MIRA INFORM REPORT

 

 

Report Date :

20.11.2012

 

IDENTIFICATION DETAILS

 

Name :

KOSTAVARAS, EVANGELOS & CO. O.E. FETICHE

 

 

Registered Office :

14 Olympiados, Pefka-Retziki, 57010 Asvestochori, Thessaloniki

 

 

Country :

greece

 

 

Date of Incorporation :

26.06.2000

 

 

Legal Form :

General partnership

 

 

Line of Business :

Wholesaler of nondurable goods

 

 

No. of Employees :

01 employees

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Small Company 

Payment Behaviour :

No Complaints

Litigation :

Clear

 


NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Greece

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

 

greece - ECONOMIC OVERVIEW

 

Greece has a capitalist economy with a public sector accounting for about 40% of GDP and with per capita GDP about two-thirds that of the leading euro-zone economies. Tourism provides 15% of GDP. Immigrants make up nearly one-fifth of the work force, mainly in agricultural and unskilled jobs. Greece is a major beneficiary of EU aid, equal to about 3.3% of annual GDP. The Greek economy grew by nearly 4% per year between 2003 and 2007, due partly to infrastructural spending related to the 2004 Athens Olympic Games, and in part to an increased availability of credit, which has sustained record levels of consumer spending. But the economy went into recession in 2009 as a result of the world financial crisis, tightening credit conditions, and Athens' failure to address a growing budget deficit. The economy contracted by 2.3% in 2009, 3.5% in 2010, and 6.0% in 2011. Greece violated the EU's Growth and Stability Pact budget deficit criterion of no more than 3% of GDP from 2001 to 2006, but finally met that criterion in 2007-08, before exceeding it again in 2009, with the deficit reaching 15% of GDP. Austerity measures reduced the deficit to 11% of GDP in 2010 and about 9% in 2011. Eroding public finances, inaccurate and misreported statistics, and consistent underperformance on reforms prompted major credit rating agencies in late 2009 to downgrade Greece's international debt rating, and has led the country into a financial crisis. Under intense pressure from the EU and international market participants, the government adopted a medium-term austerity program that includes cutting government spending, decreasing tax evasion, reworking the health-care and pension systems, and reforming the labor and product markets. Athens, however, faces long-term challenges to push through unpopular reforms in the face of widespread unrest from the country's powerful labor unions and the general public. In April 2010 a leading credit agency assigned Greek debt its lowest possible credit rating; in May 2010, the International Monetary Fund and Eurozone governments provided Greece emergency short- and medium-term loans worth $147 billion so that the country could make debt repayments to creditors. In exchange for the largest bailout ever assembled, the government announced combined spending cuts and tax increases totaling $40 billion over three years, on top of the tough austerity measures already taken. Greece, however, struggled to meet 2010 targets set by the EU and the IMF, especially after Eurostat - the EU's statistical office - revised upward Greece's deficit and debt numbers for 2009 and 2010. European leaders and the IMF agreed in October 2011 to provide Athens a second bailout package of $169 billion. The second deal however, calls for Greece's creditors to write down a significant portion of their Greek government bond holdings. In exchange for the second loan Greece has promised to introduce an additional $7.8 billion in austerity measures during 2013-15. However, these massive austerity cuts are lengthening Greece's economic recession and depressing tax revenues. Greece's lenders are calling on Athens to step up efforts to increase tax collection, privatize public enterprises, and rein in health spending, and are planning to give Greece more time to shore up its economy and finances. Many investors doubt that Greece can sustain fiscal efforts in the face of a bleak economic outlook, public discontent, and political instability.

 

Source : CIA


COMPANY REPORT

 

Company name:            KOSTAVARAS, EVANGELOS & CO. O.E. 'FETICHE' (Correct)

                                                KOSTAVARAS EVANGELOS CO O E (Requested)

 

 

IDENTIFICATION DETAILS

 

TRADING STYLE:          'FETICHE'                                                 

 

ADDRESS:                   14 OLYMPIADOS, PEFKA-RETZIKI                             

                                    57010 ASVESTOCHORI                                       

                                    THESSALONIKI                                              

                                    GREECE                                                   

 

TELEPHONE:                 30  2310673850                                           

                                    30  2310673053                                            

TELEFAX:                     30  2310673871                                           

E-MAIL ADDRESS:        fetiche.co@gmail.com  

 

 

SENIOR COMPANY PERSONNEL

 

Michail-Angelos Evangelos Kostavaras - administrator

 

 

EMPLOYEES

 

1 employee

 

 

PAYMENTS

 

Informants report that subject's payments are prompt.

 

 

BANKERS

 

National Bank of Greece S.A., Eptalofos Branch branch., 2 Meg. Alexandrou, Ampelokipoi 56123, Greece.

Telephone: 30 2310732232

 

EFG EUROBANK ERGASIAS S.A., Eptalofos Branch branch., 27 Meg.Alexandrou, Thessaloniki 54641, Greece.

Telephone: 30 2310720128

 

FINANCIALS

 

Sales for the 12 month period ending Dec 31, 2011 were 450,000 EURO.

 

 

LEGAL STATUS AND HISTORY

 

BACKGROUND

Business started Jun 26, 2000.

    

LEGAL FORM

General partnership registered on Jun 26, 2000 

Tax Registration Number: 099376460

   

Subject continues the business activities of the sole proprietorship KOSTAVARAS EVANGELOS, originally founded in 1990.

 

 

SHAREHOLDERS

 

Aidoni Kostavara holds 40.00% of the voting capital.

Athina Kostavara holds 30.00% of the voting capital.

Michail-Angelos Kostavaras holds 30.00% of the voting capital.

 

 

ACTIVITIES

 

Local Activity Code:                   4649                                           

Local Activity Code Type:           STAKOD                                        

Equivalent to:                             NACE 1                                        

    

Wholesales nondurable goods

Imports and wholesale trade of leather wallets

Exports 5% to Cyprus

Normal exporting terms are open account

 

Imports 100% from India

Normal importing terms are cash against documents

   

Subject produces the following brand(s):  FETICHE

 


GENERAL COMMENT

 

No further information available for the subject.

 

 

 

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.97

UK Pound

1

Rs.87.50

Euro

1

Rs.70.16

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.