

 

 

Date of Incorporation :

01.05.1997

 

 

 

 

Com. Reg. No.:

98B764 Senegal

 

 

 

 

Legal Form :

Limited Liability Company, Limited by Shares

 

 

 

 

Line of Business :

Importer and Distributors of Food Products.

 

 

 

 

No. of Employees :

55

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Senegal

B2

B2

 

Risk Category

ECGC Classification

 

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

senegal - ECONOMIC OVERVIEW

 

senegal relies heavily on donor assistance. The country's key export industries are phosphate mining, fertilizer production, and commercial fishing. The country is also working on iron ore and oil exploration projects. In January 1994, Senegal undertook a bold and ambitious economic reform program with the support of the international donor community. Government price controls and subsidies have been steadily dismantled. After seeing its economy contract by 2.1% in 1993, Senegal made an important turnaround, thanks to the reform program, with real growth in GDP averaging over 5% annually during 1995-2007. Annual inflation had been pushed down to the single digits. The country was adversely affected by the global economic downturn in 2009, when GDP growth fell to 2.2%. As a member of the West African Economic and Monetary Union, Senegal is working toward greater regional integration with a unified external tariff and a more stable monetary policy. High unemployment, however, continues to prompt migrants to flee Senegal in search of better job opportunities in Europe. Under the IMF''s Highly Indebted Poor Countries (HIPC) debt relief program, Senegal benefited from eradication of two-thirds of its bilateral, multilateral, and private-sector debt. In 2007, Senegal and the IMF agreed to a new, non-disbursing, Policy Support Initiative program which was completed in 2010. The IMF approved a new three-year policy support instrument in December 2010 to assist with economic reforms. Senegal receives disbursements from the $540 million Millennium Challenge Account compact it signed in September 2009 for infrastructure and agriculture development. In 2010, the Senegalese people protested against frequent power cuts. The government pledged to expand power capacity by 2012 and to promote renewable energy, but until Senegal has more capacity, more protests are likely. Foreign investment in Senegal is retarded by Senegal''s unfriendly business environment.

 

Source : CIA

 


REGISTERED NAME & COMPANY SUMMARY

 

COMPANY REPORTED:

SENEGALAISE INDUSTRIE COMMERCE SARL

Other Names:

SENICO

Principal Address:

P.o. Box 17077 Dakar, Senegal

Telephone:

+221-33-8249940

Fax:

+221-33-8249939

Email:

senico@sentoo.sn/ senico@caramail.com

Internet:

None

Established:

01/05/1997

Registration:

98B764 Senegal

VAT number:

0258310 Senegal

Legal Form:

Limited Liability Company, Limited by shares

Stock Listing:

Not Listed

Workforce:

2011

 

 

 

 

55

 

 

 

Office & Factories

 

Head offices

Plot N 15, Zone Industrielle Sonepi Sodida Dakar, Senegal

Branches

None

 

 

DIRECTORS/MANAGEMENT

 

Management/ Directors

 

 

President/ CEO (1)

 

Name

Mr. Moustapha Dia

Active in daily business:

Active

Current Title:

Managing Director

Country of residence

Senegal

Remarks

Top Decision Maker

 

Director (2)

 

Name

Mr. Abdoulaye Dia

Active in daily business:

Active

Current Title:

Director

Country of residence

Senegal

 

 

NEGATIVE INFORMATION

 

No negative information found.

 

 

SHARE & SHARE CAPITAL INFORMATION

 

Company Profile:

 

Nominal Capital

CFA. 10,000,000

Paid in Capital

CFA. 10,000,000

Subscribed Capital

CFA. 10,000,000

 

Shareholders

 

Name

Position

Amount

Ratio

Mr. Moustapha Dia

MD

 

 

Mr. Abdoulaye Dia

Director

 

 

Mr. Djibril Sall

Manager

 

 

Total

 

 

100.00%

 

 

PAYMENT INFORMATION

 

 

Terms of payment

Buying terms 

30% in cash, 70% on credit

Selling terms

80% in cash, 20% on 30day credit

 

 

Suppliers

Various suppliers

Customers

Local agencies, stores, outlets etc

 

 

Recent Sales

CFA. 1,870,000,000 (2011 Estimated)

Exports

Neighboring countries

Export Ratio

5.0%

Import Ratio

30.0%

Domestic Market Share

20.0%

 

 

GROUP STRUCTURE & AFFILIATED COMPANIES

 

Affiliated Companies

None

 

 

FINANCIAL INFORMATION

 

N/a

 

 

FOREIGN EXCHANGE RATES

 

Exchange Rate

US$ 1 = CFA. 516.66

 

 

ADDITIONAL INFORMATION

 

Business Activities

General Traders dealing with import and distribution of food products

 

Business Premises

5000 Sft

Type of occupation                                              

Owned

Location 

The subject is located close to a major road network                      

Premises used as                                               

Offices, Workshop

 

Banking relationship

 

Main Banks

BNA BANK

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.99

UK Pound

1

Rs.87.21

Euro

1

Rs.70.22

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.