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Report Date : |
17.11.2012 |
IDENTIFICATION DETAILS
|
Name : |
NAND EQUIPMENTS PRIVATE LIMITED |
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Registered
Office : |
Plot No: 194/5 Dantali Industrial Estate, At: Dantali,
Taluka: Kalol, District: Gandhinagar, Ahmedabad - 382721, |
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Country : |
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Financials (as
on) : |
31.03.2012 |
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Date of
Incorporation : |
16.07.2010 |
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Com. Reg. No.: |
04-061643 |
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Capital
Investment / Paid-up Capital : |
Rs.1.200 Millions |
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CIN No.: [Company Identification
No.] |
U29199GJ2010PTC061643 |
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Legal Form : |
Private Limited Liability Company |
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Line of Business
: |
Manufacturer and Exporter of Commercial Kitchen Equipment, Display Counters, Hotel and Restaurant Equipment, Fast Food and Pantry Equipment, Refrigeration Equipment. |
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No. of Employees
: |
58 (Approximately) |
RATING & COMMENTS
|
MIRA’s Rating : |
B (32) |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
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Maximum Credit Limit : |
USD 6000 |
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Status : |
Moderate |
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Payment Behaviour : |
Slow but correct |
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Litigation : |
Clear |
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Comments : |
Subject is a successor of proprietor concern started in the 2001 and
later in the year 2010 it got converted into private limited company. It is having moderate track record. Trade relations are reported to be
fair. Business is active. Payments are reported to be slow but correct. The company can be considered for business dealing with some caution. |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – June 30, 2012
|
Country Name |
Previous Rating (31.03.2012) |
Current Rating (30.06.2012) |
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|
A1 |
A1 |
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Risk Category |
ECGC
Classification |
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Insignificant |
A1 |
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Low |
A2 |
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Moderate |
B1 |
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High |
B2 |
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Very High |
C1 |
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Restricted |
C2 |
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Off-credit |
D |
INDIAN ECONOMIC OVERVIEW
|
Source
: CIA |
RBI DEFAULTERS’ LIST STATUS
Subject’s name is not enlisted as a defaulter
in the publicly available RBI Defaulters’ list.
EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS
Subject’s name is not enlisted as a defaulter
in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of
31-03-2012.
INFORMATION PARTED BY
|
Name : |
Mr. Kundal Shah |
|
Designation : |
Manager |
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Contact No.: |
91-9712952455 |
|
Date : |
16.11.2012 |
LOCATIONS
|
Registered Office / Factory / Showroom : |
Plot No: 194/5 Dantali Industrial Estate, At: Dantali,
Taluka: Kalol, District: Gandhinagar, Ahmedabad - 382721, |
|
Tel. No.: |
91-2764-311050 |
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Mobile No.: |
91-9712952455 (Mr. Kundal Shah) |
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Fax No.: |
91-2717-241247 |
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E-Mail : |
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Website : |
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Area : |
2500 Sq. ft + Construction Area 25000 Sq. ft |
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Location : |
Owned |
DIRECTORS
As on 12.09.2012
|
Name : |
Mr. Jatinbhai Nandlal Shah |
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Designation : |
Director |
|
Address : |
H-52, Prathna Bunglows, Near Vasantnagar, Township Gota, Ahmedabad –
382721, |
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Date of Birth/Age : |
14.06.1958 |
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Date of Appointment : |
16.07.2010 |
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DIN No.: |
03132329 |
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Name : |
Mr. Samir Nandkumar Shah |
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Designation : |
Director |
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Address : |
H-88, Prathna Bunglows, Near Vasantnagar, Township Gota, Ahmedabad –
382721, |
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Date of Birth/Age : |
07.08.1963 |
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Date of Appointment : |
16.07.2010 |
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DIN No.: |
03132315 |
KEY EXECUTIVES
|
Name : |
Mr. Kundal Shah |
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Designation : |
Manager |
MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN
As on 12.09.2012
|
Names of Shareholders |
|
No. of Shares |
|
Jatinbhai Nandlal Shah |
|
60000 |
|
Samir Nandkumar Shah |
|
60000 |
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Total |
|
120000 |
As on 12.09.2012
Equity Share Break up (Percentage of Total Equity)
|
Category |
Percentage |
|
Directors or relatives of Directors |
100.00 |
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Total |
100.00 |
BUSINESS DETAILS
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Line of Business : |
Manufacturer and Exporter of Commercial Kitchen Equipment,
Display Counters, Hotel and Restaurant Equipment, Fast Food and Pantry
Equipment, Refrigeration Equipment. |
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Products : |
· Kitchen Equipment · Display Counters · Tandoor · Catering Equipments · Hotel and Restaurant Equipment · Fast Food and Pantry Equipment · Bakery Equipments ·
Refrigeration |
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Exports : |
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Products : |
Commercial Kitchen Equipment, Display Counters, Hotel and
Restaurant Equipment, Fast Food and Pantry Equipment, Refrigeration
Equipment. |
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Countries : |
·
Asian Country ·
·
·
African Country ·
·
US |
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Terms : |
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Selling : |
L/C / Cash / Depend |
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Purchasing : |
L/C / Cash / Depend |
GENERAL INFORMATION
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Suppliers : |
·
Universal Abrasives · Ambica Enterprises · Excel Industries · Gayatri Engineering Company Private Limited · Jinratna Metal · Kitchen World Mfg. · Mamta Freeze Corporation · Marvel Glass Private Limited · Soni Enterprise · Universal Abrasives · Yogi Enterprise |
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Customers : |
OEM’s ·
Hyatt Regency (Pune) |
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No. of Employees : |
58 (Approximately) |
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Bankers : |
Bank of |
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Facilities : |
Cash Credit Rs.2.800 Millions (From Bank of (Rs.
In Millions)
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Banking
Relations : |
-- |
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Auditors : |
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Name : |
M. R. Salot and Company Chartered Accountants |
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Address : |
94/561, Vijaynagar, Naranpura, Ahmedabad – 380013, |
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PAN.: |
AAUFM9322P |
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Sister Concerns : |
·
Nand Impex Address : 286, Mahalaxmi
Industrial Estate, Near Gota, Ahmedabad – 380060, Line of Business: Manufacturer and Exporter of Commercial Kitchen Equipment, Display Counters, Hotel and Restaurant Equipment, Fast Food and Pantry Equipment, Refrigeration Equipment. · Nand Exim Private Limited · Nand Digital Sign ·
Bhaginand Equipment |
CAPITAL STRUCTURE
As on 31.03.2012
Authorised Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
|
|
|
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|
120000 |
Equity Shares |
Rs.10/- each |
Rs.1.200 Millions |
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Issued, Subscribed & Paid-up Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
|
|
|
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|
120000 |
Equity Shares |
Rs.10/- each |
Rs.1.200
Millions |
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|
|
a. Reconciliation of
the number of shares outstanding
|
Equity shares |
No. of Shares |
31.03.2012 |
|
Number of equity shares at the beginning of the Year |
10,000 |
-- |
|
Equity shares issued during the year |
110,000 |
-- |
|
Less Shares bought back during the year |
-- |
-- |
|
Number of equity
shares at the end of the Year |
|
120,000 |
b. Terms and rights
attached to equity shares
The Company has only one class of equity shares having a face value of Rs.10 per share. Each holder of the equity shares is entitled to one vote per share
c. Shares held by
holding/ ultimate holding company and/or their subsidiaries/ associates
Out of the equity shares issued by the Company, shares held by its holding company, ultimate holding company and their subsidiaries/associates are as as below:
Equity shares held by Holding company - NIL
d. Aggregate number
shares issued for consideration other than cash during the period of five years
immediately preceding the reporting 110,000
e. Aggregate number
of Bonus shares issued during the period of five years immediately preceding
the reporting date – NIL
f. Details of
shareholders holding more than 5% shares in the company
|
Particular |
% |
|
Jatin Nandubhai Shah |
50% |
|
Sameer Nandkumar Shah |
50% |
FINANCIAL DATA
[all figures are
in Rupees Millions]
ABRIDGED BALANCE
SHEET
|
SOURCES OF FUNDS |
|
31.03.2012 |
31.03.2011 |
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|
SHAREHOLDERS FUNDS |
|
|
|
|
|
1] Share Capital |
|
1.200 |
0.100 |
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2] Share Application Money |
|
0.000 |
0.000 |
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3] Reserves & Surplus |
|
0.305 |
0.000 |
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4] (Accumulated Losses) |
|
0.000 |
0.000 |
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NETWORTH |
|
1.505 |
0.100 |
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LOAN FUNDS |
|
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|
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|
1] Secured Loans |
|
3.988 |
0.000 |
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2] Unsecured Loans |
|
2.310 |
0.000 |
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TOTAL BORROWING |
|
6.298 |
0.000 |
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DEFERRED TAX LIABILITIES |
|
0.011 |
0.000 |
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TOTAL |
|
7.814 |
0.100 |
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APPLICATION OF FUNDS |
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FIXED ASSETS [Net Block] |
|
2.893 |
0.000 |
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Capital work-in-progress |
|
0.000 |
0.000 |
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INVESTMENT |
|
0.000 |
0.000 |
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DEFERREX TAX ASSETS |
|
0.000 |
0.000 |
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CURRENT ASSETS, LOANS & ADVANCES |
|
|
|
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Inventories |
|
6.987 |
0.000 |
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Sundry Debtors |
|
0.147 |
0.000 |
|
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Cash & Bank Balances |
|
0.635 |
0.094 |
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Other Current Assets |
|
0.000 |
0.000 |
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Other Non-Current Assets |
|
0.005 |
0.007 |
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Loans & Advances |
|
2.429 |
0.000 |
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Total
Current Assets |
|
10.203 |
0.101 |
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Less : CURRENT
LIABILITIES & PROVISIONS |
|
|
|
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|
Sundry Creditors |
|
4.787 |
0.001 |
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Other Current Liabilities |
|
0.370 |
0.000 |
|
|
Provisions |
|
0.125 |
0.000 |
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Total
Current Liabilities |
|
5.282 |
0.001 |
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Net Current Assets |
|
4.821 |
0.100 |
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|
MISCELLANEOUS EXPENSES |
|
0.000 |
0.000 |
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|
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TOTAL |
|
7.814 |
0.100 |
|
PROFIT & LOSS
ACCOUNT
|
|
PARTICULARS |
|
31.03.2012 |
31.03.2011 |
|
|
|
SALES |
|
|
|
|
|
|
|
Income |
|
14.778 |
0.000 |
|
|
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Other Income |
|
0.011 |
0.000 |
|
|
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TOTAL (A) |
|
14.789 |
0.000 |
|
|
|
|
|
|
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Less |
EXPENSES |
|
|
|
|
|
|
|
Cost
of material consumed |
|
10.003 |
0.000 |
|
|
|
Employee
Benefits expense |
|
0.993 |
0.000 |
|
|
|
Other
expenses |
|
2.550 |
0.001 |
|
|
|
TOTAL (B) |
|
13.546 |
0.001 |
|
|
|
|
|
|
|
|
Less |
PROFIT
/ (LOSS) BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B) (C) |
|
1.243 |
(0.001) |
|
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|
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|
|
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|
Less |
FINANCIAL
EXPENSES (D) |
|
0.422 |
0.000 |
|
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|
|
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|
|
PROFIT
/ (LOSS) BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D) (E) |
|
0.821 |
(0.001) |
|
|
|
|
|
|
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|
|
Less/ Add |
DEPRECIATION/
AMORTISATION (F) |
|
0.379 |
0.000 |
|
|
|
|
|
|
|
|
|
|
PROFIT / (LOSS)
BEFORE TAX (E-F) (G) |
|
0.442 |
(0.001) |
|
|
|
|
|
|
|
|
|
Less |
TAX (H) |
|
0.137 |
0.000 |
|
|
|
|
|
|
|
|
|
|
PROFIT / (LOSS)
AFTER TAX (G-H) (I) |
|
0.305 |
(0.001) |
|
|
|
|
|
|
|
|
|
|
Earnings /
(Loss) Per Share (Rs.) |
|
3.88 |
(0.05) |
|
Expected Sales (2012-13) : Rs.20.000 Millions
The above information has been parted by Mr. Kundal Shah
KEY RATIOS
|
PARTICULARS |
|
|
31.03.2012 |
31.03.2011 |
|
PAT / Total Income |
(%) |
|
2.06 |
0.00 |
|
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|
|
|
Net Profit Margin (PBT/Sales) |
(%) |
|
2.99 |
0.00 |
|
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|
|
|
Return on Total Assets (PBT/Total Assets} |
(%) |
|
3.38 |
(0.99) |
|
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|
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|
Return on Investment (ROI) (PBT/Networth) |
|
|
0.29 |
(0.01) |
|
|
|
|
|
|
|
Debt Equity Ratio (Total Liability/Networth) |
|
|
7.69 |
0.01 |
|
|
|
|
|
|
|
Current Ratio (Current Asset/Current Liability) |
|
|
1.93 |
101.00 |
LOCAL AGENCY FURTHER INFORMATION
|
Sr. No. |
Check List by Info
Agents |
Available in Report (Yes / No) |
|
1] |
Year of Establishment |
Yes |
|
2] |
Locality of the firm |
Yes |
|
3] |
Constitutions of the firm |
Yes |
|
4] |
Premises details |
Yes |
|
5] |
Type of Business |
Yes |
|
6] |
Line of Business |
Yes |
|
7] |
Promoter's background |
Yes |
|
8] |
No. of employees |
Yes |
|
9] |
Name of person contacted |
Yes |
|
10] |
Designation of contact person |
Yes |
|
11] |
Turnover of firm for last two years |
Yes |
|
12] |
Profitability for last two years |
Yes |
|
13] |
Reasons for variation <> 20% |
---------------------- |
|
14] |
Estimation for coming financial year |
Yes |
|
15] |
Capital in the business |
Yes |
|
16] |
Details of sister concerns |
Yes |
|
17] |
Major suppliers |
Yes |
|
18] |
Major customers |
Yes |
|
19] |
Payments terms |
Yes |
|
20] |
Export / Import details (if applicable) |
Yes |
|
21] |
Market information |
---------------------- |
|
22] |
Litigations that the firm / promoter involved in |
---------------------- |
|
23] |
Banking Details |
Yes |
|
24] |
Banking facility details |
Yes |
|
25] |
Conduct of the banking account |
---------------------- |
|
26] |
Buyer visit details |
---------------------- |
|
27] |
Financials, if provided |
Yes |
|
28] |
Incorporation details, if applicable |
Yes |
|
29] |
Last accounts filed at ROC |
Yes |
|
30] |
Major Shareholders, if available |
Yes |
|
31] |
Date of Birth of Proprietor/Partner/Director, if available |
Yes |
|
32] |
PAN of Proprietor/Partner/Director, if available |
No |
|
33] |
Voter ID No of Proprietor/Partner/Director, if available |
No |
|
34] |
External Agency Rating, if available |
No |
TRADE REFERENCES
·
Universal Abrasives
· Hyatt Regency (Pune)
BANKERS CHARGES
REPORT AS PER REGISTRY
|
Corporate
identity number of the company |
U29199GJ2010PTC061643 |
|
Name of the
company |
NAND EQUIPMENTS PRIVATE LIMITED |
|
Address of the
registered office or of the principal place of business in |
Plot No: 194/5 Dantali Industrial Estate, At: Dantali,
Taluka: Kalol, District: Gandhinagar, Ahmedabad - 382721, |
|
This form is for |
Creation of charge |
|
Type of charge |
· Movable property (not being pledge) ·
Others (Pick Up Van - Tata Ace) |
|
Particular of
charge holder |
Bank of |
|
Nature of
instrument creating charge |
Hypothecation cum loan agreement executed by the company to secure fund based term loan aggregate limit of Rs. 0.138 Millions |
|
Date of
instrument Creating the charge |
07.10.2011 |
|
Amount secured by
the charge |
Rs.0.138 Million |
|
Brief of the
principal terms an conditions and extent and operation of the charge |
Rate of Interest Term loan - 3.00% above Br presently 13.75% p. a. With mnthly rests or such other rate as may be prescribed by bank fm time to time Terms of Repayment Term loan - 41
emi each of Rs 5189 commencing from October 2011 Margin Term loan - 25% Extent and Operation of the charge First and
exclusive hypothecation
charge on all tangible mov prop being vehicle - pick up van - tata ace of the
company to secure aggregate fund based term loan faciliites of Rs 0.138
Million alongwith interest, addl int, penal int, liquidated damages, costs,
charges, commission and all other amt due to the bank from time to time of
what so ever nature Others Term loan - Rs.
0.138 Million |
|
Short particulars
of the property or asset(s) charged (including complete address and location
of the property) |
All That Vehicle
Viz Pick Up Van - Tata Ace Bearing RTO REGN NO GJ 1 BZ 3116 ENGINE NO 275 IDI
06 AZYS 05411 and Chasis No Mat 445056 Aza03289 Purchased From Cargo Motors |
FIXED ASSETS
· Computers
· Vehicles
· Plant and Equipment
· Communication Equipments
CMT REPORT (Corruption, Money Laundering & Terrorism]
The Public Notice information has been collected from various sources
including but not limited to: The Courts,
1] INFORMATION ON
DESIGNATED PARTY
No exist designating subject or any of its beneficial owners,
controlling shareholders or senior officers as terrorist or terrorist
organization or whom notice had been received that all financial transactions
involving their assets have been blocked or convicted, found guilty or against
whom a judgement or order had been entered in a proceedings for violating
money-laundering, anti-corruption or bribery or international economic or
anti-terrorism sanction laws or whose assets were seized, blocked, frozen or
ordered forfeited for violation of money laundering or international
anti-terrorism laws.
2] Court Declaration :
No exist to suggest that subject is or was
the subject of any formal or informal allegations, prosecutions or other
official proceeding for making any prohibited payments or other improper
payments to government officials for engaging in prohibited transactions or
with designated parties.
3] Asset Declaration :
No exist to suggest that the property or assets of the subject are
derived from criminal conduct or a prohibited transaction.
4] Record on Financial
Crime :
Charges or conviction
registered against subject: None
5] Records on Violation of
Anti-Corruption Laws :
Charges or
investigation registered against subject: None
6] Records on Int’l
Anti-Money Laundering Laws/Standards :
Charges or
investigation registered against subject: None
7] Criminal Records
No
available information exist that suggest that subject or any of its principals
have been formally charged or convicted by a competent governmental authority
for any financial crime or under any formal investigation by a competent
government authority for any violation of anti-corruption laws or international
anti-money laundering laws or standard.
8] Affiliation with
Government :
No record
exists to suggest that any director or indirect owners, controlling
shareholders, director, officer or employee of the company is a government
official or a family member or close business associate of a Government
official.
9] Compensation Package :
Our market
survey revealed that the amount of compensation sought by the subject is fair
and reasonable and comparable to compensation paid to others for similar
services.
10] Press Report :
No press reports / filings exists on
the subject.
CORPORATE GOVERNANCE
MIRA INFORM as part of its Due Diligence do provide comments on
Corporate Governance to identify management and governance. These factors often
have been predictive and in some cases have created vulnerabilities to credit
deterioration.
Our Governance Assessment focuses principally on the interactions
between a company’s management, its Board of Directors, Shareholders and other
financial stakeholders.
CONTRAVENTION
Subject is not known to have contravened any existing local laws,
regulations or policies that prohibit, restrict or otherwise affect the terms
and conditions that could be included in the agreement with the subject.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.54.99 |
|
|
1 |
Rs.87.21 |
|
Euro |
1 |
Rs.70.22 |
INFORMATION DETAILS
|
Information
Gathered by : |
SLP |
|
|
|
|
Report Prepared
by : |
NTH |
SCORE & RATING EXPLANATIONS
|
SCORE FACTORS |
RANGE |
POINTS |
|
HISTORY |
1~10 |
3 |
|
PAID-UP CAPITAL |
1~10 |
3 |
|
OPERATING SCALE |
1~10 |
3 |
|
FINANCIAL CONDITION |
|
|
|
--BUSINESS SCALE |
1~10 |
4 |
|
--PROFITABILIRY |
1~10 |
4 |
|
--LIQUIDITY |
1~10 |
3 |
|
--LEVERAGE |
1~10 |
3 |
|
--RESERVES |
1~10 |
4 |
|
--CREDIT LINES |
1~10 |
4 |
|
--MARGINS |
-5~5 |
-- |
|
DEMERIT POINTS |
|
|
|
--BANK CHARGES |
YES/NO |
YES |
|
--LITIGATION |
YES/NO |
NO |
|
--OTHER ADVERSE INFORMATION |
YES/NO |
NO |
|
MERIT POINTS |
|
|
|
--SOLE DISTRIBUTORSHIP |
YES/NO |
NO |
|
--EXPORT ACTIVITIES |
YES/NO |
YES |
|
--AFFILIATION |
YES/NO |
YES |
|
--LISTED |
YES/NO |
NO |
|
--OTHER MERIT FACTORS |
YES/NO |
YES |
|
TOTAL |
|
32 |
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial condition
(40%) Ownership background
(20%) Payment record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit transaction.
It has above average (strong) capability for payment of interest and
principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
- |
NB |
New Business |
- |
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.