MIRA INFORM REPORT

 

 

Report Date :

17.11.2012

 

IDENTIFICATION DETAILS

 

Name :

VICTOR LIDCHI CC

 

 

Registered Office :

Shop 33, Dunkeld West Center, Cnr Jan Smuts And Bompas Road, Dunkeld, Johanneburg, 2196

 

 

Country :

South Africa

 

 

Date of Incorporation :

21.08.1985

 

 

Com. Reg. No.:

B1985/009418/23

 

 

Legal Form :

Closed Corporation

 

 

Line of Business :

Manufacturer of carpets, Rugs and Mats

 

 

No. of Employees :

12 employees

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

South Africa - ECONOMIC OVERVIEW

 

south Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors; a stock exchange that is the 18th largest in the world; and modern infrastructure supporting a relatively efficient distribution of goods to major urban centers throughout the region. Growth was robust from 2004 to 2007 as South Africa reaped the benefits of macroeconomic stability and a global commodities boom but began to slow in the second half of 2007 due to an electricity crisis and the subsequent global financial crisis' impact on commodity prices and demand. GDP fell nearly 2% in 2009 but recovered in 2010-11. Unemployment remains high and outdated infrastructure has constrained growth. State power supplier Eskom encountered problems with aging plants and meeting electricity demand necessitating "load-shedding" cuts in 2007 and 2008 to residents and businesses in the major cities. Daunting economic problems remain from the apartheid era - especially poverty, lack of economic empowerment among the disadvantaged groups, and a shortage of public transportation. South Africa''s economic policy is fiscally conservative focusing on controlling inflation and attaining a budget surplus. The current government largely follows these prudent policies but must contend with the impact of the global crisis and is facing growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

 

 

Source : CIA

 

 


 

 

Subject Name

VICTOR LIDCHI CC

Country

South Africa

Subject Contact Person

JAMES KOLOPHA - 0113410367

Assessment

This is a well-established and well -connected business.

 

On investigation contact was made with the Assistant Manager, JAMES KOLOPHA, who assisted with the information.

 

The company only imports goods as such the subject does not have any local trade references.

 

The subject is reported to be free of judgements.

 

The banking information and financial information for the subject has been declined as this information is considered to be confidential. 

 

Please see the available information for the subject below.

 

 

Company information

 

Registered Name

VICTOR LIDCHI CC

Trading as/ Division Name

VICTOR LIDCHI

Previous Name

NONE

Registration Number

B1985/009418/23

Registration Date

1985/08/21

Age of Business

27 Years 3 Months

History of Business

HENRI LIDCHI, VICTOR LIDCHI'S father, was an international dealer in art and Persian carpets based in Paris. In 1935, during his travels he met Sir Ernest Oppenheimer who persuaded him to exhibit at the 1936 Empire Exhibition in Johannesburg. MR. LIDCHI did so with great success, fell in love with the country, and settled in to expand the business with his family. In 1960, MAURICE LIDCHI, HENRI'S eldest son left South Africa in later years to redevelop the London and Paris branches and because buying had become such an important aspect of the business, it was felt that a full-time member of the family on the buying market was required. The younger son, VICTOR LIDCHI, was left to expand the business in South Africa.

History of Principals

VICTOR took on this family tradition in the 1960s, determined to provide quality affordable persian and oriental carpets. He owns 100 % of the company.

Shareholders/Members/Partners of subject and % holding

100 % - VICTOR LIDCHI

Authorised Share Capital

R0.00

Issued Share Capital/Members Contribution

R0.00

Status

In Business

Operations Assessment

IMPORTS CEILING PEGEANT AND CARPERTS FROM INDIA, PAKISTAN.

Industry/ Customers

PUBLIC etc.

Import

Yes

Import Countries

India, Pakistan

Major Industry Code / SICC

31220

Definition of Code

Manufacture of carpets,Rugs and Mats

Head Office Physical Address

SHOP 33, DUNKELD WEST CENTER, CNR JAN SMUTS AND BOMPAS ROAD, DUNKELD, JOHANNEBURG, 2196

Head Office Postal Address

PO BOX 733803, SANDTON, 2146

Current Tel Number

0113410367

Cell Number

0823306095

Current Fax Number

0113410355

Current Email Address

victor@victorlidchi.co.za 

Web Site Address

www.victorlidchi.co.za

 

Auditors information

 

Company Registered Name

SAB AND T CHARTERED ACCOUNTANTS INC

Trading Name

SAB AND T

Registration Number

M1997/018869/21

Physical Address

1ST FLOOR HAZEL PARK, 119 WITCH HAZEL AVENUE, CENTURION, 0046

Postal Address

P 0 BOX 10512, CENTURION, 0046

Contact Person

CORNELIA DE BEER

Contact Number

0126828800

Principals

20

Judgements Against Subject

NONE

Judgements Against Principals

NONE

Subject Verified as Client

Yes

Practice Number

953008

VAT Number

4110217462

Tax Number

9215161200

BEE Status

Unavailable

Financial Year End

February

No of years in Business

Unknown

Website

www.sab-t.co.za

 

 


Previous auditors

Company Name

Phone Number

Time with previous auditors

Comment

SAB &T INC

 

Unknown

 

R PARBHOO INCORPORATED

 

14

 

GORDEN AND PARTNERS

 

14

 

 

 

Tax information

 

Vat Number

4630117051

Status

ACTIVE

Vat Liable Date

1991/09/30

Tax Number

9640167848

Financial Year End

June

Comment

 

Black Economic Empowerment

Status

No

ISO Status

ISO Certificate

No

Workman's compensation

Registered

Yes

Compliance Certified

Yes

 

Company Structure

 

Subsidiaries Information - No Information on Record

Employees

Number of Employees

12

1. Salaried employees

12

Company Fleet

Company Fleet

No of vehicles:

Owned/Leased

Value

Outstanding Balance

Fleet Operations

 

 

 

 

The Fleet is made up of

2

Comment

 

Light delivery Vehicles

2

Owned

 

 

 

Offices

 

Offices

Offices

Head Office Owned/ Rented

Leased

Rental Company

JHI PROPERTIES

Lease Agreement

5 YEARS

Type of Premises

SHOP

 

Branch Information - No Information on Record

 

Management Overview

 

Organisation Chart

Level

Position

Name

Comment

 

1

MEMBER

VICTOR LIDCHI

 

 

Company Structure (Ownership)

 

Note: One level up and all levels down

 

Holding

Company

Sub

Comment

100% VICTOR LIDCHI

VICTOR LIDCHI CC

 

 

 

 

Key Deals - No Information on Record

 

 

Trade References

 

Trade Reference nr

Supplier

Contact

Surety Value

Notarial Bonds

Comment

1

 

 

 

 

The subject has no

local trade references as they import all their goods.

 

Adverse Information on Subject

 

Judgements - No information on record

BusinessRescue - No Information on Record

Default Listing - No information on record

Notarial Bonds - No information on record

Bank information

 

Bank

ABSA

Branch

ROSEBANK

Brach Code

632005

Type of Account

CURRRENT

Account Name

VICTOR LIDCHI CC

Overdraft Facilities

YES

Bank Comment

ACCOUNT NUMBER DEEMED CONFIDENTIAL

 

Bank Code History - No Information on Record

 

Previous Bank Account Information - No Information on Record

 

Deeds Information - No information on record

 

 

Financial Information

 

Financial Estimates

Comment

DEEMED CONFIDENTIAL

 

Please note the following:

Turnover and assets less than R 1,000,000.00

The subject falls within the National Credit Act

Turnover and assets less than R 2,000,000.00

The subject falls within the Consumer Protection Act

 

Principals

 

Number of Principals

1

Average Age of Active Principals

72

Active Principals Principal - 1of 1 VICTOR LIDCHI

Surname

LIDCHI

First Name

VICTOR

Other Names

NONE

Marital Status

Single

ID Number

4007125133000

Verified ID Number

Yes

Current Age

72

Designation

MEMBER

Status

Active

Appointment Date

1985/08/21

Physical Address (at time of Appointment)

10 GROVE ROAD, GARDENS, 2192

Postal Address

PO BOX 733803, SANDTON, 2146

Current Tel Number

0113410367

Cell number

0823306095

Shareholding/Membership

100%

 

Principal's Adverse - No information on record

Business Information for VICTOR LIDCHI

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

VICTOR LIDCHI CC

B1985/009418/23

In Business

27 Years 3 Months

0

No

 

 

Principal Previous Business Interests

 

Average Age of Previous Business                                                           14 years

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

VICTOR LIDCHI CONTRACTS CC

B2008/221419/23

Deregistration Final

4 Years 4 Months

0

No

 

NEW ERA WORLD FILMS (PTY)LTD

M1987/000373/07

Deregistration Final

25 Years 1 Months

0

No

 

CRIMINON SOUTH AFRICA

M1999/008111/08

In Business

13 Years 1 Months

0

No

 

 

Principal's Deeds Information - No information on record


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.99

UK Pound

1

Rs.87.21

Euro

1

Rs.70.22

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.