MIRA
INFORM REPORT
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Report Date : |
19.11.2012 |
IDENTIFICATION DETAILS
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Correct Name : |
FERRANDEZ |
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Registered Office : |
Poligono Industrial Alberca, 46, 03530 La Nucia
Alicante |
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Country : |
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Financials (as on) : |
2011 |
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Date of Incorporation : |
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Legal Form : |
Sole Proprietor |
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Line of Business : |
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No. of Employees : |
01 (2012) |
RATING & COMMENTS
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MIRA’s Rating : |
B |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
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Status : |
Moderate |
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Payment Behaviour : |
No Complaints |
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Litigation : |
Clear |
NOTES:
Any query related to this report can be made
on e-mail: infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – June 30th, 2012
|
Country Name |
Previous Rating (31.03.2012) |
Current Rating (30.06.2012) |
|
Spain |
A2 |
A2 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
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Moderate |
B1 |
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High |
B2 |
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Very High |
C1 |
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Restricted |
C2 |
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Off-credit |
D |
spain - ECONOMIC OVERVIEW
spain's mixed capitalist economy is the 13th largest
in the world, and its per capita income roughly matches that of Germany and
France. However, after almost 15 years of above average GDP growth, the Spanish
economy began to slow in late 2007 and entered into a recession in the second
quarter of 2008. GDP contracted by 3.7% in 2009, ending a 16-year growth trend,
and by another 0.1% in 2010, before turning positive in 2011, making Spain the
last major economy to emerge from the global recession. The reversal in
Spain''s economic growth reflected a significant decline in construction amid
an oversupply of housing and falling consumer spending, while exports actually
have begun to grow. Government efforts to boost the economy through stimulus
spending, extended unemployment benefits, and loan guarantees did not prevent a
sharp rise in the unemployment rate, which rose from a low of about 8% in 2007
to over 20% in 2011. The government budget deficit worsened from 3.8% of GDP in
2008 to 9.2% of GDP in 2010, more than three times the euro-zone limit. Madrid
cut the deficit to 8.5% of GDP in 2011, a larger deficit than the 6% target
negotiated between Spain and the EU. Spain''s large budget deficit and poor
economic growth prospects have made it vulnerable to financial contagion from
other highly-indebted euro zone members despite the government''s efforts to
cut spending, privatize industries, and boost competitiveness through labor
market reforms. Spanish banks'' high exposure to the collapsed domestic
construction and real estate market also poses a continued risk for the sector.
The government oversaw a restructuring of the savings bank sector in 2010, and
provided some $15 billion in capital to various institutions. Investors remain
concerned that Madrid may need to bail out more troubled banks. The Bank of
Spain, however, is seeking to boost confidence in the financial sector by
pressuring banks to come clean about their losses and consolidate into stronger
groups.
|
Source : CIA |
Company name
FERRANDEZ SANTOS JOSE ANTONIO
CIF/NIF: 25130554H
Company situation: Active
Answer to the data in your request
The data of your request have been confirmed and are correct.
On the date of issuing the present report, the AEAT confirms the existence of the census of the subject, after carrying a consultation by NIF and/or denomination.
Other Complementary Information
Mobile phone: 629166512
Address
The address AV MARINERS VILAJOYOSA , 15 VILLAJOYOSA and CL L’ERA , 5 BJ, URB, DISTALETEA LA NUCIA a previous address
Concerning your request: Its activity is RETAIL OF LEATHER ARTICLES ( belts, bags, wallets, purses, gloves,) AND OTHER LEATHER ARTICLES. IT JUST USES THE BRAND DIAMA. They manufactures , wholesale and retail of leather purses, wallets, wholesaler of wallets, leather articles; manufacturer of leather articles, cards wallets, leather briefcases, leather wallets and men purses
EXECUTIVE
SUMMARY
Identification
Current Business Name: FERRANDEZ SANTOS JOSE ANTONIO
Commercial name: DIAMA; DIMAR
Other names: NO
Current Address: POLIGONO INDUSTRIAL
ALBERCA, 46
Branches: 1
Telephone number: 966896419 Fax: 966895768
URL: www.diama.es
Trade Risk
Incidents: No incidences registered
Financial
Information
Latest sales known (2011): 150.000,00
€ (Estimated)
Balance sheet latest sales : For its legal form
the subject has no obligation to present its financial Mercantile Register.
Share capital: It does not proceed to provide this kind of
information due to the legal form of the subject
Employees: 1
Listed on a Stock Exchange: NO
Commercial
Information
Activity beginning date: 01/01/2003
Activity: Retail sale of footwear, leather &
travel articles
NACE 2009 CODE: 4772
International Operations: It does not import nor export
Corporate
Structure
It does not proceed to provide this kind of information due to the legal form of the subject
Other
Complementary Information
Latest act published in BORME: For its legal form the subject has no obligation to be registered nor to present its financial statement in the Mercantile Register, even if, exceptionally, could have had some proceedings published in BORME for this kind of legal form.
Latest press article: No press articles registered for this company
The date when this report was last updated is 13/11/2012.
The information contained in this report has been investigated and contrasted on 13/11/2012
|
Incidents |
None or Negligible |
|
Business
Trajectory |
Good |
Rating Explanation
Company Structure
•
The company’s capitalization degree determines that
its structure is weak.
•
The company’s size is very
small depending on its sales volume.
Performance and Incidences
•
He have detected no recent legal actions or claims
from the Administration against this company.
INCIDENTS
Summary
LEGAL ACTIONS: No legal actions registered
ADMINISTRATIVE CLAIMS: No administrative claims registered
AFFECTED BY: No significant element.
FINANCIAL ELEMENTS AND SECTORIAL COMPARATIVE
FINANCIAL ELEMENTS
Figures given in €
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|
2011 ESTIMATED |
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PROFIT AND LOSS ACCOUNT ANALYSIS |
|
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SALES |
150.000,00 |
Estimated Balance
Sheet
Source: Own Sources (2011)
Figures given in €
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ACTIVO |
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PASIVO |
|
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Non current assets |
20.000,00 |
Net worth |
32.000,00 |
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Tangible fixed assets |
20.000,00 |
Equity |
32.000,00 |
|
Current assets |
28.000,00 |
Liabilities |
16.000,00 |
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Treasury |
3.000,00 |
Non current liabilities |
|
|
Stocks |
25.000,00 |
Current liabilities |
16.000,00 |
|
Total Assets |
48.000,00 |
Total Net Worth and Liabilities |
48.000,00 |
company
ADDRESSES
Current Legal Seat Address:
POLIGONO INDUSTRIAL ALBERCA, 46
03530 LA NUCIA ALICANTE
Previous Seat Address:
CALLE L’ERA 5 - BJ, URB, DISTALETEA
03530 LA
NUCIA ALICANTE
Characteristics of
the current address
Type of establishment: warehouse
Owners: rented
Local Situation: secondary
|
STREET |
POSTAL CODE |
TOWN |
PROVINCE |
|
CALLE BOLULLA (NAVE 28), S/N |
03530 |
LA NUCIA |
Alicante |
There are 1 branches registered
CORPORATE STRUCTURE
It does not proceed to provide this kind of information due to the legal
form of the subject
BUSINESS INFORMATION
Activity beginning date: 01/01/2003
Establishment date: 01/01/2003
Founder’s Name: EL TITULAR ES EL FUNDADOR INICIAL DEL NEGOCIO
Activity: Retail sale of footwear, leather & travel
articles
NACE 2009 CODE: 4772
NACE 2009 Activity: Retail sale of footwear and leather goods in
specialised stores
Activity description: VENTA AL POR MENOR DE ARTICULOS DE
MARROQUINERIA, ARTICULOS DE PIEL. SOLO UTILIZA LA MARCA DIAMA
Latest employees figure: 1 (2012)
% of fixed employees: 100,00%
PURCHASES
Regional Distribution: 100%
SALES
Regional Distribution: 100%
|
ENTITY |
BRANCH |
ADDRESS |
TOWN OR CITY |
PROVINCE |
|
CAIXA R. DE CALLOSA D’EN SARRIA, C.C.V. |
0005 |
AVDA.MEDITERRANEO,9 EDIF MARIANNE |
BENIDORM |
Alicante |
|
BANCO BILBAO VIZCAYA ARGENTARIA, S.A. |
2983 |
TOMAS ORTUÑO, 15 |
BENIDORM |
Alicante |
There are 2 bank entities registered
LEGAL STRUCTURE
Constitution
Data
Register Date: 01/01/2003
Legal form: Sole Proprietor
Share capital: It does not proceed to provide this kind of information
due to the legal form of the subject
Obligation to fill in Financial Statements: NO
Chamber census: YES (2010)
B.O.R.M.E.
(Official Gazette of the Mercantile Register)
For its legal form the subject has no obligation to be registered nor to
present its financial statement in the Mercantile Register, even if,
exceptionally, could have had some proceedings published in BORME for this kind
of legal form.
Press articles
No press articles registered for this company
Complementary
Information
Employees
El negocio no emplea a ningun trabajador
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.54.99 |
|
UK Pound |
1 |
Rs.87.21 |
|
Euro |
1 |
Rs.70.22 |
INFORMATION DETAILS
|
Report Prepared by
: |
MNL |
RATING EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with full
security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NB |
New Business |
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This score serves as a reference to assess SC’s credit risk and
to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.