MIRA INFORM REPORT

 

 

Report Date :

23.11.2012

 

IDENTIFICATION DETAILS

 

Name :

CORTEFIEL COMMERCIAL SA

 

 

Registered Office :

Rue de Romont 10, 1700 Fribourg/FR

 

 

Country :

Switzerland

 

 

Date of Incorporation :

17.02.1998

 

 

Com. Reg. No.:

217.0.138.651-3 / 435635

 

 

Legal Form :

Company limited by shares

 

 

Line of Business :

trade for fashions and the management of shareholdings in other companies, especially for the Cortefiel group.

 

 

No. of Employees :

01-09 employees

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Unknown

Litigation :

Clear 

 


NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Switzerland

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Switzerland - ECONOMIC OVERVIEW

 

Switzerland is a peaceful, prosperous, and modern market economy with low unemployment, a highly skilled labor force, and a per capita GDP among the highest in the world. Switzerland's economy benefits from a highly developed service sector, led by financial services, and a manufacturing industry that specializes in high-technology, knowledge-based production. Its economic and political stability, transparent legal system, exceptional infrastructure, efficient capital markets, and low corporate tax rates also make Switzerland one of the world's most competitive economies. The Swiss have brought their economic practices largely into conformity with the EU's, to enhance their international competitiveness, but some trade protectionism remains, particularly for its small agricultural sector. The fate of the Swiss economy is tightly linked to that of its neighbors in the euro zone, which purchases half of all Swiss exports. The global financial crisis of 2008 and resulting economic downturn in 2009 stalled export demand and put Switzerland in a recession. The Swiss National Bank (SNB) during this period effectively implemented a zero-interest rate policy to boost the economy as well as prevent appreciation of the franc, and Switzerland's economy recovered in 2010 with 2.7% growth. The sovereign debt crises currently unfolding in neighboring euro-zone countries pose a significant risk to Switzerland's financial stability and are driving up demand for the Swiss franc by investors seeking a safehaven currency. The independent SNB has upheld its zero-interest rate policy and conducted major market interventions to prevent further appreciation of the Swiss franc, but parliamentarians have urged it to do more to weaken the currency. The franc's strength has made Swiss exports less competitive and weakened the country's growth outlook; GDP growth fell to 2.1% in 2011. Switzerland has also come under increasing pressure from individual neighboring countries, the EU, the US, and international institutions to reform its banking secrecy laws. Consequently, the government agreed to conform to OECD regulations on administrative assistance in tax matters, including tax evasion. The government has renegotiated its double taxation agreements with numerous countries, including the US, to incorporate the OECD standard, and in 2011 it reached deals with Germany and the UK to resolve outstanding issues, particularly the possibility of imposing taxes on bank deposits held by foreigners. These steps will have a lasting impact on Switzerland's long history of bank secrecy.

 

Source : CIA

 

 

 


Company name 

 

Cortefiel Commercial SA

 

 

Operating address

 

Rue de Romont 10

1700 Fribourg/FR

Switzerland/CH

Telephone:                    026 3410980

Fax:                             026 3471631

Web site:                      http://www.grupocortefiel.com

E-mail:                         info@grupocortefiel.com

VAT-No.:                      CHE104231645

 

 

Profile

 

Established:                  1998

Line of Business:           Consumer goods wholesale, Financial services

Industry Division:           Wholesale trade, Services

Industry-code (NACE):     4642     Wholesale of clothing and footwear

                                      6420     Activities of holding companies

Import/Export:               Import

Banks:                         unknown

 

 

Operational Figures

 

Coverage:                     Company

Figures:                        approximately

Employees:                  1-9

 

 

Activity

 

The business activities are the trade for fashions and the management of shareholdings in other companies, especially for the Cortefiel group.

 

 

Real Estate

 

Information on property ownership was not available.

 

Company Register

 

Company No:                217.0.138.651-3 / 435635

Legal form:                    Company limited by shares

Registration:                 17.02.1998

Legal status:                 active

Responsible Register:    Handelsregister des Saane-Bezirkes (FR)

History:                        Date of Incorporation Statutes: 28.12.1998

                                    Date of Statutes: 13.12.2005

                                    Date of Statutes: 23.02.1999

 

Entry            Deleted   Name

active                           Cortefiel Commercial SA

active                           Cortefiel Commercial AG (Name translated)

active                           Cortefiel Commercial Ltd (Name translated)

 

Entry            Deleted   Legal domicile

active                           Fribourg, Switzerland

 

Entry            Deleted   Address

18.07.2000                    Rue de Romont 10, 1700 Fribourg/FR, Switzerland/CH

                    14.10.1999  c/o Etude de Mes Thiebaud & von der Weid, Rue de Romont 35, 1700 Fribourg/FR, Switzerland/CH

14.10.1999    18.07.2000  c/o Lenz & Staehelin, Rue de Romont 35, 1700 Fribourg/FR, Switzerland/CH

 

Entry            Deleted   Capital

active                           Share Capital CHF 5'000'000, paidup CHF 5'000'000

 

Entry            Deleted   Capital Structure

active                           50'000 Registered shares of CHF 100.--

 

Entry            Deleted   Activity (original Language)

16.12.2005                    Achat, vente, transport et commerce en général de vêtements et textiles en tous genres et des accessoires y relatifs; peut fournir des conseils et des services en relation avec son but, notamment dans les domaines du management, du franchising, de la révision, du contrôle, des études de marché et de développement de projets, en particulier en faveur de sociétés du groupe Cortefiel; peut constituer des succursales et des filiales en Suisse et à l'étranger et participer à d'autres entreprises en Suisse et à l'étranger; peut exercer toutes activités commerciales, financières et autres en rapport avec son but; peut également, dans l'intérêt du groupe auquel elle appartient, emprunter auprès de tiers et accorder des prêts ou autres financements directs ou indirects à des sociétés du groupe auquel elle appartient, y compris des actionnaires directs ou indirects de la société ou d'autres sociétés dont ceux-ci détiennent des actions, ainsi que fournir toutes sûretés pour garantir les obligations desdites sociétés, notamment par l'émission de garanties, caution, constitution de gages, transfert de propriété aux fins de garantie, cession de créance aux fins de garantie ou émission de toutes autres garanties, de quelques natures que ce soit, avec ou sans rémunération.

                    16.12.2005  Achat, vente, transport et commerce en général de vêtements et textiles en tous genres et des accessoires y relatifs; fournir des conseils et des services en relation avec son but, notamment dans les domaines du management, du franchising, de la révision, du contrôle, des études de marché et de développement de projets, en particulier en faveur de sociétés du groupe Cortefiel.

 

Entry            Deleted   Remarks (original Language)

active                           Publishing authority: FOSC.

active                           Shares: Restriction de transmissibilité des actions.

active                           Reports: Communication aux actionnaires: lettre.

 

 

Official Administration

 

Title                                           Name

President                                    Juan Carlos Escribano Garcia, Origin: Spain, Residential address: Madrid, Spain, joint signature of two, Registered since: 13.08.2009

Company Secretary                     Luke Henri Gillon, Origin: Châtonnaye, Le Châtelard, Switzerland, Residential address: 1752 Villars-sur-Glâne/FR, Switzerland, joint signature of two, Registered since: 30.08.2007

Director                                      Bruno Mock, Origin: Zürich, Herisau, Switzerland, Residential address: 8700 Küsnacht/ZH, Switzerland, joint signature of two, Registered since: 09.06.2000

 

 

External Positions

 

Title                                           Name

Auditor                                       Deloitte AG, Residential address: Basel, Switzerland

 

 

Executive board

 

Title                                                     Name

Chief Executive Officer                    Bruno Mock

 

 

Ultimate Parent Company

 

Name:                          Cortefiel SA

City/Country:                 Madrid, Spain/ES

 

 

Owner/-s

 

No. of Owner/-s:            1

Owner:                         The company is foreign owned.

 

Class:                          100%

Name:                          Cortefiel SA

City/Country:                 Madrid, Spain/ES

Interest:                        100.00% voting right, 100.00% capital interest

 

 

Investments

 

It is believed that the company has no investments.

 

 

Legal Actions

 

Control date       Year                       No.             Amount CHF     Status

11.11.2008          2008                           0

11.11.2008          2007                           0

11.11.2008          2006                           0

 

An updated legal action check is only available against proof of interest. e.g. a copy of an enquiry letter, and order or invoice relating to the subject company.

 

 

Credit Information

 

Financial Statements:    The company does not disclose any financial statements. Third parties are not permitted any insight into the financial affairs. It is therefore difficult to make a proper assessment of the actual situation.

 

Financial Situation:        The financial situation is considered to be in order.

 

Payment experiences:   Financial obligations are met in an orderly manner.

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.16

UK Pound

1

Rs.88.03

Euro

1

Rs.70.86

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.