MIRA INFORM REPORT

 

 

Report Date :

20.11.2012

 

IDENTIFICATION DETAILS

 

Name :

SHARMA LE BAZAAR GMBH

 

 

Registered Office :

Hochstr. 21, D 58095 Hagen

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

11.06.1986

 

 

Com. Reg. No.:

HRB 1957

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Wholesaler of hides, skins and leather

 

 

No. of Employees :

02 employees

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Slow but Correct

Litigation :

Clear

 


NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


germany - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth in 2006 and 2007 and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 6.0% in 2011. GDP contracted 5.1% in 2009 but grew by 3.6% in 2010, and 2.7% in 2011. The recovery was attributable primarily to rebounding manufacturing orders and exports - increasingly outside the Euro Zone. Germany's central bank projects that GDP will grow 0.6% in 2012, a reflection of the worsening euro-zone financial crisis and the financial burden it places on Germany as well as falling demand for German exports. Domestic demand is therefore becoming a more significant driver of Germany's economic expansion. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's budget deficit to 3.3% in 2010, but slower spending and higher tax revenues reduce the deficit to 1.7% in 2011, below the EU's 3% limit. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela Merkel announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its energy and 46% of its base-load electrical production.

 

 

 

Source : CIA

 

 


Company name

 

Sharma Le Bazaar GmbH

 

 

Company Status

 

active

 

Company address

 

Hochstr. 21

D 58095 Hagen

Telephone:        02331/82062

Telefax:             02331/82063

Homepage:        www.lebazaar.de

E-mail:              info@lebazaar.de

 

 

VAT no

 

DE125136510

 

 

CONCLUSION

 

Business relations are permissible.

 

 

Synthesis

 

LEGAL FORM               Private limited company

Date of foundation:         1986

Shareholders'

agreement:                    28.04.1986

Registered on:               11.06.1986

Commercial Register:     Local court 58097 Hagen

under:                                       HRB 1957

Share capital:                EUR             25,666.85


Shareholder

 

Trilokchand Sharma

Hohenzollernstr. 14

D 58095 Hagen

born: 01.03.1949 in Indien

Share:             EUR             25,666.85

 

 

Manager

 

Trilokchand Sharma

Hohenzollernstr. 14

D 58095 Hagen

having sole power of representation

born: 01.03.1949 in Indien

Profession: Businessman

Marital status: married

 

 

COMPANY HISTORY

 

 11.06.1986 - 23.06.1992  Le Bazaar Ledertrend Import - Export

                          GmbH

                          Mittelstr. 17a

                          D 58095 Hagen

                          Private limited company

 23.06.1992 - 16.01.1995  Le Bazaar Ledertrend Import - Export

                          GmbH

                          Behringstr. 20

                          D 58097 Hagen

                          Private limited company

 26.05.1997 - 26.05.1998  Le Bazaar Ledertrend Import - Export

                          GmbH

                          Behringstr. 20

                          D 58097 Hagen

                          Private limited company

 17.07.1998 - 21.02.2005  Sharma Le Bazaar GmbH

                          Behringstr. 20

                          D 58097 Hagen

                          Private limited company

 21.02.2005 - 08.06.2011  Sharma Le Bazaar GmbH

                          Friedensstr. 127

                          D 58097 Hagen

                          Private limited company

 

 

BUSINESS ACTIVITIES

 

Main industrial sector

46240   Wholesale of hides, skins and leather

 

 

FINANCIAL INFORMATION

 

Payment experience:     within agreed terms

Negative information:      We have no negative information at hand.

Balance sheet year:       2011

 

 

REAL ESTATE

 

Type of ownership:         Tenant

Address                        Hochstr. 21

                                    D 58095 Hagen

 

 Real Estate of:              Trilokchand Sharma

 Type of ownership:        Tenant

 Address                       Hohenzollernstr. 14

                                    D 58095 Hagen

 

Land register documents were not available.

 

 

BANKERS

 

COMMERZBANK VORMALS DRESDNER BANK, HAGEN, WESTF

Sort. code: 45080060, BIC: DRESDEFF450

 

 


FINANCIAL FIGURES

 

 Turnover:            2011               EUR            382,500.00

 Profit:              2011               EUR            -72,234.00

 Ac/ts receivable:                       EUR            169,219.00

 Liabilities:                            EUR            521,627.00

 Total numbers of vehicles:                                      2

 - Passenger cars:                                               2

 Employees:                                                      2

 - thereof permanent staff:                                      1

 - Part-time employees:                                          1

 

The aforementioned business figures may partly be estimated information based on average values in the line of business.

 

 

BALANCE SHEETS

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                 80.17

 Liquidity ratio:                   2.65

 Return on total capital [%]:     -16.29

 

 Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                 76.40

 Liquidity ratio:                   1.65

 Return on total capital [%]:     -10.19

 

 Balance sheet ratios 01.01.2009 - 31.12.2009

 Equity ratio [%]:                 73.95

 Liquidity ratio:                   1.83

 Return on total capital [%]:       4.48

 

 Balance sheet ratios 01.01.2008 - 31.12.2008

 Equity ratio [%]:                 64.00

 Liquidity ratio:                   0.89

 Return on total capital [%]:      -7.00

 

Equity ratio

The equity ratio indicates the portion of the equity as compared to the total capital. The higher the equity ratio, the better the economic stability (solvency) and thus the financial autonomy of a company.

 

Liquidity ratio

The liquidity ratio shows the proportion between adjusted receivables and net liabilities. The higher the ratio, the lower the company's financial dependancy from external creditors.

 

Return on total capital

The return on total capital shows the efficiency and return on the total capital employed in the company. The higher the return on total capital, the more economically does the company work with the invested capital.

 

Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2011 - 31.12.2011

 

 ASSETS                                  EUR            530,626.95

  Fixed assets                           EUR              5,309.18

   Intangible assets                     EUR                  0.50

    Other / unspecified intangible assetsEUR                  0.50

   Tangible assets                       EUR              4,644.00

    Other / unspecified tangible assets  EUR              4,644.00

   Financial assets                      EUR                664.68

    Other / unspecified financial assets EUR                664.68

  Current assets                         EUR            438,082.99

   Stocks                                EUR            253,715.29

   Accounts receivable                   EUR            169,219.36

    Other debtors and assets             EUR            169,219.36

   Liquid means                          EUR             15,148.34

  Remaining other assets                 EUR             87,234.78

   Accruals (assets)                     EUR                129.34

   Deficit not covered by shareholders'

   equity                                EUR             87,105.44

 

 LIABILITIES                             EUR            530,626.95

  Shareholders' equity                   EUR                  0.00

   Capital                               EUR             25,666.85

    Subscribed capital (share capital)   EUR             25,666.85

   Balance sheet profit/loss (+/-)       EUR           -112,772.29

    Profit / loss brought forward        EUR            -40,538.46

    Annual surplus / annual deficit      EUR            -72,233.83

   Other shareholders' equity (+/-)      EUR             87,105.44

    Deficit not covered by shareholders'

    equity                               EUR             87,105.44

  Provisions                             EUR              9,000.00

  Liabilities                            EUR            521,626.95

   Other liabilities                     EUR            521,626.95

    Unspecified other liabilities        EUR            521,626.95

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2010 - 31.12.2010

 

 ASSETS                                  EUR            561,570.63

  Fixed assets                           EUR              7,708.68

   Intangible assets                     EUR                  0.50

    Other / unspecified intangible assetsEUR                  0.50

   Tangible assets                       EUR              7,043.50

    Other / unspecified tangible assets  EUR              7,043.50

   Financial assets                      EUR                664.68

    Other / unspecified financial assets EUR                664.68

  Current assets                         EUR            535,084.20

   Stocks                                EUR            345,067.63

   Accounts receivable                   EUR            166,470.64

    Other debtors and assets             EUR            166,470.64

   Liquid means                          EUR             23,545.93

  Remaining other assets                 EUR             18,777.75

   Accruals (assets)                     EUR              3,906.14

   Deficit not covered by shareholders'

   equity                                EUR             14,871.61

 

 LIABILITIES                             EUR            561,570.63

  Shareholders' equity                   EUR                  0.00

   Capital                               EUR             25,666.85

    Subscribed capital (share capital)   EUR             25,666.85

   Balance sheet profit/loss (+/-)       EUR            -40,538.46

    Profit / loss brought forward        EUR             15,156.48

    Annual surplus / annual deficit      EUR            -55,694.94

   Other shareholders' equity (+/-)      EUR             14,871.61

    Deficit not covered by shareholders'

    equity                               EUR             14,871.61

  Provisions                             EUR              4,500.00

  Liabilities                            EUR            557,070.63

   Other liabilities                     EUR            557,070.63

    Unspecified other liabilities        EUR            557,070.63


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.97

UK Pound

1

Rs.87.50

Euro

1

Rs.70.16

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.